BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  SB 679
                                                                  Page 1


          SENATE THIRD READING
          SB 679 (Pavley)
          As Amended  August 15, 2011
          2/3 vote 

           SENATE VOTE  :39-0  
           
           NATURAL RESOURCES   6-2         UTILITIES & COMMERCE       12-0 
          
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          |Ayes:|Chesbro, Brownley,        |Ayes:|Bradford, Fletcher,       |
          |     |Dickinson, Hill, Monning, |     |Buchanan, Fong, Fuentes,  |
          |     |Skinner                   |     |Furutani, Beth Gaines,    |
          |     |                          |     |Roger Hern�ndez, Huffman, |
          |     |                          |     |Nestande, Skinner,        |
          |     |                          |     |Valadao                   |
          |     |                          |     |                          |
          |-----+--------------------------+-----+--------------------------|
          |Nays:|Grove, Halderman          |     |                          |
          |     |                          |     |                          |
           ----------------------------------------------------------------- 
           APPROPRIATIONS      15-2                                        
           
           ----------------------------------------------------------------- 
          |Ayes:|Fuentes, Harkey,          |     |                          |
          |     |Blumenfield, Bradford,    |     |                          |
          |     |Charles Calderon, Campos, |     |                          |
          |     |Davis, Gatto, Hall, Hill, |     |                          |
          |     |Lara, Mitchell, Norby,    |     |                          |
          |     |Solorio, Wagner           |     |                          |
          |     |                          |     |                          |
          |-----+--------------------------+-----+--------------------------|
          |Nays:|Donnelly, Nielsen         |     |                          |
          |     |                          |     |                          |
           ----------------------------------------------------------------- 
           SUMMARY  :  Appropriates $25 million to the Energy Conservation 
          Assistance Account (ECAA) from $50 million previously 
          appropriated from the Renewable Resource Trust Fund (RRTF) to 
          the California Alternative Energy and Advanced Transportation 
          Financing Authority (Authority) to support Property Assessed 
          Clean Energy (PACE) programs.

           EXISTING LAW  :









                                                                  SB 679
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          1)Creates the Authority within the State Treasurer's Office for 
            the purpose of promoting the development and utilization of 
            alternative energy sources and the development and 
            commercialization of advanced transportation technologies.  
            The Authority is authorized to issue up to $1 billion in 
            revenue or prepayment bonds to fund projects.

          2)Requires the Authority to develop and administer a PACE 
            Reserve program, to be used to reduce the overall costs to 
            property owners of PACE bonds issued by a local jurisdiction, 
            by providing a reserve of no more than 10% of the initial 
            principal amount of the PACE bond.

          3)Defines PACE bond as a bond that is secured by voluntary 
            contractual assessment on a property or through a voluntary 
            special tax for the purposes of financing the installation of 
            renewable energy sources, or energy or water efficiency 
            improvements.

          4)Appropriates up to $50 million from the California Energy 
            Commission (CEC) RRTF to be used by the Authority for purposes 
            of the PACE Reserve Program, and authorizes the Authority to 
            spend up to $300,000 for its administrative costs.

           FISCAL EFFECT  :  According to the Assembly Appropriations 
          Committee, appropriation of $25 million from the RRTF to the 
          ECAA and cost pressure to make awards for financial assistance 
          from the ECAA before January 1, 2013.

           COMMENTS  :  The Authority was created in 1980 with an 
          authorization of $200 million in revenue bonds to finance 
          projects utilizing alternative sources of energy, such as 
          cogeneration, wind and geothermal power.  In 1994, its charge 
          was expanded to include the financing of "advanced 
          transportation" technologies.  During the energy crisis of 2001, 
          its authority was again expanded, this time to provide financial 
          assistance to public power entities, independent generators, and 
          others for new and renewable energy sources, and to develop 
          clean distributed generation.  The Authority consists of five 
          members:  the Director of Finance, the Chair of the CEC, the 
          President of the Public Utilities Commission, the State 
          Controller, and the State Treasurer.  Its current mission is to 
          provide financing for facilities that use alternative energy 
          sources and technologies.  The Authority also provides financing 








                                                                  SB 679
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          for facilities needed to develop and commercialize advanced 
          transportation technologies that conserve energy, reduce air 
          pollution, and promote economic development and jobs.

