BILL ANALYSIS                                                                                                                                                                                                    �






                             SENATE JUDICIARY COMMITTEE
                             Senator Noreen Evans, Chair
                              2011-2012 Regular Session


          AB 2327 (Feuer)
          As Amended June 25, 2012
          Hearing Date: July 3, 2012
          Fiscal: Yes
          Urgency: No
          NR
                    

                                        SUBJECT
                                           
                        Charitable Organizations: Enforcement

                                      DESCRIPTION  

          Under existing law, the Supervision of Trustees and Fundraisers 
          for Charitable Purposes Act (Act) governs charitable 
          corporations, unincorporated associations trustees, commercial 
          fundraisers, fundraising counsel, and other legal entities who 
          hold or solicit property for charitable purposes over which the 
          Attorney General (AG) has enforcement and supervisory powers. 
          The Act provides that any person who violates any provision of 
          the Act with the intent to deceive or defraud is liable for a 
          specified civil penalty. 

          This bill would authorize the AG to issue cease and desist 
          orders for violations of the Act including failing or refusing 
          to produce required records, making a material false statement, 
          as specified, failing to file complete financial reports, or 
          engaging in specified prohibited acts.  This bill would also 
          authorize the AG, after giving five days' notice, to impose a 
          civil penalty of up to $1000 per act or omission, for any act or 
          omission in violation of the Act.  Commencing on the fifth day 
          after notice, this penalty would accrue at the rate of $100 per 
          day for each day of noncompliance.

          This bill would permit the AG to suspend the registration of any 
          person or entity who the AG had assessed a penalty against 
          pursuant to these provisions.  This bill would grant any person 
          or entity subject to penalties under the Act, a review hearing 
          as specified, so long as the person or entity requests the 
          hearing within 30 days of receipt of notice of the AG's action.
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          Finally, this bill would require any fiscal sponsor organization 
          to carry directors' and officers' insurance and provide proof of 
          this insurance to the AG, and would permit AG to seek an 
          injunction, order of receivership, restitution or order of 
          accounting to ensure due application of charitable funds. 

                                      BACKGROUND  

          Fiscal sponsor organizations (FSO) manage the assets of one or 
          more nonprofit organizations for a fee. FSOs may enable a number 
          of nonprofits to share a common administrative platform, thereby 
          increasing efficiency.  FSOs may also provide services including 
          payroll, employee benefits, publicity, fundraising assistance, 
          and training.  

          While the services provided by FSOs may relieve nonprofits of 
          managerial and administrative duties, thus, allowing them to 
          focus on the goals and missions of the organizations, media 
          reports have chronicled the loss of millions of dollars in 
          charitable revenues as the result of FSOs improperly using 
          donations.  In 2003, PipeVine Inc., a San Francisco-based FSO, 
          collapsed and later admitted to having misspent at least four 
          million dollars in charitable contributions.  In that case, 
          concerns were publicly expressed about PipeVine Inc. prior to 
          the loss of the charitable funds.  

          Again, in 2010, the Association for Firefighters and Paramedics, 
          Inc., a FSO based out of Santa Ana, California, misrepresented 
          how donations were spent and used $33,000 worth of charity funds 
          for board meetings in San Diego and Las Vegas, and a Caribbean 
          cruise for board members and their families.  The Office of the 
          Attorney General (AG) reported that "through its investigation, 
          �then AG] Brown's office obtained a list of California residents 
          who donated to the Association for Firefighters and Paramedics.  
          Responses to a questionnaire sent to those California residents 
          revealed that telemarketers calling on behalf of the charity 
          told people their donation would be used to help pay for the 
          care of burn victims in their area, along with supporting the 
          fire department and paramedics in their town." The AG reported 
          that 80 to 90 percent of the donations received did not go to 
          victims, local departments, or charities, but were used to pay 
          for the fundraising expenses of the FSO.  (Harris, Brown Reaches 
          Settlement with Charity for Burn Victims Over Deceptive 
          Fundraising Tactics, September 2010, Office of the Attorney 
          General.)
                                                                      



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          The Supervision of Trustees and Fundraisers for Charitable 
          Purposes Act (Act) governs charitable corporations and other 
          legal entities that hold or solicit property for charitable 
          purposes and is supervised and enforced by the AG.   However, 
          the AG only has the authority to seek fines where there is proof 
          of fraud or an intent to defraud.  This bill would instead 
          authorize the AG to issue cease and desist orders or fines when 
          a violation of the Act has occurred, thus removing the need for 
          proof of fraud before action may be taken. 

