BILL NUMBER: SB 220	INTRODUCED
	BILL TEXT


INTRODUCED BY   Senator Price

                        FEBRUARY 9, 2011

   An act to amend Section 10203.4 of the Insurance Code, relating to
insurance.


	LEGISLATIVE COUNSEL'S DIGEST


   SB 220, as introduced, Price. Life insurance: group policies.
   Existing law provides that coverage for unmarried dependent
children under a group life insurance policy may continue through 20
years of age or through 24 years of age if the dependent child is
attending an educational institution.
   This bill would provide that coverage for dependent children under
a group life insurance policy may continue until 26 years of age,
regardless of the child's marital status or whether the child is
attending an educational institution.
   Vote: majority. Appropriation: no. Fiscal committee: no.
State-mandated local program: no.


THE PEOPLE OF THE STATE OF CALIFORNIA DO ENACT AS FOLLOWS:

  SECTION 1.  Section 10203.4 of the Insurance Code is amended to
read:
   10203.4.  (a) Insurance under any group life insurance policy
issued pursuant to Sections 10202, 10202.8, 10203, 10203.1, and
10203.7 may be extended to insure the dependents, or any class or
classes thereof, of each insured employee who so elects, in amounts
in accordance with some plan that precludes individual selection and
that shall not be in excess of 100 percent of the insurance on the
life of the insured employee.
   (b) "Dependent" includes the member's spouse and all 
unmarried  children from birth  through 20 years of
age, or through 24 years of age if the dependent child is attending
an educational institution   until 26 years of 
 age  , or a child 21 years of age or older who is both
incapable of self-sustaining employment by reason of mental
retardation or physical handicap and chiefly dependent upon the
employee for support and maintenance if proof of the incapacity and
dependency is furnished to the insurer by the employee within 31 days
of the child's attainment of the limiting age and subsequently as
may be required by the insurer, but not more frequently than annually
after the two-year period following the child's attainment of the
limiting age.
   (c) The premiums for the insurance on the dependents may be paid
by the employer, the employee, or the employer and the employee
jointly.