BILL ANALYSIS                                                                                                                                                                                                    �






                             SENATE JUDICIARY COMMITTEE
                             Senator Noreen Evans, Chair
                              2011-2012 Regular Session


          SB 299 (Evans)
          As Introduced
          Hearing Date: April 5, 2011
          Fiscal: Yes
          Urgency: No
          TW
                    

                                        SUBJECT
                                           
                     Employment:  Pregnancy or Childbirth Leave

                                      DESCRIPTION 

          This bill would prohibit employers from refusing to maintain and 
          pay for insurance coverage, as specified, for the duration of 
          maternity leave up to four months, as specified.  This bill 
          would authorize employers to recover insurance premiums from the 
          employee if the employee fails to return from maternity leave 
          provided that the employee's failure to return from maternity 
          leave is not due to leave taken under the Moore-Brown-Roberti 
          Family Rights Act, for a health condition that entitles the 
          employee leave, or for another circumstance beyond the control 
          of the employee.

                                      BACKGROUND  

          In 1980, California enacted protections for employees taking 
          pregnancy disability leave.  In 1993, the federal Family and 
          Medical Leave Act (FMLA) was enacted to provide job and benefits 
          protections to employees taking medical, maternity, or other 
          family-related leaves of absence.  Prior to the passage of the 
          FMLA, family or medical leave was left to the discretion of 
          individual employers.  Employees making a request for family and 
          medical leave could be denied for any reason and subsequently 
          fired for taking such leave.  AB 1460 (Moore, Ch. 827, Stats. 
          1993) was enacted to conform California's employment 
          discrimination laws under the Fair Employment and Housing Act to 
          the new requirements under the FMLA.

          This bill would prohibit an employer from refusing to maintain 
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          group insurance coverage, as specified, for employees taking a 
          leave of absence due to pregnancy, child birth, or a related 
          condition.  This bill would authorize employers to recover 
          insurance premiums paid for an employee on pregnancy disability 
          leave if the employee fails to return from pregnancy disability 
          leave, as specified.

                                CHANGES TO EXISTING LAW
           
           Existing law  , the federal Pregnancy Discrimination Act, 
          generally prohibits discrimination in employment on the basis of 
          pregnancy, childbirth, or related medical conditions.  (P.L. 
          95-555.)
           
          Existing law  , the Fair Employment and Housing Act, generally 
          prohibits discrimination in employment on the basis of 
          pregnancy, childbirth, or related medical conditions.  (Gov. 
          Code Sec. 12940.)  

           Existing law  , the federal Family and Medical Leave Act (FMLA), 
          prohibits employers with at least 50 employees from failing to 
          maintain and pay for group health plan coverage, as specified, 
          for leave taken by the employee for the birth of a child for a 
          period of up to 12 workweeks.  An employer may recover the group 
          health plan premium from the employee in the event the employee 
          fails to return from leave, as specified, and the failure to 
          return from leave is not a result of a pregnancy or child birth 
          related condition or other circumstances beyond the control of 
          the employee.  (29 U.S.C. Sec. 2614(c).)  

           Existing law  , the Moore-Brown-Roberti Family Rights Act (the 
          California Family Rights Act (CFRA)) prohibits employers with at 
          least 50 employees from failing to maintain and pay for group 
          health plan coverage, as specified, for leave taken by the 
          employee for the birth of a child for a period of up to 12 
          workweeks.  An employer may recover the group health plan 
          premium from the employee in the event the employee fails to 
          return from leave, as specified, and the failure to return from 
          leave is not a result of a pregnancy or child birth related 
          condition or other circumstances beyond the control of the 
          employee.  (Gov. Code Sec. 12945.2(f).) 

           Existing law  generally prohibits employers with at least five 
          employees from refusing to allow female employees to take a 
          leave of absence due to a pregnancy, childbirth, or related 
          medical condition (pregnancy disability leave) not to exceed 
                                                                      



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          four months.  (Gov. Code Sec. 12945.)

           This bill  would conform pregnancy disability leave to the 
          employee benefit protections provided under FMLA and CFRA.  
          Specifically, this bill would provide that an employer is 
          prohibited from refusing to maintain and pay for coverage under 
          a group health plan, as specified, for a woman taking pregnancy 
          disability leave.  

           This bill  also would provide the ability for an employer to 
          recover premiums paid subject to this bill in the event the 
          employee fails to return from pregnancy disability leave, as 
          specified, and the failure to return from pregnancy disability 
          leave is not due to the employee taking leave pursuant to CFRA 
          or as a result of a health condition related to pregnancy or 
          childbirth.

                                        COMMENT
           
          1.  Stated need for the bill  
          
          The author writes:
          
            Other federal and state leave laws require employers to 
            continue health care for employees on leave.  Individuals 
            covered under the federal Family and Medical Leave Act (FMLA) 
            have a right to the continuation of group health insurance 
            coverage.  However, the FMLA has strict eligibility 
            requirements and only 47% of the workforce is included.  Those 
            covered under the state's California Family Rights Act (CFRA) 
            are also guaranteed the continuation of benefits during leave, 
            but the CFRA excludes leave for pregnancy-related conditions.

            Due to these gaps in coverage, an estimated 50% of the 
            workforce is not afforded the continued health insurance 
            coverage guaranteed by the FMLA and CFRA.  These gaps in 
            coverage leave a large segment of the state's workforce 
            vulnerable to the limited provisions under California's 
            Pregnancy Disability Leave law. . . .

