BILL ANALYSIS                                                                                                                                                                                                    �



                                                                      



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          |SENATE RULES COMMITTEE            |                   SB 711|
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                              UNFINISHED BUSINESS


          Bill No:  SB 711
          Author:   Senate Insurance Committee
          Amended:  6/14/11
          Vote:     21

           
           SENATE INSURANCE COMMITTEE  :  8-0, 04/27/11 
          AYES:  Calderon, Gaines, Anderson, Corbett, Lieu, 
            Lowenthal, Price, Wyland
          NO VOTE RECORDED:  Correa

          SENATE FLOOR  :  40-0, 05/05/11
          AYES:  Alquist, Anderson, Berryhill, Blakeslee, Calderon, 
            Cannella, Corbett, Correa, De Le�n, DeSaulnier, Dutton, 
            Emmerson, Evans, Fuller, Gaines, Hancock, Harman, 
            Hernandez, Huff, Kehoe, La Malfa, Leno, Lieu, Liu, 
            Lowenthal, Negrete McLeod, Padilla, Pavley, Price, Rubio, 
            Runner, Simitian, Steinberg, Strickland, Vargas, Walters, 
            Wolk, Wright, Wyland, Yee

           ASSEMBLY FLOOR  :  74-0, 08/31/11  See last page for vote


           SUBJECT  :    California Life and Health Insurance Guarantee 
          Association
                        Act

           SOURCE  :     Author


           DIGEST  :    This bill extends the time for bonds to be 
          issued on behalf of the California Insurance Guarantee 
          Association to pay claims of insolvent workers compensation 
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                                                                SB 711
                                                                Page 
          2

          insurers from January 1, 2013, to January 1, 2023, codifies 
          the uncodified "prospective-only application" provision of 
          last session's SB 1408 (Banking, Finance, and Insurance 
          Committee), Chapter 334, Statutes of 2010, and deletes an 
          erroneous cross-reference.

           Assembly Amendments  extend from January 1, 2013, until 
          January 1, 2023, the time for bonds to be issued to pay for 
          workers' compensation claims of insolvent workers' 
          compensation insurers.  The bonds may be issued when the 
          California Insurance Guarantee Association requests the 
          bond issuance by the California Infrastructure and Economic 
          Development Bank.

           ANALYSIS  :    Existing law:

          1.Authorizes the California Insurance Guarantee Association 
            (CIGA) to pay eligible claims of insolvent insurers 
            through the collection of premiums from its members. Its 
            members are property, casualty, and workers' compensation 
            insurers. 

          2.Authorizes CIGA to request the issuance of bonds by the 
            California Infrastructure and Economic Development Bank 
            to more effectively provide for the payment of covered 
            claims that arise from insolvencies of insurers providing 
            workers' compensation insurance. 

          3.Specifies that any bonds issued to provide funds for 
            covered workers' compensation claims shall be issued 
            prior to January 1, 2013, in an aggregate principal 
            amount outstanding not to exceed $1.5 billion. Any bonds 
            issued shall not mature more than 20 years from the date 
            of issuance. 

          4.Authorizes eligible claimants to obtain payment for 
            claims against insolvent life and health insurance 
            companies pursuant to the California Life and Health 
            Insurance Guarantee Association Act. Member insurance 
            companies of this association are subject to an 
            assessment to provide funds for these payments. 

          5.Places in an uncodified section of law the stipulation 
            that amendments made to the California Life and Health 

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          3

            Insurance Guarantee Association Act made by Chapter 334 
            of the Statutes of 2010 (SB 1408) shall not apply to any 
            member insurer that, prior to the effective date of that 
            chapter, has been placed under an order of liquidation 
            with a finding of insolvency. 

          6.References a nonexistent subdivision in one section of 
            the Insurance Code governing the conduct of insurance 
            companies subject to the California Life and Health 
            Insurance Guarantee Association Act. 

          This bill:

          1.Extends the time for bonds to be issued on behalf of CIGA 
            to pay claims of insolvent workers compensation insurers 
            from January 1, 2013, to January 1, 2023.

          2.Places in the California Life and Health Insurance 
            Guarantee Association law an uncodified provision 
            included in SB 1408 (See Section 16) which was signed 
            into law last year as Chapter 334 Statutes of 2010.  The 
            uncodified provision made the application of SB 1408 
            prospective only by stating that the amendments made to 
            the California Life and Health Insurance Guarantee 
            Association Act by SB 1408 shall not apply to any member 
            insurer that, before the effective date of this act, has 
            been placed under an order of liquidation with a finding 
            of insolvency.

          3.Strikes a single erroneous cross-reference to a provision 
            no longer in the law.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  No   
          Local:  No

           SUPPORT  :   (Verified  8/18/11)

          Association of California Life and Health Insurance 
          Companies
          Pacific Life Insurance Company
          California Life and Health Guarantee association 


           ASSEMBLY FLOOR  :  74-0, 08/18/11

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                                                                SB 711
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          4

          AYES:  Achadjian, Alejo, Allen, Ammiano, Atkins, Beall, 
            Bill Berryhill, Block, Blumenfield, Bradford, Brownley, 
            Buchanan, Butler, Charles Calderon, Campos, Carter, 
            Chesbro, Conway, Cook, Davis, Dickinson, Donnelly, Eng, 
            Feuer, Fletcher, Fong, Fuentes, Furutani, Beth Gaines, 
            Galgiani, Garrick, Gatto, Gordon, Grove, Hagman, 
            Halderman, Hall, Harkey, Hayashi, Roger Hern�ndez, Huber, 
            Hueso, Huffman, Jeffries, Jones, Knight, Lara, Logue, 
            Bonnie Lowenthal, Ma, Mansoor, Mendoza, Miller, Mitchell, 
            Monning, Morrell, Nestande, Nielsen, Norby, Olsen, Pan, 
            Perea, V. Manuel P�rez, Portantino, Silva, Skinner, 
            Smyth, Solorio, Swanson, Wagner, Wieckowski, Williams, 
            Yamada, John A. P�rez
          NO VOTE RECORDED:  Bonilla, Cedillo, Gorell, Hill, Torres, 
          Valadao


          JJA:nl  8/18/11   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

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