BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 2557
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          Date of Hearing:   April 17, 2012

                           ASSEMBLY COMMITTEE ON JUDICIARY
                                  Mike Feuer, Chair
                    AB 2557 (Feuer) - As Amended:  March 29, 2012

                             As Proposed to be Amended 
           
          SUBJECT  :  Real Property: Maintenance and Abatement

           KEY ISSUES  :

          1)Should a person whose property is injuriously affected by 
            conditions of blight on neighboring property be entitled to 
            injunctive relief against the owner of the blighted property?

          2)Should a city attorney, district attorney, or county counsel 
            be ABLE to seek the appointment of a receiver for a 
            substandard building, in the same manner that a local 
            enforcement agency, tenant, or tenant organization CAN 
            presently seek the appointment of a receiver? 

           FISCAL EFFECT  :  As currently in print this bill is keyed 
          non-fiscal. 

                                      SYNOPSIS

          One of the many consequences of the foreclosure crisis in 
          California, as elsewhere, is an increase in the number of vacant 
          properties that fall into a state of disrepair.  Beyond creating 
          an eyesore, these vacant properties can create health risks, 
          attract criminal activity, and depress the values of surrounding 
          homes.  Existing law requires that owners of vacant foreclosed 
          properties maintain those properties or face significant fines.  
          However, for a variety of reasons, including a lack of resources 
          for enforcement activity, local governments are often unable to 
          take full advantage of this law.  Under this bill, however, if 
          the owner of the vacant property violates the law by failing to 
          maintain the property, a neighbor whose property is injuriously 
          affected by the violation may seek an injunction forcing the 
          owner to correct the violation.  In effect, the neighbors could 
          obtain through injunctive relief an outcome that local 
          governments, for a variety of reasons, are unable to obtain.  In 
          addition, this bill would also authorize a city attorney, 
          district attorney, or county counsel to seek a court-ordered 








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          receivership for a seriously substandard building.  Such 
          receiverships may already be sought by a local enforcement 
          agency, a tenant, or tenant organization.  This bill would not 
          alter any of the requirements for obtaining a receivership or 
          the powers of the receiver.  It would simply add local 
          prosecuting attorneys to the list of people who may seek 
          appointment of a receiver from the court.  As a practical 
          matter, enforcement agencies already rely upon city attorneys, 
          district attorneys, or county counsel when they petition the 
          court for a receiver.  This provision of the bill makes a 
          technical change that creates a more efficient process by which 
          local prosecuting attorneys can be used.  

           SUMMARY :  Provides injunctive relief to a person whose property 
          is injuriously affected by a neighboring owner's failure to 
          maintain a vacant foreclosed residential property and permits a 
          city attorney, county counsel, or district attorney to seek the 
          appointment of a receiver for a substandard building.  
          Specifically,  this bill  :  

          1)Permits a person whose property is injuriously affected or 
            whose enjoyment is lessened by another property owner's 
            failure to maintain a vacant foreclosed property to bring an 
            action for injunctive relief.  Specifies that an action may be 
            brought in either a small claims court or a superior court in 
            which the property is situated and requires the person seeking 
            injunctive relief to comply with the same notice requirements 
            that local governmental entities must comply with prior to 
            imposing a fine.  Provides that a prevailing plaintiff in a 
            superior court action may recover court costs and reasonable 
            attorney's fees. 

          2)Adds a city attorney, district attorney, and county counsel to 
            the list of persons and entities that may seek a 
            court-appointed receiver for a substandard building. 

           EXISTING LAW  :

          1)Requires, until January 1, 2013, a legal owner to maintain 
            vacant residential property purchased at a foreclosure sale or 
            acquired by that owner through foreclosure under a mortgage or 
            deed of trust.  Authorizes a local governmental entity to 
            impose civil fines and penalties for failure to maintain that 
            property of up to $1000 per day for a violation.  (Civil Code 
            Section 2929.3(a)(1).)








