BILL ANALYSIS                                                                                                                                                                                                    �




                     SENATE GOVERNANCE & FINANCE COMMITTEE
                            Senator Lois Wolk, Chair
          

          BILL NO:  SB 986                      HEARING:  3/21/12
          AUTHOR:  Dutton                       FISCAL:  Yes
          VERSION:  1/31/12                     TAX LEVY:  No
          CONSULTANT:  Weinberger               

                 SUCCESSOR AGENCIES AND BOND PROCEEDS (URGENCY)
          

          Allows successor agencies to keep former redevelopment 
          agencies' bond proceeds and enter into new enforceable 
          obligations funded by bond proceeds.


                           Background and Existing Law  

          Until 2011, the Community Redevelopment Law allowed local 
          officials to set up redevelopment agencies (RDAs), prepare 
          and adopt redevelopment plans, and finance redevelopment 
          activities.

          A redevelopment agency kept the property tax increment 
          revenues generated from increases in property values within 
          a redevelopment project area.  As a redevelopment project 
          area's assessed valuation grew above its base-year value, 
          the resulting property tax revenues - the property tax 
          increment - went to the RDA instead of going to the 
          underlying local governments.  When a redevelopment agency 
          diverted property tax revenues from a school district, the 
          State General Fund paid the difference.

          Citing a significant State General Fund deficit, Governor 
          Brown's 2011-12 budget proposed eliminating RDAs and 
          returning billions of dollars of property tax revenues to 
          schools, cities, and counties to fund core services.  Among 
          the statutory changes that the Legislature adopted to 
          implement the 2011-12 budget, AB X1 26 (Blumenfield, 2011) 
          dissolved all RDAs.

          AB X1 26 established successor agencies to manage the 
          process of unwinding former RDAs' affairs.  With the 
          exception of seven cities that chose not to serve as 
          successor agencies, the city or county that created each 
          former RDA now serves as that RDA's successor agency.  Each 
          successor agency has an oversight board that is responsible 




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          for supervising it and approving its actions.  Oversight 
          boards are comprised of seven members, including city, 
          county, special district, and school district 
          representatives, appointed by local governments that serve 
          the area.  The Department of Finance can review and request 
          reconsideration of an oversight board's decisions.


          One of the successor agencies' primary responsibilities is 
          to make payments for enforceable obligations entered into 
          by former RDAs.  Each successor agency must, every six 
          months, draft a list of enforceable obligations that are 
          payable during a subsequent six month period.  This 
          "Recognized Obligation Payment Schedule" (ROPS) must be 
          adopted by the oversight board and is subject to review by 
          the county auditor-controller and the Department of 
          Finance.  Obligations listed on a ROPS are payable from a 
          Redevelopment Property Tax Trust Fund, which contains the 
          revenues that would have been allocated as tax increment to 
          a former RDA.  Successor agencies cannot enter into new 
          enforceable obligations.

          RDAs issued bonds to pay for acquiring and developing 
          property and building public infrastructure to redevelop 
          blighted areas.  Former RDAs' long-term debt is mostly in 
          the form of tax allocation bonds, which are payable from 
          property tax increment revenues.  Many former RDAs held 
          balances of unencumbered bonds proceeds that were intended 
          to fund future redevelopment activities, but were not 
          needed to meet those RDAs' existing obligations.

          Successor agencies must dispose of former RDAs' assets, at 
          an oversight board's direction, pursuant to specific 
          statutory requirements.  Successor agencies must remit 
          unencumbered balances of RDA funds to the county 
          auditor-controller for distribution to local taxing 
          entities in the county.  Agencies must use bond proceeds 
          for the purposes for which the bonds were sold, unless 
          those purposes cannot be achieved, in which case the 
          proceeds can be used to defease the bonds.  Defeasing bonds 
          is a method of retiring bond debt by buying and holding 
          risk-free U.S. Treasury securities in an amount that is 
          sufficient to cover all principal and interest payments on 
          the outstanding bonds.

