BILL ANALYSIS                                                                                                                                                                                                    Ó



                                                                  AB 2619
                                                                  Page  1

          Date of Hearing:   May 9, 2012

                        ASSEMBLY COMMITTEE ON APPROPRIATIONS
                                Felipe Fuentes, Chair

               AB 2619 (V. Manuel Perez) - As Amended:  April 18, 2012 

          Policy Committee:                              JEDE Vote:4-2
                        Banking and Finance                   8-3

          Urgency:     No                   State Mandated Local Program: 
          No     Reimbursable:              

           SUMMARY  

          This bill creates the Start-Up California Impact Investment Fund 
          Program within the California Infrastructure and Economic 
          Development Bank (I-Bank) to provide startup equity funds to 
          startup firms and small businesses.  Specifically, this bill:  

          1)Allows the I-Bank to make expenditures from the startup equity 
            fund account.

          2)Requires the I-Bank to consult with the appropriate agencies 
            and investors who impact investment policies that target 
            businesses in lower income communities, emerging money 
            managers, or emerging domestic markets.  

          3)Requires, after the consultation, that the I-Bank shall adopt 
            an investment policy and establish criteria, priorities and 
            guidelines for the selection of start-up firms and small 
            businesses that receive start-up equity funds from the I-Bank. 


          4)Allows the I-Bank to contract with professional equity fund 
            managers who have demonstrated expertise in emerging domestic 
            market investments and impact investment mandates to implement 
            the Start-Up California Impact Investment Fund program.

          5)Requires the I-Bank to adopt guidelines and policies for 
            overseeing these contracts.  


           FISCAL EFFECT  









                                                                  AB 2619
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          The I-Bank estimates costs to develop and administer this new 
          program would be approximately $1 million.  In addition, the 
          I-Bank sees a need for $5 to $10 million to provide initial 
          capital.  The I-Bank believes federal funding may provide some 
          of the necessary funds.

          Because the state would be taking an equity stake in small 
          businesses, these investments would have a higher risk and also 
          the potential for higher returns than conventional government 
          investments. 

           COMMENTS  

           1)Purpose  :  According to the author, California has the ability 
            to do a better job of encouraging private investment in 
            California's historically underserved capital markets.  The 
            author notes research from the Kaufman Foundation shows more 
            than 90% of all jobs created between 1977 and 2005 came from 
            small and early stage firms, therefore it is essential to 
            address the capital access needs of these businesses.  
            According to the author, other states have been committing to 
            a broader range of financing programs, including direct loans, 
            guarantees and credit enhancements in partnership with private 
            lenders and equity financing in conjunction with experienced 
            private sector financial asset managers.  The author argues 
            California has a very limited set of tools and only operates 
            direct loan and credit enhancement programs to assist small 
            businesses and start-ups, and that AB 2619 provides an 
            important tool for small businesses, many of which are woman 
            and minority owned, to attract early stage private investors.

           2)Background.   The mission of the I-Bank is to finance public 
            infrastructure and private development.  The I-Bank has 
            extremely broad statutory powers to issue revenue bonds, make 
            loans and provide credit enhancements for a wide variety of 
            infrastructure and economic development projects and other 
            government purposes.  The I-Bank is self-supporting and pays 
            its cost of operations from service fees and interest earnings 
            on loans and investments.  

           3)I-Bank reorganization.   On March 30, 2012, the governor 
            proposed moving the I-Bank from the Business, Transportation 
            and Housing Agency and relocated it to the Governor's Office 
            of Business and Economic Development.









                                                                  AB 2619
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           4)There is no registered opposition to this bill.  



          Analysis Prepared by  :    Roger Dunstan / APPR. / (916) 319-2081