BILL ANALYSIS                                                                                                                                                                                                    �




                     SENATE GOVERNANCE & FINANCE COMMITTEE
                            Senator Lois Wolk, Chair
          

          BILL NO:  SB 449                      HEARING:  4/6/11
          AUTHOR:  Pavley                       FISCAL:  Yes
          VERSION:  3/30/11                     TAX LEVY:  No
          CONSULTANT:  Weinberger               

                  STATE CONTROLLER'S AUDITS OF LOCAL AGENCIES
          

          Authorizes the State Controller to review and audit local 
          governments' finances and assist local governments with 
          financial problems. 



                           Background and Existing Law  

          The State Controller oversees the fiscal concerns of the 
          state and may audit the disbursement of any state money for 
          correctness, legality, and for sufficient provisions of law 
          for payment.  The Controller can audit state expenditures 
          made to local governments, including counties, cities, 
          special districts, joint powers authorities, and 
          redevelopment agencies.  The Controller may audit federal 
          funds allocated to local governments by the state.

          The State Controller must compile and publish reports of 
          the financial transactions of local governments, including 
          counties, cities, special districts, joint powers 
          authorities, and redevelopment agencies.  If the reports 
          are not made in the time, form, and manner required, or if 
          there is reason to believe that a report is false, 
          incomplete, or incorrect, the Controller must appoint a 
          qualified accountant to make an investigation and to obtain 
          the information required.  The accountant must report the 
          results of the investigation to the Controller and file a 
          copy of the report with the legislative body of the county, 
          city, or district in which the accountant conducted the 
          investigation.  The local government must pay for the 
          Controller's costs, which are a charge against any 
          unencumbered funds of the local government.

          The Bureau of State Audits, under the direction of the 
          State Auditor, performs financial, compliance, performance, 
          and contract audits of local governments, either as 




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          required by statute or as requested by the Joint 
          Legislative Audit Committee (JLAC).  JLAC is composed of 
          seven Assemblymembers and seven Senators and requires the 
          votes of four members from each house to approve audit 
          requests.

          Revelations about fiscal malfeasance in the City of Bell, 
          and the dire fiscal conditions confronting some local 
          governments, like Modoc County, trigger worries concerns 
          about some local governments' ability to provide core 
          public services and remain solvent.  In response, the State 
          Controller wants broader authority to identify local 
          governments that may be in fiscal distress, audit those 
          aspects of local government finances which are beyond those 
          related to state expenditures or to annual financial 
          transactions reports, and assist local government with 
          financial problems. 


                                   Proposed Law  

          Senate Bill 449 authorizes the State Controller to:
                 Conduct preliminary reviews of local agencies' 
               finances.
                 Audit local agencies' records to identify serious 
               financial problems.
                 Convene a financial review committee to assist 
               local governments with financial problems.

          I.   Preliminary review  .  Senate Bill 449 allows the 
          Controller to conduct a preliminary review to determine the 
          existence of a local agency financial problem if one or 
          more of the following occur:
                 The governing body, the chief administrative 
               officer, or chief executive of a local agency makes a 
               written request and identifies the existing fiscal 
               conditions that make the request necessary.
                 The Controller receives a written request from a 
               creditor with an undisputed claim against the local 
               agency that exceeds $10,000 or 1% of the annual 
               general fund budget of the local agency that remains 
               unpaid six months after its due date, provided that at 
               least 30 days before the request, the creditor 
               notifies the local agency in writing of his or her 
               intention to submit the request.
                 The Controller receives notification from the 





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               trustee, actuary, or at least 10% of the beneficiaries 
               of a local agency pension fund alleging that the local 
               agency failed to deposit its minimum obligation 
               payment to the pension fund.
                 The Controller receives notification that employees 
               of the local agency have not been paid and it has been 
               at least seven days after the scheduled date of 
               payment.
                 The Controller receives notification from a 
               trustee, paying agent, or bondholder of a local 
               agency's default in a bond payment or violation of one 
               or more bond covenants.
                 The Controller receives notification that the local 
               agency is delinquent in the distribution of tax 
               revenues as required by law.
                 The local agency fails to provide an annual 
               financial report or audit that conforms with the 
               minimum procedures and standards of the Controller as 
               required by law.

          SB 449 defines a "local agency" as a city, county, city and 
          county, special district, or redevelopment agency.

          The bill requires a local agency to pay the Controller's 
          costs for conducting a preliminary review at the agency's 
          request.