          Local government officials worry that remitting 





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          unencumbered bond proceeds to county auditor-controllers 
          for allocation to local taxing entities may violate federal 
          tax-exempt bond requirements and restrictions on the use of 
          bond proceeds imposed by the terms of individual bond 
          agreements.  They also argue that low interest rates make 
          defeasing former RDAs' bonds prohibitively expensive.  They 
          want legislators to give successor agencies more 
          flexibility in disposing of former RDAs' unencumbered bond 
          proceeds.


                                   Proposed Law  

          Senate Bill 986 deems the proceeds of redevelopment 
          agencies' bonds to be encumbered and prohibits a successor 
          agency from remitting those funds to the county 
          auditor-controller.

          SB 986 requires successor agencies to use bond proceeds for 
          the purposes for which the bonds were sold if the successor 
          agency is  either  :
                 Performing an obligation required pursuant to any 
               enforceable obligation entered into by the former 
               redevelopment agency,  or  
                 Performing an enforceable obligation it entered 
               into on or before December 31, 2014, to fulfill the 
               purposes for which the bonds were sold by the 
               dissolved redevelopment agency.

          If the purposes for which bonds were sold by a former 
          redevelopment agency cannot be achieved, the bill requires 
          a successor agency to use the bond proceeds to either 
          defease the bonds or purchase outstanding bonds on the open 
          market for cancellation.

          SB 986 requires a successor agency to use any amount of 
          bond proceeds not subject to an enforceable obligation as 
          of January 1, 2015 to either defease the bonds or purchase 
          outstanding bonds on the open market for cancellation.

          SB 986 requires a successor agency's oversight board to 
          approve the agency's establishment of any enforceable 
          obligation, on or before December 31, 2014, with respect to 
          bond proceeds to fulfill the purposes for which bonds were 
          sold by a dissolved redevelopment agency.  The bill 
          prohibits an oversight board from disapproving an 





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          enforceable obligation with respect to bond proceeds if the 
          obligation is reasonably in furtherance of the purposes for 
          which the bonds were sold.


                               State Revenue Impact
           
          No estimate.


                                     Comments  

          1.   Purpose of the bill  .  State law offers successor 
          agencies no good options for disposing of billions of 
          dollars of unspent RDA bond proceeds.  If the interest 
          rates that a successor agency earns on securities it buys 
          to defease bonds are significantly lower than the interest 
          payments on the bonds, the agency will lose a large amount 
          of money on the transaction.  If a successor agency cannot 
          spend unencumbered bond proceeds and chooses not to use the 
          funds to defease bonds, it must remit the proceeds to the 
          county auditor-controller for distribution to other taxing 
          entities.  Redistributing bond proceeds to other local 
          governments would likely violate federal law governing 
          tax-exempt bonds and the terms of many specific bond 
          agreements.  SB 986 prohibits unspent bond proceeds from 
          being redistributed and provides successor agencies with 
          alternative ways to use the funds.  By letting successor 
          agencies enter into new enforceable obligations through 
          2014, SB 986 allows bond proceeds to finance former RDA 
          projects that would not otherwise be completed.  By letting 
          successor agencies use bond proceeds to purchase 
          outstanding bonds on the open market, SB 986 offers them a 
          potentially less costly method to retire bonds issued by 
          former RDAs.  SB 986 eliminates the cloud of uncertainty 
          that hangs over former RDAs' unspent bond proceeds, avoids 
          costly litigation over reallocated bond proceeds, reduces 
          the cost of retiring former RDA bonds, and provides 
          financing for projects that were stranded by RDAs' 
          dissolution.

          2.   Before and after  .  After Governor Brown proposed ending 
          redevelopment, some RDA officials tried to encumber as much 
          future tax increment revenue as possible before any changes 
          to redevelopment law took effect.  During the first six 
          months of 2011, RDAs issued about $1.5 billion in tax 





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          allocation bonds, a level of debt issuance greater than the 
          $1.3 billion that they issued during all 12 months of 2010. 
           Many bonds issued in 2011 required RDAs to pay interest 
          rates than were significantly higher than those on bonds 
          issued in previous years.  To avoid rewarding some RDAs' 
          rush to issue unnecessary and expensive debt, the Committee 
          may wish to consider whether state law should distinguish 
          between unspent proceeds from RDA bonds sold before January 
          1, 2011 and unspent proceeds from bonds sold after that 
          date.  For example, SB 986 could restrict an oversight 
          board's discretion over successor agencies' new enforceable 
          obligations to spend pre-2011 bond proceeds, but allow 
          oversight boards to disapprove any new enforceable 
          obligations for 2011 bond proceeds.  Alternatively, the 
          Committee may wish to consider amending SB 986 to prohibit 
          successor agencies from entering into any new enforceable 
          obligations to spend proceeds from bonds issued in 2011.

