BILL ANALYSIS                                                                                                                                                                                                    �






                         SENATE COMMITTEE ON EDUCATION
                                Carol Liu, Chair
                           2013-2014 Regular Session
                                        

          BILL NO:       AB 1285
          AUTHOR:        Fong
          AMENDED:       June 11, 2014
          FISCAL COMM:   Yes            HEARING DATE:  June 18, 2014
          URGENCY:       No             CONSULTANT:Kathleen Chavira

           SUBJECT  :  Cal Grant B.
          
           SUMMARY  

          This bill requires that Cal Grant B cover tuition and fees  
          in the first year of enrollment and phases in full coverage  
          of these fees beginning with 25% of awards in 2015-16 and  
          increases by 25% annually until 100% of Cal Grant B awards  
          cover tuition and fees in the first year beginning in  
          2018-19.

           BACKGROUND  

          Current law authorizes the Cal Grant Program, administered  
          by the California Student Aid Commission, to provide grants  
          to financially needy students to attend college. The Cal  
          Grant programs include both the entitlement and the  
          competitive Cal Grant awards. The program consists of the  
          Cal Grant A, Cal Grant B, and Cal Grant C programs, and  
          eligibility is based upon financial need, grade point  
          average, California residency, and other eligibility  
          criteria, as specified in Education Code � 69433.9.  
          (Education Code 69430-69433.9)

          Current law establishes the Cal Grant B Program which  
          provides funds to eligible low-income high school graduates  
          who have at least a 2.0 GPA on a four-point scale and apply  
          within one year of graduation.  The award provides up to  
          $1,551 for books and living expenses for the first year and  
          each year following for up to four years (or equivalent of  
          four full-time years).  After the first year, the award  
          also provides tuition fee funding at qualifying  
          postsecondary institutions. Current law authorizes up to 2  
          percent of new Cal Grant B recipients to be eligible for  
          payment of tuition or fees or both in their first academic  







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          year of attendance. (Education Code � 69435.3)

          Current law provides that the amount of the award for  
          access costs cannot exceed $1,551, but provides that this  
          amount may be adjusted in the annual Budget Act. (EC �  
          69435) 

          Current law defines "access costs," for purposes of the Cal  
          Grant Program, as living expenses and expenses for  
          transportation, supplies, and books. 
          (EC � 69432.5)

           
          ANALYSIS
           
           This bill  :

          1)   Deletes the 2 percent cap on the number of new Cal  
               Grant B recipients who are required to be eligible for  
               the payment of tuition or fees or both in their first  
               academic year of attendance.

          2)   Establishes a phased in expansion of eligibility for  
               the payment of tuition or fees or both in their first  
               academic year of attendance for new Cal Grant B  
               recipients as follow:

                    a)             Requires that up to 25 percent of  
                    new Cal Grant B recipients be eligible for  
                    payment of fees and tuition in their first year  
                    of attendance for the 2014-15 academic year.

                    b)             Requires that up to 50 percent of  
                    new Cal Grant B recipients be eligible for  
                    payment of fees and tuition in their first year  
                    of attendance for the 2015-16 academic year.

                    c)             Requires that up to 75 percent of  
                    new Cal Grant B recipients be eligible for  
                    payment of fees and tuition in their first year  
                    of attendance for the 2016-17 academic year.

                    d)             Requires that all new Cal Grant B  
                    recipients be eligible for payment of fees and  








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                    tuition in their first year of attendance  
                    beginning with the 2017-18 academic year.

          3)   Prohibits the UC, CSU and qualifying nonpublic  
               postsecondary education institutions from supplanting  
               their respective institutional need-based grants with  
               Cal Grant B funds in order for students enrolled in  
               their respective segments to remain eligible to  
               receive financial aid.  

           STAFF COMMENTS 

           1)   Need for the bill  . According to the author, at the  
               inception of the Cal Grant program, it was assumed  
               that low-income students would go to community  
               colleges. The author contends that, while these  
               assumptions have changed, the structure of the program  
               has not.  The author believes that without alterations  
               to the Cal Grant B program, many students may not  
               receive the financial aid they need, serving as a  
               barrier to access to obtain a college degree.  

