BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  ACR 146
                                                                  Page  1


          ASSEMBLY THIRD READING
          ACR 146 (Bloom)
          As Introduced  May 6, 2014
          Majority vote 

           RULES               9-0                                         
           
           -------------------------------- 
          |Ayes:|Gordon, Brown, Ch�vez,    |
          |     |Dababneh, Gonzalez,       |
          |     |Hagman, Quirk,            |
          |     |Ridley-Thomas, Waldron    |
          |     |                          |
           -------------------------------- 
           SUMMARY  :  Proclaims May 15, 2014, as Senior Fraud Awareness Day.  
           Specifically,  this resolution  makes the following legislative  
          findings:

          1)Senior fraud is a growing concern as millions have fallen  
            victim to scams, such as Medicare scams, sweepstakes and  
            lottery scams, work at home scams, bereavement scams, identity  
            theft, charity scams, scams targeting older women, home  
            repair, investment schemes, and reverse mortgage scams; and,  
            senior citizens average one scam - type letter and two  
            telemarketing phone calls per week.

          2)The primary instigators of senior fraud are caregivers, scam  
            artists, and unscrupulous salespersons and the tactics used  
            are intimidation, fear, friendliness, authority, and control  
            to get the victim to send money or share private financial  
            information.

          3)Senior citizens own more than one-half of all the financial  
            assets in America, they are primary targets for fraudulent  
            practices and it is estimated by the United States House of  
            Representatives Subcommittee on Health and Long-Term Care that  
            even though seniors only represent 12% of the population, they  
            represent 30% of those being scammed.

          4)Senior fraud is underreported due to older adults'  
            embarrassment and lack of information about where to report  
            fraud, but the Department of Business Oversight estimates that  
            70% of Californians over the age of 50 have been solicited by  
            someone with the intent to defraud them.








                                                                  ACR 146
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           FISCAL EFFECT  :  None

           
          Analysis Prepared by  :    Nicole Willis / RLS. / (916) 319-2800 


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