BILL ANALYSIS                                                                                                                                                                                                    �






                             SENATE JUDICIARY COMMITTEE
                         Senator Hannah-Beth Jackson, Chair
                              2013-2014 Regular Session


          AB 802 (Wieckowski)
          As Amended June 16, 2014
          Hearing Date: June 24, 2014
          Fiscal: No
          Urgency: No
          RD:rm


                                        SUBJECT
                                           
                     Private arbitration companies: disclosures

                                      DESCRIPTION 

          Existing law generally requires private arbitration companies to  
          collect and publicly disclose specific information regarding the  
          type, quantity, and certain particulars of consumer arbitrations  
          they administer or are involved in.  Existing law requires that  
          this information be made available in a computer-searchable  
          format on the company's Internet Web site. 

          This bill would clarify the information that is to be disclosed  
          with respect to consumer arbitrations administered by a private  
          arbitration company, and require that this information be made  
          available in a format that allows the public to search the  
          information and be directly accessible from a conspicuously  
          displayed link on the Internet Web site of the private  
          arbitration company.  This bill would also codify the  
          legislative intent that private arbitration companies comply  
          with all legal obligations of this law. 

                                      BACKGROUND  

          Arbitration is a method of alternative dispute resolution where  
          the disputing parties present their disagreement(s) to one or  
          more "neutral" third-party arbitrators whose decisions are  
          generally final and binding, in place of litigating the issues  
          in courts.  The use of mandatory arbitration clauses in consumer  
          contracts has increased immeasurably in recent years and has  
          been highly controversial for a variety of reasons, including  
          issues surrounding concerns of "repeat players" whereby an  
                                                                (more)



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          arbitrator is inclined to rule in favor of corporations that  
          return to them to arbitrate future matters. Concerns are  
          particularly heightened as arbitrators do not have to follow the  
          law, decisions cannot be appealed, and proceedings are often  
          conducted without any opportunity for public scrutiny. Many of  
          these clauses are contained in adhesion contracts used by a wide  
          range of companies, including telecommunications providers,  
          banks, doctors, insurance providers, hospitals, and nursing  
          homes.  

          In 2002, AB 2656 (Corbett, Ch. 1158, Stats. 2002) was enacted as  
          part of a series of bills that sought to address concerns about  
          the private arbitration industry, to generally require private  
          arbitration companies to collect and provide certain data  
          regarding consumer arbitrations they administer, and to make  
          that information available in a computer-searchable format on  
          the company's Web site. 

          This bill seeks to both clarify and expand upon the existing  
          reporting requirements to address gaps in information.  The bill  
          would also require that the information be made available in a  
          format that allows the public to search the information, and  
          that the information be directly accessible from a conspicuously  
          displayed link on the private company's Internet Web site.      

                                CHANGES TO EXISTING LAW
           
           Existing law  , with respect to any consumer arbitration commenced  
          on or after January 1, 2003, requires a private arbitration  
          company that administers or is otherwise involved in a consumer  
          arbitration, to collect, publish at least quarterly, and make  
          available to the public in a computer-searchable format  
          accessible on the company's Internet Web site, if any, and on  
          paper upon request, all of the following information regarding  
          each consumer arbitration within the preceding five years,  
          except as otherwise specified:
          1)The name of the nonconsumer party, if the nonconsumer party is  
            a business entity.
          2)The type of dispute involved, including goods, banking,  
            insurance, health care, employment, and, if it involves  
            employment, the amount of the employee's annual wage divided  
            into the following ranges: less than $100,000, $100,000 to  
            $250,000, inclusive, and over $250,000.
          3)Whether the consumer or nonconsumer party was the prevailing  
            party.
          4)On how many occasions, if any, the nonconsumer party has  
                                                                      



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            previously been a party in an arbitration or mediation  
            administered by the private arbitration company.
          5)Whether the consumer party was represented by an attorney.
          6)The date the private arbitration company received the demand  
            for arbitration, the date the arbitrator was appointed, and  
            the date of disposition by the arbitrator or private  
            arbitration company.
          7)The type of disposition of the dispute, if known, including  
            withdrawal, abandonment, settlement, award after hearing,  
            award without hearing, default, or dismissal without hearing.
          8)The amount of the claim, the amount of the award, and any  
            other relief granted, if any. 
          9)The name of the arbitrator, his or her total fee for the case,  
            and the percentage of the arbitrator's fee allocated to each  
            party.  (Code Civ. Proc. Sec. 1281.96(a), (c).) 

