BILL ANALYSIS                                                                                                                                                                                                    �




                   Senate Appropriations Committee Fiscal Summary
                           Senator Christine Kehoe, Chair


          AB 2152 (Eng) - Health care coverage.
          
          Amended: June 21, 2012          Policy Vote: Health 5-2
          Urgency: No                     Mandate: Yes
          Hearing Date: August 16, 2012                          
          Consultant: Brendan McCarthy    
          
          SUSPENSE FILE.  AS PROPOSED TO BE AMENDED.
          
          
          Bill Summary:  AB 2152 would require reporting by health plans 
          and health insurers that function as preferred provider 
          organizations.

          Fiscal Impact: 
              One-time costs up to $150,000 to adopt regulations for 
              reporting of data (Managed Care Fund).

              Minor ongoing costs to review data (Managed Care Fund and 
              Insurance Fund).

          Background:  Under current state law, health plans are regulated 
          by the Department of Managed Health Care while health insurers 
          are regulated by the Department of Insurance. Certain forms of 
          health care coverage commonly referred to as "preferred provider 
          organizations" may be regulated by either the Department of 
          Managed Health Care (referred to as a preferred provider 
          arrangement) or the Department of Insurance (referred to as an 
          alternative rates of payment). Under a preferred provider 
          organization, the health plan or health insurer contracts with 
          hospitals and provider groups to provide services to enrollees 
          at reduced costs to both the enrollee and the health plan or 
          health insurer. If an enrollee elects to receive services from a 
          hospital or provider group that is not in the preferred provider 
          network, the enrollee is usually liable for increased cost 
          sharing.

          Current law required health plans to notify the Department of 
          Managed Health Care and enrollees when a contract between the 
          health plan and a health care provider has been terminated, 
          subject to specific conditions.









          AB 2152 (Eng)
          Page 1


          Proposed Law:  AB 2152 would require reporting by health plans 
          and health insurers that function as preferred provider 
          organizations. 

          With respect to preferred provider organizations regulated by 
          the Department of Managed Health Care, the bill would:
              Require a health plan to notify the Department of the 
              termination of a contract with a hospital or provider group 
              at least 30 days prior to the termination.
              If the termination would impact 2,000 or more enrollees who 
              have obtained services from the hospital or provider group 
              within the last six months, the health plan would be 
              required to notify those enrollees at least 10 days prior to 
              the termination, including specified information.

          With respect to preferred provider organizations regulated by 
          the Department of Insurance, the bill would:
              Require a health insurer to disclose certain information to 
              insureds regarding methods of payment to contracting 
              providers, including information on any financial incentives 
              used.
              Require a health insurer to notify the Department of the 
              termination of a contract with a hospital or provider group 
              at least 30 days prior to the termination.
              If the termination would impact 2,000 or more enrollees who 
              have obtained services from the hospital or provider group 
              within the last six months, the health plan would be 
              required to notify those enrollees at least 10 days prior to 
              the termination, including specified information.

          Related Legislation:  AB 2350 (Monning) would require health 
          plans and health insurers to provide specified information on 
          policies, enrollment, and financial issues annually to the 
          Department of Managed Health Care or the Department of 
          Insurance, respectively. That bill will be heard in this 
          committee.

          Staff Comments:  No reimbursement is required under the bill, 
          because the only mandated activities on local governments relate 
          to criminal penalties.

          Author's amendments: The proposed author's amendments would 
          delay implementation until July 1, 2013.









          AB 2152 (Eng)
          Page 2