BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 1957
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          Date of Hearing:  April 11, 2012

                       ASSEMBLY COMMITTEE ON LOCAL GOVERNMENT
                                Cameron Smyth, Chair
                    AB 1957 (Gordon) - As Amended:  March 15, 2012
           
          SUBJECT  :  Tax collection.

           SUMMARY  :  Authorizes counties to permit tax collectors to reduce 
          the quantity of information required to be published in a 
          newspaper regarding real property defaulted to the county, 
          lowers the minimum interest rate for property tax refunds and 
          adds tax collection to the kinds of course content eligible for 
          the continuing education requirements of county treasurers and 
          tax collectors.   Specifically,  this bill  :

          1)Authorizes the board of supervisors to allow, by resolution, 
            the tax collector to post certain notices on the tax 
            collector's website instead of in a newspaper, provided that 
            the tax collector publishes in a newspaper a 'shortened 
            publication' stating the tax collector's website, the specific 
            Internet address at which the notice may be viewed, and the 
            location of public access computer terminals that may be used 
            to view the notice. 

          2)Eliminates the requirement that counties pay interest on 
            property tax refunds at the greater of 3% per annum or the 
            "county pool apportioned rate", and instead, requires payment 
            only at the "county pool apportioned rate", as specified.  

          3)Authorizes elected and appointed county treasurers, tax 
            collectors and treasurer-tax collectors to count course 
            material on tax collection towards meeting their statutory 
            continuing education program requirements. 

          4)Makes certain other technical and non-substantive amendments. 

           EXISTING LAW  : 

          1)Requires a tax collector to publish notice of due and 
            delinquency dates, penalties, and payment options, on or 
            before the day when taxes are payable to the tax collector.  
            Existing law also requires a tax collector to publish notice 
            of an impending default, power and intent of collector, an 
            affidavit of collector, a delinquent list, and an intended 








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            sale.  Existing law requires the notices to be published in a 
            newspaper, as specified.

          2)Requires the payment of interest on property tax refunds at 
            the greater of 3% per annum or the county pool apportioned 
            rate. 

          3)Requires a county treasurer, whether elected or appointed, to 
            complete a valid continuing course of study on or before June 
            30 of each two-year period, and to provide certification 
          of completion of that course to the Controller. The continuing 
            education program is required to consist of, at a minimum, 24 
            hours or an equivalent amount of continuing education units 
            within the discipline of treasury management, public finance, 
            public administration, governmental accounting, or directly 
            related subjects, as specified.  

           FISCAL EFFECT  :  None
           COMMENTS  :

          1)This bill intends to make three separate changes to statutes 
            of interest to county treasurers and tax collectors: a) to add 
            tax collection to the kinds of course content eligible for the 
            continuing education requirements of county treasurers, b) to 
            substantially reduce the information required to be published 
            in newspapers in conjunction with the public sale 
          of property defaulted to the county, and, c) to lower the 
            interest rate ceiling for property tax refunds.  AB 1957 is 
            sponsored by the California Association of County Treasurers 
            and Tax Collectors. 

          2)State law currently requires county treasurers, tax collectors 
            and treasurer-tax collectors to complete a prescribed course 
            of study during the person's term of office or employment 
          (48 hours over four years for elected officials, or 24 hours 
            over two years for appointed officials) within the disciplines 
            of treasury management, public finance, public administration, 
            governmental accounting, or directly related subjects.  This 
            bill would simply add tax collection to that list of subjects 
            eligible for continuing education credit. 

          Similar changes were made in the 1999 Local Agency Omnibus Act 
            (SB 275, Committee on Local Government), adding public 
            administration and governmental accounting to the subject 
            list.








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           3)Under current law, counties must pay interest on property tax 
            refunds at the greater of 3% per year or the "county pool 
            apportioned rate".  The statute defines the county pool 
            apportioned rate as "the annualized rate of interest earned on 
            the total amount of pooled idle funds from all accounts held 
            by the county treasurer, in excess of the county treasurer's 
            administrative costs with respect to that amount" as of a 
            particular date.  This bill would remove the 3% floor and 
            simply peg the refund interest rate to the county pool 
            apportioned rate, allowing the counties to save money on tax 
            refund interest rate payments. 

          According to the sponsor, "�w]ith the current economic 
            situation, a county's pool apportioned rate may be or will 
            drop to less than 3 percent.  If the pool rate drops below 3 
            percent, as it does often in a down economy, the county pays 
            more in interest than the interest that the county can earn."  
             