           This bill  would, instead, require a private arbitration company  
          that administers or is otherwise involved in, a consumer  
          arbitration, to collect, publish at least quarterly, and make  
          available to the public on the company's Internet Web site, if  
          any, and on paper upon request, in a single cumulative report  
          that contains all of the following information regarding each  
          consumer arbitration within the preceding five years:
          1)Whether the arbitration was demanded pursuant to a pre-dispute  
            arbitration clause and, if so, whether the pre-dispute  
            arbitration clause designated the administering private  
            arbitration company. 
          2)The name of the nonconsumer party, if the nonconsumer party is  
            a corporation or other business entity, and whether the  
            consumer party was the initiating party or the responding  
            party, if known.
          3)The nature of dispute involved as one of the following: goods;  
            credit; other banking or finance; insurance; health care;  
            construction; real estate; telecommunications, including  
            software and Internet usage; debt collection; personal injury;  
            employment; or other. If the dispute involved employment, the  
            amount of the employee's annual wage divided into the  
            following ranges: less than one hundred thousand dollars  
            ($100,000); one hundred thousand dollars ($100,000) to two  
            hundred fifty thousand dollars ($250,000); inclusive, and over  
            two hundred fifty thousand dollars ($250,000).  If the  
            employee chooses not to provide wage information, it may be  
            noted.
          4)Whether the consumer or nonconsumer party was the prevailing  
            party.  "Prevailing party" would include the party with a net  
            monetary recovery or an award of injunctive relief.
                                                                      



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          5)The total number of occasions, if any, the nonconsumer party  
            has previously been a party in an arbitration administered by  
            the private arbitration company.
          6)The total number of occasions, if any, the nonconsumer party  
            has previously been a party in a mediation administered by the  
            private arbitration company.
          7)Whether the consumer party was represented by an attorney and,  
            if so, the name of the attorney and the full name of the law  
            firm that employs the attorney, if any.
          8)The date the private arbitration company received the demand  
            for arbitration, the date the arbitrator was appointed, and  
            the date of disposition by the arbitrator or private  
            arbitration company.
          9)The type of disposition of the dispute, if known, identified  
            as one of the following: withdrawal, abandonment, settlement,  
            award after hearing, award without hearing, default, or  
            dismissal without hearing.  If a case was administered in a  
            hearing, indicate whether the hearing was conducted in person,  
            by telephone or video conference, or by documents only.
          10)The amount of the claim, whether equitable relief was  
            requested or awarded, the amount of the monetary award, the  
            amount of any attorney's fees awarded, and any other relief  
            granted, if any. 
          11)The name of the arbitrator, his or her total fee for the  
            case, the percentage of the arbitrator's fee allocated to each  
            party, whether the waiver of any fees was granted, and, if so,  
            the amount of the waiver. 

           This bill  would provide that the changes made by this bill shall  
          not apply to any consumer arbitration administered before  
          January 1, 2015.

           This bill  would require the mandated information to be made  
          available in a format that allows the public to search and sort  
          the information using readily available software, and would  
          require that the information be directly accessible from a  
          conspicuously displayed link on the Internet Web site of the  
          private company with the identifying description: "consumer case  
          information."  This bill would make other conforming changes and  
          would codify the intent of the Legislature that private  
          arbitration companies comply with all legal obligations of this  
          bill. 

                                        COMMENT
           
          1.    Stated need for the bill  
                                                                      



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          According to the author: 

            Existing law requires a private arbitration company involved  
            in consumer arbitration cases to collect and make certain  
            information regarding those cases available to the public in a  
            computer-searchable format, accessible at the Internet Web  
            site of the private arbitration company, if it has an Internet  
            Web site.  ([Code Civ. Proc. Sec.] 1281.96.)

            AB 802 modifies existing disclosure requirements and adds two  
            new required disclosures of arbitration companies.  The two  
            new requirements are:

            a. To disclose whether arbitration was demanded pursuant to a  
            pre-dispute arbitration clause and, if so, whether the  
            pre-dispute arbitration clause designated the administering  
            private arbitration company, and;
            b. To require that the information disclosed be made available  
            in a format that allows the public to search the information,  
            and shall be directly accessible from a conspicuously  
            displayed link on the Internet Web site of the private  
            arbitration company with the identifying description:  
            "consumer case information."  This requires that private  
            arbitration companies provide the currently-required  
            disclosures in a sortable database format, rather than simply  
            a "searchable" format.
               