                                CHANGES TO EXISTING LAW
           
           Existing law  establishes the Supervision of Trustees and 
          Fundraisers for Charitable Purposes Act (Act), which provides 
          that charitable corporations or trustees, commercial 
          fundraisers, fundraising counsel, or coventurers who hold or 
          solicit property for charitable purposes are required to file a 
          registration statement, articles of incorporation, and an annual 
          financial report with the Attorney General (AG).  (Gov. Code 
          Sec. 12580 et seq.)
           Existing law  establishes the primary responsibility for 
          supervising charitable trusts, for ensuring compliance with 
          trusts and articles of incorporation, and for protection of 
          assets held by charitable trusts and public benefit 
          corporations, in the AG.  (Gov. Code Sec. 12598(a).)

           Existing law  provides that the AG shall be entitled to recover 
          from defendants named in a charitable trust enforcement action 
          all actual costs incurred in conducting that action.  (Gov. Code 
          Sec. 12598(b).)  

           Existing law  provides that any person who violates the Act with 
          intent to deceive or defraud any charity or individual is liable 
          for a civil penalty not to exceed $10,000. (Gov. Code Sec. 
          12591.1(a).)

           Existing law  provides a fine not to exceed $1000 for a first 
          offense under the Act and a fine not to exceed $2,500 for all 
          subsequent violations. (Gov. Code Sec. 12591.1(b)(1) et seq.)
           
          Existing law  requires all moneys recovered by the AG to be 
          deposited into the General Fund and be used to offset the costs 
          of future charitable trust enforcement actions by the AG.  (Gov. 
          Code Sec. 12598(d).)
          
                                                                      



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           This bill  would authorize the AG to issue a cease and desist 
          order when an entity or person subject to the provisions of the 
          Act has committed a violation of the Act including:
           failing or refusing to produce required records of the 
            organization;
           making a material false statement in any application, 
            statement or report;
           failing to file financial reports, or filing incomplete 
            financial reports; or 
           engaging in specified prohibited acts.

           This bill  would permit the AG, after giving five days' notice, 
          to impose a civil penalty not to exceed $1,000 per act or 
          omission, for any act or omission in violation of the Act.  
          Penalties would accrue at the rate of $100 per day for each day 
          of noncompliance, commencing on the fifth day after notice.

           This bill  would authorize the AG to suspend the registration of 
          any person or entity assessed penalties under the Act.

           This bill  would grant any person or entity subject to penalties 
          under the Act, a review hearing, as specified, so long as the 
          person or entity requests the hearing within 30 days of receipt 
          of notice of the AG's action.

           This bill  would authorize the AG to seek an injunction, order of 
          receivership, restitution or order of accounting to ensure due 
          application of charitable funds. 
           This bill  would require fiscal sponsor organizations to carry 
          directors' and officers' insurance and provide proof of that 
          insurance to the AG.

                                        COMMENT
           
           1.Stated need for the bill
           
          According to the author: 

             The Supervision of Trustees and Fundraisers for Charitable 
             Purposes Act regulates persons or entities that raise funds 
             for nonprofits. The Attorney General enforces the Act, but 
             the Act precludes the Attorney General from imposing a 
             penalty for any violation unless the Attorney General proves 
             fraud. This bill would remove that limitation and allow the 
             assessment of penalties for any violation of the Act.

                                                                      



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             There have been high-profile incidences of fiscal sponsor 
             organizations that used or lost the funds they managed for 
             other not-for-profit organizations. This may be devastating 
             to an organization that has trusted the fiscal sponsor 
             organization with all of its financial assets. The amendments 
             add a requirement for those fiscal sponsor organizations that 
             hold onto and manage the assets of other organizations to 
             carry director and officers insurance. This provides relief 
             to victim organizations in the event a fiscal sponsor 
             organization spends or otherwise loses the assets of an 
             organization of which they manage.

           2.Preventative measures to protect assets held by charitable 
            trusts

           This bill would create a number of preventative measures, 
          including fines and cease and desist orders that the Attorney 
          General (AG) may use in enforcing the Supervision of Trustees 
          and Fundraisers for Charitable Purposes Act (Act).  Under 
          existing law, the powers of the AG to enforce the Act are 
          limited to instances where there is proof of an intent to 
          defraud a nonprofit client, or a series of penalties which may 
          be imposed for noncompliance with reporting requirements.  
          Arguably, these enforcement mechanisms lack necessary power to 
          enable the AG to protect charitable assets, as required by law. 

          Under existing law, the AG may fine a nonprofit organization if 
          it fails to file its annual registration statement, fails to 
          file a report, or fails to correct deficiencies in a report or 
          statement.  (Gov. Code Sec. 12586.1.) The AG must first notify 
          the nonprofit organization of the violation, and give the entity 
          30 days to cure the violation before a fine may be issued.  The 
          first fine may not exceed $1,000, and each subsequent fine may 
          not exceed $2,500.  (Gov. Code Sec. 12591.1.) An nonprofit 
          organization is also liable for a penalty, not to exceed 
          $10,000, if the AG proves violation of the Act with an intent to 
          defraud.  

