BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  SB 359
                                                                  Page  1


          SENATE THIRD READING
          SB 359 (Ed Hernandez)
          As Amended  August 29, 2012
          Majority vote

           SENATE VOTE  :Vote not relevant  
           
           HEALTH              13-4                                        
           
           -------------------------------- 
          |Ayes:|Pan, Ammiano, Atkins,     |
          |     |Eng, Gordon, Hayashi,     |
          |     |Roger Hern�ndez,          |
          |     |Bonnie Lowenthal,         |
          |     |Mitchell, Monning,        |
          |     |Nestande,                 |
          |     |V. Manuel P�rez, Williams |
          |     |                          |
          |-----+--------------------------|
          |Nays:|Logue, Garrick, Mansoor,  |
          |     |Silva                     |
          |     |                          |
           -------------------------------- 
           SUMMARY  :  Authorizes health care service plans (health plans) to 
          adjust payment to specified hospitals for prestabilization 
          emergency services and care when a hospital exceeds an 
          out-of-network emergency utilization rate of 50% or greater.  
          Specifically,  this bill  :  

          1)Authorizes a health plan, or its contracting medical provider, 
            that is obligated to reimburse providers for emergency 
            services and care provided to its enrollees prior to 
            stabilization, as specified, to adjust its reimbursement to 
            hospitals in accordance with 3) below.

          2)Requires a hospital with an out-of-network emergency 
            utilization rate of 50% or greater to notify payers at the 
            time the hospital submits bills, statements, or other demands 
            for payment for emergency services and care provided to a 
            patient prior to stabilization, as specified, that the 
            hospital's out-of-network emergency utilization rate is 50% or 
            greater and therefore its billed charges for emergency 
            services may be subject to adjustment, as specified in 3) 
            below.








                                                                  SB 359
                                                                  Page  2



          3)Requires the adjustment to be such that the hospital's total 
            expected payment from a payer for emergency services and care 
            prior to stabilization shall be 60% of the payer's average 
            in-network payments, but in no event less than 150% of the 
            payment the hospital reasonably could expect to receive from 
            Medicare for providing similar emergency services and care 
            prior to stabilization.  Authorizes a payer that receives the 
            notification made by a hospital to adjust the reimbursement to 
            the hospital pursuant to this bill. 

          4)Establishes the "out-of-network emergency utilization rate" as 
            the percentage of all emergency department encounters at a 
            hospital during the course of the reporting period that are 
            out-of-network for local, privately insured patients.  
            Requires this rate to be calculated by dividing a hospital's 
            total number of major emergency department encounters during 
            the rate reporting period that involved local, privately 
            insured patients for whom the emergency services and care 
            provided were out-of-network, by the hospital's total number 
            of major emergency department encounters that involved local, 
            privately insured patients.

          5)Defines the "average in-network payments" as the average 
            amount of payments made pursuant to a contract during the 
            preceding calendar year to hospitals in California that offer 
            a comparable range of services and, if applicable, education 
            and research programs, by a health plan or health insurer for 
            reimbursement of care provided by the hospital or hospitals at 
            a negotiated rate, provided that payments made by the plan or 
            insurer during the preceding calendar year for in-system care 
            shall not be included in the calculation of average.

          6)Defines "rate reporting period" as a three-year period, 
            provided that if the most recent calendar year ended within 
            the previous 90 days, then data for the three-year period used 
            to calculate the out-of-network emergency utilization rate 
            shall be taken from the three calendar years preceding the 
            most recently completed calendar year.

          7)Defines "emergency department encounter" as the patient having 
            been registered in the emergency department for a period of 
            five hours or longer, or has been admitted as an inpatient 
            following registration and a stay of any length in the 








                                                                  SB 359
                                                                  Page  3


            emergency department.  An emergency department encounter does 
            not include an encounter that results from the receipt of 
            patient transfers pursuant to the transfer requirements of the 
            federal Emergency Medical Treatment and Active Labor Act from 
            another hospital that is not affiliated with, or owned, 
            operated, or substantially controlled by, the same person or 
            persons or other legal entity or entities as the hospital 
            receiving the transfer.

          8)Provides that if a contract, including a contract with a 
            health insurer, health plan, or other health care coverage 
            provider, governs the adjustment of the total billed charges 
            for prestabilization emergency services and care provided to a 
            patient by the hospital, the contract shall control.

          9)Exempts designated public hospitals, as specified, and a 
            hospital owned and operated by an entity that is a city, 
            county, a city and county, the State of California, the 
            University of California, a local health or hospital 
            authority, a health care district, any other political 
            subdivision of the state, any combination of political 
            subdivisions of the state organized pursuant to a joint powers 
            agreement, or a new hospital, as specified, from the 
            provisions of this bill.  Exempts a rural general acute care 
            hospital, small and rural hospitals, as defined, a general 
            acute care hospital that is located within both of the 
            following:  a county with a population of 1.5 million or less 
            according to the 2010 federal census, and a medically 
            underserved population, medically underserved area, or a 
            health professions shortage area, as designated by the federal 
            government.