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          2)Requires a governmental entity, prior to imposing the above 
            fine, to give the legal owner notice of the alleged violation, 
            and notice of the entity's intent to assess a civil fine if 
            action is commenced with 14 days to correct the violation and 
            not completed within 30 days.  Requires that the legal owner 
            be provided with a hearing and an opportunity to contest any 
            fine, as specified.  However a governmental entity may provide 
            less than 30 days' notice, as specified, if a specific 
            condition of the property threatens public health or safety.  
            (Civil Code Section 2929.3(a)(2) and (c).) 

          3)Defines "failure to maintain," for purposes of the above, to 
            mean failure to care for the exterior of the property, 
            including, but not limited to, permitting excessive foliage 
            growth that diminishes the value of the surrounding 
            properties, failing to take action to prevent trespassers or 
            squatters from remaining on the property, or failing to take 
            action to prevent mosquito larvae from growing in standing 
            water or other conditions that create a public nuisance.  
            (Civil Code Section 2929.3(b).)

          4)Specifies that fines and penalties collected pursuant to the 
            above shall be directed to local nuisance abatement programs; 
            that a governmental entity may not impose fines under both the 
            above provisions and a local ordinance; that the above 
            provisions do not preempt any local ordinance; and that any 
            rights and remedies provided by the above provisions are 
            cumulative and in addition to any other rights and remedies 
            provided by law.  (Civil Code Section 2929.3(d)-(h).) 

          5)Provides that if any building is constructed or maintained in 
            violation of any provision of law or regulation, as specified, 
            or if a nuisance exists in any building or upon the lot on 
            which it is situated, an enforcement agency shall, after 30 
            days' notice to abate the nuisance or violation, institute any 
            appropriate action or proceeding to prevent, restrain, 
            correct, or abate the violation or nuisance.  Provides that 
            the enforcement agency shall commence proceedings to abate the 
            violation by repair, rehabilitation, vacation, or demolition 
            of the building, as specified.  (Health & Safety Code Section 
            17980(a)-(b).) 

          6)Provides that if a building is maintained in a manner that 
            violates the provisions of state or local law, and the 








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            violations are so extensive and of such a nature that the 
            health and safety of residents or the public is substantially 
            endangered, the enforcement agency may issue an order or 
            notice to repair or abate.  (Health & Safety Code Section 
            17980.6.) 

          7)Provides that if an owner fails to comply within a reasonable 
            time with the terms of an order or notice to abate a nuisance 
            or violation, as described in 6) above, the enforcement agency 
            may seek and a court may order fines and penalties as 
            specified, including the appointment of a receiver to take 
            possession of the property in order to correct the conditions 
            that give rise to the nuisance or violation.  Specifies the 
            powers and duties that shall be granted to the receiver, 
            including but not limited to, the power to make contracts and 
            employ contractors as necessary to correct the condition cited 
            in the violation; the power to collect rents and income from 
            the substandard building; the power to borrow funds to pay for 
            necessary repairs and, with the approval of the court, to 
            secure a lien on the property to secure that debt.  (Health & 
            Safety Code Section 17980.7.) 

           COMMENTS  :  One of the many consequences of the foreclosure 
          crisis in California, as elsewhere, is an increase in the number 
          of vacant foreclosed property that fall into a state of 
          disrepair.  Beyond creating an eyesore, these vacant properties 
          can create health risks, attract criminal activity, and depress 
          the values of surrounding homes.  Making matters worse, as a 
          recent report issued by the National Fair Housing Alliance 
          indicates, failure to maintain foreclosed property - including 
          real estate owned (REO) properties - tends to disproportionately 
          affect properties in poorer neighborhoods and neighborhoods of 
          color.  �See National Fair Housing Alliance, "The Banks are 
          Back, Our Neighborhoods are Not: Discrimination in the 
          Maintenance and Marketing of REO Properties," April 4, 2014; and 
          "Group accuses Wells Fargo of bias in maintaining foreclosed 
          homes," Los Angeles Times, April 10, 2012.]