          Under the PACE program, local governments provide funds to 
          participating homeowners to install energy upgrades, which are 
          paid back over time in the form of a special assessment on the 
          property tax.  Payments are typically secured by a lien on the 
          property that gives local governments priority of repayment if 
          the home goes into foreclosure.  PACE removes many of the 
          barriers of energy efficiency and renewable energy retrofits 
          that otherwise exist for residential homeowners and businesses, 
          particularly the high upfront cost of making such an investment 
          and the long-term ability to reap the benefits of cost savings.  
          Berkeley was the first city in the nation to launch a PACE 
          program, using a special assessment district to establish a 
          financing mechanism in which individual property owners can 
          voluntarily participate and repay improvements through a special 
          property tax assessment.  In 2010, SB 77 (Pavley), Chapter 15, 
          Statutes of 2010, sought to lower the costs to local governments 
          and property owners in the financing of PACE bonds by 
          authorizing the Authority to tap up to $50 million from the RRTF 
          to fund the PACE Reserve Program.  Prior to SB 77, the primary 
          purpose of the RRTF had been to fund a new solar home rebate 
          program pursuant to the California Solar Initiative.  However, 
          given the steep decline in new home construction in California, 
          the RRTF accumulated a balance (approximately $170 million) that 
          exceeded the near term demand for solar rebates.  A smaller 
          proportion of RRTF monies (20% or less) are devoted to 
          production incentives for a handful of existing biomass and 
          solar thermal power plants.

          Last year, PACE programs were dealt a setback when the Federal 
          Housing Finance Agency (FHFA), which oversees the nation's 
          largest mortgage finance companies Fannie Mae and Freddie Mac, 
          issued a statement objecting to local governments holding the 
          first lien on PACE homes, calling it a significant risk to the 
          mortgage financier.  This caused the mortgage lenders to stop 
          underwriting loans on properties with PACE assessments and 
          tighten lending standards in communities with PACE programs.  
          The California Attorney General, and several local governments, 
          are pursuing court action to overturn the FHFA directives.  
          Meanwhile, the FHFA's action has sidetracked implementation of 
          PACE programs, including the Authority's PACE Reserve Program.  








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          In the wake of the FHFA action, the CEC adopted Energy Upgrade 
          California using federal stimulus funds to support residential 
          and commercial energy improvements, without relying on the PACE 
          mechanism.
           
           Given that implementation of SB 77 has been frustrated by the 
          FHFA action, this bill directs half ($25 million) of the SB 77 
          funds back to the CEC to support low-interest loans up to $3 
          million and other assistance to local governments and other 
          public institutions to finance energy efficiency projects 
          through the ECAA.  

           According to the CEC, the ECAA program (established in1979) has 
          made loans to more than 800 entities totaling more than $208 
          million, with about 58% of the total loan amount going to local 
          governments, 12% to K-12 public schools, 10 % to public 
          colleges, 10% to hospitals and public care facilities, and 2% to 
          special districts.  Since 2000, the program has provided $130 
          million in loan funds for lighting (32%), LED traffic signals 
          (6%), HVAC (27%), renewables (18%), self-generation (13%) and 
          other miscellaneous improvements (4%).  Funding for ECAA loans 
          has been from a variety of sources over the years, including the 
          General Fund, the Petroleum Violation Escrow Account, and 
          tax-exempt revenue bonds.  Funding generally has been adequate 
          to meet demand for loans.  More recently, the American Recovery 
          and Reinvestment Act of 2009 (ARRA) provided $25 million for 
          ECAA loans and about $34 million for CEC to award as grants to 
          279 small cities and counties for energy efficiency projects.  
          According to CEC staff, cities and counties seeking to leverage 
          the grant awards have applied for ECAA loans, leading to overall 
          demand for ECAA loans far exceeding available funds.


           Analysis Prepared by  :  Lawrence Lingbloom / NAT. RES. / (916) 
          319-2092 


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