BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  SB 1391
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          SENATE THIRD READING
          SB 1391 (Liu)
          As Amended  August 6, 2012
          Majority vote

           SENATE VOTE  :32-6  
           
           HUMAN SERVICES      4-2         APPROPRIATIONS      12-5        
           
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          |Ayes:|Beall, Ammiano, Hall,     |Ayes:|Gatto, Blumenfield,       |
          |     |Portantino                |     |Bradford, Charles         |
          |     |                          |     |Calderon, Campos, Davis,  |
          |     |                          |     |Fuentes, Hall, Hill,      |
          |     |                          |     |Cedillo, Mitchell,        |
          |     |                          |     |Solorio                   |
          |     |                          |     |                          |
          |-----+--------------------------+-----+--------------------------|
          |Nays:|Jones, Grove              |Nays:|Harkey, Donnelly,         |
          |     |                          |     |Nielsen, Norby, Wagner    |
          |     |                          |     |                          |
           ----------------------------------------------------------------- 
           SUMMARY  :  This measure would amend the Welfare and Institutions 
          Code to institute a new process for the collection of CalFresh 
          over issuances.  Specifically,  this bill  :   

          1)Make a legislative finding and declaration that the CalFresh 
            program shall be administered fairly to provide all applicants 
            and recipients timely services with due consideration of their 
            need.

          2)States the intent of the Legislature to reduce the cost of 
            CalFresh administration through a cost-effective structure to 
            address overpayments and to protect the rights of applicants.

          3)States the intent of the Legislature that this measure shall 
            not overturn or otherwise eliminate any existing right or 
            protection to which an applicant or recipient is entitled 
            under existing state laws.

          4)Establishes a new section in the Welfare and Institutions Code 
            to require the Department of Social Services (DSS) to 
            implement the collection of CalFresh monetary overpayment 
            threshold amounts in cases relating to administrative error, 








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            household recipient error, or intentional fraud no later than 
            January 1, 2014.

          5)Establishes a $125 or greater collection threshold in 
            accordance with federal law when the over issuance was caused 
            by administrative error, and allows DSS to establish a higher 
            threshold if necessary, as specified. 

          6)Requires CalFresh monthly benefits for active recipients to be 
            reduced for over issuances as follows:

             a)   For over issuances caused by administrative error, 
               monthly benefits shall be reduced by no more than 5%t or 
               $10, whichever is greater;

             b)   For over issuances caused by household error, monthly 
               benefits shall be reduced by no more than 10% or $10, 
               whichever is greater; and,

             c)   For over issuances caused by household error, monthly 
               benefits shall be reduced by no more than 20% or $20, 
               whichever is greater.

          7)Requires the collection of over issuances for former CalFresh 
            benefit recipients as follows:

             a)   For over issuances caused by administrative error 
               totaling $125 or less, collection of the over issuance 
               shall not be attempted;

             b)   For over issuances caused by household error totaling 
               $35 or less, collection of the over issuance shall not be 
               attempted; and,

             c)   Over issuances caused by intentional fraud, shall be 
               collected in accordance with federal law. 

          8)Restricts the reduction or recovery of over issued CalFresh 
            benefits, unless the household has been properly notified of 
            the over issuance, as specified.

           FISCAL EFFECT  :  According to the Assembly Appropriations 
          Committee:









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          1)One-time costs of approximately $150,000 if this bill results 
            in changes to the Statewide Automated Welfare System (SAWS). 
            Those costs may be absorbable within the existing SAWS 
            Maintenance and Operations budget. 

          2)Potential ongoing administrative cost savings due to raising 
            the over-issuance recovery threshold, however, due to county 
            budget constraints, administrative savings may be difficult to 
            realize. Additionally, the conversion to semi-annual reporting 
            (SAR) may result in minimal administrative impact due to 
            increasing the over-issuance threshold. 