          SB 449 specifies that a creditor's claim against a local 
          agency is undisputed unless the agency makes one of the 
          following five determinations:
                 There is a discrepancy between the invoice or 
               claimed amount and the provisions of the contract or 
               grant.
                 There is a discrepancy between the invoice or 
               claimed amount and either the claimant's actual 
               delivery of property or services to the local agency 
               or the agency's acceptance of those deliveries.
                 The local agency requires the claimant to provide 
               additional evidence supporting the validity of the 
               invoice or the claimed amount.
                 The invoice has been improperly executed or needs 
               to be corrected by the claimant.
                 There is a discrepancy between the refund or other 
               payment due as calculated by the person to whom the 
               money is owed and by the local agency.






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          When conducting a preliminary review, the Controller must 
          provide a local agency with written notification of the 
          review and to meet with local officials to receive, 
          discuss, and consider information provided by the local 
          agency.

          The bill requires the Controller to notify the Governor and 
          the Legislature, in writing, within 120 days after 
          beginning a preliminary review, when the review has 
          determined that one or more conditions indicative of a 
          serious financial problem may exist within the local 
          agency.

          II.   Audit .  Senate Bill 449 authorizes the Controller to 
          audit a local agency that was the subject of the 
          preliminary review and requires a local agency to make its 
          books and records available to the Controller for that 
          purpose.

          The audit must determine if one or more of six conditions 
          indicative of a serious financial problem have occurred, or 
          are likely to occur, if remedial action is not taken:
                 A default in the payment of principal or interest 
               upon bonded indebtedness for which no funds, or 
               insufficient funds, are on hand and segregated in a 
               special trust fund.
                 Failure for a period of 30 days or more beyond the 
               due date to transfer one or more of the following to 
               the appropriate agency:
               o      Taxes withheld on the income of employees.
               o      Taxes collected by the local agency as agent 
                 for another governmental entity or taxing authority.
               o      Any contribution required by a pension, 
                 retirement, or benefit plan.
                 Failure for 30 or more days to pay wages and 
               salaries or other compensation or benefits owed to 
               local agency employees or retirees.
                 The total amount of accounts payable for the 
               current fiscal year, as determined by the financial 
               records of the local agency, is more than 10% of the 
               agency's total expenditures in that fiscal year.
                 Failure to eliminate an existing deficit in any 
               fund of the local agency within the two-year period 
               before the end of the local agency's fiscal year for 
               which the Controller conducted a preliminary review.
                 Projection of a deficit in the general fund of the 





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               local agency for the current fiscal year in excess of 
               10% of the budgeted revenues for the general fund. 


          III.   Local agency financial review committee  .  Senate Bill 
          449 requires the Controller to convene a local agency 
          financial review committee, which must be chaired by the 
          Controller and include representatives of the office of the 
          Treasurer and the Department of Finance, to provide 
          assistance to local agencies who seek help in averting or 
          managing a financial problem.  The committee must meet at 
          least annually.  

          A local agency may request assistance from the committee in 
          meeting the ordinary needs of government operations.  SB 
          449 requires that a local agency's request must identify 
          the existing financial conditions that make the request 
          necessary.  The committee must recommend a financial 
          recovery plan for the local agency requesting assistance, 
          in consultation with the local agency, and using any 
          applicable data from a preliminary review or audit 
          conducted by the Controller.  The financial recovery plan 
          must consider both of the following:
                 Conducting the operations of the local agency 
               within the resources available according to the data 
               provided by the local agency.
                 The payment in full of the scheduled debt service 
               requirements on all bonded and other indebtedness and 
               other uncontested legal obligations of the local 
               agency.

          SB 449 requires the Controller to use the services of a 
          consultant having extensive financial management and 
          accounting experience with local agencies, to assist in 
          evaluating and assisting local agencies who are undergoing 
          or facing a financial problem.

          SB 449 requires the Controller to report to the 
          Legislature, no later than June 30, 2012, and annually 
          thereafter, on the actions of the local agency financial 
          review committee and the status of all of the committee's 
          engagements with local agencies.

          SB 449's provisions are automatically repealed on January 
          1, 2017, unless the Legislature deletes or extends that 
          sunset date.





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                               State Revenue Impact
           
          No estimate.