           Injunctive Relief for Persons Affected by a Failure to Maintain 
          Foreclosed Property  :  Existing law requires that owners of 
          vacant foreclosed properties maintain those properties and it 
          permits local governmental entities to fine owners if they fail 
          to maintain them.  However, for a variety of reasons, including 
          a lack of resources for enforcement activity, local governments 
          are often unable to take full advantage of this law.  Under this 








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          bill, however, if the owner of the vacant property violates the 
          law by failing to maintain the property, a neighbor or other 
          person whose property is injuriously affected by the violation 
          may seek an injunction forcing the owner to correct the 
          violation.   In effect, the neighbors could obtain through 
          injunctive relief an outcome that local governments, for a 
          variety of reasons, are unable to obtain.

          According to the author, the injunctive relief provided by this 
          bill is intended to supplement existing law; therefore, the 
          cause of action created by this bill is added and conforms to 
          existing provisions that already require legal owners to 
          maintain their vacant foreclosed properties.  Existing law 
          permits a local government entity to issue a fine of up to $1000 
          per day per violation.  However, a number of city attorneys in 
          California have informed the Committee that they cannot always 
          use this option, in part because of budgetary restrictions and 
          in part due to the geographically dispersed nature of the 
          problem.  This bill, therefore, would permit persons who are 
          most directly affected by the blight - i.e. neighbors - to take 
          action against a legal owner who refuses to maintain his or her 
          vacant foreclosed property as required by law.   

          The language of this bill mirrors an existing nuisance abatement 
          statute that permits private persons who are adversely affected 
          by nuisance property to seek relief from the courts.  
          Specifically, Section 731 of the Code of Civil Procedure permits 
          "any person whose property is injuriously affected, or whose 
          personal enjoyment is lessened by a nuisance" �emphasis added] 
          may bring an action for damages or injunctive relief.  However, 
          the definition of "nuisance" in this statute requires the 
          offending conditions to rise to the level of being "injurious to 
          health," create "an obstruction to the free use of property," or 
          "obstruct free passage or use . . . of any navigable river, bay, 
          stream, canal, or basin, or any public park, square, street, or 
          highway."  (Civil Code Section 3479.)  By comparison, Civil Code 
          Section 2929.3, which this bill amends, defines "failure to 
          maintain" to mean "failure to care for the exterior of the 
          property, including, but not limited to, permitting excessive 
          foliage growth that diminishes the value of the surrounding 
          properties, failing to take action to prevent trespassers or 
          squatters from remaining on the property, or failing to take 
          action to prevent mosquito larvae from growing in standing water 
          or other conditions that create a public nuisance."  Clearly, 
          there is considerable overlap between what constitutes an 








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          actionable "nuisance" and what constitutes a "failure to 
          maintain" under existing law.  Just as clearly, some of the 
          violations that constitute a "failure to maintain," such as 
          failure to clear excessive foliage or maintain the exterior, 
          might not necessarily rise to the level of a "nuisance," even 
          though such violations might injuriously affect the value of 
          neighboring properties or lessen a neighbor's quiet enjoyment of 
          property.  

          Because the purpose of this bill is to allow neighbors to take 
          action against the same violations for which a local government 
          entity may seek a $1000 per day fine, it would also require the 
          person seeking the injunction to comply with the same notice 
          requirements that a local government must comply with before 
          imposing a fine.  Specifically, existing law requires a local 
          government entity that chooses to impose a fine to give the 
          legal owner notice of the alleged violation, including a 
          description of the conditions that give rise to the allegation, 
          and of the entity's intent to assess a fine if action to correct 
          the violation is not taken within a period of less than 14 days 
          and completed within a period of not less than 30 days.  
          Similarly this bill, as proposed to be amended today, would 
          require a person seeking an injunction to send a similar written 
          notice to the legal owner describing the alleged violation and 
          notifying the owner of the person's intent to enjoin the 
          violation.  In addition to conforming the private right of 
          action as closely as possible to a local governmental entity's 
          ability to impose a fine, these notice requirements - which will 
          be added in Committee - should address many of the concerns 
          raised by the opposition: that is, it will give a new owner who 
          acquires a blighted property adequate time to take correct 
          steps; and it will relieve banks and lenders from unexpected 
          litigation, or any litigation at all, so long as they are 
          actively seeking to correct violations (which they are already 
          required by law to do or face substantial fines.)

