BILL ANALYSIS                                                                                                                                                                                                    Ó



                                                                  AB 2451
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          Date of Hearing:   May 2, 2012

                           ASSEMBLY COMMITTEE ON INSURANCE
                                 Jose Solorio, Chair
                AB 2451 (John A. Perez) - As Amended:  April 19, 2012
           
          SUBJECT  :   Workers' compensation: death benefits

           SUMMARY  :   Extends the statute of limitations on filing a 
          workers' compensation claim for death benefits to one year after 
          the date of death when death resulted from a cause for which 
          compensability is presumed.  Specifically,  this bill  :  

          1)Provides that the period within which proceedings to claim the 
            workers' compensation death benefit payable to a dependent or 
            dependents of a firefighter or peace officer, when death is 
            due to a condition for which compensability is presumed, is 
            one year from the date of death.

          2)Specifies the conditions that allow compensability to be 
            presumed that are subject to this new statute of limitations 
            to be:

             a)   Hernia, pneumonia or heart trouble;

             b)   Cancer, including leukemia;

             c)   Tuberculosis; or

             d)   Blood-borne infectious diseases and 
               methicillin-resistant Staphylococcus aureus skin infection 
               (MRSA).

           EXISTING LAW  :

          1)Establishes a comprehensive system for providing benefits to 
            workers injured on the job, including death benefits payable 
            to dependents.

          2)Provides generally that an injured worker bears the burden to 
            establish that the injury for which benefits are claimed arose 
            out of or in the course of employment.

          3)Provides, for specified peace officer and firefighter 
            employees, that certain injuries or conditions are presumed to 








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            have arisen out of or in the course of employment.

          4)Specifies in great detail which firefighters and peace 
            officers are entitled to the various presumptions.

          5)Provides for a statute of limitations defining the period 
            within which a claim for benefits must be filed, and with 
            respect to death benefits, specifies that the claim must be 
            filed within one year of:

             a)   The date of death, if death occurs less than one year 
               from the date of injury, or

             b)   The date of last furnishing benefits, if death occurs 
               more than one year from the date of injury, or

             c)   The date of death, if death occurs more than one year 
               after the date of injury and compensation benefits have 
               been furnished.

          6)Establishes special rules governing the period within which 
            proceedings must be commenced for asbestosis and HIV/AIDS 
            cases.

          7)Provides further that, notwithstanding the above limitations, 
            no proceedings may be commenced later than one year after the 
            date of death or 240 weeks after the date of injury.

          8)Establishes a schedule of death benefits, with specific 
            amounts due depending on whether the dependent is fully or 
            partially dependent, and depending on the number of fully or 
            partially dependent beneficiaries.  Depending on the 
            circumstances, the death benefits can be in excess of 
            $300,000.

          9)Provides that when a person otherwise entitled to death 
            benefits has no dependents, the benefits shall be paid to the 
            state, and credited to the uninsured employers fund, which 
            pays for benefits to injured workers who were employed by an 
            illegally uninsured employer.

          10)Specifies that questions about full or partial dependency, 
            and questions about who the dependents are, shall be 
            determined "in accordance with the facts as they exist at the 
            time of the injury of the employee." (Emphasis added.)








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          11)Provides that no person is a dependent unless:

             a)   He or she is, in good faith, a member of the family or 
               household of the employee, or

             b)   Husband or wife, child, posthumous child, adopted child 
               or stepchild, grandchild, father or mother, father-in-law 
               or mother-in-law, grandfather or grandmother, brother or 
               sister, uncle or aunt, brother-in-law or sister-in-law, or 
               nephew or niece of the employee.

           FISCAL EFFECT  :   Undetermined, but likely major new obligations, 
          potentially in the hundreds of millions of dollars, to both 
          state and local governments as a result of the substantial 
          increase in the number of peace officers and firefighters who 
          would now be eligible for a death benefit.

           COMMENTS  :   

           1)Purpose  .  According to the author, this bill is necessary 
            because surviving family members of fallen firefighters and 
            peace officers who are "timed out" of the right to receive 
            death benefits should be entitled to the same rules 
            attributable to asbestos-related cancer or HIV-related 
            diseases. 

          More specifically, proponents point to cases where the safety 
            officer is suffering from long-term heart problems, or a long 
            battle with cancer, or cases where the cancer is temporarily 
            in remission.  In these cases, the employer is well aware of 
            the existence of the claim, has had the opportunity to reserve 
            for the claim, but the fact that the injured safety officer is 
            able to battle the condition long enough to get past the 
            existing limitations period, the employer is relieved from 
            paying a death benefit to dependents once the officer finally 
            succumbs to the illness.

           2)Which safety officers does the bill apply to  ?  The bill 
            applies to "a firefighter or peace officer" who dies from an 
            injury "defined in" the Labor Code sections that establish the 
            various presumptions of compensability.  The bill's language 
            does not appear to restrict this new extended statute of 
            limitations to those safety officers that are specifically 
            afforded the right to the presumption by those statutes.  








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            Rather, any former employee who can fit into the broad 
            category of firefighter or peace officer, even if not covered 
            by the presumption statute in the first place, but whose 
            "injury" is "defined in" those statutes, could arguably be 
            entitled to this new extended statute of limitations.  

          The author may wish to consider amending the bill to clarify 
            which safety officers would be entitled to the bill's 
            provisions.