                                     Comments  

          1.   Purpose of the bill  .  The City of Bell's fiscal 
          mismanagement, Modoc County's near-insolvency, and a recent 
          $30 million judgment against the Town of Mammoth Lakes, 
          provide clear examples of California local governments that 
          are facing severe fiscal challenges.  These challenges 
          raise concerns that the City of Vallejo's 2008 bankruptcy 
          filing may not be an isolated incident.  The state has a 
          direct interest in the fiscal health of its local 
          governments.  Local government insolvency can have 
          statewide repercussions, producing cuts in vital public 
          services and resulting in higher borrowing costs for other 
          local entities and the state.  SB 449 helps cities, 
          counties, special districts, and redevelopment agencies by 
          identifying local fiscal problems before those conditions 
          reach a crisis point and by offering local governments 
          well-informed, expert advice on avoiding and recovering 
          from serious fiscal problems. 

          2.   Is there a problem ?  Fiscal crises are rare among the 
          more than 4,000 counties, cities, special districts and 
          redevelopment agencies in California.  In the 70 years that 
          federal bankruptcy protection has been available to local 
          public entities in California, only three general purpose 
          governments have sought bankruptcy protection: Orange 
          County (1994), the City of Desert Hot Springs (2001), and 
          the City of Vallejo (2008).  Since 1999, 19 local public 
          entities have filed for bankruptcy; more than half were 
          small health care districts.  Despite the recent recession 
          and additional state-imposed burdens on local finances, the 
          Sierra Kings Health Care District is the only California 
          local government that has filed for bankruptcy protection 
          in the nearly three years since Vallejo entered bankruptcy. 
           The Committee may wish to consider whether the frequency 
          and risks of local government insolvency justify expanding 
          the State Controller's authority to review and audit local 
          governments' finances.





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          3.   Picking indicators  .  SB 449 lists six indicators of 
          potential fiscal problems, which can trigger a preliminary 
          review of a local agency's finances by the Controller.  
          Some of these indicators, like bond defaults, failure to 
          meet payroll, or failure distribute tax revenues, are 
          exceedingly rare and may occur only when insolvency is 
          inevitable.  Other indicators may not necessarily indicate 
          fiscal distress when they do happen.  For example, a local 
          agency's failure to file a required audit or annual report 
          may simply reflect lax administration or overworked staff.  
          The Committee may wish to consider amending SB 449's list 
          of indicators to include a broader set of indicators that 
          will provide earlier and more accurate signals of potential 
          financial problems.  For example, legislators may wish to 
          consider modeling a list of indicators on the scorecard 
          used by the state's Fiscal Crisis Management and Assistance 
          Team (FCMAT), which provides financial management advice 
          and assistance to the state's school districts.  A 
          scorecard of fiscal health for non-school governments could 
          include the following indicators:
                 Large decreases in assessed value.
                 Low general fund revenue, measured per capita.
                 Low cash reserves.
                 A high proportion of expenditures used for debt 
               service.
                 A high proportion of revenues dedicated to 
               restricted uses.
                 Decreasing population, employment, or per capita 
               income.
                 Deficits in major funds.

          4.   Too little, too late  ?  During a preliminary review of 
          local finances that may take up to 120 days, and a 
          subsequent audit process, a local agency's financial 
          condition might worsen significantly before it can get any 
          assistance from the Controller's financial review 
          committee.  A non-binding financial recovery plan, prepared 
          at a local agency's request, only after the completion of a 
          preliminary review and audit, may not help local 
          governments confronting the imminent threat of insolvency.  
          To provide earlier, and more substantial, assistance to 
          local governments, the Committee may wish to consider 
          amending SB 449 to require the financial review committee 
          to make its financial recovery expertise immediately 
          available to any local government that requests assistance 





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          and that scores among the top 20% of state's local 
          governments on a scorecard of financial distress 
          indicators.

          5.   Who pays  ?  The prospects for a successful state 
          intervention to avoid a local fiscal crisis are likely 
          highest when a local government wants state help and seeks 
          it early.  Yet, the prospect of paying the Controller's 
          costs for conducting a preliminary review may discourage 
          local governments that are already short on funds from 
          seeking assistance with their financial problems.  The 
          Committee may wish to consider amending SB 449 to require 
          some cost sharing by the Controller to reduce a local 
          government's expected costs for requesting help from the 
          state.


                         Support and Opposition  (3/31/11)

           Support  :  State Controller John Chiang, American Federation 
          of State, County and Municipal Employees, California 
          Professional Firefighters 

           Opposition  :  Unknown.