          Finally, this bill would make injunctive relief more accessible 
          by expressly authorizing a person to seek the injunction in 
          small claims court, where filing fees are lower and attorneys 
          are not necessary.  If, however, a person chooses to file in 
          superior court and attorneys must be used, then that person 
          would be able to recover reasonable attorney's fees.  

          In light of the opposition arguments (see below) that this bill 
          is "imprecise and unclear" in its terminology, it should be 








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          stressed that the author deliberately tracked the language of an 
          existing nuisance abatement statute.  In short, the nuisance 
          abatement statute gives any person "whose property is 
          injuriously affected" or whose "personal enjoyment is lessened" 
           by a nuisance  the right to bring an action for damages or 
          injunctive relief.  This bill would give any person "whose 
          property is injuriously affected" or whose "personal enjoyment 
          is lessened"  by an owner's failure to maintain  , as defined in 
          existing law, the right to seek injunctive relief.  (Unlike the 
          nuisance abatement statute, this bill would not permit actions 
          for damages; though the person could seek damages in a nuisance 
          suit if the conditions caused by the failure to maintain rose to 
          the level of a nuisance.)  Since 1872 California courts have 
          been able to determine when a nuisance "injuriously affects" a 
          person's property or lessens the enjoyment of that person.  
          Presumably, the courts will similarly be capable of determining 
          when a violation for failure to maintain causes these results, 
          since they have been doing so for at least 140 years.     

          Because it amends existing Civil Code Section 2929.3 (the 
          section created by SB 1137), this bill only applies to a vacant 
          residential property that was purchased at a foreclosure sale or 
          acquired through foreclosure under a mortgage or deed of trust.  
          This reflects the fact that SB 1137 sought to address problems 
          of blight that were linked to the foreclosure crisis, and 
          especially real-estate owned (REO) properties that are typically 
          held by banks or lenders.  (The opposition contends that this 
          bill is unfair because it does not apply universally to all 
          blighted properties but only applied to foreclosed properties.  
          This is true, but this is a product of SB 1137, which the 
          opponents claim to have helped create; it is not a product of 
          this bill.)  In other words, this bill does not envision a 
          situation in which one neighbor sues another neighbor; by 
          definition, the offending property will be a  vacant  residential 
          property that is, necessarily, owned by an absentee party.  
          Presumably where both parties are residents and neighbors, they 
          could seek a resolution without resort to litigation.  However, 
          where the owner is not a resident and not immediately on hand, 
          the possibility of a neighborly resolution is diminished. 

           Technical Fix: Permitting Local Prosecuting Attorneys to Seek 
          Receiverships  :  Existing law authorizes local code enforcement 
          agents to inspect, cite, and notice building owners who violate 
          existing state and local building codes, or whose buildings are 
          maintained in such a manner as to cause a public nuisance.  








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          (Health & Safety Code Sections 17980 et seq.)  Where a city has 
          given the owner notice that a building violates the law or 
          creates a nuisance, the owner is typically given 30 days to 
          correct the violation or abate the nuisance.  When the 
          conditions that give rise to the violation or nuisance "are so 
          extensive and of such a nature that the health and safety of 
          residents or the public is substantially endangered," and the 
          owner fails to take any action within the 30-day period, then 
          the enforcement agency - or tenants or a tenant organization - 
          may seek, and the court may order, the appointment of a receiver 
          to take possession of the property and fix the problems.  How 
          the receivership will operate, how repairs will be paid for, how 
          the city and receiver will be reimbursed for its costs, and, if 
          necessary, how the property will be disposed of are generally 
          specified in the court order.  Based on the Committee's 
          conversations with a number of city attorneys and 
          representatives of the California Receivership Group, which acts 
          as receiver for many of the receiverships appointed under the 
          Health & Safety Code, receiverships are usually reserved for the 
          most serious violations and where the owner has failed to 
          respond to repeated notices to correct conditions.  