          3.   Undermining oversight  .  State law generally grants 
          oversight boards broad discretion to approve or disapprove 
          successor agencies' actions.  Under SB 986, by contrast, a 
          board can only disapprove a new enforceable obligation that 
          doesn't further the purposes for which bonds were sold.  
          Because many bond documents broadly describe the purposes 
          for which bonds can be used, SB 986 establishes a 
          relatively easy standard for successor agencies to meet and 
          provides limited opportunities for oversight boards to 
          disapprove new enforceable obligations.  The Committee may 
          wish to consider whether SB 986 undermines the oversight 
          board process by a substituting an unrestrictive 
          one-size-fits-all rule for local officials' case-by-case 
          consideration of successor agencies' enforceable 
          obligations.  

          4.   Zero-sum game  .  Allocating former RDAs' assets is a 
          zero-sum game; every reallocation creates winners and 
          losers.  By allowing successor agencies to spend additional 
          bond proceeds on projects rather than on retiring 
          outstanding debts, SB 986 grants a larger share of former 
          RDA assets to successor agencies and a smaller share to 
          other local governments - including school districts - than 
          they would receive under current law.  One fiscal loser 
          will be the State General Fund, which must backfill the 
          revenues that the schools won't get.  School districts in 
          which local property taxes equal or exceed the districts' 
          revenue limits (the so-called "basic aid" districts) also 





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          could be fiscal losers because the State General Fund won't 
          fully backfill their lower allocations.  Other local taxing 
          entities that will receive smaller allocations under SB 986 
          include counties and special districts that include former 
          RDA project areas within their jurisdictions.  

          5.   Retirement incentives  .  To make it easier for successor 
          agencies to retire former RDAs' bonds, SB 986 lets 
          successor agencies use unencumbered bond proceeds to buy 
          bonds on the open market.  Allowing successor agencies to 
          explore a wider range of options for retiring RDA bonds 
          could benefit local taxing entities and the State General 
          Fund by expediting the debt retirement process.  For 
          example, refunding former RDA bonds could make sense if the 
          refunding doesn't extend the term of the debt, saves debt 
          service in each payment year, and allocates the savings to 
          local taxing entities.   The Committee may wish to consider 
          amending SB 986 to allow successor agencies to use 
          additional methods for retiring RDA bonds, subject to 
          oversight boards' approval.  

          6.   Let's be clear  .  To clarify the bill's language, by 
          eliminating a double-negative, the Committee may wish to 
          consider amending SB 986 by striking out "not disapprove" 
          on page 7, line 17 and inserting "approve."

          7.   Related bills .  At its March 21 hearing the Committee 
          will also hear SB 1056 (Hancock), which expands the 
          definition of "enforceable obligation" to include financial 
          obligations related to a project funded with both tax 
          increment and federal school construction bonds.  Other 
          bills relating to the redevelopment dissolution process 
          include:
                 SB 1151 (Steinberg), which requires a successor 
               agency to prepare a long-range asset management plan 
               that outlines a strategy for maximizing the long-term 
               value of a former RDA's real property and assets.
                 AB 1585 (Perez), which makes numerous amendments to 
               the statutes governing the redevelopment dissolution 
               process.


                         Support and Opposition  (3/15/12)

           Support  :  Cities of Atascadero, Bellflower, Blythe, Brea, 
          Buena Park, Camarillo, Colton, Folsom, Glendora, La Mirada, 





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          Lakewood, Norwalk, Ontario, Paramount, Placentia, Rancho 
          Cucamonga, Rosemead, Santa Cruz, Simi Valley, South El 
          Monte, Thousand Oaks, Victorville, Vista, and Whittier.

           Opposition  :  California Professional Firefighters and 
          County of Los Angeles.