BILL ANALYSIS                                                                                                                                                                                                    �



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          Date of Hearing:   June 29, 2011

               ASSEMBLY COMMITTEE ON HOUSING AND COMMUNITY DEVELOPMENT
                                 Norma Torres, Chair
                   SB 450 (Lowenthal) - As Amended:  June 20, 2011

           SENATE VOTE  :   39-0
           
          SUBJECT  :   Redevelopment

           SUMMARY  :   Makes various reforms to the activities of 
          redevelopment agencies (RDA) in fulfilling the requirements to 
          increase, preserve and improve low and moderate income housing.  
          Specifically,  this bill  :   

          1)Requires RDAs to post a copy of their annual report on the 
            agency's or the community's Internet Web site.

          2)Requires RDAs to include the following information as part of 
            the annual report:

             a.   The percentage of funds from the Low and Moderate Income 
               Housing Fund (L&M fund) used for planning and general 
               administration costs;

             b.   An itemized list of planning and general administration 
               expenditures from the L&M fund and an explicit description 
               of how the expenditures are necessary for the production, 
               improvement or preservation of low- and moderate-income 
               housing; 

             c.   Information describing the employees that are paid from 
               the L&M fund including the title, salary, wages, benefits, 
               and the nature of the employee's activities eligible to be 
               paid out of the L&M fund;

             d.   A list of the overhead costs that are paid directly or 
               indirectly from the L&M fund;

             e.   A statement of the amount and percentage of funds 
               deposited into the L&M fund exclusive of debt proceeds 
               expended for planning and administration in each of the 
               preceding five fiscal years that begin after December 31, 
               2011; 









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             f.   A list of all the properties owned by a RDA purchased 
               with L&M funds, the date of acquisition for each property, 
               a RDA's intended purpose for the property, and the amount 
               if any of L&M funds used to acquire and maintain the 
               property; and 

             g.   For each fiscal year since the agency's last adopted 
               implementation plan, a list of the replacement housing 
               obligations of the RDA including the number of units that 
               must be replaced, location, and status of the replacement 
               and production units.

          1)Requires the legislative body to adopt a separate written 
            resolution finding that based on the annual report the actual 
            planning and general administrative expenses do not exceed the 
            limits allowed. 

          2)Requires the Controller, on or before April 1 of each year, to 
            post of its website a list of RDA's with major audit 
            violations. 

          3)Allows the Controller to consult with locally affected 
            community groups as part of determining if an agency has 
            corrected a major audit violation. 

          4)Allows a RDA that is subject to a court order as a result of a 
            major audit violation to continue to issue, sell, or deliver 
            bonds or incur debt to increase, improve, preserve, or assist 
            in the construction, or rehabilitation of  housing units for 
            extremely low, very low, low or moderate income housing.

          5)In the 60 day window between a court's initial finding of a 
            major audit violation and a final ruling, allows an RDA to pay 
            the budgeted operation and administration of the agency, as 
            opposed to only 75% of the budgeted amount. 

          6)Prohibits a RDA that is subject to a court order as result of 
            a major audit violation to exercise the power of eminent 
            domain. 

          7)Removes the statutory caps on the amount of a monetary 
            sanction that a court can order a RDA to pay to for a major 
            audit violation and permits the court to determine a sanction 
            that is commensurate with the violation. 









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          8)Prohibits a RDA from paying a court sanction from the L&M fund 
            or any other special fund related to housing.

          9)Provides that an action filed by a court to compel an RDA to 
            correct a major audit violation does not preclude an action by 
            any other interested party or a resident of the jurisdiction.

          10)Makes failure to comply with the restrictions regarding 
            eligible expenditures for planning and general administration 
            from the L&M Fund a "major audit violation". 

          11)Requires the Department of Housing and Community Development 
            (HCD) to conduct audits of RDAs to ensure compliance with the 
            housing provisions of the Community Redevelopment Law (CRL).

          12)Requires HCD to review all of the following in audits of 
            RDAs:

             a.   Agency compliance with production and replacement of 
               housing obligations;

             b.   Recording and monitoring of affordability covenants;

             c.   Provision of relocation assistance;

             d.   Propriety of deposits to and expenditures from the L&M 
               Fund;

             e.   Compliance with the debt limit of the agency;

             f.   Adoption of a legally sufficient implementation plan;

             g.   Major audit violations as defined in 33080.8; and 

             h.   Accounting practice or provision of the CRL in the 
               discretion of the department. 