          The receivership provision of this bill provides a relatively 
          modest and technical fix to existing law.  Under existing law, 
          an enforcement agency, tenant, or tenant organization may seek a 
          receivership, though the vast majority of these are sought by 
          enforcement agencies, typically the local agency in charge of 
          building safety.  However, when an enforcement agency seeks 
          these receiverships they must rely upon general counsel or city 
          attorneys from the civil division to bring the action "in the 
          name of the City."  However, some of the larger cities divide 
          their city attorney offices into civil and criminal divisions; 
          this sometimes means that criminal attorneys - who often have 
          the most experience in enforcing code violations - cannot be 
          involved in these actions.  

          This bill would remedy this largely technical problem by 
          specifying that a city attorney, county counsel, or district 
          attorney could seek a receivership in "the name of the people" 
          and thereby clarify that the receivership can be sought as an 
          enforcement action and that the more experienced criminal 
          division attorneys can participate.  Because a receivership can 
          only be brought where an enforcement agency has issued a notice 
          to an owner for conditions that create a substantial danger, and 
          where the owner has refused to comply with orders, the 








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          receivership process would still be generated by the enforcement 
          agency (e.g. compare H&S Code Section 17980.6 with Section 
          17980.7); but with the technical change made by this bill 
          attorneys from the criminal division of a city attorney's 
          office, as well as a district attorney, could be utilized by the 
          enforcement agency.  It should be stressed that this bill does 
          nothing to change the required preconditions for seeking a 
          receivership, the powers granted to a receiver, or the court's 
          discretion to appoint or not appoint a receiver.  It simply 
          specifies that city attorneys, county counsel, and district 
          attorneys may seek a court-appointed receiver in the same manner 
          that enforcement agencies, tenants, and tenant organizations may 
          already do so. 

           Proposed Author Amendment  :  The author wishes to amend the bill 
          in this Committee so that the person seeking an injunction must 
          comply with the same prior notification requirements that local 
          governments must adhere to before imposing a fine.  
          Specifically, the amendment will read as follows:

             -    Subdivision (b) on beginning on page 3 line 14  is 
               amended to read as follows: 

             -    (b) A legal owner who fails to maintain a vacant 
               residential property in violation of paragraph (1) of 
               subdivision (a) shall be subject to an action for 
               injunctive relief brought by any person whose property is 
               injuriously affected, or whose personal enjoyment is 
               lessened, by the property owner's violation.   Prior to 
               filing an action for injunctive relief pursuant to this 
               section, the person seeking the injunctive relief shall 
                        comply with the same obligations that a governmental entity 
               must comply with prior to imposing a fine, as described in 
               paragraph (1) of subdivision (a).   An action brought 
               pursuant to this subdivision may be brought either in a 
               small claims court or the superior court of the county in 
               which the property is situated. If the action is brought in 
               superior court, a prevailing plaintiff may recover court 
               costs and reasonable attorney's fees.

           ARGUMENTS IN SUPPORT  :  According to the author, this bill will 
          enhance "the ability of California residents and municipalities 
          to fight foreclosure-related blight."  The author argues that 
          "many homes that are retained by lending institutions at 
          foreclosure auctions are left vacant and unmaintained" and 








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          claims that "studies have shown that increased foreclosure 
          blight decreases neighboring property values and increases 
          crime."  The author believes that foreclosure-related blight and 
          its associated crime and loss of property value compounds the 
          pain and suffering in neighborhoods already hard-hit by the 
          foreclosure crisis. 

