BILL ANALYSIS                                                                                                                                                                                                    �






                                  SENATE HUMAN
                               SERVICES COMMITTEE
                            Senator Carol Liu, Chair


          BILL NO:       SB 1391                                     
          S
          AUTHOR:        Liu                                         
          B
          VERSION:       April 9, 2012
          HEARING DATE:  April 10, 2012                              
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          FISCAL:        Yes                                         
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          CONSULTANT:    Mareva Brown                                
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                                     SUBJECT
                                         
                        CalFresh benefits: Overissuance


                                     SUMMARY  

          Establishes a cost-effective threshold for collecting 
          overissuances to CalFresh recipients in cases where the 
          overissuance is made due to administrative error.

                                     ABSTRACT  

           Current law

           1)Establishes the Cal Fresh program, which administers the 
            provision of federal Supplemental Nutritional Assistance 
            Program benefits (formerly called food stamps) to 
            families and individuals meeting specified income and 
            other criteria.

          2)Establishes under state and federal law that when an 
            overissuance of benefits is made to a CalFresh 
            beneficiary, that overissuance must be collected.

          3)Establishes under state law a structure for collecting 
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            such overissuances from beneficiaries of public social 
            services, including CalFresh, which includes the 
            withholding of five percent of benefits if the 
            overissuance was caused by agency error, and a 10 percent 
            withholding if the error was for any other reason. 

          4)Establishes a repayment structure for families who are 
            not current beneficiaries. 

          5)Establishes in federal law three categories of 
            overissuances:
             a)   Intentional program violation, which are deliberate 
               fraudulent mistakes 
             b)   Inadvertent Household Errors, which are 
               unintentional mistakes made by the recipient
             c)   Administrative Errors, which are mistakes made by 
               the social services agency, either through processing 
               or other means

          6)Requires in federal statute that states return 100 
            percent of collected overpayments to the federal USDA 
            when those overpayments are the result of administrative 
            error. States retain a percentage of the collections when 
            overissuances are the result of inadvertent household 
            error (20 percent) or intentional program violation (35 
            percent).

          7)Permits states, under federal law, to create a 
            cost-effective threshold for collecting overissuances of 
            Supplemental Nutritional Assistance Program.

          8)Establishes in federal law a threshold of $125 for states 
            to opt to neither establish or collect overissuances in 
            the Supplemental Nutritional Assistance Program, as 
            specified.

           This bill
                
          1)Creates a new section under WIC 18927 that establishes 
            rules and a process guiding counties in collecting 
            overpayments specifically from CalFresh recipients.

          2)Establishes that current and future benefits be reduced 
            when overissuances are caused by intentional program 
            violation, inadvertent household error or fraud.




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          3)Establishes that current and future benefits be reduced 
            when the overissuance is the result of administrative 
            error if required by federal law, or when the 
            overissuance is above the threshold established in this 
            section.

          4)Establishes that a household's benefits shall not be 
            reduced to repay an overissuance unless the household 
            receives adequate and timely notice of the overissuance 
            including, but not limited to a budget worksheet that 
            includes the amount and calculation of the overissuance 
            and the reason for the overissuance.

          5)Establishes a repayment structure that reflects state and 
            federal law prohibiting the reduction of a household's 
            monthly benefits beyond 5 percent or $10, whichever is 
            less, unless the recipient elects for the benefits to be 
            reduced at a higher rate.

          6)In cases where the family is no longer receiving CalFresh 
            benefits, prohibits the establishment of an overissuance 
            caused by an administrative error when the overissuance 
            is less than $125 or the threshold established in this 
            section, whichever is greater. 

          7)When the collection of an overissuance for an 
            administrative error is pursued, requires that the 
            Department of Social Services define reasonable 
            cost-effective collection methods, including adequate and 
            timely notice of the overissuance which includes at a 
            minimum:
                     The amount and calculation of, and reason for, 
                 the overissuance
                     A statement of the threshold for collecting 
                 overissuances in cases of administrative error
                     Information about how to appeal the 
                 overissuance
                     Instructions for timely repayment
                     Consequences of delinquent payment


          1)Permits the Department of Social Services to establish a 
            minimum cost-effective threshold for collecting CalFresh 
            overissuances and requires that if that threshold is more 




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            than $125, the department shall include that threshold in 
            the state's CalFresh plan, which is submitted annually 
            for federal approval.

          2)In cases where the family is receiving CalFresh benefits, 
            prohibits the establishment or collection of an 
            overissuance caused by an administrative error when the 
            overissuance is less than $125 or the threshold 
            established in this section, whichever is greater. 

          3)Permits the Department of Social Services to implement 
            this language through an all-county letter or similar 
            instructions from the department director no later than 
            January 1, 2013.