          1)Requires RDAs to annually remit .05% of the L&M tax increment 
            to HCD to conduct redevelopment audits. 

          2)Requires HCD to determine, on or before April 1 of each year, 
            whether an audit or investigation from the previous year, 
            contains a major audit violation and post those on the HCD 
            Internet Web site.   









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          3)Requires on or before June 1 of each year, HCD to determine if 
            a major audit violation has been corrected by consulting with 
            each affected agency and locally affected community groups.

          4)Requires HCD to direct RDAs to take action to correct audit 
            violations.

          5)Provides that if HCD determines that an RDA has not taken 
            action within 180 days to correct an audit violation, it must 
            forward all relevant documents to the Attorney General (AG) 
            for action.   

          6)Requires HCD to forward a copy of any audit or investigation 
            of a RDA to the AG and the Controller. 

          7)Requires HCD to notify an RDA and its legislative body when it 
            sends an audit violation to the AG. 

          8)Prohibits HCD from initiating or settling any litigation or to 
            resolve any audit or investigation in a manner contrary to 
            law. 

          9)Allows the Controller to conduct quality control reviews of 
            RDA audits to the extent feasible within existing resources 
            and to communicate the results of the review to the RDA and 
            the independent auditor. 

          10)Requires that if the Controller finds that an audit was 
            conducted in an unprofessional manner, to refer the case to 
            the California Board of Accountancy (Board).

          11)Provides that if the Board determines that the independent 
            auditor conducted the audit in an unprofessional manner then 
            the auditor is prohibited from performing any RDA audits for 
            three years and the Board may impose additional penalties. 

          12)Provides that whenever the Controller determines through two 
            consecutive quality control reviews that an audit was not 
            performed in substantial conformity with guidelines in state 
            law, the Controller will notify the auditor and the Board in 
            writing.

          13)Gives the auditor 30 days after receiving the Controller's 
            notice to file an appeal or the Controller's determination is 
            final. 








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          14)Provides that if the auditor files an appeal, the Board will 
            investigate and may find that the Controller's determination 
            will not be upheld and has no effect or schedule an appeal for 
            hearing. 

          15)Provides that if the Controller's determination becomes 
            final, the auditor is prohibited from conducting audits for 
            three years and is subject to any additional conditions 
            ordered by the Board.   

          16)Provides that no later than March 1, following the date at 
            which the Controller's determination becomes final, the 
            Controller will notify each RDA of the auditors that are 
            ineligible as a result of misconduct. 

          17)Allows the Board to take any disciplinary action against an 
            auditor that it deems appropriate under the law. 

          18)Requires a RDA that is found to have deposited less into the 
            L&M Fund then required by law or to have spent money from the 
            L&M Fund for purposes other than increasing, improving, and 
            preserving the community's supply of affordable housing, to 
            repay the funds with interest, plus an additional 50 % of that 
            amount and interest. 

          19)Applies the ten-year statute of limitations for failure to 
            deposit or expend L&M funds correctly to merged redevelopment 
            project areas and to any other moneys that any agency must 
            deposit in the L&M fund in addition to tax increment. 

          20)Prohibits repayment of any L&M funds required to meet the 
            set-a-side requirements to come from any other funds 
            designated for affordable housing. 

          21)Establishes a double cap on the amount of L&M funds that an 
            RDA can spend on planning and general administrative costs.

          22)Places a 10% cap on the amount of L&M funds that a RDA can 
            spend on general administrative costs including:

             a.   Employee compensation costs and related non-personnel 
               costs, such as travel and training, paid to or on behalf of 
               any agency, city, or county employee whose duties include 
               permissible L&M housing activities other than direct 








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               program and project administration (i.e., line staff);

             b.   Employee compensation costs and related non-personnel 
               costs paid to or on behalf of any agency, city, or county 
               employee who supervises or manages line staff or who 
               provides general administrative services, such as finance, 
               legal, and human resources that indirectly support 
               permissible L&M housing activities; 

             c.   Overhead costs, such as rent, equipment, and supplies; 
               and 

             d.   The total value of any contracts for agency planning or 
               administrative services that are related to permissible 
               housing activities and that are not associated with a 
               specific development project.

          1)Places a 10% cap on the amount of L&M funds that a RDA can 
            spend on program and project staff costs, including employee 
            compensation costs and related non-personnel costs that are 
            directly and necessarily associated with development of a 
            specific housing development project including, negotiation 
            and project management of disposition and development 
            agreements, land leases, loan agreements and similar 
            affordable housing agreements, redevelopment agency work on 
            entitlements for eligible affordable housing developments, 
            loan processing, and servicing, inspection for new 
            rehabilitation units, construction monitory and monitoring 
            affordable housing units.   