            SB 299 seeks to close the gap in health insurance for women on 
            maternity leave.  This bill amends the Pregnancy Disability 
            Leave law to guarantee the continuation of employer-provided 
            health insurance coverage for women on pregnancy disability 
            leave.  This amendment will bring �pregnancy disability leave] 
            in line with health coverage provisions of related state and 
                                                                      



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            federal family and medical leave laws.

          Equal Rights Advocates, a sponsor of the bill, writes:

            The �pregnancy disability leave] guarantees women the right to 
            job-protected leave before and/or after birth to recover from 
            pregnancy for up to a total of four months.  Unfortunately, 
            the �pregnancy disability leave] does not require employers to 
            continue health insurance coverage for women while on 
            pregnancy leave.  Other state and federal leave laws do 
            require health insurance coverage to be continued during 
            leave.  However, these laws either do not apply to pregnancy 
            conditions or have strict eligibility rules that exclude over 
            half of the workforce from protection.  This current gap in 
            the law puts the health and well-being of women and their 
            infants at risk.  Women should not have to choose between 
            taking a medically necessary pregnancy leave and continuing 
            health care coverage for themselves and their families.

          2.  Extending employer-paid health insurance coverage prior to 
            childbirth  

          This bill would require employers to maintain group health 
          insurance for women on a leave of absence due to pregnancy, 
          child birth, or a related medical condition.  Existing federal 
          and state law, the FMLA and CFRA, respectively, require group 
          health insurance to be maintained by an employer for an employee 
          on a leave of absence due to childbirth or a related medical 
          condition.  The author contends that, although an employee can 
          take unpaid leave for a pregnancy-related condition, existing 
          law does not require employers to continue group health 
          insurance coverage during pregnancy disability leave.  The 
          American Civil Liberties Union, a supporter of this bill, points 
          out that existing law fails to provide adequate insurance 
          coverage for pregnant employees;  "�t]he practice of eliminating 
          health care insurance coverage for women on pregnancy disability 
          leave discriminates against women by leaving them without health 
          insurance under circumstances men do not face."

          Further, the author asserts that "�t]his lack of coverage 
          assurance under pregnancy disability leave discourages and 
          prevents women from taking pregnancy leave despite their health 
          needs and the needs of their baby.  Forced to pay out-of-pocket 
          costs for health coverage, many women will delay or cut short 
          their leave despite well-documented benefits to maternal and 
          child health.  Almost four-fifths of workers report being unable 
                                                                      



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          to take leave because they could not afford it."  The California 
          Commission on the Status of Women, a sponsor of this bill, 
          states that "�t]hree quarters of women entering today's 
          workforce will become pregnant at least once while employed.  
          Those who become pregnant while working usually return to the 
          workforce.  Continuation of health insurance coverage during 
          pregnancy leave is essential to protecting the health and 
          economic security of women."  This bill would provide the same 
          group health insurance coverage required under FMLA and CFRA, 
          but extend the required coverage to include leaves of absence 
          taken due to pregnancy-related conditions.  

          Although the FMLA and CFRA only apply to employers with 50 or 
          more employees, discrimination protections under pregnancy 
          disability leave apply to employers with at least five 
          employees.  Consequently, this bill would require additional 
          employers to not only provide group health care insurance for 
          pregnancy-related conditions, but would expand existing coverage 
          for childbirth and other related conditions.  Staff notes that 
          had the employee not been on childbirth disability leave, the 
          employer would have had to continue health care coverage for the 
          employee.  Requiring continued maintenance of insurance coverage 
          while the employee is temporarily away from work on pregnancy 
          disability leave does not equal an increase in money spent on 
          the employee but rather a continuance of existing coverage.  
          Further, in the event the employee fails to return to work after 
          the expiration of the pregnancy disability leave, as specified, 
          the employer would be protected from a potential loss of income 
          spent maintaining the employee's insurance.  This bill would 
          provide an employer the ability to recover insurance premiums 
          paid from the employee who fails to return to work after the 
          expiration of pregnancy disability leave, as specified.  Staff 
          notes that this reimbursement provision is identical to the 
          reimbursement provisions under the FMLA and CFRA.  (See 29 
          U.S.C. Sec. 2614(c) and Gov. Code Sec. 12945.2(f).)
          
          

           Support  :  9to5 California, National Association of Working 
          Women; American Civil Liberties Union; California Alliance for 
          Retired Americans; California Employment Lawyers Association; 
          California Family Health Council; California Labor Federation, 
          ALF-CIO; California Medical Association; California National 
          Organization for Women; California Nurse-Midwives Association; 
          California Nurses Association; California Partnership to End 
          Domestic Violence; California Primary Care Association; 
                                                                      



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          California State Employees Association; California Women's Law 
          Center; ILWU Warehouse, Processing & Distribution Workers' 
          Union, Local 26; Jericho: A Voice for Justice; Labor Project for 
          Working Families; Legal Aid Society - Employment Law Center; Los 
          Angeles Alliance for a New Economy; Service Employees 
          International Union Local 1000 Women's Committee; Restaurant 
          Opportunities Center of Los Angeles; St. John's Well Child & 
          Family Center; United Food & Commercial Workers Union, Local 5; 
          United Steelworkers, Local 675; Western Center on Law and 
          Poverty; Women's Employment Rights Clinic of Golden Gate 
          University; two individuals

           Opposition  :  None Known

                                        HISTORY
           
           Source  :  California Commission on the Status of Women and Equal 
          Rights Advocates

           Related Pending Legislation  :  AB 592 (Lara, 2011) would prohibit 
          employers from interfering with or restraining an employee's 
          exercise of pregnancy disability leave or rights under CFML.

           Prior Legislation  :  See Background.

           Prior Vote  :  Committee on Labor and Industrial Relations (Ayes 
          5, Noes 2)

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