          In light of the amount of funds that have been misused by FSOs 
          highlighted in the media (see Background), these fines appear to 
          be inconsequential, and do not function as a sufficient 
          deterrent against misuse of charitable assets.  Furthermore, 
          allowing a FSO 30 days to cure a violation, or 10 days to 
          correct deficiencies in a statement or report before a fine may 
          be issued, creates little incentive for FSOs to comply with 
          existing requirements.  To address those issues, this bill would 
                                                                      



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          authorize the AG to fine for both non-compliance and 
          misstatements, thus creating incentives to produce accurate and 
          timely reports.  This bill would also authorize the AG to issue 
          cease and desist orders, which would give the AG an additional 
          enforcement mechanism in the event that fines and penalties are 
          not compelling sufficient compliance with the Act.  Arguably, if 
          it becomes probable that a FSO is misappropriating charitable 
          assets, the authority to issue a cease and desist order will 
          also operate to freeze remaining funds held by the FSO, and as a 
          result, maximize the amount of donations that may be returned to 
          nonprofit clients. 
           
           This bill would also authorize a FSO, who has been the subject 
          of an enforcement action by the AG, to request a hearing for a 
          review of that enforcement action.  Arguably, the availability 
          of a hearing ensures that the due process rights of the FSO will 
          be protected.
           
          3.Directors' and officers' insurance 

           This bill would require all fiscal sponsor organizations (FSO) 
          to carry directors' and officers' insurance and to provide proof 
          of this insurance to the Attorney General (AG).  
          Directors' and officer's insurance is protection against a 
          breach of a duty by the directors or officers.  Although each 
          insurer defines coverage in its own way, directors' and 
          officers' insurance generally includes actual or alleged acts or 
          omissions, errors, misstatements, neglect, or breach of a duty 
          by an insured person in the discharge of his or her duties.  
          Claims under this type of insurance may include failure to 
          provide services or mismanagement of assets. 

          As indicated by the media reports, often when the management 
          problems of an FSO surface, the funds entrusted to the 
          organizations by nonprofit clients have already been 
          misappropriated.  For example, the International Humanities 
          Center, a Los Angeles-based FSO, was short nearly $900,000 when 
          it closed its doors earlier this year.  The Los Angeles Times 
          reported: 

             Directors for many of the nonprofits, which included such 
             diverse groups as the Campaign to End Israeli Apartheid, 
             Saving Wild Tigers, Champions Against Bullying, the Malibu 
             Realtors Fund, the Southern California Bluebird Club, and 
             Shanti House L.A., said they believe their money has 
             vanished.  
                                                                      



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             The Pasadena-based Afghan Women's Mission, which supports 
             schools, clinics and other programs in the war-battered 
             country, said it had $400,000 banked with the Humanities 
             Center.  It has told donors on its Web page that its money is 
             probably gone. (Gottlieb, Nonprofits fear money in center's 
             care vanished, Feb. 14, 2012, Los Angeles Times.)
             Arguably, requiring FSOs to carry directors' and officers' 
             insurance would ensure that in the event that charitable 
             assets were misappropriated by an FSO, nonprofit clients 
             would still be able to collect, at least in part, the value 
             of donations which rightfully belong to them. 


           Support  :  None Known

           Opposition  :  None Known 

                                        HISTORY
           
          Source  :  Author

           Related Pending Legislation  :  None Known

           Prior Legislation  :

          SB 2015 (Sher, Chapter 475, Statutes of 2000) amended the 
          Uniform Supervision of Trustees  and Fundraisers for Charitable 
          Purposes Act to grant the Attorney General additional 
          enforcement tools and resources, including:  ability to assess 
          late fees; authority to suspend or revoke registrations; the 
          ability to impose criminal penalties for violations of the Act; 
          and the appropriation of all fines, penalties, attorney's fees 
          and costs to the Attorney General for the administration and 
          enforcement of the Act.

          SB 1262 (Sher, Chapter 919, Statutes of 2004) imposed audit 
          requirements on charities that receive or accrue a gross revenue 
          of 500,000 dollars or more, require specific disclosures during 
          a solicitation or fundraising campaign, and require specific 
          provisions in written contracts between fundraisers and the 
          charitable organization.

           Prior Vote  :

          Assembly Floor (Ayes 62, Noes 10)
                                                                      



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          Assembly Appropriations Committee (Ayes 16, Noes 1)
          Assembly Judiciary Committee (Ayes 9, Noes 0)

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