BILL ANALYSIS                                                                                                                                                                                                    �



                                                                      



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          |SENATE RULES COMMITTEE            |                  AB 2219|
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                                 THIRD READING


          Bill No:  AB 2219
          Author:   Knight (R), et al.
          Amended:  8/6/12 in Senate
          Vote:     21

           
           SENATE BUSINESS, PROF. & ECON. DEV. COMM.  :  8-0, 7/2/12
          AYES:  Price, Corbett, Correa, Hernandez, Negrete McLeod, 
            Strickland, Vargas, Wyland
          NO VOTE RECORDED:  Emmerson
           
          SENATE APPROPRIATIONS COMMITTEE  :  Senate Rule 28.8

           ASSEMBLY FLOOR  :  76-0, 5/29/12 - See last page for vote


           SUBJECT  :    Contractors workers compensation insurance 
          coverage

           SOURCE  :     Roofing Contractors Association


           DIGEST  :    This bill deletes the sunset date, thereby 
          extending indefinitely the existing law requiring roofing 
          contractors who hold a C-39 classification to maintain 
          workers' compensation insurance, whether or not they have 
          employees, and makes additional changes to law regarding 
          C-39 contractors.

           ANALYSIS  :    

          Existing law:

                                                           CONTINUED





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          1. Licenses and regulates more than 300,000 contractors, 
             including C-39 roofing classification contractors, under 
             the Contractors State License Law by the Contractors 
             State License Board (CSLB) within the Department of 
             Consumer Affairs (DCA).  The CSLB is under the direction 
             of the registrar of contractors (Registrar).  (Business 
             and Professions Code (BPC) Section 7000 et seq.)

          2. Requires private employers to secure the payment of 
             compensation by obtaining and maintaining workers' 
             compensation insurance or to self-insure as an 
             individual employer or as one employer in a group of 
             employers.  (Labor Code Section 3700 et seq.)

          3. Requires every licensed contractor to have on file at 
             all times with the CSLB a current and valid Certificate 
             of Workers' Compensation Insurance or Certification of 
             Self-Insurance, and allows all specialty and general 
             contractors to claim exemption from the requirement to 
             have workers compensation insurance if the contractor 
             certifies it does not have any employees or is otherwise 
             exempt from having workers' compensation insurance.  
             (BPC Section 7125)

          4. Provides that failure of a licensed contractor to obtain 
             or maintain workers' compensation insurance coverage, if 
             required under the Contractors State License Law, shall 
             result in the automatic suspension of the license by 
             operation of law.  The suspension shall be effective on 
             either the date that the workers' compensation insurance 
             coverage lapses or the date that workers' compensation 
             coverage is required to be obtained.  (BPC Section 
             7125.2) 

          5. Until January 1, 2013, requires the following regarding 
             licensees who hold a C-39 roofing classification: 

             A.    Requires the Registrar to remove the C-39 
                classification from any license that, on January 1, 
                2011, is active and includes a C-39 classification in 
                addition to any other classification unless a valid 
                certification of workers' compensation insurance or 
                certification of self-insurance is submitted to the 
                Registrar.  







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             B.    Requires automatic suspension of a license for any 
                licensee whose license, after January 1, 2011, is 
                active and has had the C-39 classification removed 
                and who is found to have employees and who does not 
                have the required workers' compensation coverage.

          6. Until January 1, 2013, requires a workers' compensation 
             insurer who provides a policy to a contractor with a 
             C-39 classification to perform an annual payroll audit 
             for the contractor, and allows the insurer to place a 
             surcharge on the policy holder to recoup reasonable 
             costs of the audit.  (Insurance Code Section 11665 (a))

          7. Until January 1, 2013, requires the Insurance 
             Commissioner, through the Workers' Compensation 
             Insurance Rating Bureau (WCIRB), to annually compile 
             statistical data on those holding C-39 licenses.  
             (Insurance Code Section 11665 (b))

          This bill:

          1. Requires the Registrar to remove the C-39 classification 
             from any contractor license that, on January 1, 2013, 
             includes a C-39 classification in addition to any other 
             classification, unless a valid certification of workers' 
             compensation insurance or certification of 
             self-insurance is submitted in the applicant's or 
             licensee's business name.

          2. Requires automatic license suspension for any contactor 
             license that, after January 1, 2013, has had the C-39 
             classification removed and who is found to have 
             employees and who does not have the required workers' 
             compensation coverage.

          3. Requires the annual payroll audits for C-39 roofing 
             contractors, which are performed by their insurers, to 
             include an in-person visit to the place of business of 
             the contractor to verify whether the number of employees 
             reported by the contractor is accurate

          4. Requires statistical data on contractors holding C-39 
             licenses, which is compiled by the Insurance 







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             Commissioner, to include the number of employers, total 
             payroll, total losses, and the losses per $100 of 
             payroll by the employers' annual payroll at certain 
             intervals, as specified.

