BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 2037
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          Date of Hearing:   August 8, 2012

                        ASSEMBLY COMMITTEE ON APPROPRIATIONS
                                Felipe Fuentes, Chair

                     AB 2037 (Davis) - As Amended:  May 3, 2012 

          Policy Committee:                              Revenue and 
          Taxation     Vote:                            8-0
                        JEDE                                  4-0

          Urgency:     No                   State Mandated Local Program: 
          No     Reimbursable:              

           SUMMARY  

          This bill creates a $300 million state New Markets Tax Credit 
          program (NMTC) for the purpose of stimulating economic 
          development.  Specifically, this bill:  

          1)Authorizes the creation of the California New Markets Tax 
            Credit Program, administered through the California Tax Credit 
            Allocation Committee (TCAC), for the purpose of allocating tax 
            credits to qualifying community development entities (CDE). 
             
          2)Authorizes a tax credit valued at 39% of a taxpayer's 
            qualified equity investment in a CDE, beginning in 2013 and 
            ending in 2019, and allows the credit to be applied against 
            the tax payer's personal and/or corporate tax liability.

          3)Establishes that allowable investments are limited to 
            qualified low-income community investments, which may include 
            loans and capital investments in businesses, real estate and 
            other CDEs that undertake development projects in eligible 
            low-income areas, as defined.

          4)Requires the TCAC to establish guidelines for implementing the 
            NMTC program and set fees to cover the costs for administering 
            the program.  Up to $50 million in tax credits may be 
            allocated in any one tax year for a total allocation of $300 
            million over the six years of the NMTC program.

          5)Appropriates $150,000 from the Tax Credit Allocation Fee 
            Account to the TCAC for the purpose of administering the new 
            tax credit program.  These moneys are only available for 








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            expenditure until January 1, 2020 and it is the Legislature's 
            intent that these moneys would be reimbursed through fees on 
            the New Market Tax Credit application.

          6)Reduces the cumulative total of the use of Small Business Hire 
            Credit (SBHC) from $400 million to $100 million in order to 
            fund the NMTC. 

          7)Takes immediate effect as a tax levy.

           FISCAL EFFECT
           
          1)The funds appropriated for developing the new tax credit 
            program would be a loan which would be paid back through fees 
            on the NMTC application.  All other funds for administration 
            would come from NMTC fees.

          2)The FTB estimates that this bill would result in General Fund 
            revenue losses of $2.7 million in FY 2012-13, $33 million in 
            FY 2013-14, and $6 million in FY 2014-15.  This is a net loss 
            of revenues when compared to the use of the existing hiring 
            tax credit.

          3)The current hiring credit is capped at $400 million and the 
            author intends that funds for this credit come from this 
            allocation and not result in the state taking on any 
            additional obligations.  However, AB 2037 accelerates revenue 
            loss, aggravating the current budget deficit.

           COMMENTS  

           1)Purpose  .  According to the author, California can no longer 
            afford to leave millions in federal money on the table, year 
            after year, by failing to implement a state tax credit program 
            to jump-start economic productivity in our low-income areas.  
            Such a program, the author notes, will enable us to leverage 
            many times more in federal funds than it would cost the state 
            to implement, and lead directly to capital investment in small 
            businesses, a proven model for helping to end an economic 
            recession.  According to the author, at least nine other 
            states have successfully implemented such a program already, 
            on average leveraging 13 times more in federal monies than 
            they allocated in planned revenue to fund the tax credit.  The 
            author argues AB 2037 means community empowerment because the 
            program in question has a proven track record of job creation.








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           2)Federal New Market Tax Credit Program  .  Congress enacted the 
            NMTC with the Community Renewal Tax Relief Act of 2000 (Public 
            Law 106-554) for the purpose of stimulating equity investments 
            in low-income communities.  Under the program, CDEs apply to 
            the US Treasury, for an allocation of federal tax credits, 
            which the CDE can then offer to individual and corporate 
            investors in exchange for making an equity investment in the 
            CDE or its subsidiary. In this way, the CDE serves as a 
            community and financial intermediary between sources of 
            private capital and low-income communities.   The value of the 
            federal credit to the investor is 39% of the original 
            investment amount, claimed over a period of seven years (5% 
            for each of the first three years, and 6% for each of the 
            remaining four years).  The investment in the CDE cannot be 
            redeemed before the end of the seven-year period.