          10)Exempts a hospital that is part of a health system in which, 
            as of January 1, 2013, at least 50% of the hospitals are rural 
            general acute care hospitals, as defined, or small and rural 
            hospitals, as defined, provided that the health system 
            includes at least five hospitals that are either rural general 
            acute care hospitals or small and rural hospitals.  For the 
            purposes of this provision, hospitals that are part of the 
            same health system if they are owned, operated, or 
            substantially controlled by the same person or other legal 
            entity or entities, and hospitals are considered separate 
            hospitals if they are located at least one mile apart and each 
            has at least 30 beds, regardless of whether the hospitals 








                                                                  SB 359
                                                                  Page  4


            operate under the same license. 

          11)Sunsets the provisions of this bill on January 1, 2017, 
            unless another statute extends or deletes that date.

           FISCAL EFFECT  :  This bill, as amended, has not been analyzed by 
          a fiscal committee.
           
          COMMENTS  :  According to the author, this bill responds to issues 
          raised at a February 24, 2012, Joint Hearing of the Senate and 
          Assembly Health Committees on hospital reimbursement mechanisms. 
           The author states that this bill is aimed at a troubling 
          business practice, employed by a very small number of hospitals, 
          whereby a hospital will cancel insurance contracts, and use the 
          emergency room as a source of revenue by charging outrageous 
          prices for "out-of-network" patients.  This bill is intended to 
          remove the economic incentive behind this business practice so 
          that this trend does not spread.  This bill addresses this issue 
          by only requiring health plans to pay 60% of their average 
          in-network contract rate when their patient is in a hospital 
          with a very high percentage of out-of-network patients.  Public 
          hospitals, as well as all rural hospitals, are exempted from the 
          bill, and the entire bill sunsets in four years.  Testimony 
          received at the hearing made clear that Prime Healthcare 
          Services (Prime) hospitals are exploiting this reimbursement 
          structure for non-contracted emergency care in order to maximize 
          billed charges.

          Beginning in October of 2010, the Center for Investigative 
          Reporting's California Watch began publishing a series of 
          articles on Prime's billing practices.  The first article 
          focused on unusually high rates of patients diagnosed with 
          septicemia, an infection of the blood, which has a high 
          reimbursement rate from Medicare compared to other infections.  
          The investigative report by California Watch demonstrates a 
          troubling practice among some health care providers which can 
          have significant implications for California's health care 
          markets and more importantly California consumers.  The practice 
          of variation in care based on payer source has been the subject 
          of health policy research and more is being uncovered about 
          trends in California that may be of concern.  











                                                                  SB 359
                                                                  Page  5


          According to the Service Employees International Union (SEIU) 
          California, this bill would discourage a particular hospital 
          business practice that drives up the cost of healthcare and 
          takes advantage of consumers when they are at their most 
          vulnerable.  SEIU states that this bill would limit the amount 
          hospitals can charge for treating out-of-network emergency 
          patients and these new limits would apply to hospitals that are 
          out-of-network for a majority of their privately-insured 
          emergency room patients-thereby improving incentives for 
          hospitals to be in-network.  SEIU believes this bill would 
          reduce costs and improve access to care for thousands of 
          Californians.  


          The California Hospital Association indicates that the 
          association's opposition has been removed because of amendments 
          that limit the scope of the bill and ensure that health plans do 
          not have an incentive to cancel or non-renew hospital contracts 
          in order to game the provisions of this bill.   
           
          The Private Essential Access Community Hospitals (PEACH) remains 
          very concerned about the negative impact this bill could have on 
          access to emergency room care in community safety net hospitals 
          that depend on non-contracted rates to offset their high volumes 
          of uninsured and underfunded Medi-Cal and Medicare patients.  
          PEACH believes this bill would further threaten the viability of 
          these hospitals and could force them to make difficult decisions 
          about continuing to provide specific services-including whether 
          they can keep their emergency departments open.   PEACH also 
          believes this bill could reduce access to care in emergency 
          rooms across the state-especially in community safety net 
          hospitals that serve the most vulnerable communities-at a 
          critical time when hospitals are striving to transform their 
          systems of care in preparation for full health reform 
          implementation.

          Prime is opposed to this bill.  Prime believes this bill 
          establishes a complicated default reduced reimbursement rate for 
          emergency services as a means to punish Prime for refusing to 
          enter into a "neutrality agreement" with SEIU.  Prime raises 
          several other concerns with this bill including concerns about 
          implications on health care access, jobs, and competition.  










                                                                  SB 359
                                                                  Page  6


           Analysis Prepared by  :    Teri Boughton / HEALTH / (916) 319-2097 



                                                                FN: 0005795