          2.    This bill seeks to address issues of inadequate reporting  
            and non-compliance   

          This bill seeks to modify existing data reporting requirements  
          for private arbitration companies.  As noted in the Background,  
          for the last decade, private arbitration companies have been  
          subject to statutory requirements to collect and publicly  
          disclose, on a quarterly basis, in a computer-searchable format  
          on the company's Web site (if any), certain information  
          regarding the type, quantity, and particulars of consumer  
          arbitrations they administer or are involved in, as specified.   
          (See Code Civ. Proc. Sec. 1281.96.)  

          In 2002, AB 2656 (Corbett, Ch. 1158, Stats. 2002) was introduced  
          in response to skepticism about the fairness of such  
          arbitrations and concerns with the "repeat player" problem in  
          arbitrations, whereby a repeat defendant such as a corporate  
          defendant may, conspicuously or not, receive preferential  
                                                                      



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          treatment or rulings from arbitrators who rely on being selected  
          by the corporate defendant to earn a living as an arbitrator.   
          The proponents of AB 2656 argued that, in contrast to public  
          court proceedings, consumer arbitrations are conducted in secret  
          because of arbitration clauses or rules of the designated  
          provider that were designed to impose secrecy-not because there  
          was something inherent in the nature of arbitration or the  
          function of the arbitrator that requires such secrecy.   
          Accordingly, AB 2656 sought to "address these concerns and  
          reduce any bias that may exist in favor of corporate  
          repeat-players in consumer arbitration" by mandating public  
          reporting of certain information by private arbitration  
          companies conducting consumer arbitrations. 

          Despite those provisions, the author writes that: 

            A new study by the Public Law Research Institute at UC  
            Hastings College of Law shows that the longstanding and  
            pervasive issues of arbitration company compliance with the  
            consumer data law appear to persist.  (Jung, et al, Reporting  
            Consumer Arbitration Data in California (March 15, 2013)  
            (available at http://gov.uchastings.edu/public-law/index.php.)

            In addition - apart from the problem of tolerating violations  
            of a legal obligation - the failure of arbitration companies  
            to provide the legally required data may also have the effect  
            of skewing the conduct of consumer arbitrations by permitting  
            unscrupulous arbitration companies to gain an unfair  
            competitive advantage over their law-abiding competitors.   
            Like other providers of services, arbitration companies  
            compete with each other to attract business.  This competition  
            can take a variety of forms, giving rise to the criticism that  
            it gives arbitration companies an incentive to structure the  
            arbitration process to favor businesses, which are more likely  
            than consumers and employees to be repeat players in  
            arbitration.  Some observers contend that self-regulation may  
            be a valuable constraint against the perceived incentive for  
            arbitration companies to favor business parties who offer the  
            promise of repeat business.  However, the value of  
            self-regulation would appear to be largely lost, or at least  
            unascertainable, without transparency.  [ . . . ]
           
          The above-referenced 2013 UC Hastings Public Law Research  
          Institute (PLRI) study reported that of the 26 private  
          arbitration companies involved in consumer arbitrations in  
          California, 15 do not publish any of the information the statute  
                                                                      



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          requires, while 11 companies publish at least some of the  
          required information. (Note, however, that this latter figure  
          dropped to eight companies by the PLRI's December 2013 update as  
          two companies had removed their previous disclosures from their  
          Web sites and one was no longer involved in consumer  
          arbitrations.)  The PLRI reviewed a sample of each company's  
          reports and made the following findings: 
           many published reports are incomplete, either omitting  
            categories of information entirely or reporting information  
            inconsistently or ambiguously; 
           although the statute requires companies to report the amount  
            of the consumer's claim, many companies do not comply; 
           very few companies report the employee's salary range in  
            employment arbitrations as the statute requires; 
           information about the number of times the non-consumer party  
            previously arbitrated with the company is often reported  
            inconsistently or ambiguously; 
           companies use idiosyncratic labels and categories to present  
            the information, rather than using the categories the statute  
            requires; and
           while the statute requires companies to publish information in  
            a "computer-searchable format," only one company posts the  
            data in a format that allows users to manipulate or sort the  
            published information.  (See UC Hastings Public Law Research  
            Institute's Executive Summary, Reporting Consumer Arbitration  
            Data in California (Mar. 18, 2013), available at  
             [as of May 12, 2014] at pp. 1-2.)