           COMMENTS  :   

           Need for the bill  .  According to the author, this measure is 
          needed to align California with other states in setting the 
          threshold for collecting administrative errors at $125, as many 
          states already have done.  It would relieve counties of the time 
          and expense required to pursue collections from clients who have 
          relatively small amounts of overpayments.  In this fiscal 
          climate, it is important to find efficiencies in government.  
          Relieving counties and the state of the obligation to collect 
          small amounts of accidentally over issued funds, which must be 
          fully returned to the federal government is a fiscally prudent 
          move. 

          According to the Western Center on Law and Poverty, sponsors of 
          this measure, over issuances and the collection of over 
          issuances can cause hardship and confusion among CalFresh 
          recipients, families that have recently transitioned off of the 
          CalFresh program, and within the general community.  By 
          preventing confusion among recipients who receive a request for 
          payment of an over issuance caused by administrative error, SB 
          1391 will improve the perception of the program. 

          Further, according to the California State Association of 
          Counties and the County Welfare Directors Association, raising 
          the threshold for recovering CalFresh over issuances to $125 
          will allow eligibility workers to focus on the more egregious 
          instances while also providing more time for caseload work. 

           Development of federal Supplemental Nutrition Assistance Program 
          (SNAP) over issuance regulations and guidance  .  According to the 
          United States Department of Agriculture, the federal SNAP is the 








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          foundation for America's national nutrition safety net and the 
          first line of the nation's defense against hunger.  It provides 
          grants to states to administer and distribute grants to 
          low-income families in need of important nutritional assistance. 
           In many cases, it is the only funding resource low-income 
          parents living at or below the federal poverty line have to 
          provide nutritional meals for themselves and their children.  
          Without this important social service, many families would 
          become malnourished and struggle to meet their basic day-to-day 
          needs.  
           
          This measure is primarily a federal compliance measure that 
          seeks to establish specific collections requirements for 
          CalFresh overpayments in accordance with the federal SNAP.  
          Whereas existing state law provides general collection 
          requirements for the over issuance of services or funds rendered 
          for public assistance, which applies to the CalFresh program, 
          state law is silent in regards to specific federal law and 
          guidance on the collection of SNAP overpayments. 

          With the adoption of regulations in 2000, and subsequent SNAP 
          guidance from the USDA, there has been clearer direction as to 
          how and at what levels the state and county welfare agencies 
          should pursue CalFresh benefit over issuances and under what 
          conditions.  Rather than continue to require the state and CWAs 
          to blindly pursue over issuances regardless of the amount or the 
          cause, providing for a clearer standard, which is aligned with 
          federal law that has been in existence for more than ten years 
          is more than appropriate. 

           Inadvertent household error  .  Under current law, any over 
          payment made as a result of inadvertent household error is 
          required to be collected by the CWA, regardless of amount.  
          There is merit in determining a cost-effective amount to collect 
          overpayments due to household error for several reasons:

          1)Household error overpayments comprise a small portion of the 
            overall number of CalFresh overpayments, with administrative 
            error being more than twice as common.  Of the $24 million 
            collected from CalFresh recipients for over issuances in the 
            third quarter of the 2011 fiscal year, 21% were caused by 
            household error.  Further, according to a report by the USDA 
            Food and Nutrition Services Office of Analysis, Nutrition and 
            Evaluation, more than half of over payments were less than $10 








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            per month.  

          2)It is costly to both the county and a struggling family to 
            undergo the collection and repayment of CalFresh household 
            error overpayments, especially when the overpayment being 
            collected is negligible.  It would likely cost a county more 
            than $10 to pursue a monthly CalFresh overpayment of $10.  It 
            is also not unreasonable to expect a family to undergo shame, 
            anxiety and greater economic stress when it is found that due 
            to their error they will have to not only repay the 
            overpayment but also have their future payments reduced.  

          3)Even with a minimal overpayment, a family living below the 
            federal poverty line is likely to remain poor even when 
            overpaid.  Under federal poverty level criteria, a family of 
            two would have an annual gross (pre-tax) earned income of just 
            over $15,000.  


           Analysis Prepared by  :    Chris Reefe / HUM. S. / (916) 319-2089 
          FN: 0005058