          2)Allows a RDA to spend any difference between the cap on 
            "general administrative and planning" (employee compensation 
            for executive management cost and overhead costs) and actual 
            administrative expenditures on "program and project staff 
            costs".  

          3)Requires employee compensation for executive and management 
            staff, to be justified by an independent cost allocation study 
            that is no more than six years old and not represent a greater 
            proportion of the employees total compensation than the 
            proportion of employees working directly and exclusively on 
            activities required for the L&M fund in comparison to the 
            total number of employees supervised, managed and directly 
            supported by the employee   









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          4)Provides that the limitations planning and administrative 
            costs do not apply to a specific project area during the first 
            five years.

          5)Provides that the planning and administrative costs apply to 
            project areas where the project area is amended or if the tax 
            increment of a new or amended project area is deposited into 
            an L&M fund covering more than one project area. 

          6)Prohibits an RDA from spending L&M funds on any of the 
            following:

             a.   Code enforcement;

             b.   Land use planning or development of or revision of the 
               housing element except for the payment of normal 
               project-related planning fees that is applicable to similar 
               development projects, except that an RDA may spend L&M 
               funds on the cost of staff participation in the development 
               of the housing element provided that those costs are 
               counted toward the 10% cap on planning and administration 
               costs;

             c.   Lobbying; and 

             d.   Administration of non-redevelopment activities that are 
               not related to the activities required under the L&M fund.  


          1)Following the completion of the current 10-year implementation 
            plan for a RDA (provided the 10-year period began before 
            January 1, 2010), the proportionality requirements dictated by 
            regional housing needs assessment (RHNA) no longer apply, and 
            funds must be expended from the L&M fund as follows:

             a.   Requires at least 75% of each RDA's expenditures from 
               the L&M Fund shall directly assist the new construction, 
               acquisition, and substantial rehabilitation or preservation 
               of housing for persons of extremely low, very low, or low 
               income;

             b.   Requires at least 50% of each RDA's expenditures from 
               the L&M Fund shall directly assist the new construction, 
               acquisition, and substantial rehabilitation or preservation 
               of housing for persons of extremely low or very low income; 








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               and 

             c.   Requires that at least 25% of each RDA's expenditures 
               from the L&M Fund shall directly assist the new 
               construction, acquisition, and substantial rehabilitation 
               or preservation of housing for persons of extremely low 
               income.

          1)Allows an RDA to count expenditures for extremely low-income 
            housing toward the percentages required for very low-income 
            and to count expenditures for extremely low- and very 
            low-income toward the percentages required for low-income. 
          
          2)Deletes the ability of an agency to adjust the proportionality 
            requirement for units constructed with non-redevelopment 
            funds. 
          
          3)Requires a RDA to demonstrate in each implementation plan at 
            the end of five years that the agency's aggregate expenditures 
            from the L&M fund exclusive of debt service payments from the 
            onset of the new proportionality requirements satisfy the 
            requirements.

          4)Defines "preservation" as preserving affordability of an 
            assisted housing development that is eligible for prepayment 
            for termination or the rental restrictions may expire within 
            five years. 

          5)Defines "housing for persons of extremely low income" as 
            housing that is available at a rent or housing cost that is 
            affordable to households earning 30% of the area median income 
            or 30% of the statewide median income, whichever is greater.  

           6) Provides that if a RDA has deposited less than $2 million in 
             the L&M fund in the first five years after the onset of the 
             new proportionality requirements, the RDA has ten years to 
             fulfill the requirements to spend the L&M funds in the 
             percentages described above for extremely low, low and 
             very-low income housing for the first time. 

          7)For purposes of the proportionality requirements, allows an 
            agency to count contractually obligated funds as expended 
            funds, provided that the contract is with an entity that is 
            independent of the agency or the community for the development 
            for a specific eligible housing development.








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          8)Provides that if a contract to expend funds from the L&M fund 
            for a specific eligible housing development is terminated, the 
            funds may no longer be counted towards meeting the 
            proportionality requirements. 

          9)Provides that if an RDA fails to meet the proportionality 
            requirements, they may not expend any money from the L&M fund 
            for households whose incomes exceed 50% of median income until 
            they have expended funds for extremely low, very low and 
            low-income housing that should have been spent in previous 
            implementation plan periods.