          To address issues relating to inadequate reporting, this bill  
          seeks to clarify the current information that is to be reported  
          and expand the reporting requirements moving forward, so that  
          the private arbitration companies disclose all of the following:  

           whether the arbitration was demanded pursuant to a pre-dispute  
            arbitration clause and, if so, whether the pre-dispute  
            arbitration clause designated the administering private  
            arbitration company; 
           whether the consumer party was the initiating party or the  
            responding party, if known; 
           the nature of dispute involved, with greater precision than  
            under existing law (in terms of whether it involved goods;  
            credit; other banking or finance; insurance; health care;  
            construction; real estate; telecommunications, including  
            software and Internet usage; debt collection; personal injury;  
            employment; or other). If the employee chooses not to provide  
                                                                      



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            wage information, it may be noted;
           the name of the attorney and the full name of the law firm  
            that employs the attorney, if any, if the consumer party was  
            represented by an attorney;
           if a case was administered in a hearing, indicate whether the  
            hearing was conducted in person, by telephone or video  
            conference, or by documents only;
           whether equitable relief was requested or awarded, as well as  
            the amount of any attorney's fees awarded; and
           whether the waiver of any arbitrator fees was granted, and, if  
            so, the amount of the waiver. 

          Furthermore, this bill seeks to address the issue of  
          underreporting by codifying the intent of the Legislature that  
          private arbitration companies comply with all legal obligations  
          of this statute. 

          Notably, under the terms of this bill, the new reporting  
          requirements would be prospective only as they would apply to  
          consumer arbitrations administered by a private arbitration  
          company on or after January 1, 2015. 



          3.    Format required for the mandated disclosures  

          Under existing law, certain information regarding each consumer  
          arbitration administered by or in which a private arbitration  
          company is involved within the proceeding five years must be  
          published at least quarterly, and made available to the public  
          in a "computer-searchable format," which shall be accessible at  
          the Internet Web site of the private arbitration company, if  
          any, and on paper upon request.  

          Recognizing that "[a] consumer's ability to access the  
          arbitration reports is fundamental to ensuring transparency,"  
          the Public Law Research Institute (PLRI) at the UC Hastings  
          School of Law investigated private arbitration companies'  
          compliance with AB 2656 (Corbett, Ch. 1158, Stats. 2002) and  
          reported that such access varied among the companies.  "While  
          some company websites make the [Section] 1281.96 data easily  
          available, other websites make it difficult to locate and view  
          the data." (UC Hastings Public Law Research Institute, Reporting  
          Consumer Arbitration Data in California (Mar. 18, 2013) at p.  
          34.)  Moreover, the PLRI study reports that "[c]ompanies  
          approached the quarterly reporting requirement in two ways. Some  
                                                                      



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          companies publish a report each quarter containing the data for  
          the cases processed during that quarter. Other companies publish  
          a cumulative report, republishing it with additional cases  
          periodically. In some of the cumulative reports, the cases are  
          not reported in chronological order, making it difficult to tell  
          where one quarter begins and another ends. As the California  
          Dispute Resolution Institute noted in its 2004 study of  
          [Section] 1281.96, different posting practices complicate the  
          analysis of the data and limit its value to policy makers."   
          (Id. at 13-14.)

          To this end, this bill would strike reference to the reporting  
          of the collected information in a "computer-searchable format"  
          and instead require that all of the mandated information  
          regarding each consumer arbitration over the preceding five  
          years be made available to the public in a single cumulative  
          report.  Furthermore, the bill requires that the required  
          information be made available in a format that allows the public  
          to search and sort the information using readily available  
          software, and further requires that the information be directly  
          accessible from a conspicuously displayed link on the Internet  
          Web site of the private arbitration company with the identifying  
          description: "consumer case information."

          4.   Enforcement mechanism  

          As currently drafted, this bill would codify the Legislature's  
          intent that private arbitration companies comply with all legal  
          obligations of the resulting statute.  Even absent that  
          language, all statutes have the force and effect of law and  
          persons subject to statutes must comply with the obligations  
          imposed.  This language is intended to operate as a placeholder  
          for an enforcement mechanism which has yet to be agreed upon by  
          the author and stakeholders.  Accordingly, the author should  
          continue to work with this Committee during the process of  
          developing an appropriate enforcement mechanism.
           Support  :  None Known

           Opposition  :  None Known

                                        HISTORY
           
           Source  :  Author

           Related Pending Legislation  :  None Known

                                                                      



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           Prior Legislation  :  AB 2656 (Corbett, Ch. 1158, Stats. 2002) See  
          Background and Comment 2.

           Prior Vote  :

          Assembly Floor (Ayes 54, Noes 23)
          Assembly Judiciary Committee (Ayes 7, Noes 2) 

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