          PICO California, a congregation-based community organizing 
          network, supports this bill because it "will provide an 
          important tool for neighbors to fight foreclosure-related blight 
          in their community."  While existing law authorizes cities and 
          counties to fine owners who failed to maintain their properties, 
          PICO California believes that this bill will provide a remedy to 
          "adjacent homeowners, who have the most to lose from 
          foreclosure-related neighborhood blight."  PICO California 
          contends that this bill will be especially useful for residents 
          in counties or cities that may be hesitant to fine large lending 
          institutions.  The Housing and Economic Rights Advocates (HERA), 
          supports this bill for similar reasons, but adds that this bill 
          will ensure that these blight-fighting tools "will be accessible 
          to all by allowing for recovery of reasonable attorney's fees in 
          superior court �and by allowing] . . .  an injunction to be 
          sought in small claims court, where attorneys are not 
          necessary." 

          The Los Angeles City Attorney's Office supports both provisions 
          in this bill because, taken together, they will help both cities 
          and citizens combat blight.  According to the City Attorney's 
          Office, Los Angeles "has many buildings replete with building 
          and safety code violations that are owned by recalcitrant owners 
          who refuse to bring the buildings up to code.  These blighted 
          properties have serious negative consequences for the occupants 
          of the buildings, for the surrounding community and for the City 
          of Los Angeles.  A substandard building diminishes the quality 
          of life of occupants, decreases neighboring property values and 
          increases crime."  This bill, the City Attorney believes, will 
          clarify that a district attorney, county counsel or city 
          attorney with jurisdiction over the building can bring a suit in 
          the name of the people for appointment of a receiver.  This will 
          especially assist large cities, the City Attorney contends, 
          where building enforcement actions are already being handled by 
          prosecutors.

          The Los Angeles City Attorney's Office also supports the 
          provision of this bill that will authorize "a neighbor adjacent 








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          to an unmaintained, vacant, foreclosed property to obtain a 
          court order forcing the owner to maintain the property," because 
          it will "reduce neighborhood blight and increase community 
          safety" 

           ARGUMENTS IN OPPOSITION  :  A coalition of trade associations 
          representing the banking and mortgage industry opposes this bill 
          for a number of reasons.  Opponents contend that this measure 
          "is imprecise and unclear with respect to the terms of 
          application," noting in particular a lack of clarity as to "what 
          qualifies as 'injuriously affected' or what is meant by 
          'personal enjoyment is lessened.'"  In addition, opponents 
          contend that lenders already experience a financial loss when a 
          borrower defaults and the lender is forced to use non-judicial 
          foreclosure.  This bill, opponents claim, will only exacerbate 
          that loss and extend the time necessary to reintegrate the 
          property into the market.  Opponents also contend that the bill 
          is "discriminatory," apparently because it follows existing law 
          in only applying to foreclosed properties. 

          Finally, opponents note the bill's "flagrant application to 
          innocent third-party purchasers of property, including families 
          that are first-time homebuyers, who will be sidled with 
          increased frivolous litigation risk."  Opponents contend, 
          therefore, that this bill may be counterproductive in that it 
          will discourage third-party purchases of foreclosed properties 
          and prolong the very problem of blight that the bill seeks to 
          address. �Staff note: this concern would appear to be at least 
          partly addressed by the author's amendment requiring the person 
          seeking the injunction to provide a 30-day notice describing the 
          violation and notifying the owner of intent to seek an 
          injunction.  It should be noted, too, that a legal owner - 
          whether a bank or a first-time buyer with a family - is already 
          required by existing law to maintain the property or face a fine 
          of $1000 per day if, of course, the property is vacant and was 
          purchased or acquired at foreclosure.  Thus, the prospect of an 
          injunction would presumably not discourage a buyer any more than 
          the prospect of a $1000 per day fine, especially given that the 
          injunction would only require the owner to do what he or she is 
          already required to do by existing law.]


           REGISTERED SUPPORT / OPPOSITION  :   

           Support 








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          Housing and Economic Rights Advocates (HERA)
          Los Angeles City Attorney's Office 
          PICO California 
          Western Center on Law & Poverty 
           
          Opposition 
           
          California Bankers Association 
          California Credit Union League
          California Financial Services Association 
          California Independent Bankers
          California Land Title Association 
          California Mortgage Bankers Association 
           

          Analysis Prepared by  :    Thomas Clark / JUD. / (916) 319-2334