                                  FISCAL IMPACT  

          This bill has not yet been analyzed by a fiscal committee.

                            BACKGROUND AND DISCUSSION  

           Purpose of the bill
           
          The author states that given California's difficult fiscal 
          climate, it makes no sense for the state to spend more in 
          collecting overpayments from CalFresh recipients than the 
          amount of the overissuance, especially when the error is 
          through no fault of the recipient. These issues are 
          exacerbated by significant increases in requests for 
          assistance in the CalFresh and CalWORKs programs due to the 
          recession, at a time when administrative costs for CalFresh 
          remain at 2001 cost levels. When administrative errors are 
          made, the state must collect those overissuances from 
          recipients and return 100 percent of that money to the U.S. 
          Department of Agriculture. Since federal law permits states 
          to establish a threshold for collecting overissuances, and 
          encourages cost-effective program implementation, the 
          author argues that California should establish a reasonable 
          cost-effective overissuance payment structure, as other 
          states have done.

           Cal Fresh
           
          A November 2010 federal survey indicated that nearly 15 




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          percent of U.S. households experienced food insecurity in 
          2008 and 2009, the highest number since food security 
          surveys were begun in 1995. Food-insecure households had 
          difficulty at some time during the year providing enough 
          food for all their members due to a lack of resources. 
          Nearly 7 million Americans, or 6 percent of the country, 
          experienced a severe range of food insecurity in which the 
          food intake of some household members was reduced and 
          normal eating patterns were disrupted due to limited 
          resources. Ten percent of the country's families with 
          children experienced food insecurity at least once annually 
          during each of those years. 

          CalFresh, California's food stamp program, serves about 3.9 
          million people annually, a number that has grown by 
          approximately 1 million since 2009. Benefits are funded by 
          the U.S. Department of Agriculture; however the federal 
          government, California and counties share the cost of 
          administering the program. 

          The state has had historically low participation rates in 
          the program, which have been the source of various studies 
          and bills. The state ranked last in 2010 among states in 
          use of benefits by eligible residents, and California 
          ranked last in use of benefits among eligible working poor 
          families, according to the USDA.  

           Error claims 
           
          Of the $24 million collected from CalFresh recipients for 
          overissuances in the third quarter of the 2011 fiscal year, 
          $10.6 million or 44 percent was classified as 
          administrative error, according to federal data. All of 
          that money was returned to the federal government. Of the 
          $12.2 million collected from overissuances classified as 
          inadvertent household errors, 20 or 35 percent (depending 
          on collection method) - or a minimum of $2.4 million - was 
          retained by the state. Of the $1.4 million collected under 
          the classification of intentional program violation, 35 
          percent - or $473,000 was retained by the state.
           
          Federal guidance 
           
          In 2000, the USDA's Food and Nutrition Service issued rules 
          and regulations for the establishment and collection from 




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          food stamp recipients. In announcing a departure from the 
          previous federal claims threshold of $35, the agency noted 
          that $35 was "outdated" and did not reflect actual 
          collection costs to state agencies. Instead, it established 
          a $125 threshold for collecting federal overissuances of 
          food stamp benefits. The Food and Nutrition Service also 
          added a state option to create its own cost effectiveness 
          plan, which must be approved by the federal agency. 

           Related Legislation
           
          AB 6 (Fuentes, Chapter 501, Statutes of 2011) changed 
          reporting requirements for recipients from quarterly to 
          semi-annually, among other policy changes.

           Arguments in support

           The Western Center on Law and Poverty, the bill's sponsor, 
          argues that SB 1391 would align California policy with 
          other states in setting the collection of CalFresh 
          overissuances at $125, or greater while not altering 
          California's efforts to collect
          overissuances that result from client errors or fraud. 
          "Many recipients who receive administrative overpayments, 
          and then are noticed that they must repay them, experience 
          shame and anxiety, as well as uncertainty about the 
          process. ? By relieving county administrators of the time 
          required to pursue small overpayments, they can more 
          effectively use their time to help eligible receive the 
          timely, quality assistance."
           
                                        
                                   POSITIONS  

          Support:   Western Center on Law and Poverty (sponsor)
                    Alameda County Community Food Bank
                    American Federation of State, County and 
          Municipal Employees 
                    California Alliance of Child and Family Services
                    California Association of Food Banks
                    California Catholic Conference, Inc.
                    California Family Resource Association
                    California Food Policy Advocates
                    Coalition of California Welfare Rights 
          Organizations, Inc.




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                    Feeding America San Diego
                    National Association of Social Workers
                    San Francisco Board of Supervisors Food Security 
          Task Force
                    St. Anthony Foundation in San Francisco
                    
          Oppose:None received



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