BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  SB 777
                                                                  Page  1

          Date of Hearing:   June 20, 2012

                           ASSEMBLY COMMITTEE ON INSURANCE
                                 Jose Solorio, Chair
                     SB 777 (Lieu) - As Amended:  January 4, 2012

           SENATE VOTE :   22-13
           
          SUBJECT  :   Workers' compensation: sharing coverage data

           SUMMARY  :   Designates the Director of the Department of 
          Industrial Relations (DIR) as the public official who determines 
          the reasonableness of requests to share data among state 
          agencies with respect to investigations into whether employers 
          are in compliance with the requirement to maintain workers' 
          compensation coverage.

           EXISTING LAW  :

          1)Requires every employer in the state to maintain workers' 
            compensation coverage, either in the form of an insurance 
            policy issued by a qualified insurer, or by obtaining a 
            certificate of self-insurance from DIR.

          2)Requires the Labor Commissioner to operate a program to 
            investigate illegally uninsured employers.

          3)Requires specified state agencies that have relevant data that 
            might assist the Labor Commissioner in this endeavor to 
            provide that data upon reasonable request from the Labor 
            Commissioner.

           FISCAL EFFECT  :   Unknown, but unlikely to have a significant 
          impact on DIR.

           COMMENTS  :   

           1)Purpose  .  According to the author, the State of California 
            faces significant challenges from the underground economy, 
            which is defined by the Employment Development Department as 
            individuals and businesses that deal in cash and/or use other 
            schemes to conceal their activities and their true tax 
            liability from government licensing, regulatory, and taxing 
            agencies.  In short, it is an entire universe of illegal 
            activities that can include such diverse activities as tax 








                                                                  SB 777
                                                                  Page  2

            fraud, cigarette smuggling, and failure to provide employees 
            the minimum wage. A 2005 Legislative Analyst's Office study on 
            the underground economy estimated that California loses $6.5 
            billion in annual income tax revenues.  

          One of the most egregious activities by employers who 
            participate in the underground economy is workers' 
            compensation fraud.  This can include failure by the employer 
            to report all of his or her employees to the insurance company 
            when creating a policy, misreporting the type of work done by 
            employees, or even failing to secure any workers' compensation 
            coverage for all employees.  

           2)Background  .  Professor Frank Neuhauser of UC Berkeley 
            estimates that $15 to $68 billion of annual payroll in 
            California went unreported, or 4-12% of the total payroll in 
            California.  These figures do not include wages or employees 
            that were misreported into a lower premium class.  

          On January 1st of this year, DIR launched the new Labor 
            Enforcement Task Force (LETF).  The primary partners of the 
            LETF include DIR, the Employment Development Department, 
            Contractor's State License Board, Board of Equalization, and 
            the Bureau of Automotive Repair.  According to DIR, the focus 
            of the Task Force on collaboration, wider information-sharing, 
            and use of new technology for enforcement will ensure more 
            effective targeting of businesses in the underground economy. 

            This bill seeks to strengthen ongoing and existing efforts by 
            DIR and LETF to combat the underground economy by encouraging 
            data sharing among governmental agencies by clarifying lines 
            of authority when determining the reasonableness of a request 
            for data or information in the investigation of workers' 
            compensation fraud.  

           REGISTERED SUPPORT / OPPOSITION  :

           Support 
           
          Spa and Pool Industry Education Council
           
            Opposition 
           
          None received.









                                                                  SB 777
                                                                  Page  3

           Analysis Prepared by  :    Mark Rakich / INS. / (916) 319-2086