          10)Provides that if an RDA fails to spend L&M funds in same 
            proportion as the number of persons in all age groups, they 
            may not expend any money from the L&M fund for senior 
            households until they have expended funds for all-age housing 
            that should have been spent in previous implementation plan 
            periods.

          11)Deletes the authority of an agency to disburse excess surplus 
            funds to the local housing authority.  

          12)Requires for each interest in real property acquired using 
            money from the L&M fund, an RDA within five years of acquiring 
            the property, must do one of the following:

             a.   Enter into a disposition and development agreement or a 
               land lease with a third party for the development of 
               housing affordable to persons and families of low and 
               moderate income;

             b.   Obtain final land use entitlements and secure full 
               financing for agency development for housing that is 
               affordable to persons and families of low and moderate 
               income housing; and 

             c.   Submit a remedial action plan for the property to the 
               appropriate oversight agency including but not limited to 
               the Department of Toxic Substances Control, the Regional 
               Water Quality Control Board or the Office of Human Health 
               Risk Assessment for the cleanup of contamination.     

          1)Provides that if a RDA has not completed one of the above 
            within five years, or if less than 10% of the dwelling units 








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            or floor area of a project is developed within 10 years from 
            the date the agency originally acquired the property, the 
            agency must reimburse the L&M fund 150% of the amount expended 
            to acquire and maintain the property or 150% the current fair 
            market value of the property whichever is more.  

          2)Provides that if a RDA owns two or more adjacent properties 
            that make up a single redevelopment project the date of 
            acquisition will be the date of acquisition for the last 
            acquired property provided that the date is not later than 
            five years after the acquisition of the last property.  

          3)Provides that a RDA may adopt a resolution to petition HCD for 
            an extension of the five year deadline and the department may 
            grant a single extension of up to five years if the department 
            makes a finding that the failure to complete the required 
            activities is beyond the agency's control and that the agency 
            has a feasible plan for development. 

          4)Requires HCD to solicit comments from known or expected 
            parties interested in an extension petition.

          5)Requires HCD to establish a schedule of fees to cover the cost 
            of reviewing the petition and to charge the RDA from funds 
            other than those designated for affordable housing. 

          6)Provides that a RDA must deposit 150% of the fair market value 
            of the property at the time it is sold or transferred or if 
            the property is not sold or transferred of the fair market 
            value of the land at the time a building permits is issued for 
            the property if either of the following conditions exist:  

             a.   A property acquired using moneys form the L&M fund is 
               sold or transferred for purpose other than housing that is 
               affordable to persons and families of low and moderate 
               income; or

             b.   A property that is acquired using money from the L&M 
               fund is developed such that less than 50% of the floor area 
               or a percentage of the floor area equal to the amount of 
               L&M moneys that were used to acquire the property whichever 
               is less, is housing for persons and families of low and 
               moderate income.

          1)Requires that for units destroyed within the project area on 








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            or after January 1, 2012, an RDA is required to replace vacant 
            units such that the replacement units are available at 
            affordable housing costs and occupied by persons and families 
            in the same or lower income category in the same proportion as 
            the units occupied or last occupied by low and moderate income 
            households in the property.

          2)Generally requires an RDA to replace destroyed units with new 
            construction.

          3)Provides that up to 25% of the replacement obligation incurred 
            during a five-year implementation plan may be fulfilled by 
            either of the following:

             a.   With units that have been rehabilitated such that the 
               after-rehabilitation values increased by 50% or more of the 
               pre-rehabilitation value and the units being replaced were 
               either:

               i.     At risk of demolition or closure due to substandard 
                 conditions and occupied by extremely low or very low 
                 income households; and
                 
               ii.    Vacant due to substandard conditions;  
              
             a.   With substantially rehabilitated multi-family units that 
               the agency has substantially rehabilitated with in the 
               project area, two units for each unit the agency is 
               obligated to replace, or outside the project area three 
               units for each unit the agency is obligated to replace. 

          1)Requires a RDA to adopt a separate written resolution after a 
            public hearing that based on substantial evidence that the 
            rehabilitation of the replacement dwelling units complies with 
                    the replacement unit requirements.  

          2)Provides that if a court finds that an RDA has failed to 
            comply with replacement housing requirements, the court shall 
            prohibit the agency from issuing any debt for any project 
            areas except debt from which all proceeds will be deposited in 
            the L&M fund until the court determines that the RDA has 
            complied with this section. 