           3)Which dependents  ?  Existing law defining dependents is broad, 
            encompassing an extended range of formal family members, but 
            also including members of the employee's household who in fact 
            have a dependent relationship to the employee even if not one 
            of the specifically recognized familial relations.  But as to 
            all of these potential dependents, the law provides that the 
            determination of dependent status is a factual question 
            determined by the facts that exist "at the time of the injury 
            of the employee."

          In the typical case, this is not a complicated matter, even with 
            respect to some of the presumptions where death does not occur 
            relatively contemporaneously with the injury.  However, with 
            the extended statute of limitations proposed by the bill, many 
            years, indeed, many decades could transpire from an initial 
            suggestion of cancer or heart disease, and the ultimate death 
            related to these conditions.  As a result, the dependents 
            defined by existing law may be factually no longer dependent 
            on the employee.  Similarly, as a result of the death or 
            divorce of a spouse, or other substantial familial changes, 
            new factual dependents could find themselves without the right 
            to the death benefits provided by the bill.  At the same time, 
            recipients no longer dependent on the employee, but who were 
            dependent "at the time of the injury," could claim the death 
            benefits instead of the current factual dependents.

          The author may wish to evaluate the extent to which special 
            rules governing eligible dependents may be appropriate as the 
            time to claim the benefits is extended further into the 
            future.

           4)Payments to the state  .  Existing law provides that, in the 
            event there is a compensable death, but there is no dependent, 
            the death benefit is payable to the state, to be deposited 
            into the uninsured employer benefit fund.  This is the fund 








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            that pays workers' compensation benefits to employees working 
            for an employer that was illegally uninsured at the time of 
            injury, where the employer is now out of business or otherwise 
            not reachable to pay the obligations.  The way the bill is 
            currently structured, it appears that even where there is no 
            dependent, the public agency would still be required to make 
            this payment to the state, even though the death occurs many 
            years into the future.  

          There is no doubt that this is an important state function, but 
            in light of the fiscal challenges state and local governments 
            currently face, the author may wish to consider if this 
            obligation should also be included in the extended statute of 
            limitations provided by the bill.

           5)Purpose of presumptions .  The general rationale for presuming 
            certain injuries or conditions to be job related is that the 
            conditions are intuitively likely to be job related, but it is 
            difficult for the employee to prove.  As a result, certain 
            public safety employees have been granted this special rule in 
            recognition of the inherent dangers they face on the job.  
            Opponents, a coalition of local government employers, point 
            out that the bill has no limit on how far into the future the 
            limitations period is extended.  Thus, any retired safety 
            officer who dies in his or her 80's or 90's of a cancer or 
            heart related condition would be presumed to have a 
            work-related cause, and his or her dependents would be 
            entitled to a death benefit.  But with the incidence of cancer 
            and heart conditions as the cause of death for many elderly 
            people, the causation for someone 20, 30, or more years 
            removed from service is much more debatable.  The opposition 
            argues that the cost of these doubtful work-related death 
            benefits would exceed $60,000,000 annually just for counties, 
            without reference to other local governments' or the state's 
            costs.

           6)HIV and asbestosis  .  Opponents argue that there are valid 
            policy reasons for the extended limitations periods for 
            HIV-related and asbestosis conditions.  Even far into the 
            future, the likelihood of a job-related connection remains 
            strong, thus justifying the extended limitations period.  In 
            contrast, in light of the number of people who die of cancer 
            or heart conditions in all age groups, the opponents do not 
            believe the analogy holds.









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           7)Past related legislation  .  In 2004, AB 3051 (Nation and 
            Vargas) proposed a similar rule to what is being proposed by 
            AB 2451.  AB 3051, however, applied only to firefighters, and 
            was drafted more narrowly because it would have required that 
            the death result from an injury that manifested itself in the 
            original limitations period provided for the various 
            presumptive injuries.  As noted above, AB 2451 extends the 
            limitations period without limit into the future.  
            Nonetheless, AB 3051 was vetoed.   The veto message sent by 
            Governor Schwarzenegger provided, in pertinent part:
               
            "This bill extends the statute of limitations for the 
            collection of death benefits that are presumptively concluded 
            to be service related.  Because current law presumes certain 
            firefighter injuries to be work-related, this bill will also 
            increase the potential for the surviving heirs of firefighters 
            who die from non-work related illnesses to receive workers 
            compensation death benefits."

            The author may wish to consider adopting additional 
            requirements, such as a requirement that there actually was a 
            timely workers' compensation claim filed related to the 
            ultimate cause of death, for the extended limitations period 
            proposed by the bill to apply.

             REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          California Professional Firefighters (sponsor)
          American Federation of State, County and Municipal Employees
          Association for Los Angeles Deputy Sheriffs
          Association of Orange County Deputy Sheriffs
          California Fraternal Order of Police
          California Labor Federation, AFL-CIO
          Long Beach Police Officers Association
          Los Angeles County Probation Officers Union
          Los Angeles County Professional Peace Officers Association
          Los Angeles Police Protective League
          Peace Officers Research Association of California (PORAC)
          Riverside Sheriff's Association
          Sacramento County Deputy Sheriffs Association
          Santa Ana Police Officers Association

           Opposition 








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          Association of California Healthcare Districts
          California Coalition on Workers' Compensation
          California Special Districts Association
          California State Association of Counties
          CSAC Excess Insurance Authority
          League of California Cities
          Los Angeles County
          Regional Council or Rural Counties
           
          Analysis Prepared by  :    Mark Rakich / INS. / (916) 319-2086