BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 2379
                                                                  Page 1

          Date of Hearing:  May 8, 2012

                           ASSEMBLY COMMITTEE ON JUDICIARY
                                  Mike Feuer, Chair
                     AB 2379 (Huber) - As Amended: March 29, 2012
                                           
                               As Proposed to be Amended

           SUBJECT  :  VEHICLE RENTAL CONTRACTS: CONSUMER PROTECTION

           KEY ISSUE  :  SHOULD THE MAXIMUM COST OF RENTAL CAR DAMAGE WAIVERS 
          BE DISCONNECTED FROM THE RETAIL PRICE OF THE VEHICLE ON THE 
          GROUND THAT IT IS UNRELATED TO THE AMOUNT OF THE DAMAGE 
          LIABILITY WAIVED?

           FISCAL EFFECT  :  As currently in print this bill is keyed 
          non-fiscal.

                                      SYNOPSIS
           
           This bill is sponsored by the Enterprise Rent-A-Car Company.  
          Under current law, the price a rental car company may charge for 
          a damage waiver is capped based on the manufacturer's suggested 
          retail price (MSRP) of the vehicle.  This bill would disconnect 
          the damage waiver cap from the MSRP, and link it instead to the 
          vehicle "class," generally based on size and amenities.  
          Supporters contend the link to MSRP is unnecessary and 
          cumbersome to administer.  As proposed to be amended, the bill 
          is the same as provisions of a measure that was approved by the 
          Committee unanimously in 2010, and has no known opposition.

           SUMMARY  :  Revises consumer protections regarding vehicle 
          rentals.  Specifically,  this bill  disconnects damage waiver fee 
          caps from the retail price of the vehicle and ties them instead 
          to vehicle class.

           EXISTING LAW  authorizes a car rental company to sell a damage 
          waiver, subject to specified rate limitations related to the 
          class and price of the vehicle.  (Civil Code section 1936(h).)  

           COMMENTS  :  The sponsor states that the purpose of this bill is 
          to "update the damage provisions of Civil Code section 1936 to 
          more accurately reflect the economic and pricing realities of 
          today's rental vehicle marketplace."  In particular, the sponsor 
          contends, "Section 1936 was enacted to regulate car rental 








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          transactions for consumers renting for business, vacation and 
          insurance replacement reasons.  In 1989, when section 1936 was 
          adopted, the exotic vehicle rental market basically did not 
          exist.  Now it is a recognizable niche market, particularly in 
          the more affluent communities of California."

          The bill is sponsored by the Enterprise Rent-A-Car company.  
          According to the sponsor, Enterprise Holdings owns and operates 
          more than one million cars and trucks under the Alamo 
          Rent-A-Car, Enterprise Rent-A-Car and National Car Rental 
          brands, the largest fleet of passenger vehicles in the world 
          today.  As North America's largest and most comprehensive car 
          rental company, Enterprise Holdings also operates a network of 
          more than 7,600 car rental locations in neighborhoods and at 
          airports worldwide, and leads the industry with more than a 
          third of all airport business in the U.S. and Canada.

           This Bill Deletes MSRP From the Damage Waiver Fee Caps.   
          Currently, the fee that rental companies can impose for the 
          damage waiver product they sell is $9 per day for small vehicles 
          below a specified retail price and $15 per day for more 
          expensive cars, up to a maximum MSRP of approximately $43,000.  
          Beyond that, there is no limit on the price rental car companies 
          can charge for damage waivers.  This bill would revise these 
          rules by deleting the tie to MSRP, which the industry contends 
          is cumbersome to administer because it requires that the retail 
          price of each vehicle be tracked, rather than allowing damage 
          waivers to be sold for all compacts, for example, at the same 
          price.  While MSRP may be roughly related to the cost of repair 
          in that the cost of repairing damage to an inexpensive car is 
          presumably lower than for an expensive one, MSRP does not appear 
          to be an essential element of damage waiver pricing because 
          damage waivers are sold without regard to the amount of damage 
          liability waived - i.e., $100 in damage (regardless of the price 
          of the vehicle) is waived for the same price as $10,000 in 
          damage.

          As introduced, the bill would have raised the damage waiver 
          fees.  Although the author's proposed amendments delete the 
          proposed fee increases, the sponsor indicates that it wishes to 
          continue to seek a fee increase as the bill moves forward.  
          Increasing these fees, or completely eliminating the fee caps, 
          has been a long-sought goal of the industry since damage waiver 
          fees became regulated by the enactment of AB 3306 (Connelly) of 
          1989.  AB 833 of 2009 initially proposed to increase the fee to 








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          $22 for all vehicles.  That proposal was not presented to this 
          Committee.  In 1998, the same sponsor advocated for elimination 
          of the fee caps in AB 2314.  That measure was opposed by 
          consumer groups, and the damage waiver fee provision was deleted 
          by amendments taken in this Committee.

           Proposed Author's Amendments.   To address concerns that there 
          was not sufficient justification for increasing the price of 
          damage waivers as the bill originally proposed, the author 
          proposes instead to address the issue of shifting damage waivers 
          prices from MSRP to class of vehicle.
           
          Revise subdivision 1936 (h) as follows: 

          (h)Notwithstanding any other provision of law, a rental company 
          may sell a damage waiver subject to the following rate 
          limitations for each full or partial 24-hour rental day for the 
          damage waiver. 
          (1)  For rental vehicles that the rental company designates as an 
          "economy car," "subcompact car," "compact car," or another term 
          having similar meaning when offered for rental, or another 
          vehicle having a manufacturer's suggested retail price of 
          nineteen thousand dollars ($19,000) or less,  For rental vehicles 
          in the rental company's two lowest rental classes, the rate 
          shall not exceed nine dollars ($9).  
             (2) For rental vehicles not described in paragraph (1)  that 
          have a manufacturer's suggested retail price from nineteen 
          thousand one dollars ($19,001) to thirty-four thousand nine 
          hundred ninety-nine dollars ($34,999), inclusive,  and that are 
           also  either vehicles of next year's model, or not older than the 
          previous year's model, the rate shall not exceed fifteen dollars 
          ($15). For those rental vehicles older than the previous year's 
          model-year, the rate shall not exceed nine dollars
          ($9).  
             (3) The rate limitations contained in paragraphs (1) and (2) 
          of this subdivision shall not apply to rental vehicles with a 
          manufacturer's suggested retail price of  sixty  seventy thousand 
          dollars
           ($60,000)  ($70,000) or more. 

           Prior Related Legislation.   The provisions of this bill were 
          also contained in AB 1731 (Tran) of 2010, which passed this 
          Committee unanimously but was ultimately not enacted.

           REGISTERED SUPPORT / OPPOSITION  :   








                                                                  AB 2379
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           Support 
           
          Enterprise Holdings, Inc. (sponsor)
          Avis/Budget Group
          Hertz Corporation

           Opposition (As Proposed to be Amended)
           
          None on file
           

          Analysis Prepared by  :  Kevin G. Baker / JUD. / (916) 319-2334