BILL ANALYSIS                                                                                                                                                                                                    �             1





                 SENATE ENERGY, UTILITIES AND COMMUNICATIONS COMMITTEE
                                  ALEX PADILLA, CHAIR
             

             SCR 6 -  Lowenthal                                Hearing 
               Date:  April 5, 2011            S
             As Introduced: January 31, 2011         FISCAL           C
                                                                           
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                      6
                                                                      
                                       DESCRIPTION
              
             Current law  establishes the Tax Credit Allocation Committee 
            (TCAC) to administer the federal and state Low-Income Housing 
            Tax Credit Programs for the developers of affordable rental 
            housing.  

             This resolution  would encourage state and local multifamily 
            housing lending agencies to follow the CTAC policy that 
            provides competitive points for developer loan applicants that 
            commit to provide high-speed Internet service to each unit for 
            at least 10 years free of charge to tenants.

                                       BACKGROUND
             
            Current law establishes the TCAC to administer the federal and 
            state Low-Income Housing Tax Credit Programs.  Through a 
            highly competitive application process, TCAC awards tax 
            credits to the developers of affordable rental housing.  In 
            turn, these developers take on investors as limited liability 
            partners, who in exchange for the tax credits provide funds in 
            the form of equity for building the affordable housing.  

            In 2003, TCAC amended its scoring regulations to encourage 
            affordable housing developers to provide broadband Internet 
            access as a service amenity to their tenants.  The current 
            regulations provide two points (three points in rural areas) 
            within the site amenity category for providing high-speed 
            Internet service to each unit for a minimum of 10 years, free 
            of charge to the tenants.  As a practical matter, TCAC 
            considers the infrastructure design and installation costs 











            associated with the Internet network as eligible development 
            costs that can be included when calculating the amount of tax 
            credits for which the development is eligible.  The on-going 
            costs of network maintenance and the recurring monthly 
            Internet service charges are also eligible operating costs. 

            The Department of Housing and Community Development (HCD) 
            administers a number of programs that finance the development 
            of affordable rental housing, including the Multifamily 
            Housing Program, the Joe Serna, Jr. Farmworker Housing Grant 
            Program, and others.  HCD's regulations are not specific to 
            the issue of Internet-related costs, but its practice is to 
            allow the costs of the design and installation as eligible 
            development costs but not to allow the on-going costs of 
            maintaining a high-speed Internet network and providing free 
            Internet service to residents as an eligible operating cost.  

            Many counties and cities also provide financing for the 
            development of affordable rental housing.  Counties and cities 
            primarily use redevelopment resources from the 20% low- and 
            moderate-income housing fund and federal funds from the HOME 
            Program and the Community Development Block Grant Program for 
            these purposes.  Counties and cities establish their own 
            policies with respect to allowing Internet hardware and 
            recurring costs as eligible expenditures, and these policies 
            vary widely.         

                                         COMMENTS
          
               1.     Author's Purpose  .  This resolution seeks to increase 
                 access to broadband Internet services for low-income 
                 residents of affordable housing.  According to the author 
                 "�t]he Internet is rapidly changing the way people live, 
                 learn, and earn in modern society. Without access and 
                 training, many citizens will be unable to compete in the 
                 increasingly technology-driven, knowledge-based economy. 
                 Low-income households are significantly less likely to 
                 have a computer, Internet access, or home broadband 
                 service, while almost all adults earning over $80,000 a 
                 year have a computer, Internet access at home, and a 
                 broadband connection."

                2.     Closing the Digital Divide  .  In 2002, the 
                 Legislature explicitly added to the state's 










                 telecommunications policies the goals of promoting 
                 ubiquitous access to advanced communications services and 
                 "to assist in bridging the 'digital divide' by 
                 encouraging expanded access to state-of-the-art 
                 technologies for rural, inner-city, low-income, and 
                 disabled Californians" (SB 1563 Polanco, 2002).  The 
                 "digital divide" refers to the unequal degree of access 
                 to computers and the Internet across various 
                 socioeconomic groups and the inequality of economic 
                 opportunity which results for those without access.  
                 Among those least likely to subscribe to high-speed 
                 Internet service are low-income, Latino, and African 
                 American populations.  In addition, as stated in the 
                 resolution, 73 percent of homeowners have a home 
                 broadband subscription, compared to only 48 percent of 
                 renters.  

                 This resolution highlights one among many strategies the 
                 state is pursuing to close the digital divide and ensure 
                 that all Californians have access to broadband and the 
                 economic opportunities that come with it.  Moreover, it 
                 is consistent with the National Broadband Plan, released 
                 by the Federal Communications Commission in March 2010, 
                 which proposes many strategies for promoting broadband 
                 deployment and adoption and highlights the urgency of 
                 getting all Americans connected.  

                3.     Progress to Date  .  The TCAC encourages, but does not 
                 require, affordable housing developers to use housing tax 
                 credit funding to provide broadband as a service amenity 
                 in affordable housing units.  As a result of this policy, 
                 more than 19,000 units of affordable housing throughout 
                 the state currently enjoy in-home Internet service as a 
                 basic service amenity. The nonprofit One Economy 
                 Corporation has assisted 283 affordable housing 
                 developments in California design and install data 
                 network infrastructure.  

                4.     Installation and Operating Costs  .  This resolution 
                 encourages state and local lenders to recognize both the 
                 costs for installing high-speed Internet network 
                 infrastructure as eligible development costs and 
                 recurring Internet service charges and network 
                 maintenance costs as eligible operating costs.  This is 










                 consistent with the need to address both access to 
                 broadband through deployment of infrastructure and 
                 broadband adoption through affordable service rates.  
                 Studies show that, even where broadband facilities are 
                 available, up to a third of people do not subscribe to 
                 broadband at home, with affordability being the single 
                 biggest reason.  Thus, this resolution addresses both 
                 barriers to ensuring that all citizens are connected to 
                 the Internet.

                5.     Double Referral  .  Should this bill be adopted by the 
                 committee, it should be re-referred to the Senate 
                 Committee on Transportation and Housing for its 
                 consideration.

                                        POSITIONS
              
              Sponsor:
              
             One Economy Corporation

              Support:
              
             None on file

              Oppose:
              
             None on file

             



























             Jacqueline Kinney 
             SCR 6 Analysis
             Hearing Date:  April 5, 2011