          3)Adds the following to the information a RDA is required to 
            include in a replacement housing plan:








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             a.   a description of the occupancy and affordability 
               restrictions to be imposed on replacement dwelling units;

             b.   substantial evidence supporting a finding that the 
               replacement dwelling units will meet the needs of 
               households in the income categories  of the households 
               displaced from the dwelling units that the replacement 
               units are intended to replace; and 

             c.   a declaration of whether the RDA intends to rehabilitate 
               existing dwelling units.

          1)Provides that if an RDA ceases its activities prior to the end 
            of an affordability covenant, then it will designate a 
            successor agency that will monitor and enforce the covenants 
            for the remaining period of the covenant.  

          2)Provide that if no successor agency is designated at the time 
            a RDA ceases its activities then the community must monitor 
            and enforce the covenants for the remaining period of the 
            covenant. 

          3)Includes intent language regarding the need for greater 
            accountability and more auditing of RDAs. 

          4)Deletes the authority given to RDAs to offer money in the L&M 
            fund of a merged project area to the housing authority for the 
            purpose of constructing or rehabilitating affordable housing 
            if the funds have been deposited in the L&M fund for six years 
            but have not been spent.

          5)Adds to the following to the list of required information the 
            implementation plan for an RDA must include: 

             a.   The proposed amount of expenditure for the L&M Fund for 
               new construction, acquisition and substantial 
               rehabilitation or preservation for housing for persons of 
               extremely low, very low or low income during each year of 
               the implementation plan; 

             b.   The replacement units that satisfy each replacement 
               housing obligation; 

             c.   In the case when replacement units have been destroyed 








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               or removed, but units are not yet complete, the proposed 
               location of the replacement units that are not yet 
               complete;

             d.   A complete accounting for compliance with the RDA's 
               affordable housing obligation over the life of the plan 
               including the total number of units the RDA is obligated to 
               replace and the total number of units required to be 
               construct before the end for the project area life; 

          1)Include the following information for all affordable housing 
            units that are replaced, constructed, rehabilitated or have 
            covenants attached to them and are included in the database 
            required by existing law:

             a.   The street address and assessor's parcel number of the 
               property and for properties that are listed as a group the 
               number of units;

             b.   The size of each unit based on the number of bedrooms;

             c.   The affordability level of each unit;

             d.   The year in which the construction or substantial 
               rehabilitation of the unit was complete;

             e.   The date of recordation and document number of the 
               affordability covenants or restrictions 

             f.   The date on which the covenants or restrictions expire;

             g.   For projects developed prior to January 1, 2002 a 
               statement of the effective period of the land use controls 
               established in the plan at the time the unit was developed;

             h.   For owner-occupied units that have changed ownership 
               during the previous implementation plan period the date and 
               document number of the new affordability covenants or other 
               document recorded to ensure that the affordability 
               restrictions run with the land; and

             i.   Whether units count toward replacement units and the 
               units they are replacing;

          1)Require the following information as part of the 








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            implementation plan for owner-occupied and rental units that 
            are required to replace units, are counted toward the RDA's 
            housing obligation and are not included in the database 
            required by existing law:

             a.   The streets address and if available assessor's parcel 
               number of the property;  

             b.   For properties where units are listed as a group, the 
               number of units;

             c.   The affordability level of each unit;

             d.   The date of recordation and document number or 
               restrictions; and 

             e.   Whether the units count toward the replacement 
               obligation and reference the destroyed units they are 
               replacing;

          1)Permits the implementation plan to omit any property that is 
            used to confidentially house victims of domestic violence  

          2)Provides that failure to meet any of the following obligations 
            will be an ongoing violation until  the RDA has fulfilled the 
            obligation: 

             a.   The deposit and expenditure requirements for the L&M 
               fund;

             b.   The obligation to eliminate project deficits to the L&M 
               fund;

             c.   The obligation to expend or encumber excess surplus 
               funds;

             d.   The obligation to provide relocation assistance;

             e.   Replacement and production housing obligations;

             f.   The obligation to monitor and enforce affordability 
               covenants; and 

             g.   The obligation to continue the project past the 
               effectiveness date of the redevelopment plan in order to 








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               meet unfulfilled housing requirements.

           EXISTING LAW  

          1)Limits planning and general administrative expenditures from 
            the L&M fund to the following costs which are directly related 
            to permissible housing activities:  

             a.   Salaries, wages and related costs of the agency's staff 
               or the costs for services provided through interagency or 
               outside agreements; and 

             b.   Costs incurred by a nonprofit corporation that are 
               directly attributable to a specific project. 

