BILL ANALYSIS                                                                                                                                                                                                    �          1





                SENATE ENERGY, UTILITIES AND COMMUNICATIONS COMMITTEE
                                 ALEX PADILLA, CHAIR
          

          SB 679 -  Pavley                                  Hearing Date:  
          April 28, 2011             S
          As Introduced: February 18, 2011        FISCAL           B
                                                                        
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                                      DESCRIPTION
           
           Current law  establishes the Energy Conservation Assistance 
          Account (ECCA) program and requires the State Energy Resources 
          Conservation and Development Commission (CEC) to administer the 
          program and provide grants and loans for local governments, 
          public schools, hospitals, government buildings and non-profit 
          organizations to finance energy efficiency projects.

           Current law  establishes the California Alternative Energy and 
          Advanced Transportation Financing Authority (CAEATFA) within the 
          State Treasurer's Office and authorizes it to issue revenue or 
          prepayment bonds to industry for the purpose of promoting the 
          development and utilization of alternative energy sources and the 
          development and commercialization of advanced transportation 
          technologies.

           Current law  establishes the Renewable Resources Trust Fund (RRTF) 
          with up to $65.5 million per year collected from a customer 
          surcharge to support renewable energy programs administered by 
          the CEC.

           Current law  appropriated $50 million from the RRTF to the CAEATFA 
          to implement the Property Assessed Clean Energy (PACE) Reserve 
          program to help lower the cost to local governments for issuing 
          bonds secured by voluntary contractual assessments on property to 
          finance the installation of distributed generation renewable 
          energy sources, electric vehicle charging infrastructure, or 
          energy or water efficiency improvements.

           This bill  would appropriate the unencumbered balance of the $50 
          million that was appropriated to the CAEATFA for the PACE Reserve 
          program to the ECCA program for the purpose of providing 










          low-interest energy efficiency revolving loans to eligible 
          entities under the existing ECCA program.

                                       BACKGROUND

           ECCA Loan Demand Exceeds Fund Supply - ECCA, established more 
          than 30 years ago by the Energy Conservation Assistance Act of 
          1979, is one of the oldest of California's many programs designed 
          to reduce statewide energy consumption through energy efficiency 
          measures.  The program makes low-interest loans (currently 3%) to 
          cover up to 100 percent of a project with a maximum loan amount 
          of $3 million and maximum repayment term of 15 years. A loan 
          repayment amount cannot exceed the estimated energy savings from 
          a funded project.  

          According to the CEC, the ECAA program has made loans to more 
          than 800 entities totaling more than $208 million, with about 58 
          percent of the total loan amount going to local governments, 12 
          percent to K-12 public schools, 10 percent to public colleges, 10 
          percent to hospitals and public care facilities, and 2 percent to 
          special districts.  Since 2000, the program has provided $130 
          million in loan funds for lighting (32%), LED traffic signals 
          (6%), HVAC (27%), renewables (18%), self-generation (13%) and 
          other miscellaneous improvements (4%).

          Funding for ECAA loans has been from a variety of sources over 
          the years, including the General Fund, the Petroleum Violation 
          Escrow Account, and tax-exempt revenue bonds.  Funding generally 
          has been adequate to meet demand for loans.  More recently, the 
          American Recovery and Reinvestment Act of 2009 (ARRA) provided 
          $25 million for ECAA loans and about $34 million for CEC to award 
          as grants to 279 small cities and counties for energy efficiency 
          projects.  According to CEC staff, cities and counties seeking to 
          leverage the grant awards have applied for ECAA loans, leading to 
          overall demand for ECAA loans far exceeding available funds.

          ECAA Loans Currently are Administered Under Three Separate 
          Programs - Energy Partnership Program for local governments, 
          Bright Schools Program for public schools, and the ECAA/ARRA 
          program for any loan using ARRA funds.  The ECAA program sunsets 
          on January 1, 2013.

          According to CEC staff, ECAA currently has about $1.6 million in 
          unrestricted accounts, significantly under the $3 million limit 
          for any one loan.  The Energy Partnership and Bright Schools bond 









          fund balance is at $2.2 million, and the ARRA balance is $78,000. 
           Loan repayments generate about $1 million to $1.2 million per 
          year. CEC staff predicts that, given pent up demand, it would 
          take only about 2 to 3 years to award an additional $50 million 
          in loans for approved projects under the ECAA program.

          CEAA Program Quality Controls - Current law authorizes the CEC to 
          contract and provide grants for performing services for eligible 
          institutions, including feasibility analysis, project design, 
          field assistance, and operation and training.  According to CEC 
          staff, each project applicant gets a technical evaluation and 
          feasibility study to ensure that the project is realistic and has 
          baseline information to monitor energy savings.  Inspections are 
          conducted during project construction, prior to payment of the 
          final 10 percent of the loan, and after project completion to 
          verify energy savings.

          PACE Programs Halted - PACE programs provide up-front financing 
          for renewable and energy efficiency-related upgrades to 
          properties.  Property owners can borrow funds from participating 
          local governments, which are then repaid over 20 years through an 
          annual assessment on the owner's property tax bill.  The 
          assessment remains on the property when sold or transferred.  
          This repayment feature makes PACE loans acquire a priority lien 
          over existing mortgages, which may pose unusual and difficult 
          risk management challenges for lenders and mortgage security 
          investors.  As a result, in July 2010, the Federal Housing 
          Financing Agency (FHFA) issued a directive to the federal 
          residential lending agencies that has effectively halted the 
          operation of residential PACE programs across the country.

          SB 77 (Pavley, 2010) appropriated $50 million from the RRTF to 
          the CAEATFA for local PACE programs.  That bill was chaptered 
          prior to the FHFA directive that froze PACE programs.  Although 
          that directive is being challenged in court, the legal 
          uncertainty about the program led the Legislative Analyst to 
          recommend that the $50 million not be transferred from the RRTF 
          to the CAEATRA.

                                        COMMENTS
           
              1.   Author's Purpose  .  According to the author, this bill 
               "simply appropriates the money originally intended for PACE 
               financing from CAEATFA to ECAA.  This will ensure that the 
               state continues to fund quality energy efficiency projects 









               that save local governments money and provide good jobs and 
               lower energy use and greenhouse gas emissions."

              2.   ECCA Program Outcomes  .  The ECAA program appears to be an 
               effective program for providing eligible institutions with 
               low-interest financing for energy efficiency projects and 
               technical assistance to ensure project success in achieving 
               energy savings.  CEC data on loans approved since 2000 
               identifies the following savings:

                    Total number of approved loans                          
                                            232
                    Total approved loan amount                              
                            $196,810,765
                    Total annual energy cost savings                        
                              $25,650,100
                    Total annual electric savings (kWh)                     
                              264,759,662
                    Total annual demand savings (kWh)             38, 703
                    Total annual CO2 reductions (tons)                      
                                       90,450
           
              3.   Related Legislation  .   AB 1X 14 (Skinner) would require 
               CAEATFA to administer a "Clean Energy Upgrade" program to be 
               developed by CEC and CAEATFA to help finance energy 
               efficiency and water efficiency improvements and the 
               installation of renewable energy generation technologies and 
               electric vehicle charging equipment on residential and 
               commercial properties authorize the $50 million appropriated 
               for the PACE program for this purpose. 

                                       POSITIONS
           
           Sponsor:
           
          Author

           Support:
           
          Regional Council of Rural Counties
          Southern California Edison

           Oppose:
           
          None on file










          
          Jackie Kinney 
          SB 679 Analysis
          Hearing Date:  April 28, 2011