BILL ANALYSIS                                                                                                                                                                                                    �






                             SENATE JUDICIARY COMMITTEE
                             Senator Noreen Evans, Chair
                              2011-2012 Regular Session


          SB 1250 (Alquist)
          As Introduced 
          Hearing Date: May 8, 2012
          Fiscal: No
          Urgency: No
          SK:rm
               

                                        SUBJECT
                                           
                          Medical Records: Confidentiality

                                      DESCRIPTION  

          This bill would amend the Confidentiality of Medical Information 
          Act (CMIA) to provide that any individual may bring an action 
          against any person or entity that has negligently released 
          confidential information or records concerning him or her in 
          violation of the CMIA for access to a nationally recognized 
          credit monitoring and reporting service for one year from the 
          date of release of any medical information.  The defendant would 
          bear the expense of the credit monitoring service.

                                      BACKGROUND  

          According to Privacy Rights Clearinghouse, 684 data breaches 
          involving medical and healthcare providers have been made public 
          since 2005.  Those breaches involved nearly 23 million records. 
          (See http://www.privacyrights.org.)  Recent press described the 
          problem:

            . . . data breaches have taken a wide array of forms.  In one 
            case, a custodian traded more than 30,000 patient records for 
            $40 at a recycling center.  In another, a hospital mistakenly 
            faxed medical records to an automobile repair shop, mistakenly 
            thinking it was a pharmacy.  And there have been several 
            incidents of hospital employees posting information about 
            patients on Facebook or sharing pictures of patients via text 
            messages.  ("Data leaks go beyond celebrities," Daily Journal, 
            November 16, 2010.)

                                                                (more)



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          Electronic health record systems are increasingly being used in 
          healthcare settings.  In fact, under the recently enacted Health 
          Information Technology for Economic and Clinical Health Act 
          (HITECH Act), Public Law 111-5, the Obama Administration 
          provides a reimbursement incentive for health care providers who 
          become "meaningful users" of an electronic health record.  As a 
          result, the trend is for health care providers to increasingly 
          and actively use electronic health records.  At the same time, 
          more and more people will have easy, quick access to a patient's 
          electronic medical record.  The Los Angeles Times reported that 
          "�a]lready, roughly 150 people, including nursing staff, X-ray 
          technicians and billing clerks, have access to at least part of 
          a patient's records during a hospitalization, according to the 
          U.S. Department of Health and Human Services."  (Foreman, At 
          risk of exposure: in the push for electronic medical records, 
          concern is growing about how well privacy can be safeguarded, 
          Los Angeles Times (June 26, 2006).)  

          In 1999, the Legislature passed and the Governor signed SB 19 
          (Figueroa, Ch. 526, Stats. 1999) which, among other things, 
          prohibited disclosure of confidential medical information.  This 
          bill would permit an individual to bring an action for access to 
          a nationally recognized credit monitoring and reporting service 
          for one year from the date of release of any medical 
          information, to be paid by the defendant. 

                                CHANGES TO EXISTING LAW
           
           Existing law  prohibits a health care provider, health care 
          service plan, or contractor from disclosing medical information 
          regarding a patient, enrollee, or subscriber without first 
          obtaining an authorization, except as specified.  (Civ. Code 
          Sec. 56.10(a).)  

           Existing law  requires a health care provider, health care 
          service plan, or contractor to disclose medical information if 
          the disclosure is compelled as specified (Civ. Code Sec. 
          56.10(b)) and permits a health care provider or service plan to 
          disclose medical information in specified circumstances.  (Civ. 
          Code Sec. 56.10(c).)

           Existing law  defines "medical information" to mean any 
          individually identifiable information, in electronic or physical 
          form, in possession of or derived from a provider of health 
          care, health care service plan, pharmaceutical company, or 
          contractor regarding a patient's medical history, mental or 
                                                                      



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          physical condition, or treatment.  Existing law defines 
          "individually identifiable" to mean that the medical information 
          includes or contains any element of personal identifying 
          information sufficient to allow identification of the 
          individual, such as the patient's name, address, electronic mail 
          address, telephone number, or social security number, or other 
          information that, alone or in combination with other publicly 
          available information, reveals the individual's identity.  (Civ. 
          Code Sec. 56.05(g).)
          
          Existing federal law  , the Health Insurance Portability and 
          Accountability Act (HIPAA), specifies privacy protections for 
          patients' protected health information and generally provides 
          that a covered entity, as defined (health plan, health care 
          provider, and health care clearing house), may not use or 
          disclose protected health information except as specified or as 
          authorized by the patient in writing.  (45 C.F.R. Sec. 164.500 
          et seq.)  

           Existing law  requires a health care provider, health care 
          service plan, pharmaceutical company, or contractor who creates, 
          maintains, preserves, stores, abandons, destroys, or disposes of 
          medical records to do so in a manner that preserves the 
          confidentiality of the information contained within those 
          records.  Existing law provides that any health care provider of 
          health care, health care service plan, pharmaceutical company, 
          or contractor who negligently creates, maintains, preserves, 
          stores, abandons, destroys, or disposes of medical records shall 
          be subject to existing remedies and penalties, as specified.  
          (Civ. Code Sec. 56.101.)
           