          1)States that legal, architectural and engineering costs and 
            other salaries wages and costs directly related to the 
            planning and execution of a specific project are not planning 
            and administrate cots for that purpose of this section but 
            instead project costs.

          2)Defines "excess surplus" as any unexpended and unencumbered 
            amount in an agency's L&M fund that is greater than $1 million 
            or the sum of the last four years' worth of tax increment. 

          3)Requires an RDA to disburse excess surplus funds to the 
            housing authority or a local housing development agency within 
            one year or expend the funds itself in three years. 

          4)Requires a RDA within five years of acquiring a property to 
            initiate activities consistent with the development of the 
            property including but not limited to zoning changes, 
            disposition and development agreements. 

          5)Provides that an RDA may, by resolution, extend the deadline 
            by up to five years to initiate activities consisted with 
            development of a property.

          6)Requires that each RDA, over each 10-year period of the 
            agency's redevelopment implementation plan, expend the moneys 
            in the L&M fund to assist housing for persons of very low- and 
            low-income in at least the same proportion as those income 
            categories represent within the total number of very low-, 
            low-, and moderate-income housing units assigned to the 
            jurisdiction as part of the regional housing needs assessment 








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            under housing element law.

          7)Requires an RDA, within four years of destroying or removing 
            dwelling units that house low-or moderate-income households to 
            replace the units by rehabilitating, developing, constructing 
            an equal number of replacement units at the same affordability 
            level within the territory of the RDA. 

          8)Requires an RDA to ensure that 30% of all new substantially 
            rehabilitated housing units developed by the RDA and 15% of 
            all new and substantially rehabilitated housing units 
            developed with in the project area are affordable to low and 
            moderate income households. 

          9)Requires RDAs to hire impendent auditors each year to review 
            their financial statements.

          10)Requires RDAs to submit their audits to the Controller by 
            April 1 of each year who must compile a list of agencies for 
            which an independent auditor identified major audit 
            violations.  

          11)Requires the Controller by June 1 of each year to determine 
            if the listed agencies have corrected the major audit 
            violation and if not refer the violations to the AG for 
            action.

          12)Establishes a three year statute of limitations for enforcing 
            agency violations 

          13)Provides for a 10-year statute of limitation s to bring an 
            enforcement action against an RDA for failing to deposit the 
            required percentage of tax increment in the L&M Fund or 
            misspends L&M fund. 

            FISCAL EFFECT  :   Unknown 

           COMMENTS  :   

           Background  :  Community Redevelopment Law (CRL) requires RDAs to 
          set-a-side 20% of tax increment generated in a project area to 
          increase, improve, and preserve affordable housing.  The intent 
          of the L&M fund was to avoid gentrification in blighted 
          communities and to avoid displacement of the existing residents. 
           RDAs capture approximately 12% of the state's property taxes 








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          for their activities and generate about $1 billion each year for 
          affordable housing.  SB 450 would reform several different 
          components of the L&M fund in an effort to achieve greater 
          oversight and production of affordable housing.

           Auditing  :  Existing law requires RDAs to contract with an 
          independent auditor each year to review the financial statements 
          of the agency.  Independent auditors are required to review the 
          RDAs financial statements and identify "major audit" violations 
          which are defined by law.  RDAs must inform the local 
          legislative body of any major audit violations and correct them. 
           The Controller which receives the audits and reviews them has 
          the authority to forward a major audit violation to the AG if it 
          is not corrected and the AG may take action against the RDA 
          including prohibiting it from expending funds or incurring new 
          debt. In past years, HCD had also audited the L&M fund to ensure 
          compliance; this function has been drastically reduced over the 
          years as a result of budget constraints.  
           
          SB 450 would make several reforms to oversight and auditing of 
          RDAs.  The Controller would have the authority to report 
          independent auditors whose actions are unprofessional or violate 
          law to the Board of Accountancy.  Auditors who are found by the 
          Board to be in violation of the law may be banned from auditing 
          RDAs for three years. 

          HCD would have the funding and authority to audit the L&M funds 
          of RDAs to determine compliance.  If the department determined 
          that a RDA did not fulfilling its obligations to spend L&M funds 
          in a timely and appropriate matter, it can refer the violations 
          to the AG for action.  RDAs will pay .05% of their tax increment 
          to fund HCD's auditing.

