BILL ANALYSIS                                                                                                                                                                                                    �






                 Senate Committee on Labor and Industrial Relations
                                 Ted W. Lieu, Chair

          Date of Hearing: January 11, 2012            2011-2012 Regular 
          Session                              
          Consultant: Gideon L. Baum                   Fiscal:No
                                                       Urgency: No
          
                                   Bill No: SB 777
                                    Author: Lieu
                       As Introduced/Amended: January 4, 2012
          

                                       SUBJECT
          
                 Workers' compensation insurance: coverage program. 


                                      KEY ISSUE

          Should the Legislature require that the final determination of 
          the reasonableness of a request to share information in order to 
          investigate possible workers' compensation insurance fraud be 
          decided by the Director of the Department of Industrial 
          Relations and the agency or organization in possession of the 
          information?
          

                                       PURPOSE
          
          To provide a vehicle for further discussion on how to promote 
          data sharing between governmental agencies in order to combat 
          the underground economy.


                                      ANALYSIS
          
           Existing law  establishes a workers' compensation system that 
          provides benefits to an employee who suffers from an injury or 
          illness that arises out of and in the course of employment, 
          irrespective of fault.  This system requires all employers to 
          secure payment of benefits by either securing the consent of the 
          Department of Industrial Relations to self-insure or by securing 
          insurance against liability from an insurance company duly 
          authorized by the state.










           Existing law  requires that the Labor Commissioner establishes 
          and maintains a program that systematically identifies 
          unlawfully uninsured employers. The employers must be identified 
          from data from the Uninsured Employers' Fund, the Employment 
          Development Department, the Workers' Compensation Insurance 
          Rating Bureau (WCIRB), and any other sources deemed likely to 
          lead to the identification of unlawfully uninsured employers.  
          (Labor Code �90.3)

           Existing law  requires that all state departments, agencies, and 
          the WCIRB cooperate with the Labor Commissioner and on 
          reasonable request provide information and data in their 
          possession reasonably necessary to carry out the program.  
          (Labor Code �90.3)
           This bill  would provide that, for the purposes of workers' 
          compensation insurance fraud investigations, the reasonableness 
          of any request information to investigate fraud must be 
          determined by the Director of the Department of Industrial 
          Relations in consultation with the state department, agency, or 
          organization in possession of the information or data.


                                      COMMENTS

          
          1.  Need for this bill?

            The State of California faces significant challenges from the 
            underground economy, which is defined by the Employment 
            Development Department as individuals and businesses that deal 
            in cash and/or use other schemes to conceal their activities 
            and their true tax liability from government licensing, 
            regulatory, and taxing agencies.  In short, it is an entire 
            universe of illegal activities that can include such diverse 
            activities as tax fraud, cigarette smuggling, and failure to 
            provide employees the minimum wage. A 2005 Legislative 
            Analyst's Office study on the underground economy estimated 
            that California loses $6.5 billion in annual income tax 
            revenues.  

            One of the most egregious activities by employers who 
            participate in the underground economy is workers' 
          Hearing Date:  January 11, 2012                           SB 777  
          Consultant: Gideon L. Baum                               Page 2

          Senate Committee on Labor and Industrial Relations 
          








            compensation fraud.  This can include failure by the employer 
            to report all of his or her employees to the insurance company 
            when creating a policy, misreporting the type of work done by 
            employees, or even failing to secure any workers' compensation 
            coverage for all employees.  

            In testimony before the Senate Select Committee on Small 
            Business and the Underground Economy in 2011, Professor Frank 
            Neuhauser of UC Berkeley testified that, on average, $15 to 
            $68 billion of annual payroll in California went unreported, 
            or 4-12% of the total payroll in California.  These figures 
            did not include wages or employees that were misreported into 
            a lower premium class.  Particularly in high risk occupations, 
            this lack of reporting increased workers' compensation 
            premiums by more than 300%, pressuring law-abiding employers 
            to either go underground or go out of business.

            On January 1st of this year, the Department of Industrial 
            Relations launched the new Labor Enforcement Task Force 
            (LETF).  The primary partners of the LETF include DIR, the 
            Employment Development Department, Contractor's State License 
            Board, Board of Equalization, and the Bureau of Automotive 
            Repair.  According to DIR, the focus of the Task Force on 
            collaboration, wider information-sharing and use of new 
            technology for enforcement will ensure more effective 
            targeting of businesses in the underground economy. 

            SB 777 seeks to strengthen ongoing and existing efforts by the 
            Department of Industrial Relations by serving and LETF to 
            combat the underground economy by encouraging data sharing 
            among governmental agencies by clarifying lines of authority 
            when determining the reasonableness of a request for data or 
            information in the investigation of workers' compensation 
            fraud.  Principally, however, this bill serves as vehicle for 
            discussion between the Legislature and the executive branch to 
            encourage data sharing among governmental agencies and codify 
            recent administrative reforms to strengthen underground 
            economy enforcement.

          2.  Proponent Arguments  :
            
            The author of this bill notes that the Department of 
          Hearing Date:  January 11, 2012                           SB 777  
          Consultant: Gideon L. Baum                               Page 3

          Senate Committee on Labor and Industrial Relations 
          








            Industrial Relations is in the middle of an extremely 
            important reorganization of ongoing underground economy 
            efforts through the creation of the Labor Enforcement Task 
            Force.  However, the author notes that this reorganization has 
            not been concretized in statutes.  The author argues that this 
            could lead to existing efforts to be scrapped or ignored by 
            future administrations, returning the fight against the 
            underground economy to the past challenges of a lack of data 
            sharing and collaboration.  The author believes that SB 777 
            can serve as a vehicle for discussion to encourage and codify 
            ongoing and new requirements and practices to encourage data 
            sharing and collaboration among governmental agencies.

          3.  Prior Legislation  :

            AB 2433 (Ruskin), Chapter 139, Statutes of 2010, authorizes 
            the Board of Equalization to access EDD data to assist in the 
            administration of tax programs.

            AB 749 (Calderon), Chapter 6, Statutes of 2002, requires, 
            among other things, that all state departments, agencies, and 
            the WCIRB cooperate with the Labor Commissioner and on 
            reasonable request provide information and data in their 
            possession reasonably necessary to carry out the program.


                                       SUPPORT
          
          None on file.
          

                                     OPPOSITION
          
          None on file.







          Hearing Date:  January 11, 2012                           SB 777 
          Consultant: Gideon L. Baum                               Page 4

          Senate Committee on Labor and Industrial Relations