BILL ANALYSIS                                                                                                                                                                                                    �




                   Senate Appropriations Committee Fiscal Summary
                           Senator Christine Kehoe, Chair

                                          SB 586 (Pavley)
          
          Hearing Date: 5/23/2011         Amended: 5/10/2011
          Consultant: Maureen Ortiz       Policy Vote: BFI: 5-2  Pub Saf: 
          5-2
          _________________________________________________________________
          ____
          BILL SUMMARY:  SB 586 regulates the issuance of signature 
          stamps, increases the fines for elder abuse, and allocates that 
          increased revenue to the adult protective services agency as 
          specified.
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          ____
                            Fiscal Impact (in thousands)

           Major Provisions         2011-12      2012-13       2013-14     Fund
           
          Admin expenses                           ---------minor, 
          absorbable-------------            Special*

          Penalty revenue                      -------unknown increase in 
          revenue-----            Local

          *Financial Institutions Fund                                
          _________________________________________________________________
          ____

          STAFF COMMENTS: 
          
          The Department of Financial Institutions indicates minor, 
          absorbable costs.  SB 586 increases the maximum of several 
          existing fines for engaging in elder abuse, and specifies that 
          50% of the fine will be allocated to the adult protective 
          services agency, or equivalent elder abuse prevention agency, of 
          the county prosecuting the offense.  To ensure that this does 
          not result in a reduction in fines presently collected and 
          deposited in other local funds, staff recommends an amendment to 
          clarify that any fine that is imposed above the current maximum 
          fine will be allocated to the adult protective services agency.

          Specifically, SB 586 does the following:

          1)   Defines "signature stamp" as a rubber or other synthetic 








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          stamp or device that is used to accurately imitate the signature 
          of an individual.

          2)  Provides that a bank or credit union may only issue a 
          signature stamp to an account holder that is present in the bank 
          and witnessed by a bank employee, or by use of a notarized 
          physician's letter in the case of a disabled customer.

          3)  Requires banks and credit unions that issue signature stamps 
          to inform the account holder of the risks associated with loss, 
          theft, or misuse of the stamp.

          4)  Prohibits a bank or credit union from opening a new account 
          based on a request by mail from a signature stamp holder.

          5)  Requires any person who uses a signature stamp in connection 
          with elder abuse to pay restitution of all funds fraudulently 
          obtained.

          6)  Doubles the fine for a second or subsequent violation for 
          engaging in causing physical harm or pain in the abuse of an 
          elder or dependent adult, and allocates the increase to the 
          adult protective services agency, or equivalent elder abuse 
          prevention agency, in the county prosecuting the offense.

          Existing law, known as the Elder and Dependent Adult Financial 
          Abuse Reporting Act, requires all officers and employees of 
          financial institutions to act as mandated reporters of elder and 
          dependent adult financial abuse.

          Existing law makes it a wobbler punishable by up to one year in 
          county jail or a fine of up to $6,000 or 2, 3 or 4 years in 
          state prison for a person who knows or reasonably should know 
          that a person is an elder or dependent adult to, under 
          circumstance or conditions likely to produce great bodily harm 
          or death, willfully causes or permits any elder or dependent 
          adult to suffer, or inflicts thereon unjustifiable physical pain 
          or mental suffering, or having the care or custody of any elder 
          or dependent adult, willfully causes or permits the person or 
          health of the elder or dependent adult to be injured, or 
          willfully causes or permits the elder or dependent adult to be 









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          placed in a situation in which his or her person or health is 
          endangered.  (Penal Code � 368 (b).)  SB 586 increases the 
          allowable fine to $12,000 of which 50% shall be allocated to the 
          adult protective services agency, or equivalent elder abuse 
          prevention agency, of the county prosecuting the offense.

          Existing law makes it a misdemeanor for any person who knows or 
          reasonably should know that a person is an elder or dependent 
          adult and who, under circumstances or conditions other than 
          those likely to produce great bodily harm or death, willfully 
          causes or permits any elder or dependent adult to suffer, or 
          inflicts thereon unjustifiable physical pain or mental 
          suffering, or having the care or custody of any elder or 
          dependent adult to be placed in a situation in which his or her 
          person or health may be endangered.  A second or subsequent 
          violation is punishable by a fine not to exceed $2,000 (Penal 
          Code � 368 (c).)  SB 586 provides that the fine for a second or 
          subsequent violation is up to $4,000, 50% of which shall be 
          allocated to the adult protective services agency, or equivalent 
          elder abuse prevention agency, of the county prosecuting the 
          offense.
           
           Existing law provides that any person who is not a caretaker who 
          violates any provision of law proscribing theft, embezzlement, 
          forgery or fraud or who violates Section 530.5 proscribing 
          identity theft with respect to the property or personal 
          identifying information of an elder or dependent adult, and who 
          knows or reasonably should know that the victim is an elder or 
          dependent adult is guilty of a wobbler punishable by up to one 
          year in county jail or in the state prison for 2, 3 or 4 years 
          when the moneys, labor, goods, services or real or personal 
          property taken or obtained is of a value not exceeding $950 and 
          by a fine not exceeding $1,000 or imprisonment in the county 
          jail for up to one year when the value is less than $950. (Penal 
          Code � 368 (d).) SB 586 provides that the fine for a violation 
          not exceeding $1,000 shall be up to $2,000 and allocates 50% of 
          the fine to the adult protective services agency.

          Existing law provides that any caretaker of an elder or 
          dependent adult who violates any provision of law proscribing 
          theft, embezzlement, forger, or fraud, or who commits  identity 









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          theft with respect to the property or personal identifying 
          information of that elder or dependent adult, is guilty of a 
          wobbler punishable by imprisonment in the county jail for not 
          more than one year or in the state prison for 2, 3 or 4 years 
          when the value of what was taken was more than $950, with a fine 
          of up to $1,000.  SB 586 increases that fine to $2,000, and 
          allocates 50% to the adult protective services agency.