           General administration and planning  :  Existing law gives RDAs 
          relatively broad authority to spend L&M funds on planning, 
          administration, and project costs.  SB 450 creates a double cap 
          system that would restrict spending for general and 
          administrative costs to 10% of the L&M Fund and program and 
          project costs to 10% of the L&M Fund.  The general 
          administrative and planning cost are described above and 
          generally relate to employee compensation, travel expenses, 
          executive and management salaries and consulting contracts 
          necessary to meet the requirements of creating, preserving, and 
          improving low and moderate income housing.  The program and 
          project costs are for specific project related costs like 








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          monitoring of a specific housing development project including 
          project management of disposition and development agreements, 
          land leases, loan agreements and similar affordable housing 
          agreements, redevelopment agency work on entitlements for 
          eligible affordable housing developments, loan processing, and 
          servicing, inspection for new rehabilitation units, construction 
          monitory and monitoring affordable housing units.  

          If an RDA does not expend all of the funds allowed for general 
          planning and administration, it can apply the remaining amount 
          to program and project costs.  However, program and project 
          costs cannot be spent on general administration and planning. 
           
          New requirements for land with L&M fund  :  Existing law requires 
          a RDA to take certain steps to develop properties purchased 
          using L&M funds within the first five years of acquisition.  If 
          the RDA does not take steps to develop the property (including 
          zoning changes, disposition and development agreements) within 
          five years, the RDA can adopt a resolution to extend the 
          deadline by five years but if nothing is done after five years 
          they must sell the property and deposit the proceeds back in the 
          L&M fund.  

          SB 450 would require that RDAs enter into a disposition 
          agreement with a third party to develop the property, obtain 
          final land use entitlement and secure full financing for the 
          affordable housing development within five years.  If the RDA 
          fails to take these steps, they can petition HCD for a five year 
          extension. If an RDA does not take steps to develop a property 
          within the timeframe and certain benchmarks are not met, it must 
          reimburse the L&M fund 150% of the amount that was used to 
          acquire and maintain the property or 150% of the current market 
          value, whichever is greater. 

           Proportionality requirements  :  Existing law requires that the 
          L&M fund be spent to assist households that are very low and low 
          income at the same income levels that are required as part of 
          the RHNA under housing element law.  SB 450 would delete the 
          proportionally requirement and rather require that at least 75% 
          of the agency's expenditures from the L&M fund assist extremely 
          low, very low or low-income households or persons.  It further 
          requires that 25% of each of the agency's expenditures directly 
          assist extremely-low income households and that an additional 
          50% assist extremely low and very-low income households.  These 
          sub requirements count against the 75% requirements.  








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           Replacement housing requirements  :  Existing law requires a RDA 
          to replace any units that are destroyed or removed for low and 
          moderate income persons and households from a project area, 
          within four years with an equal number of units at the same 
          affordability level within the jurisdiction of the agency.  RDAs 
          are required to ensure that 30% of the new and substantially 
          rehabilitated units developed by the agency and 15% of the all 
          new units developed within the project are area affordable to 
          low-and moderate income households. 

          SB 450 makes various changes to the requirements for replacement 
          units including that if units are destroyed or removed that are 
          unoccupied they must be replaced by units that are affordable at 
          the same level as the last occupants.  Replacement units are 
          also required to be new construction except that 25% of 
          replacement units may be rehabilitated units in the project 
          area. 

           Enforcement  :  Existing law generally allows a three year statute 
          of limitations for enforcing RDA violations.  However, in one 
          case, failure of an RDA to deposit the required percentage of 
          tax increment into the L&M fund or misspending L&M funds, the 
          statute of limitations is ten-years to bring an action to 
          enforce.  
           
          SB 450 would provide that failure to meet any of the following 
          obligations will be an ongoing violation until the RDA has 
          fulfilled the obligation: 

                 The deposit and expenditure requirements for the L&M 
               fund;

                 The obligation to eliminate project deficits to the L&M 
               fund;

                 The obligation to expend or encumber excess surplus 
               funds;

                 The obligation to provide relocation assistance;

                 Replacement and production housing obligations;

                 The obligation to monitor and enforce affordability 
               covenants; and 








                                                                  SB 450
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                 The obligation to continue the project past the 
               effectiveness date of the redevelopment plan in order to 
               meet unfulfilled housing requirements.

          The bill would also require that RDAs that fails to deposit or 
          spend L&M funds as required must reimburse the L&M fund by 150 % 
          of the reimbursement amount with interest. 