          5. Deletes the January 1, 2013 sunset date, on current 
             provisions of law amended by #1 through #4 above, thus 
             extending those provisions indefinitely.

           Background

           The CSLB licenses and regulates California's construction 
          industry.  Anyone performing construction work in 
          California that totals $500 or more in labor and materials 
          must be licensed by CSLB.  There are more than 300,000 
          licensed contractors in the state, in 43 different 
          licensing classifications, including almost 4800 active 
          C-39 licenses.  A C-39 roofing contractor is certified to 
          install products and repair surfaces that seal, waterproof 
          and weatherproof structures.

          Existing law, which requires all C-39-licensed roofers in 
          California to maintain workers compensation insurance 
          policies, sunsets on January 1, 2013.  Insurers are 
          required to complete an annual audit of their California 
          policyholders, with the costs of the audit included as a 
          portion of the insurer's customary basic underwriting 
          charge.  Finally, The Workers Compensation Insurance 
          Ratings Bureau (WCIRB) is directed by the Department of 
          Insurance (CDI) to gather annual statistical data for the 
          California roofing industry and provide a written report 
          each year to CDI.

          Data from the first two years of implementation of the 
          insurance mandate reflects the effectiveness of the 
          legislation in that 436 more roofing contractors were 
          insured at the end of 2008 than were insured in 2000, 
          despite fewer roofing contractors in business due to 
          economic attrition.

           Workers' compensation insurance  .  California law requires 
          all employers to carry workers' compensation insurance, 
          even if they have only one employee or a temporary 
          employee.  Every licensed contractor must report, in 







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          writing, the name and address of the insurer carrying 
          workers' compensation on his or her employees to the 
          Registrar within 90 days after any policy of insurance is 
          issued.  The contractor must send a copy of this report to 
          the insurer.  Failure to follow this reporting requirement 
          is a misdemeanor.  If a contractor does not have employees, 
          he or she can fill out an exemption from workers' 
          compensation.

          Because of the relatively widespread history of fraud and 
          abuse by some in the roofing industry, special rules have 
          been put into place to ensure better compliance, and to 
          ensure a level playing field for honest roofing 
          contractors.  This bill retains and expands these special 
          rules.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes   
          Local:  No

           SUPPORT  :   (Verified  8/6/12)

          Roofing Contractors Association (source) 
          Associated Roofing Contractors of the Bay Area Counties
          Associated Roofing Contractors of Northern California
          Best Contracting Services
          California Labor Federation
          American Subcontractors Association - California
          California Building Industry Association 
          Construction Industry Legislative Council
          Eberhard Complete Roofing & Waterproofing
          Northern California Tile Industry
          Reinhardt Roofing
          State Building and Construction Trades Council of 
          California
          Troyer Contracting Co.
          Union Roofing Contractors Association
          United Union of Roofers, Waterproofers and Allied Workers
          Vance & Associates Roofing

           ARGUMENTS IN SUPPORT  :    According to the author, "The 
          roofing industry in California has among the highest 
          workers compensation rates of all industries in the state.  
          The nature of the work requires considerable investment in 
          order to ensure the protection and safety of industry 







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          workers and contractors.  However, a high incidence of 
          payroll reporting fraud has also contributed to these 
          exorbitant costs, as many roofing contractors under-report 
          their payroll in order to secure lower workers compensation 
          premiums.  When roofing companies under report their 
          payroll and carry substandard levels of workers 
          compensation insurance, their employees are put at an even 
          higher risk without appropriate insurance coverage in 
          place, homeowners are unwittingly subjected to liability if 
          a worker is injured, and honest roofing companies must 
          subsidize the premiums of dishonest companies."


           ASSEMBLY FLOOR  :  76-0, 5/29/12
          AYES:  Achadjian, Alejo, Allen, Ammiano, Atkins, Beall, 
            Bill Berryhill, Block, Blumenfield, Bonilla, Bradford, 
            Brownley, Buchanan, Butler, Charles Calderon, Campos, 
            Carter, Chesbro, Conway, Cook, Davis, Dickinson, 
            Donnelly, Eng, Feuer, Fong, Fuentes, Furutani, Beth 
            Gaines, Galgiani, Garrick, Gatto, Gordon, Grove, Hagman, 
            Halderman, Harkey, Hayashi, Roger Hern�ndez, Hill, Huber, 
            Hueso, Huffman, Jeffries, Jones, Knight, Lara, Logue, 
            Bonnie Lowenthal, Ma, Mansoor, Mendoza, Miller, Mitchell, 
            Monning, Morrell, Nestande, Nielsen, Norby, Olsen, Pan, 
            Perea, V. Manuel P�rez, Portantino, Silva, Skinner, 
            Smyth, Solorio, Swanson, Torres, Valadao, Wagner, 
            Wieckowski, Williams, Yamada, John A. P�rez
          NO VOTE RECORDED:  Cedillo, Fletcher, Gorell, Hall


          JJA:m  8/8/12   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

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