            President Obama's budget proposes to reauthorize the New 
            Markets Tax Credit Program in 2012 and 2013-$5 billion in 
            allocation authority for each year.

           3)Impact on the existing Small Business Hiring Credit Program  .  
            Implementation of this bill will reduce the authorized credits 
            under the SBHC and use the amount of the reduction to fund the 
            credits authorized in the NMTC program.  According to the FTB 
            and information provided by the Assembly Committee on Revenue 
            and Taxation, use of the SBHC as of early May had reached a 
            cumulative credits value of $114 million.  

           4)Implementation concerns  .  FTB reported a number of 
            implementation concerns with AB 2037.  In addition, the amount 
            of the SBHC credit already claimed exceeds the amount allowed 
            in AB 2037.  This bill is a suspense candidate and the author 
            has indicated a willingness to adopt amendments that would 
            address these issues, including reducing the allocation for AB 
            2037 from $300 million to $200 million.
                
            5)Relevant legislation.   The slow pace of using the existing 
            small business hiring credit program has led to the 
            introduction of numerous bills none of which have been 
            chaptered, that would use the allocation more rapidly either 
            by relaxing the requirements on the existing credit or 
            allocating it for different purposes.  These bills follow:

             a)   AB 11 (Portantino), 2011, transfers $200 million of the 








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               allocation for the existing small business hiring credit 
               and used it for a new credit equal to 20% of annual 
               workers' compensation premiums paid by qualified taxpayers. 
                AB 11 was held on the Assembly Revenue and Taxation 
               Committee's Suspense File.

             b)   AB 234 (Wieckowski), 2011, expands the existing small 
               business hiring credit to encourage the employment of the 
               chronically unemployed.  AB 234 was held on the Assembly 
               Revenue and Taxation Committee's Suspense File.

             c)   AB 236 (Swanson), 2011, would have reallocated $50 
               million from the New Jobs Tax Credit to establish a new 
               credit designed to encourage the hiring of the chronically 
               unemployed.  AB 236 was held on this Committee's Suspense 
               File.

             d)   AB 248 (Perea), 2011, provides a personal income tax 
               (PIT) credit equal to 25% of the value of qualified medical 
               services personally provided by a physician free of charge 
               or at a reduced rate.  AB 248 was held on this Committee's 
               Suspense File.

             e)   AB 643 (Davis), 2011, is very similar to AB 2037.  AB 
               643 was held on this Committee's Suspense File.

             f)   AB 1009 (Wieckowski), 2011, modifies the jobs tax credit 
               to allow employers with 100 or fewer employees to be 
               eligible.  AB 1009 was held on the Assembly Revenue and 
               Taxation Committee's Suspense File.

             g)   AB 1195 (Allen), 2011, would expand the pool of eligible 
               claimants for the Jobs Tax Credit from taxpayers with 20 or 
               fewer employees to those with 50 or fewer employees.  AB 
               1195 is on the Senate Appropriations Committee Suspense 
               File.

             h)   AB 1596 (Cook), 2011, would modify the New Jobs Tax 
               Credit by allowing the credit to employers with up to 50 
               employees.  AB 1596 was held on the Assembly Revenue and 
               Taxation Committee's Suspense File.

             i)   SB 156 (Emmerson), 2011, would have modified the New 
               Jobs Tax Credit by allowing the credit to employers with up 
               to 50 employees.  SB 156 was subsequently amended to a 








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               different subject.

           6)Prior legislation.   SB 1316 (Romero) of 2010 would have 
            enacted a New Markets Tax Credit for qualified investments 
            made in low income communities in the 2011 calendar year.  
            This bill died on the Senate inactive file.

           7)There is no registered opposition to this bill.  
             

           Analysis Prepared by  :    Roger Dunstan / APPR. / (916) 319-2081