BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  SB 777
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          SENATE THIRD READING
          SB 777 (Lieu)
          As Amended  January 4, 2012
          Majority vote 

           SENATE VOTE  :22-13  
           
           INSURANCE           9-3                                         
           
           ----------------------------------------------------------------- 
          |Ayes:|Solorio, Bradford, Fong,  |     |                          |
          |     |Carter, Feuer, Hayashi,   |     |                          |
          |     |Skinner, Torres,          |     |                          |
          |     |Wieckowski                |     |                          |
          |     |                          |     |                          |
          |-----+--------------------------+-----+--------------------------|
          |Nays:|Hagman, Beth Gaines,      |     |                          |
          |     |Miller                    |     |                          |
          |     |                          |     |                          |
           ----------------------------------------------------------------- 
           SUMMARY  :  Designates the Director of the Department of 
          Industrial Relations (DIR) as the public official who determines 
          the reasonableness of requests to share data among state 
          agencies with respect to investigations into whether employers 
          are in compliance with the requirement to maintain workers' 
          compensation coverage.

           EXISTING LAW  :

          1)Requires every employer in the state to maintain workers' 
            compensation coverage, either in the form of an insurance 
            policy issued by a qualified insurer, or by obtaining a 
            certificate of self-insurance from DIR.

          2)Requires the Labor Commissioner to operate a program to 
            investigate illegally uninsured employers.

          3)Requires specified state agencies that have relevant data that 
            might assist the Labor Commissioner in this endeavor to 
            provide that data upon reasonable request from the Labor 
            Commissioner.

           FISCAL EFFECT  :  Unknown, but unlikely to have a significant 
          impact on DIR.








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           COMMENTS  :   

          Purpose.  According to the author, the State of California faces 
          significant challenges from the underground economy, which is 
          defined by the Employment Development Department as individuals 
          and businesses that deal in cash and/or use other schemes to 
          conceal their activities and their true tax liability from 
          government licensing, regulatory, and taxing agencies.  In 
          short, it is an entire universe of illegal activities that can 
          include such diverse activities as tax fraud, cigarette 
          smuggling, and failure to provide employees the minimum wage.  A 
          2005 Legislative Analyst's Office study on the underground 
          economy estimated that California loses $6.5 billion in annual 
          income tax revenues.  

          One of the most egregious activities by employers who 
          participate in the underground economy is workers' compensation 
          fraud.  This can include failure by the employer to report all 
          of his or her employees to the insurance company when creating a 
          policy, misreporting the type of work done by employees, or even 
          failing to secure any workers' compensation coverage for all 
          employees.  

          Background.  Professor Frank Neuhauser of the University of 
          California, Berkeley estimates that $15 to $68 billion of annual 
          payroll in California went unreported, or 4-12% of the total 
          payroll in California.  These figures do not include wages or 
          employees that were misreported into a lower premium class.  

          On January 1st of this year, DIR launched the new Labor 
          Enforcement Task Force (LETF).  The primary partners of the LETF 
          include DIR, the Employment Development Department, Contractor's 
          State License Board, Board of Equalization, and the Bureau of 
          Automotive Repair.  According to DIR, the focus of the Task 
          Force on collaboration, wider information-sharing, and use of 
          new technology for enforcement will ensure more effective 
          targeting of businesses in the underground economy. 

          This bill seeks to strengthen ongoing and existing efforts by 
          DIR and LETF to combat the underground economy by encouraging 
          data sharing among governmental agencies by clarifying lines of 
          authority when determining the reasonableness of a request for 
          data or information in the investigation of workers' 








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          compensation fraud.  


           Analysis Prepared by  :    Mark Rakich / INS. / (916) 319-2086


                                                                FN: 0004171