BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  SB 779
                                                                  Page  1

          Date of Hearing:   July 13, 2011

                        ASSEMBLY COMMITTEE ON APPROPRIATIONS
                                Felipe Fuentes, Chair

                     SB 779 (Lieu) - As Amended:  June 30, 2011 

          Policy Committee:                             Education Vote:7-3

          Urgency:     No                   State Mandated Local Program: 
          No     Reimbursable:              No

           SUMMARY  

          This bill authorizes a school district, as part of providing 
          economics instruction in grades 7-12, to include instruction 
          related to the understanding of personal finances, including, 
          but not limited to, budget savings, credit, and identify theft.  
          Specifically, this bill: 

          Requires the State Department of Education (SDE) to consider 
          developing a personal finances curriculum in the next cycle in 
          which the history/social science curriculum framework is 
          adopted.  

           FISCAL EFFECT 


          1)In order for this bill to be implemented curriculum framework 
            adoptions must resume, which requires at least $150,000 for 
            SDE to conduct framework development, as specified.


          2)GF administrative cost pressure to SDE, likely between $75,000 
            and $150,000 to develop a personal finances curriculum in the 
            next cycle of the history/social science curriculum framework. 
             Actual costs will depend on the depth and breadth of the 
            curriculum and the number of grades to which it will apply.  

           
          COMMENTS  

          1)Purpose  .  Current law requires pupils in grades 7-12 to 
            receive social science instruction, including economics.  The 
            author cites studies that demonstrate the need for financial 








                                                                  SB 779
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            literacy education.  For example, The United States National 
            Financial Literacy Education Commission states: "The recent 
            economic crisis has highlighted how essential it is that 
            individuals and families have the information, education, and 
            tools that they need to make good financial decisions in an 
            increasingly complex U.S. and global financial system. Indeed, 
            as we have learned, the financial difficulties of individuals 
            and families can dramatically affect the financial health of 
            local communities and regional markets."

            The author also states: "A lack of financial knowledge is 
            especially problematic for the most vulnerable members of our 
            society. The poor, the elderly, and minority groups can be 
            victims of fraud and deception, predatory lending, and other 
            such abuses. Financial education is a crucial weapon in our 
            arsenal to protect our citizens from these types of attack." 

            This bill authorizes a school district, as part of providing 
            economics instruction in grades 7-12, to include instruction 
            related to the understanding of personal finances, including, 
            but not limited to, budget savings, credit, and identify 
            theft.  It also requires SDE to consider developing a personal 
            finances curriculum, as specified.  

           2)Existing law  requires the State Board of Education (SBE) to 
            adopt statewide academically rigorous content standards in the 
            core curriculum areas. These content standards are implemented 
            through the curriculum frameworks, as adopted by SBE. The 
            adopted instructional materials (IM) must be consistent with 
            the criteria and standards of quality prescribed in the 
            adopted curriculum frameworks. The development of curriculum 
            frameworks is a multi-year process.

           3)AB 2 X4 (Evans), Chapter 2, Statutes of 2009  , specified that 
            local education agencies are not required to purchase IM 
            through the 2012-13 FY. Consistent with the non-purchasing 
            requirement, Chapter 2 also suspended the requirement for SBE 
            to adopt IM or conduct other procedures associated with 
            adoption (i.e., adopting curriculum frameworks) until the 
            2013-14 school year. SB 70 (Committee on Budget and Fiscal 
            Review), Chapter 7, Statutes of 2011, extended this suspension 
            until the 2014-15 FY.  


            Due to the implementation of Chapter 2, Governor 








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            Schwarzenegger vetoed $700,000 (GF) funding in 2009 for the 
            Curriculum Development and Supplemental Materials Commission, 
            which develops the frameworks.  



           4)Related legislation  .  SB 300 (Hancock), pending in this 
            committee, requires the SBE to adopt a history/social science 
            curriculum framework before June 30, 2012, as specified.  





           Analysis Prepared by  :    Kimberly Rodriguez / APPR. / (916) 
          319-2081