          The California Taxpayers Association opposes the lowering the 
            floor on the tax refund interest rate, stating that 
            "Sacramento, for example, charges taxpayers an annualized 
            interest rate of approximately 9 percent on underpayments, but 
            under this bill, would only pay taxpayers a rate of less than 
            3 percent on overpayments.  Such a policy unfairly 
            disadvantages taxpayers."  

           Currently, the pool rate for all 58 counties is below 3%, 
            ranging from 0.0045% in Plumas county to 2.58% in Tulare 
            county.  The rates for the state's five largest counties are: 
            Los Angeles (1.29%), Orange (0.56%), San Diego (0.66%), San 
            Bernardino (0.994%), and Santa Clara (0.7903%).  

          4)One other piece of this bill is the proposal to dramatically 
            shorten the length of the public notice that counties are 
            required to publish detailing the impending default and sale 
            of tax-defaulted property. 

          Current law requires tax collectors to annually publish a notice 
            of impending default for individuals who fail to pay taxes on 
            real property.  The notice must be in the form of an 
            affidavit, and must show the amount due, time of default, 
            specified details regarding redemption, and certain facts 
            related to the proposed listing and sale of the defaulted 








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            property.  It may also include the names of the owners and 
            specific parcel numbers. Publications must be made once a week 
            for three successive weeks in a regularly published paper of 
            general circulation in the county.  The resulting publication 
            can be very long, potentially requiring dozens of column 
            inches.  Counties are also separately required to make 
            reasonable efforts to contact the assessee of the property in 
            default (see, e.g., Revenue and Taxation Code section 3704.7).

            The notice of intended sale must also be published once a week 
            for three successive weeks in a paper of general circulation.  
            It must include date, time and place of the intended sale, a 
            description of the property, name of the last assessee, 
            minimum acceptable bid, and specified details regarding 
            redemption and disposition of remaining proceeds.  Reasonable 
            efforts must also be made to contact the owner directly.  

            In order to minimize publishing costs, this bill would 
            authorize the board of supervisors, by resolution, to permit 
            the tax collector to instead make the required posting on his 
            or her website.  The tax collector would only need to 
            physically publish a "shortened publication" stating that the 
            notice is available on the tax collector's website, and 
            provide the website addresses for the tax collector and the 
            notice.  It must also include information on the location of 
            public computer terminals to access the specified websites.

            As an example, Kern County expects the shortened publication 
            to take up less than 10 column inches.  That county also 
            operates an online listing of properties it has the power to 
            sell (along with owner names and amounts owed), which runs to 
            150 pages and includes a web link to a satellite map for each 
            of the parcels in question.  

          5)The justification for this change in notice requirements is 
            largely monetary: the sponsor states that giving county 
            treasurer-tax collectors the "option to display ?required 
            notices on the County website?would realize significant cost 
            savings for cash-strapped local governments, while maintaining 
            an important taxpayer notification system." For example, "Kern 
            County during the 2010-2011 fiscal year alone spent $98,143.25 
            for all publications required by current law.  As additional 
            examples Monterey and Ventura Counties spent $33,450.87 and 
            $25,898.88 last fiscal year, respectively.  With this 
            supplementary tool?the newspaper publication could be 








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            shortened to one-tenth of its current size, realizing 
            significant savings for the county."

          The California Newspaper Publishers Association (CNPA) opposes 
            this "shortened publication" alternative because they believe 
            it will "objectively make this information hard to get" and 
            reduce public attention to the matter.  Seeing the published 
            long-form notices as a means to "deputize�] the entire 
            community" and "create�] social pressure" via "a shame factor 
            that cannot be duplicated by a brief referral ad to an obscure 
            government website".  As such, "�a]llowing public notices to 
            be solely posted on an Internet web site is a breach of the 
            public trust and private property rights."  CNPA contends that 
            any fair public notice must be independently published, 
            tangible and preserved, conveniently accessible, and 
            verifiable. 


          Furthermore, CNPA counters that the publishing costs cited by 
            the author as the impetus for the bill can be recouped to some 
            extent via existing law.  Revenue and Taxation Code 2621 
            authorizes tax collectors to recover $10 dollars on each 
            separate valuation on the roll for preparing the delinquent 
            tax records and giving notice of delinquency.  To the extent 
            that this recovery provision is insufficient to recoup the 
            full cost of publishing, CNPA argues that it should simply be 
            raised instead of truncating the notice.

          6)While the proposed "shortened publication" provision is 
            permissive, it represents a substantial shift away from the 
            traditional notice regime.  The alternative published notice 
            would likely be very short, requiring only a brief statement 
            announcing the availability of the notice online, two website 
            addresses, and the location of a public access computer 
            terminal in the county.  There would be no information 
            published about any of the individual properties being listed 
            or sold.