          This bill  would amend the CMIA to provide that any individual 
          may bring an action against any person or entity that has 
          negligently released confidential information or records 
          concerning him or her in violation of the CMIA for access to a 
          nationally recognized credit monitoring and reporting service 
          for one year from the date of release of any medical 
          information.  The defendant would bear the expense of the credit 
          monitoring service.

                                        COMMENT
          
          1.  Stated need for the bill  
          
          The author writes:
          
                                                                      



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            By January 2014, all medical records in the U.S. should be 
            converted into an electronic format, as mandated by the 
            American Recovery and Reinvestment Act (ARRA).  Experts agree 
            that the availability of electronic health records offers 
            convenience and decreases costs to health care providers, 
            businesses, and government entities.  However, with the 
            inevitable explosion of electronic medical records that the 
            ARRA mandate will create, many agree that patient privacy will 
            be at a greater risk if proactive approaches are not 
            implemented.  . . . 
            
            Data from the U.S. Health and Human Services Agency shows that 
            since 2009, information on 18 million patients has been 
            compromised on a total of 364 reported incidents related to 
            the theft or loss of information.  Patient's information on 
            these incidents involved "sensitive information" such as 
            medical diagnoses, Social Security numbers, names and 
            addresses.  This reporting criterion applies to incidents 
            involving 500 or more patients.  

            In early 2011, nearly 2,400 Medi-Cal recipients' identifying 
            information was breached as part of an employee dispute at the 
            Human Services Agency of San Francisco, CA.  The records 
            contained names, Social Security numbers and other identifying 
            information.  In September 2011, medical information 
            (including names and diagnosis codes) of emergency room 
            patients at Stanford Hospital in Palo Alto, CA was compromised 
            when it was posted on a commercial Web site for over a year.  
            This medical privacy data breach affected nearly 20,000 
            patients.
          


          2.  Bill would permit individuals to seek one-year of free credit 
            reporting when medical information negligently disclosed  

          This bill would provide an additional remedy under the CMIA when 
          an individual's confidential information or records was 
          negligently released.  Under the bill, the individual may bring 
          an action, against the person or entity responsible for the 
          release, for access to a nationally recognized credit monitoring 
          and reporting service for one year from the date of release of 
          any medical information.  The defendant would be responsible for 
          the cost of the service.  Providing individuals with free credit 
          monitoring and reporting services after their information has 
          been disclosed raises several policy issues, as described below. 
                                                                      



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              a.   Whether information contained in a medical record may 
               later turn up in a credit report

             This bill would permit an individual to bring an action 
            seeking access to a nationally recognized credit monitoring 
            and reporting service in the case where the individual's 
            confidential information and records have been negligently 
            disclosed.  According to the author's office, data breaches 
            and thefts have compromised patient information including 
            sensitive information such as medical diagnoses, social 
            security numbers, and names and addresses.   
             
            The California Health Information Association (CHIA) has a 
            "support if amended" position and writes:

               CHIA believes that when there is a negligent release of 
               confidential health information,  that includes the 
               patient's social security number and/or credit card number  , 
               an affected individual should have a right to request a one 
               year credit monitoring.  CHIA believes that an exception 
               should be made for those breaches where the patient's 
               social security number or credit card number(s) were not 
               breached, and that, in those instances, one year credit 
               monitoring should not be required.  (Emphasis in original.)

            The California Hospital Association opposes the bill unless it 
            is amended and writes that "most medical privacy breaches do 
            not, and cannot, result in identity theft.  For example, if a 
            doctor's officer were to fax a prescription using an incorrect 
            fax number, and the prescription was received by someone other 
            than the pharmacy, this would constitute a violation of CMIA.  
            However, there would be no Social Security number or other 
            financial information released about the patient, so there 
            would be no risk of identity theft.  Requiring the doctor to 
            provide free credit monitoring may not be beneficial."

            In order to address these concerns and ensure that the bill 
            provides appropriate protection against potential identity 
            theft as a result of an unauthorized disclosure, the author 
            has agreed to amend the bill to delete its current contents 
            and instead require a health care provider, health care 
            service plan, or contractor, when there is a breach in the 
            security of a patient's Social Security number, driver's 
            license number or California identification card number, or 
                                                                      



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            financial information and the provider is required to issue a 
            breach notification pursuant to Civil Code Section 1798.82 or 
            any applicable federal law, to offer, in the breach 
            notification, one year of free credit monitoring services to 
            the patient.  That language would read:

                Amendment
                
                     Strike the current contents of the bill and insert a 
                 new Civil Code Section 56.08 to read:

               56.08.  When there is a breach in the security of a 
               patient's Social Security number, driver's license number, 
               California identification card number, or financial 
               information and a health care provider, health care service 
               plan, or contractor is required to issue a breach 
               notification pursuant to Section 1798.82 or any applicable 
               federal law, the provider, plan, or contractor must offer, 
               in the breach notification, one year of free credit 
               monitoring services to the patient.  If the patient accepts 
               that offer, the health care provider, health care service 
               plan, or contractor shall provide the credit monitoring 
               service to the patient.  For purposes of this subdivision, 
               "financial information" means credit card or debit card 
               number.  
           
               a.   Perceived benefits of credit monitoring and reporting 
               services
             
            Over the last few years, as personal information has more 
            frequently been disclosed, credit monitoring and reporting 
            services have increased in availability.  On April 18, 2012, 
            the Consumer Federation of America (CFA) released a report on 
            credit monitoring services entitled "Best Practices for 
            Identity Theft Services: How Are Services Measuring Up?"  (See 
            www.consumerfed.org/pdfs/Studies.Best Practices 
            MeasuringUpReport.4.17.12.pdf  .)  This report was a follow up 
            to the group's March 2009 report, "To Catch a Thief: Are 
            Identity Theft Services Worth the Cost?" and was based on 
            CFA's "Best Practices for Identity Theft Services" (See 
            www.consumerfed.org/pdfs/CFA-Best-Practices-Id-Theft-Services.p
            df.)

            The CFA's 2012 report noted that there is "a wide range of 
            services in the marketplace, from those that mainly monitor 
            consumers' credit reports to services that monitor more 
                                                                      



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            broadly, looking for consumers' information in commercial and 
            public databases and sometimes on the Internet where it may be 
            fraudulently offered for sale."  The report found that some 
            identity theft services overpromise what the service can 
            deliver, for example by stating "stop identity theft in its 
            tracks" or "prevent identity theft."  Although services may 
            alert consumers to identity theft, they cannot prevent the 
            theft before it happens, especially-the CFA report points 
            out-if someone's Social Security number has been compromised.  
            (Consumer Federation of America, Best Practices for Identity 
            Theft Services: How Are Services Measuring Up? (Apr. 2012) p. 
            5.)

            The CFA report also found the following: "There is some sloppy 
            use of statistics;" "Information about the features that 
            services offer and how they work could be improved;" "Refund 
            and cancellation policies aren't always adequately disclosed; 
            on disclosing the cost, services did better; "In many cases, 
            the assistance provided to identity theft victims isn't 
            clearly described;" "Details about insurance are much easier 
            to find;" and "The most frequent complaint about identity 
            theft services is not covered in the best practices: Free 
            trial offers." (Id., pp. 5-8.)

            What is clear from the CFA reports is that credit monitoring 
            services vary widely and not all services are alike.  The 
            Privacy Rights Clearinghouse notes "these services vary 
            tremendously.  We use the term 'identity theft monitoring 
            services' in the broadest sense.  Many of these services only 
            provide credit report monitoring. Some provide other 
            monitoring services in addition to checking your credit 
            report.  For example, they may monitor information in 
            commercial and public databases, and in online chat rooms.  
            Some may also monitor 'underground' Web sites that identity 
            thieves use to trade in stolen information."  (See Fact Sheet 
            33: Identity Theft Monitoring Services, Privacy Rights 
            Clearinghouse  �as of May 4, 2012].)

            In addition, the services do not prevent identity theft 
            although they can be helpful in alerting a consumer to 
            fraudulent activity, perhaps earlier than the consumer may 
            otherwise discover it.  According to the Privacy Rights 
            Clearinghouse, these services do not, however, protect against 
            the following types of fraud: (1) existing account fraud; (2) 
            debit or check card fraud; (3) Social Security number fraud; 
            (4) criminal identity theft; and (5) medical identity theft.  
                                                                      



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            (Id.)  In any event, credit monitoring services do not appear 
            to be a panacea if a consumer's personal information is 
            inappropriately disclosed and used for fraudulent activities.

          3.  Bill should be sent back to Senate Rules Committee for 
            consideration of request from Senate Appropriations Committee  

          The Senate Appropriations Committee has indicated that this bill 
          may have a fiscal impact.  As a result, should the Committee 
          approve the bill, the motion should be to send the bill back to 
          the Senate Rules Committee for consideration of the re-referral 
          request from the Appropriations Committee.
          

          Support  :  California Health Information Association (if amended) 


           Opposition  :  California Healthcare Institute; California 
          Hospital Association (unless amended)

                                        HISTORY
           
           Source  :  Author

           Related Pending Legislation :  AB 439 (Skinner) would provide an 
          affirmative defense for an action brought by a plaintiff 
          alleging a violation of the CMIA and nominal damages of $1,000.  
          If the defendant establishes that defense, as specified, the 
          plaintiff may not be awarded nominal damages.  This bill is 
          pending in this Committee.

           Prior Legislation  :  None Known

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