BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  SB 1177
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          Date of Hearing:   June 27, 2012

                           ASSEMBLY COMMITTEE ON INSURANCE
                                 Jose Solorio, Chair
                     SB 1177 (Leno) - As Amended:  June 19, 2012

           SENATE VOTE :   37-0
           
          SUBJECT  :   Restitution

           SUMMARY  :   Provides that where an employer is convicted of a 
          crime against an employee, the restitution order shall not be 
          offset by workers' compensation death benefit payments unless 
          the employer has paid workers' compensation insurance premiums 
          in accordance with the law.  Specifically,  this bill  :   

          1)Provides that where an employer is convicted of a crime 
            against an employee, the restitution order shall not be offset 
            by workers' compensation insurance payments unless the court 
            finds substantial evidence that all insurance premiums have 
            been paid in full accordance with the law.

           EXISTING LAW : 

          1)States it is the unequivocal intention of the People of the 
            State of California that all persons who suffer losses as a 
            result of criminal activity shall have the right to 
            restitution from the persons convicted of the crimes for 
            losses they suffer.  Restitution shall be ordered from the 
            convicted person in every case, regardless of the sentence or 
            disposition imposed, in which a crime victim suffers a loss, 
            unless compelling and extraordinary reasons exist to the 
            contrary. 

          2)Declares legislative intent that a crime victim who incurs an 
            economic loss as a result of the commission of a crime shall 
            receive restitution directly from the convicted defendant.  

          3)Defines "victim" for purposes of restitution to include the 
            victim's immediate family and members of the victim's 
            household.

          4)Requires courts to provide full restitution for economic 
            losses to crime victims.  









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          5)Defines economic losses to include:  

               a)     Full or partial payment for the value of stolen or 
                 damaged property.

               b)     Medical expenses.

               c)     Mental health counseling expenses.

               d)     Lost wages or profits.

               e)     Noneconomic losses such as psychological harm.

               f)     Actual and reasonable attorney's fees and other 
                 collection costs.
          6)Provides that a criminal restitution order shall be 
            enforceable as though it were a civil judgment.  

          7)Establishes a workers' compensation system to provide benefits 
            to workers who are injured or die in the course of their 
            employment.  

          8)Provides that in the event of a compensable industrial injury, 
            workers' compensation is the sole and exclusive remedy of the 
            employee or his or her dependents against the employer. 

          9)Establishes exceptions to the general rule that workers 
            compensation is the exclusive remedy for an industrial injury, 
            including where:

                 a)       The employee's injury or death is proximately 
                   caused by a willful physical assault by the employer.

                 b)       The employee's injury is aggravated by the 
                   employer's fraudulent concealment of the existence of 
                   the injury and its connection with the employment.
                  
                 c)       The employer fails to secure workers' 
                   compensation coverage for his or her employees.

          10)Provides that when a work-related injury causes death the 
            employer shall be liable for:

                  a)        Reasonable expenses of the employee's burial.









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                  b)        A death benefit for the employee's dependents.

           FISCAL EFFECT  :   Unknown.

           COMMENTS  :   

           1)Purpose  .  According to the author, an employer may be charged 
            criminally when an employee is killed or seriously injured on 
            the job. If convicted, the employer will be ordered to pay 
            restitution to the victim or victim's family, which can 
            include medical expenses and lost future wages.  If the victim 
            or victim's family receives workers' compensation benefits 
            from the employer's insurer, the employer will typically seek 
            to reduce its restitution obligation to the victim or victim's 
            family by arguing that the employer is entitled to an 'offset' 
            for those benefits - that is, the employer will assert that 
            restitution owed should be reduced (offset) by the amount of 
            any workers' compensation insurance payments made to the 
            victim or family.  However, in some cases, the convicted 
            employer has also been defrauding its workers' compensation 
            insurance carrier by, for example, underreporting or failing 
            to report the employee's wages.  Despite this, the employer 
            may still claim a workers' compensation offset to the 
            restitution ordered by the court.

          SB 1177 is necessary to clearly state in statute that an offset 
            is prohibited unless the employer can prove that as of the 
            date of the workplace injury or death all policy premiums 
            actually owed were paid. Without offering such evidence to the 
            court, the employer will be required to pay full restitution 
            to the victim or victim's family without any offset for 
            workers' compensation insurance payments.

           2)People v. Shim, Kim and California C&R, Inc  :  This bill was 
            introduced in response to a case involving the death of a 
            construction worker.  Antonio Martinez died on January 16, 
            2008 when he fell from the roof of a four-story apartment 
            building in San Francisco.  Martinez was working as a roofer.  
            In violation of Cal/OSHA regulations, none of the roofers were 
            wearing any form of fall protection, there were no railings, 
            scaffolds or other physical barriers preventing a fall to the 
            sidewalk, and there was no supervision of work along the 
            roof's edge.  Ultimately, three defendants were charged and 
            pleaded guilty to charges relating to Martinez's death.  In 
            addition, the owner of the roofing company was charged with 








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            and pleaded guilty to workers' compensation insurance premium 
            fraud and tax evasion.  Despite employing Martinez for over a 
            decade and paying him cash in each quarter between 1998 and 
            his death in 2008, the company owner failed to include 
            Martinez's wages in any quarterly payroll reports to the State 
            Compensation Insurance Fund (SCIF) or to the Employment 
            Development Department (EDD).  

            As part of their sentences, defendants were ordered to pay 
            restitution to all of the victims in an amount to be 
            determined by the court at a restitution hearing.  In 
            addition, the company owner and the company were ordered to 
            pay $108,206 in restitution to SCIF in connection with the 
            premium fraud counts and $3,152 in restitution to EDD in 
            connection with the tax evasion counts.  At the restitution 
            hearing, the prosecution asserted that defendants should be 
            ordered to pay full restitution to the victim's family for 
            lost economic support (that is, Martinez's lost future 
            earnings minus his personal consumption) - without any offset 
            for insurance payments.  The defense argued that under 
            California case law, defendants were entitled to offset their 
            restitution obligations by the $320,000 SCIF had paid the 
            family in the workers' compensation proceeding.  The court 
            ultimately ruled in defendants' favor, holding that they were 
            entitled to a full restitution offset for insurance payments 
            to the victim's family.  As a consequence, defendants were not 
            ordered to pay any restitution to the victim's family.

           3)Pending Appeal  . The case which prompted this bill is currently 
            pending in the First District Court of Appeal.  The 
            Legislature generally has adhered to a policy of not 
            legislating based on a superior court decision, and allowing 
            appellate courts the opportunity to fulfill their role to 
            correct erroneous superior court decisions.  However, there 
            are rare cases when the consequences of a superior court 
            decision are so egregious that legislative action is 
            warranted.  In this case, the court's decision provided the 
            employer with the protection of an insurance policy after the 
            employer had systematically cheated on that policy for a 
            decade.  Legislative correction of such a perverse result 
            appears warranted.

           REGISTERED SUPPORT / OPPOSITION :

           Support 








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          San Francisco District Attorney's Office (Sponsor)
          California District Attorneys Association
          California Labor Federation
          Glendale City Employees Association
          Los Angeles County District Attorney's Office
          Organization of SMUD Employees
          San Bernardino Public Employees Association
          San Luis Obispo County Employees Association
          Santa Rosa City Employees Association
           
            Opposition 
           
          None Received.

           Analysis Prepared by  :    Paul Riches / INS. / (916) 319-2086