BILL ANALYSIS                                                                                                                                                                                                    Ó






                                  SENATE HUMAN
                               SERVICES COMMITTEE
                            Senator Carol Liu, Chair


          BILL NO:       AB 2352                                     
          A
          AUTHOR:        Hernandez                                   
          B
          VERSION:       February 24, 2012
          HEARING DATE:  June 12, 2012                               
          2
          FISCAL:        Yes                                         
          3
                                                                     
          5
          CONSULTANT:    Mareva Brown                                 
                2
                                        

                                     SUBJECT
                                         
                  CalWORKs eligibility: asset limits: vehicles

                                     SUMMARY  

          Excludes motor vehicles from consideration as property when 
          determining eligibility for CalWORKs benefits.

                                     ABSTRACT  

           Current law
              1.   Establishes under federal law the Temporary 
               Assistance to Needy Families (TANF) program to provide 
               welfare-to-work services to qualifying families. In 
               California, TANF funds are administered the California 
               Work Opportunity and Responsibility to Kids (CalWORKs) 
               program.

             2.   Restricts eligibility for the program to 
               participants who have less than certain amounts of 
               income, savings and real property. Among those asset 
               limits are: 

                  a.        $2,000 in savings and $3,000 for a family 
                    with a member age 60 or above;
                                                         Continued---



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                  b.        One residence that the family lives in;
                  c.        One car with a value of $4,650 or less; 
                    and
                  d.        Savings and interests in restricted 
                    federally qualified accounts for the purpose of 
                    saving for college, retirement, starting a 
                    business, purchasing a home, or overcoming an 
                    episode of homelessness

             3.   Uses asset limit guidelines established by the 
               federal Supplemental Nutrition Assistance Program in 
               defining some CalWORKs asset limits.

           This bill

              1.   Excludes a motor vehicle from consideration as 
               property when determining and re-determining 
               eligibility for applicants and recipients.

             2.   Deletes the requirement that county welfare 
               departments assess the value of a vehicle in 
               determining eligibility for applicants of the CalWORKs 
               program. 


                                  FISCAL IMPACT  

          According to an Assembly Appropriations Committee analysis, 
          this bill would achieve ongoing net savings in the CalWORKs 
          program of $4 million (TANF/MOE) per year, primarily due to 
          reduced administrative workload. Specifically, the analysis 
          indicated the bill would increase grant costs by $357,000 
          (TANF/MOE) for 2012-2013, and then to $4.2 million 
          (TANF/MOE) in 2014-15 due to an increased CalWORKs 
          caseload. However, it would save $5 million (TANF/MOE) in 
          2012-2013, growing to approximately $10 million (TANF/MOE) 
          in 2014-2015 and beyond, due to reduced administrative 
          workload. 

                            BACKGROUND AND DISCUSSION  

           Purpose of the bill
           This bill is a re-introduction of AB 1182 (Hernandez, 2011) 
          which was vetoed by the Governor because of cost. According 
          to the author, this bill is necessary to enable low-income 




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          working families to have a reliable means of transportation 
          to work. While the vehicle limit was designed to allow 
          families to retain a reliable car in order to find and 
          maintain employment, the author states that this asset test 
          proves to be a hindrance to families whose vehicle value is 
          slightly above the limit because they face the choice 
          between disposing of their automobile or foregoing needed 
          cash assistance. 

          The author states that less than one-tenth of one percent 
          of all CalWORKs cases are found to exceed the vehicle limit 
          and therefore the impact on the general fund due to new 
          cases would be negligible. Similar asset tests for CalFresh 
          eligibility and for Medi-Cal have been or will soon be 
          eliminated. A Senate Appropriations analysis of AB 1182 
          indicated county welfare workers spend 15 to 30 minutes per 
          case, on average, determining vehicle value in conjunction 
          with the asset limit, using, in some cases a hard copy of 
          the Kelley Blue Book. 

           Other states' asset limits
           In California, the vehicle asset limit was last increased 
          15 years ago.  According to the author, California is 
          currently tied with Texas and Idaho in having the most 
          restrictive asset test for vehicles of any state in the 
          country.  Nationally, 12 states exclude all vehicles owned 
          by the household; 15 exclude at least one vehicle per 
          household; and 20 have substantially increased the value of 
          the vehicle exclusion.
           
