BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  SB 447
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           SENATE THIRD READING
          SB 447 (DeSaulnier)
          As Amended  August 24, 2012
          Majority vote

           SENATE VOTE  :35-0 
           
           BUSINESS & PROFESSIONS     9-0  APPROPRIATIONS         17-0     
           
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          |Ayes:|Hayashi, Bill Berryhill,  |Ayes:|Gatto, Harkey,            |
          |     |Allen, Butler,            |     |Blumenfield, Bradford,    |
          |     |Eng, Hagman, Hill, Ma,    |     |Charles Calderon, Campos, |
          |     |Smyth                     |     |Davis, Donnelly, Fuentes, |
          |     |                          |     |Hall, Hill, Cedillo,      |
          |     |                          |     |Mitchell, Nielsen, Norby, |
          |     |                          |     |Solorio, Wagner           |
          |     |                          |     |                          |
           ----------------------------------------------------------------- 
           SUMMARY  :   Prohibits a state agency from sending any 
          communication to any individual that contains more than the last 
          four digits of the social security number (SSN) of that 
          individual, unless required by federal law, beginning January 1, 
          2015.

           EXISTING LAW  prohibits a person or entity from printing an 
          individual's SSN on any material mailed to individuals, unless 
          required by state or federal law.  SSNs may be included in 
          applications and forms sent by mail, including documents sent as 
          part of an application or enrollment process, to establish, 
          amend, or terminate an account, contract, or policy, or to 
          confirm the accuracy of a SSN.  A SSN that is permitted to be 
          mailed may not be printed, in whole or in part, on a postcard or 
          other mailer not requiring an envelope, or visible either on the 
          envelope or without opening the envelope.  (Civil Code Section 
          1798.85)

           FISCAL EFFECT  :   According to the Assembly Appropriations 
          Committee, the Employment Development Department is one of the 
          few major agencies that still use SSNs on its correspondence.  
          Costs associated with revising forms and reprogramming for the 
          Unemployment Insurance (UI) and Disability Insurance programs 
          alone would be in the range of $5 million �federal UI 
          Administrative Grant and General Fund (GF)].  It is unlikely 








                                                                  SB 447
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          that the California's Federal UI Administrative Grant will be 
          able to cover the costs of the automation changes. 

          On-time costs for California State Universities of approximately 
          $3 million GF for the automation changes required by this 
          legislation.

           COMMENTS  :  In September 2005, the United States (U.S.) 
          Government Accountability Office issued a report, Social 
          Security Numbers: Federal and State Laws Restrict Use of SSNs, 
          yet Gaps Remain, which found that "SSN use is widespread.  
          Agencies at all levels of government frequently collect and use 
          SSNs to administer their programs, verify applicants' 
          eligibility for services and benefits, and perform research and 
          evaluations of their programs.  Although some government 
          agencies are taking steps to limit the use and display of SSNs, 
          these numbers are still available in a variety of public records 
          held by states, local jurisdictions, and courts?

          "In 2001, California enacted a law to restrict the use and 
          display of SSNs.  The law generally prohibits companies and 
          persons from engaging in certain activities? including printing 
          SSNs on anything mailed to a customer unless required by law or 
          (if) the document is a form or application."

          According to California's Office of Privacy Protection, there 
          were more than 8.1 million identity theft victims in the U.S. in 
          2010, and more than 1 million of those victims were 
          Californians.  According to the U.S. Federal Trade Commission, 
          in 2010, there were 38,148 identity theft complaints from 
          California victims.  Of those victims, 6,142 reported that their 
          identity theft was related to government documents or benefits 
          fraud, ranking as the second-leading type of identity theft 
          behind credit card fraud.


           Analysis Prepared by  :    Joanna Gin / B.,P. & C.P. / (916) 
          319-3301



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