BILL NUMBER: SB 220	AMENDED
	BILL TEXT

	AMENDED IN ASSEMBLY  JUNE 15, 2011

INTRODUCED BY   Senator Price

                        FEBRUARY 9, 2011

   An act to amend Section 10203.4 of the Insurance Code, relating to
insurance.


	LEGISLATIVE COUNSEL'S DIGEST


   SB 220, as amended, Price. Life insurance: group policies.
   Existing law provides that coverage for unmarried dependent
children under a group life insurance policy may continue through 20
years of age  ,  or through 24 years of age if the dependent
child is attending an educational institution  , or may continue
for a child 21 years of age or older who is both incapable of
self-sustaining employment by reason of mental retardation or
physical handicap  .
   This bill would provide that coverage for dependent children under
a group life insurance policy may continue until 26 years of age,
regardless of the child's marital status or whether the child is
attending an educational institution  , and   would
provide for that coverage to continue for a child 26 years of age or
older who is both incapable of self-sustaining employment by reason
of mental retardation or physical handicap, as specified  .
   Vote: majority. Appropriation: no. Fiscal committee: no.
State-mandated local program: no.


THE PEOPLE OF THE STATE OF CALIFORNIA DO ENACT AS FOLLOWS:

  SECTION 1.  Section 10203.4 of the Insurance Code is amended to
read:
   10203.4.  (a) Insurance under any group life insurance policy
issued pursuant to Sections 10202, 10202.8, 10203, 10203.1, and
10203.7 may be extended to insure the dependents, or any class or
classes thereof, of each insured employee who so elects, in amounts
in accordance with some plan that precludes individual selection and
that shall not be in excess of 100 percent of the insurance on the
life of the insured employee.
   (b) "Dependent" includes the member's spouse and all children from
birth until 26 years of age, or a child  21  
26  years of age or older who is both incapable of
self-sustaining employment by reason of mental retardation or
physical handicap and chiefly dependent upon the employee for support
and maintenance if proof of the incapacity and dependency is
furnished to the insurer by the employee within 31 days of the child'
s attainment of the limiting age and subsequently as may be required
by the insurer, but not more frequently than annually after the
two-year period following the child's attainment of the limiting age.

   (c) The premiums for the insurance on the dependents may be paid
by the employer, the employee, or the employer and the employee
jointly.