           Volume of cases 
           The CalWORKs program provides temporary financial 
          assistance and job-training and finding services to 
          low-income families and children. CalWORKs uses a 
          combination of state funding and federal Temporary 
          Assistance to Needy Families (TANF) grants to assist 
          families as part of the state's welfare-to-work program. 
          With California's ongoing recession, and the state's 
          unemployment rate at 11 percent in May 2012, a growing 
          number of families with children have applied for help 
          through the CalWORKs program. As of November, almost 1.4 
          million Californians relied on this assistance.

          Eligibility requirements for the program include income, 
          savings and real property limits. Among them is the 




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          prohibition on owning a car worth more than $4,650. 
          According to data compiled by Los Angeles County in 2009, 
          an average of 11 applicants per month were denied CalWORKs 
          benefits solely because the value of their vehicle exceeded 
          asset limits, or roughly 0.16 percent of all denied 
          applications. The total number of CalWORKs applicants 
          averaged 13,622 per month, of which approximately half - or 
          6,830 - were denied for various reasons. 


           Automobiles and work
           A report by the Institute for Transportation Studies at 
          UCLA, "Measuring the Role of Transportation in Facilitating 
          Welfare-to-Work Transition: Evidence from three California 
          Counties," compared transportation access issues in Los 
          Angeles, Fresno and Alameda counties. Among the findings 
          was that geographic accessibility to employment was a key 
          factor and, in some locations, job seekers had 70:1 better 
          job prospects if they had access to a car for work.
               "The data show that most jobs, even distant jobs, are 
               accessible within a 30-minute commute in a private 
               vehicle. In contrast, access to employment 
               opportunities among transit-dependent recipients is 
               highly variable and is contingent on the neighborhoods 
               in which welfare recipients live and their proximity 
               to employment centers." (p.7)

          In a 2007 paper, "Job Volatility of Rural, Low-income 
          Mothers: A Mixed Methods Approach," researchers concluded 
          that mothers who had access to reliable and consistent 
          transportation were more likely to avoid continuous or 
          intermittent unemployment. 
               "Factors that decreased the odds of being unemployed 
               were having a car and
               higher life satisfaction. ? The quantitative results 
               showed that when compared to those with stable 
               employment, the intermittently employed group and the 
               continuously unemployed group were more likely to 
               receive transportation assistance. Not having a car 
               was a marginally significant predictor for the 
               longitudinal status of unemployment." (Journal of 
               Family Economic Issues (2008)

           Arguments in support
           The Western Center on Law and Poverty writes that due to 




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          deep cuts to county welfare departments and to the CalWORKs 
          grants for recipients, "it is more important than ever to 
          ensure that the program is designed to quickly and 
          efficiently achieve the program's central goal of moving 
          low-income parents from poverty economic self-sufficiency. 
          Removing the auto-resource barrier offers program 
          administrators one more strategy to address the shortfall?"

           Prior legislation  :  
           
           AB 1182 (Hernández), 2011, was virtually identical to this 
          legislation, and was vetoed by the governor. His veto 
          message said: "In the last year, the state has been forced 
          to make steep reductions in many programs, including the 
          state's welfare-to-work program. As we go into the new 
          year, we may have to make additional cuts. Until we better 
          understand the fiscal outlook, we should not be making 
          changes of this kind."

          AB 1058 (Beall), 2009-10, would have deleted the 
          requirement that county welfare departments assess the 
          value of a vehicle when determining a CalWORKs' application 
          or recertification.  Died in the Senate Appropriations 
          suspense file.
           
           AB 2368 (Fuentes), 2007-08, would have eliminated the 
          vehicle asset test for CalWORKs applicants and recipients.  
          Died in the Senate Appropriations suspense file.

          AB 2480 (S. Runner), 2007-2008, would have added leased 
          vehicles to the list of countable resources.  Failed 
          passage in the Assembly Human Services Committee.

          AB 167 (Bass), 2007-08, would have eliminated the CalWORKs 
          asset test for applicants and recipients.  Died in the 
          Senate Appropriations suspense file.


                                   PRIOR VOTES
           
          Assembly Floor:     48 - 25
          Assembly Appropriations:12 - 5
          Assembly Human Services:  5 - 0 






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                                    POSITIONS  

          Support:       California Catholic Conference, Inc.
                         California State Association of Counties
                         California Welfare Directors Association
                         Children's Defense Fund California
                         Clinica Medica San Miguel
                         Coalition of California Welfare Rights 
                    Organizations, Inc.
                         Congregations Building Community
                         County Welfare Directors Association
                         EARN
                         National Association of Social Workers
                         Regional Council of Rural Counties
                         Western Center on Law and Poverty
                         Ten (10) individuals

          Oppose:   None received






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