            The real question at hand is whether or not individuals in the 
            community continue to derive sufficient useful notice from the 
            printed notices now required by law to justify the expense of 
            publishing them.

            According to the sponsor, there is some limited data to 
            suggest that traditional public notices are not particularly 








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            effective.  For example, Kern County advertised the names of 
            1,208 individuals who were owed money (unclaimed warrants) by 
            the county, and paid $9,670 to run those ads for two 
            consecutive weeks.  The county received only 49 claims, at an 
            average of $165 per claim.  This represented a 4% response 
            rate at a cost of $197 per respondent - meaning that the ads 
            themselves cost the county more than the taxpayers received as 
            a result of the notice.  The neighboring county of Merced 
            similarly claims about a 1% response rate. Incomplete reports 
            from 36 counties show that county tax collectors spent $1.37 
            million on notice publication in FY 2010-11.

            Conversely, targeted advertising is viewed as much more 
            effective.  The sponsor contends that while Los Angeles County 
            "has seen no correlation between newspaper notification and 
            redemption", the county did find "a strong correlation between 
            mailing of 'courtesy' notices in June and payment of 
            delinquent taxes before the end of the fiscal year?" According 
            to their figures, nearly 29% of the county's total delinquent 
            amount ($634.6 million) was paid in the month following the 
            mailing of the 'courtesy' notice."  

            According to opponents, newspapers are still heavily relied 
            upon by Americans: more than 71% of U.S. adults, or nearly 166 
            million people, read a newspaper in print or online in the 
            past week.  However, only 62% of adult Americans had broadband 
            Internet connections at home, according to a 2011 Pew report.  
            As such, printed newspapers remain the most read, most 
            reliable place to read and establish legal proof of public 
            notices.  

            Opponents also cite a 2001 survey by the Arizona Newspapers 
            Association that found strong levels of support in Arizona for 
            newspaper-based public notices: 

             a)   82% of individuals surveyed regularly or sometimes read 
               or looked at legal notices in newspapers while 87% never 
               looked at legal notices on the web.

             b)   63% of respondents felt that it was important or very 
               important to continue publishing legal and public notices 
               in the newspaper.
             c)   58% of respondents felt that newspaper-based public 
               notices helped make local officials more careful about they 
               spend taxpayers' money.








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             d)   68% of respondents felt that public agencies should 
               publish legal and public notices only in newspapers (7% 
               said notices should be published on the web only and 2% 
               said both). 

            The Committee may wish to inquire of supporters and opponents 
            as to how and by whom the current published notices are 
            utilized, and also whether or not those notices provide 
            benefits sufficient to justify their ongoing cost.  

            The Committee may also wish to consider whether an increase in 
            the $10 ceiling in the county's cost recovery provisions might 
            be a more direct and less disruptive means of addressing the 
            financial strain borne by the counties.

          1)In 2009, this Committee heard AB 715 (Caballero), which would 
            have authorized city clerks to publish and post the full text 
            of city ordinances on that city's Internet Web site instead of 
            in a newspaper of general circulation.  That bill was passed 
            by the committee (9-0), and passed on the Assembly floor 
            (75-0), but was subsequently amended to address an unrelated 
            issue.

           2)Support arguments  :  The sponsor argues that the bill would 
            "realize significant cost-savings for cash-strapped local 
            governments, while maintaining an important taxpayer 
            notification system?�W]ith the current economic climate and in 
            the wake of increased costs from realignment of state services 
            to county governments, the ability to publish shortened 
            notices �in] newsprint and give unlimited information to the 
            public on the internet would provide significant fiscal relief 
            to counties."

          The provision lowering the interest rate floor on property tax 
            refunds would benefit counties by saving money.

           Opposition arguments  :  CNPA contends that this bill would "harm 
            the public's right to know about important government 
            processes and harm private property rights." It would put 
            important information on websites that few people visit, while 
            newspapers "thrust this essential information" out and 
            "deputizes the entire community" to address the problem. 
            Posting on websites provides none of the permanency, 
            reliability and accessibility provided by newspaper 








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            publishing, and represents a breach of the public trust and 
            private rights. 

            The provision lowering the interest rate floor on property tax 
            refunds would harm tax payers by imposing a double standard 
            that is unfair to taxpayers.
             
           








          REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          California Association of County Treasurers and Tax Collectors 
          �SPONSOR]

           Opposition 
           
          Bay Area News Group
          Brehm Communications Inc.
          California Newspapers Partnership
          California Newspaper Publishers Association
          California Taxpayers Association
          Howard Jarvis Taxpayers Association
          The Press-Enterprise
          The Record
          The Star News
          Individual letters (2)
           
          Analysis Prepared by  :    Hank Dempsey / L. GOV. / (916) 319-3958