BILL ANALYSIS                                                                                                                                                                                                    Ó



                                                                  AB 2352
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          Date of Hearing:   April 24, 2012

                        ASSEMBLY COMMITTEE ON HUMAN SERVICES
                                Jim Beall Jr., Chair
            AB 2352 (Roger Hernandez) - As Introduced:  February 24, 2012
          
          SUBJECT  :  CalWORKs eligibility:  asset limits:  vehicles

           SUMMARY  :  Deletes the requirement that county welfare 
          departments assess the value of a vehicle when determining and 
          re-determining eligibility for applicants and recipients of 
          California Work Opportunity and Responsibility to Kids program 
          (CalWORKs). 

           EXISTING LAW  :  

          1)Establishes the CalWORKs program to provide welfare-to-work 
            services to qualifying persons.

          2)Limits the amount of income and personal and real property an 
            individual or family may possess in order to be eligible for 
            aid under the CalWORKs program, including that assets shall 
            not exceed the following: 

             a)   $2,000 in savings and $3,000 for a family with a member 
               age 60 or above; 

             b)   One house that the family lives in;

             c)   One car with a value of $4,650 or less; and,

             d)   Savings and interests in restricted federally qualified 
               accounts for the purpose of saving for college, retirement, 
               starting a business, purchasing a home, or overcoming an 
               episode of homelessness.

           FISCAL EFFECT  :  Unknown

           COMMENTS  :  The author states that:

               The primary goal of the CalWORKs program is to move 
               families out of poverty and towards self-sufficiency.  
               One of the key components of the program is requiring 
               adult participants to either work or receive some type 
               of training that will help them get a job.  The 







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               vehicle limit was originally designed to allow 
               families to retain a reliable car in order to find and 
               maintain employment.  However, the existing vehicle 
               asset test proves to be a hindrance to families whose 
               vehicle value is slightly above the limit because they 
               face the choice between disposing of their automobile 
               and foregoing needed cash assistance.  This proposal 
               is an important step towards reducing the barriers to 
               eligibility and increasing access to CalWORKs for 
               those who are in need. 

          The author points out that the ongoing economic downturn and the 
          state's fiscal crisis continue to negatively and detrimentally 
          affect Californians.  With 12.5% of California's workforce, the 
          author notes, currently unemployed people are facing incredible 
          challenges in order to meet their basic needs.  As a result, a 
          growing number of families and individuals have turned to the 
          CalWORKs program for assistance.  The author says that, as of 
          September 2010, 576,845 California families relied on the 
          state's welfare-to-work program.  In LA County alone, about 
          13,000 families apply for CalWORKs each month.

          A recent report by the County of Los Angeles on the 
          transportation barriers faced by low-income families concludes 
          that "car ownership is strongly correlated with employment 
          status, and increases the likelihood of employment."  The study 
          found that welfare-to-work recipients without a vehicle were 31% 
          more likely to indicate that they face difficulty in seeking 
          work, while those with a vehicle were 20% more likely to be 
          gainfully employed.

          The intent of this bill is to encourage CalWORKs families to 
          build their personal savings and asset accumulation in order to 
          become self-reliant and end their dependence on government 
          assistance.  An additional goal is to reduce the administrative 
          burden on local welfare agencies by streamlining the application 
          process, simplifying the program rules, decreasing paperwork and 
          cutting down on county time that would be better served on the 
          other human services programs it is entrusted by the state to 
          administer.  The author reports that, according to the New 
          America Foundation, less than one tenth of one percent of all 
          CalWORKs cases exceeds the vehicle limit.  Repealing the vehicle 
          asset test, the author says, would have a negligible impact on 
          the General Fund.








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           Other States
           The federal TANF program allows significant state flexibility on 
          eligibility rules for families applying to CalWORKs for cash and 
          employment assistance.  Specifically, states can decide the 
          income level and property or asset levels that an applicant or 
          recipient must meet in order to be eligible.  In California, 
          asset limits restrict families to no more than $2,000 in savings 
          (including some retirement and higher education savings) and to 
          one car with a value of no more than $4,650.

          California's vehicle asset test, which was last increased 16 
          years ago, is one of the nation's most restrictive.  According 
          to the author, California is currently tied with Texas and Idaho 
          in having the most restrictive asset test for vehicles of any 
          state in the country:  Twelve states exclude all vehicles owned 
          by the household; fifteen exclude at least one vehicle per 
          household; and twenty have substantially increased the value of 
          the vehicle exclusion.  The author says that California's 
          restrictive vehicle asset policy undermines workers' ability to 
          gain and maintain employment, thereby encouraging continued 
          reliance on public assistance.


           Arguments in Support

           In support of this bill, the California State Association of 
          Counties says that this bill "would increase the opportunities 
          for recipients to find and maintain stable employment, while 
          also increasing the state's work participation rate, reducing 
          grant cost in the long run, and helping avoid federal 
          penalties."  The County Welfare Directors Association of 
          California (CWDA) similarly says that this bill "would enable 
          ÝCalWORKs participants] to drive to their jobs, child care, 
          treatment and counseling, and other needed services, increasing 
          the state's work participation rate, reducing grant costs and 
          helping to avoid federal penalties."  CWDA points out that the 
          "primary goal of the CalWORKs program is to move families out of 
          poverty and towards self-sufficiency."  This bill, CWDA 
          concludes, "is an important step towards reducing the barriers 
          to eligibility and increasing access to CalWORKs for those who 
          are in need."

           Prior legislation  :  
           
           AB 1058 (Beall), 2009-10 would have deleted the requirement that 







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          county welfare departments assess the value of a vehicle when 
          determining a CalWORKs' application or recertification.  Died in 
          the Senate Appropriations suspense file.
           
           AB 2368 (Fuentes), 2007-08 would have eliminated the vehicle 
          asset test for CalWORKs applicants and recipients.  Died in the 
          Senate Appropriations suspense file.

          AB 2480 (S. Runner), 2007-2008 would have amended the CalWORKs 
          eligibility vehicle asset limit by adding leased vehicles to the 
          list of countable resources.  Failed passage in the Assembly 
          Human Services Committee.

          AB 1078 (Lieber), Chapter 622, Statutes of 2007, in addition to 
          EITC awareness provisions, excluded funds in specified 
          retirement and educational accounts authorized under federal law 
          from being considered as income or resources for purposes of 
          CalWORKs benefits for applicants.  

          AB 167 (Bass), 2007-08 would have eliminated the CalWORKs asset 
          test for applicants and recipients.  Died in the Senate 
          Appropriations suspense file.

          AB 2466 (Daucher and Arambula), Chapter 781, Statutes of 2006, 
          excluded funds in specified retirement and educational accounts 
          authorized under federal law from being considered as income or 
          resources for purposes of CalWORKs benefits for current 
          recipients, not for new applicants.  In addition, it added 
          financial management education as an allowable welfare-to-work 
          activity for adults receiving CalWORKs benefits. 

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          American Association of University Women 
          California Catholic Conference
          California Family Resource Association
          California Partnership to End Domestic Violence
          California State Association of Counties (CSAC)
          Coalition of California Welfare Rights Organizations
          County Welfare Directors Association of California (CWDA)
          Laborers' Locals 777 & 792
          Regional Council of Rural Counties








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           Opposition 
           
          None on file
           
          Analysis Prepared by  :    Eric Gelber / HUM. S. / (916) 319-2089