BILL ANALYSIS                                                                                                                                                                                                    �



                                                                      



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          |SENATE RULES COMMITTEE            |                   SB 875|
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                                 THIRD READING


          Bill No:  SB 875
          Author:   Price (D)
          Amended:  1/4/12
          Vote:     21

           
           SENATE BUS., PROF. & ECON. DEVEL. COMMITTEE  :  8-0, 1/9/12
          AYES:  Price, Emmerson, Corbett, Correa, Hernandez, Negrete 
            McLeod, Vargas, Walters
          NO VOTE RECORDED:  Wyland

           SENATE APPROPRIATIONS COMMITTEE  :  Senate Rule 28.8


           SUBJECT  :    Real estate licensees

           SOURCE  :     Author


           DIGEST  :    This bill authorizes the Department of Real 
          Estate to use additional procedures when denying a license 
          and also deletes an obsolete provision dealing with the 
          issuing of conditional licenses.

           ANALYSIS  :    

           Existing law, the Business and Professions Code  :

          1. Provides for the licensure and regulation of more than 
             483,000 real estate brokers, real estate salespersons, 
             and more than 22,000 mortgage loan originator license 
             endorsements by the Department of Real Estate (DRE) in 
             the Business, Transportation and Housing Agency (BT&H).  
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             The Real Estate Commissioner (Commissioner), who serves 
             as the chief executive of the DRE, is appointed by the 
             Governor, subject to Senate confirmation.  The 
             Commissioner is mandated to enforce the Real Estate Law. 
              

          2. Requires that before denying, suspending or revoking any 
             license or license endorsement, the DRE shall proceed as 
             described in the Administrative Procedures Act (APA).

          3. Requires, through general provisions of the Business and 
             Professions Code that regulatory boards within the 
             Department of Consumer Affairs (DCA), may deny a license 
             to an applicant by either:

          A. Filing and serving a statement of issues to the 
             applicant as provided under the APA.

          B. Notifying the applicant, as specified, that the 
             application is denied stating the reasons for denial and 
             that the applicant has a right to a hearing as provided 
             in the APA if the applicant makes a written request 
             within 60 days for a hearing on the denial of the 
             application.

          4. Refers to the renewal and issuance of a conditional 
             license in real estate.  The DRE is no longer authorized 
             to issue a conditional license. 

           Existing law, the Government Code  :

          1. Establishes the Administrative Procedures Act (APA) 
             which provides the framework by which state agencies may 
             take administrative action to deny, suspend, or revoke a 
             regulatory license. 

          2. The APA provides for a statement of issues, which is a 
             written statement of the reasons for denial of an 
             application for a license or privilege, specifying the 
             statutes and rules allegedly violated and the acts or 
             omissions comprising the alleged violations. 

          This bill:








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          1. Revises and recasts the provisions authorizing the DRE 
             to deny, a license or license endorsement to instead 
             authorize DRE to deny a license to an applicant by 
             either:

             A.    Filing and serving a statement of issues to the 
                applicant as provided under the APA. 

             B.    Notifying the applicant, as specified, that that 
                the application is denied stating the reasons for 
                denial and that the applicant has a right to a 
                hearing as provided in the APA if the applicant 
                makes a written request within 60 days for a 
                hearing on the denial of the application.

          2. Repeals the obsolete reference to a conditional real 
             estate license. 

           Background  

          The DRE is responsible for regulating the practice of real 
          estate brokers and real estate salespersons in California.  
          The DRE currently licenses more than 483,000 persons in 
          California, with over 20,800 new licenses issued each year, 
          and more than 95,000 licenses renewed annually.  Licensed 
          salespersons (333,330) outnumber licensed brokers (149,920) 
          at a ratio of more than two to one.  The DRE licenses and 
          regulates real estate salespeople, brokers, and 
          corporations.  To implement mandates established by federal 
          legislation (The Secure and Fair Enforcement Mortgage 
          Licensing Act, called the SAFE Act), the California 
          Legislature enacted SB 36 (Calderon, Chapter 160, Statutes 
          of 2009), which requires that beginning, January 1, 2011, 
          real estate licensees who wish to act as mortgage loan 
          originators must apply to DRE and obtain a mortgage loan 
          originator (MLO) license endorsement.  The DRE issued over 
          22,000 MLO license endorsements prior to the January 1, 
          2011 deadline.

          The Commissioner serves as the chief executive of the DRE 
          and is appointed by the Governor and subject to 
          confirmation by the Senate Committee on Rules.  The 
          Commissioner is mandated to enforce the Real Estate Law in 
          a manner which achieves the maximum protection for the 







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          purchasers of real property and those persons dealing with 
          real estate licensees.

          DRE's Enforcement and Audit sections investigate complaints 
          regarding alleged violations of the Real Estate Law, the 
          Department's regulations, and other applicable laws.  If a 
          complaint is supported by evidence, the Commissioner may, 
          after providing an opportunity for an administrative 
          hearing, revoke, suspend, or deny a real estate license.  
          The Commissioner may also issue desist and refrain orders 
          to stop activities that are in violation of these laws.

           Comments
           
          According to the author's office, this bill is a follow-up 
          bill to last year's SB 706 (Price), Chapter 712, Statutes 
          of 2011, to provide additional enforcement tools for the 
          DRE to more effectively carry out their regulatory duties. 

          According to the author's office, as currently provided 
          under the real estate law, in order to deny an application, 
          the DRE must draft a formal statement of issues describing 
          in detail the reasons for denying the license application 
          and requesting a hearing of the statement of issues before 
          by an administrative law judge (ALJ) under the Office of 
          Administrative Hearings (OAH).  The author's office states 
          that each of the boards and bureaus under the DCA has the 
          ability to either issue a statement of issues as provided 
          in the APA, or to issue the applicant a written notice of 
          denial.  This bill gives the DRE the ability to use the 
          same streamlined process to deny a license that is used by 
          all of the boards within DCA.

          According to the author's office, the requirement to issue 
          a statement of issues each and every time the DRE denies a 
          license increases the department's enforcement costs and 
          delays the overall licensing processes.  This bill 
          authorizes the DRE to issue a written notice of denial to 
          an applicant who does not meet the criteria for a real 
          estate license.  

          Issuing a notice of denial does not reject an applicant's 
          right to a hearing, since the applicant may request a 
          hearing within 60 days of being served with the notice of 







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          denial.  DRE will then prepare a statement of issues and 
          proceed under the provisions of the APA in order for the 
          denial to be heard before an ALJ.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes   
          Local:  No


          JJA:do  1/18/12   Senate Floor Analyses 

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