           Purpose of the bill  :   According to the author, while many 
          redevelopment agencies spend their L&M funds in a timely and 
          effective way to maximize affordable housing production, recent 
          government and press reports have exposed a number of agencies 
          that spend L&M funds in inappropriate ways, including excessive 
          planning and administrations costs, underwriting salaries of 
          city staff, and buying property that is never used for 
          affordable housing.  Moreover, oversight of redevelopment 
          agencies is lax.  Auditors hired by the agencies themselves do 
          not always check for or report violations, statutes of 
          limitations are unnecessarily short, and court remedies are 
          weak.  This bill is intended to present a comprehensive package 
          of reforms relating to how redevelopment agencies expend their 
          housing funds and to how the state and others oversee agency 
          compliance.  The goal of these reforms is to enact clear 
          requirements and establish robust oversight mechanisms to ensure 
          that all agencies maximize the use of their L&M funds to produce 
          affordable housing for all income groups.

          A recent report by the Senate Office of Oversight and Outcomes 
          (SOOO) looked at the housing expenditures from twelve 
          redevelopment agencies, seven of which had showed consistently 
          high planning and administration expenditures and five chosen at 
          random.   As a result of its studies, SOOO made seven findings, 
          including the following:

                 No assurance.  Current laws and oversight give the 
               Legislature and public no assurance that redevelopment 
               agencies are using at least 20 percent of revenues to 
               efficiently create affordable housing.

                 Lax records.  Many redevelopment agencies use their low- 
               and moderate-income housing funds to cover costs in other 
               city departments - such as public works, finance, and 
               personnel - without documenting that the resources are 
               directly related to an affordable housing project. 








                                                                  SB 450
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                 Loose law.  Each year redevelopment agencies must 
               "determine" the need to spend any housing set-aside money 
               on planning and administration.  In an unpublished portion 
               of its opinion, an appellate court found that the law 
               limiting planning and administrative costs gives so much 
               discretion to redevelopment agencies that they are largely 
               shielded from lawsuits - even those agencies that make 
               assertions unsupported by facts.  Furthermore, many 
               redevelopment agency officials do not know about the law, 
               ignore it, or comply by passing a pro forma resolution.

                 Questionable spending.  Some redevelopment agencies use 
               their housing set-aside funds in what appear to be 
               impermissible ways, such as hiring a Sacramento lobbyist, 
               funding a public relations campaign, and paying a 
               non-profit housing rights center to offer residents legal 
               advice.

                 Unreliable audits. Each redevelopment agency must get an 
               annual independent financial audit, yet these audits are of 
               inconsistent quality.  Many Certified Public Accountants 
               fail to test or make note of compliance with housing 
               set-aside fund laws.

                 Code enforcement.  Some redevelopment agencies use their 
               housing set-aside funds to pay for code enforcement, which 
               is permitted only when the code enforcement work is 
               directly linked to efforts to develop, improve, or preserve 
               affordable housing.

            In October 2010, the Los Angeles Times also reported a number 
            of irregularities in the spending of L&M funds.  The article 
            cited examples of agencies that spent "most of their 
            affordable housing money over the decade on 'planning and 
            administration' - but never built a single unit."  The article 
            also cited examples of agencies that used L&M funds to buy 
            properties that were never used for affordable housing.  

           Technical amendments:
           
             1)   Page 11, line 35 replace "fun" with "fund"  

             2)   Page 28, line 3, delete the " 33334.2. The" and replace 
               with " 33334.2 the" 








                                                                  SB 450
                                                                  Page  22


             3)   Page 57, line 16, delete "either" 

           



          REGISTERED SUPPORT / OPPOSITION  :

           Support 
           
          California Rural Legal Assistance Foundation (co-sponsor)
          California State Controller John Chiang (co-sponsor)
          Western Center on Law & Poverty (co-sponsor)
          Aging Services of California
          American Federation of State, County and Municipal Employees
                  California Coalition for Rural Housing
          California Housing Partnership Corporation
          California Redevelopment Association
          City of Burbank
          Corporation for Supportive Housing
          County of Los Angeles 
          Los Angeles County Board of Supervisors
          Habitat for Humanity East Bay 
          Habitat for Humanity Greater Los Angeles 
          Habitat for Humanity of Tulare County
          Habitat for Humanity of Orange County
          Housing California
          Long Beach Area Coalition for the Homeless
          RDA Infill Coalition
          San Luis Obispo County Housing Trust Fund
          Silicon Valley Leadership Group

           Opposition 
           
          Affordable Housing Advocates
          Department of Finance
          City of Lakewood

           Analysis Prepared by  :    Lisa Engel / H. & C.D. / (916) 319-2085 













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