BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  SB 679
                                                                  Page 1

          Date of Hearing:  June 27, 2011

                       ASSEMBLY COMMITTEE ON NATURAL RESOURCES
                                Wesley Chesbro, Chair
                     SB 679 (Pavley) - As Amended:  May 31, 2011

           SENATE VOTE  :  39-0
           
          SUBJECT  :  Energy:  energy conservation projects:  financial 
          assistance:  local governments and public institutions

           SUMMARY  :  Appropriates $25 million to the Energy Conservation 
          Assistance Account (ECAA) from $50 million previously 
          appropriated from the Renewable Resource Trust Fund (RRTF) to 
          the California Alternative Energy and Advanced Transportation 
          Financing Authority (Authority) to support Property Assessed 
          Clean Energy (PACE) programs.

           EXISTING LAW  :

          1)Creates the Authority within the State Treasurer's Office for 
            the purpose of promoting the development and utilization of 
            alternative energy sources and the development and 
            commercialization of advanced transportation technologies.  
            The Authority is authorized to issue up to $1 billion in 
            revenue or prepayment bonds to fund projects.

          2)Requires the Authority to develop and administer a PACE 
            Reserve program, to be used to reduce the overall costs to 
            property owners of PACE bonds issued by a local jurisdiction, 
            by providing a reserve of no more than 10 percent of the 
            initial principal amount of the PACE bond.

          3)Defines PACE bond as a bond that is secured by voluntary 
            contractual assessment on a property or through a voluntary 
            special tax for the purposes of financing the installation of 
            renewable energy sources, or energy or water efficiency 
            improvements.

          4)Appropriates up to $50 million from the California Energy 
            Commission (CEC) RRTF to be used by the Authority for purposes 
            of the PACE Reserve Program, and authorizes the Authority to 
            spend up to $300,000 for its administrative costs.

           FISCAL EFFECT  :  Appropriates $25 million from the RRTF to the 








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          ECAA

           COMMENTS  :

           1)The Authority.   The Authority was created in 1980 with an 
            authorization of $200 million in revenue bonds to finance 
            projects utilizing alternative sources of energy, such as 
            cogeneration, wind and geothermal power.  In 1994 its charge 
            was expanded to include the financing of "advanced 
            transportation" technologies.  During the energy crisis of 
            2001, its authority was again expanded, this time to provide 
            financial assistance to public power entities, independent 
            generators, and others for new and renewable energy sources, 
            and to develop clean distributed generation.  The Authority 
            consists of five members:  the Director of Finance, the Chair 
            of the CEC, the President of the Public Utilities Commission, 
            the Controller, and the Treasurer.  Its current mission is to 
            provide financing for facilities that use alternative energy 
            sources and technologies.  The Authority also provides 
            financing for facilities needed to develop and commercialize 
            advanced transportation technologies that conserve energy, 
            reduce air pollution, and promote economic development and 
            jobs.

           2)On PACE.   Under the PACE program, local governments provide 
            funds to participating homeowners to install energy upgrades, 
            which are paid back over time in the form of a special 
            assessment on the property tax.  Payments are typically 
            secured by a lien on the property that gives local governments 
            priority of repayment if the home goes into foreclosure.  PACE 
            removes many of the barriers of energy efficiency and 
            renewable energy retrofits that otherwise exist for 
            residential homeowners and businesses, particularly the high 
            upfront cost of making such an investment and the long-term 
            ability to reap the benefits of cost savings.  Berkeley was 
            the first city in the nation to launch a PACE program, using a 
            special assessment district to establish a financing mechanism 
            in which individual property owners can voluntarily 
            participate and repay improvements through a special property 
            tax assessment.  In 2010, SB 77 (Pavley) sought to lower the 
            costs to local governments and property owners in the 
            financing of PACE bonds by authorizing the Authority to tap up 
            to $50 million from the RRTF to fund the PACE Reserve Program. 
             Prior to SB 77, the primary purpose of the RRTF had been to 
            fund a new solar home rebate program pursuant to the 








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            California Solar Initiative.  However, given the steep decline 
            in new home construction in California, the RRTF accumulated a 
            balance (approximately $170 million) that exceeded the near 
            term demand for solar rebates.  A smaller proportion of RRTF 
            monies (20 percent or less) are devoted to production 
            incentives for a handful of existing biomass and solar thermal 
            power plants.

           3)Off PACE.   Last year, PACE programs were dealt a setback when 
            the Federal Housing Finance Agency (FHFA), which oversees the 
            nation's largest mortgage finance companies Fannie Mae and 
            Freddie Mac, issued a statement objecting to local governments 
            holding the first lien on PACE homes, calling it a significant 
            risk to the mortgage financier.  This caused the mortgage 
            lenders to stop underwriting loans on properties with PACE 
            assessments and tighten lending standards in communities with 
            PACE programs.  The California Attorney General, and several 
            local governments, are pursuing court action to overturn the 
            FHFA directives.  Meanwhile, the FHFA's action has sidetracked 
            implementation of PACE programs, including the Authority's 
            PACE Reserve Program.  In the wake of the FHFA action, the CEC 
            adopted Energy Upgrade California using federal stimulus funds 
            to support residential and commercial energy improvements, 
            without relying on the PACE mechanism.
           
          4)Reason for this bill.   Given that implementation of SB 77 has 
            been frustrated by the FHFA action, this bill directs half 
            ($25 million) of the SB 77 funds back to the CEC to support 
            low-interest loans up to $3 million and other assistance to 
            local governments and other public institutions to finance 
            energy efficiency projects through the ECAA.       
           
             According to the CEC, the ECAA program (established in1979) 
            has made loans to more than 800 entities totaling more than 
            $208 million, with about 58 percent of the total loan amount 
            going to local governments, 12 percent to K-12 public schools, 
            10 percent to public colleges, 10 percent to hospitals and 
            public care facilities, and 2 percent to special districts.  
            Since 2000, the program has provided $130 million in loan 
            funds for lighting (32%), LED traffic signals (6%), HVAC 
            (27%), renewables (18%), self-generation (13%) and other 
            miscellaneous improvements (4%).  Funding for ECAA loans has 
            been from a variety of sources over the years, including the 
            General Fund, the Petroleum Violation Escrow Account, and 
            tax-exempt revenue bonds.  Funding generally has been adequate 








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            to meet demand for loans.  More recently, the American 
            Recovery and Reinvestment Act of 2009 (ARRA) provided $25 
            million for ECAA loans and about $34 million for CEC to award 
            as grants to 279 small cities and counties for energy 
            efficiency projects.  According to CEC staff, cities and 
            counties seeking to leverage the grant awards have applied for 
            ECAA loans, leading to overall demand for ECAA loans far 
            exceeding available funds.

            It should be noted that the ECAA sunsets January 1, 2013 and, 
            by law, any remaining funds will revert to the General Fund.  
            By appropriating RRTF funds to the ECAA without extending the 
            program's sunset or changing the General Fund reversion 
            provision, this bill creates new pressure to spend all the 
            funds within the remaining year of the ECAA and increases the 
            risk that these renewable energy funds collected from electric 
            utility ratepayers could be lost to the General Fund.  

          5)Related legislation.   ABX1 14 (Skinner) was approved by this 
            committee on February 24, 2011 and is currently in the Senate 
            Appropriations Committee.  ABX1 14 creates an alternative to 
            the PACE Reserve Program, requiring the Authority to also 
            administer a Clean Energy Upgrade Program (CEUP).  The purpose 
            of the CEUP is to reduce overall costs to property owners of a 
            loan provided by a financial institution to finance the 
            installation of distributed generation renewable energy 
            sources, electric vehicle charging infrastructure, or energy 
            or water efficiency improvements on real property by providing 
            a reserve or other financial assistance at a level to be 
            determined by the CEC and the Authority.   

             The provisions of this bill and ABX1 14 conflict in that the 
            two bills amend the same section and appropriate the same 
            funds for different purposes.
             
            6)Double referral.   This bill has been double-referred to the 
            Utilities and Commerce Committee.

           REGISTERED SUPPORT / OPPOSITION :

           Support 
           
          School Energy Coalition
          
            Opposition 








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          None on file


           Analysis Prepared by  :  Lawrence Lingbloom / NAT. RES. / (916) 
          319-2092