           2)   Cal Grant A versus Cal Grant B  .  Cal Grant A awards  
               are provided to students to cover the cost of tuition  
               or fees at public colleges and to assist with these  
               costs at private colleges and some private career  
               colleges. Under Cal Grant B, a student is awarded a  
               grant for purposes of access costs for the first year.  
                After the freshman year, the Cal Grant B award may  
               also cover tuition and fees in the same amount as a  
               Cal Grant A. 

               Traditionally, the amount of the Cal Grant A award, as  
               well as the portion of the Cal Grant B which covers  
               tuition and fees, has been set at a level which covers  
               the tuition/fees at California's public postsecondary  
               institutions.  In 2013-14, the maximum awards for Cal  
               Grants A and B are equal to the mandatory systemwide  
               tuition fees at a University of California ($12,192)  
               and California State University ($5,472), $9,084 at  
               independent non-profit institutions and Western  
               Association of Schools and Colleges-accredited private  
               for-profit institutions, and $4,000 at all other  
               private for-profit institutions.








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               According to the California Student Aid Commission  
               (CSAC), in 2010-11, the average income for new Cal  
               Grant B recipients was $17,407, versus $45,735 for new  
               Cal Grant A recipients.  There were a total of 35,747  
               new recipients for Cal Grant A and 94,710 new  
               recipients of Cal Grant B.  The largest number and  
               percentage of Cal Grant B recipients were at the  
               California Community Colleges (53%) while the largest  
               number and percentage of Cal Grant A recipients were  
               at the University of California (21%). 

           3)   Recent statutory changes to the Cal Grant program  .   
               The 2011 and 2012 Budget Acts made significant changes  
               to the Cal Grant Program. These included tighter  
               eligibility criteria for participating institutions, a  
               reduction in the award level for non-public  
               institutions, tighter eligibility criteria for renewal  
               recipients, the reduction of the amount of the Cal  
               Grant access award, and codified restrictions on the  
               use of the transfer entitlement award. According to an  
               analysis by the Assembly Appropriations Committee,  
               about 269,000 students received new or renewed Cal  
               Grant awards in 2012-13 at a General Fund cost of  
               about $1.6 billion. The previously noted reductions,  
               coupled with actions taken in the 2011-12 Budget Act,  
               impacted more than 170,000 students and reduced the  
               Cal Grant program by about $200 million.

           4)   Related TICAS findings  .  The Institute for College  
               Access and Success (TICAS) recently posted commentary  
               on what the Legislature could do to strengthen the Cal  
               Grant Program.  According to TICAS, two improvements  
               would go the farthest to improve access and success  
               for low-income, underserved students at all types of  
               colleges.   TICAS characterized the following as the  
               wisest financial aid investments California could  
               make:

               a)        Increase the size of the Cal Grant B access  
                    award. The access award helps students at all  
                    colleges limit their work hours and focus on  
                    their studies. At just $1,473, today's access  
                    award is worth just one quarter of its original  








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                    value and doesn't even cover the average cost of  
                    books and supplies.

               b)        Serve more Cal Grant eligible students.  
                    Every year the state turns away hundreds of  
                    thousands of eligible applicants because there  
                    aren't enough competitive Cal Grant awards: in  
                    2013-14, there were 16 eligible applicants for  
                    every available award. Competitive award  
                    recipients tend to have higher GPAs and lower  
                    incomes than other Cal Grant recipients. Those  
                    turned away have an average family income below  
                    $21,000 and a family size of three. 

           5)   Supplanting other forms of aid ?  The CSU reports that  
               on average, 86 percent of CSU first year Cal B  
               students are awarded a State University Grant, which  
               covers the cost of tuition fees. In addition, the CSU  
               reports that nearly 75 percent of undergraduate  
               financial aid recipients have their fees fully covered  
               by grants or waivers.  According to the UC about 10  
               percent of UC undergraduates received a Cal Grant B  
               award in 2011-12, and most UC students with a Cal  
               Grant B award generally entered as transfer students  
               or were among the 2% of Cal Grant recipients whose  
               awards provided first-year tuition coverage.  In  
               addition, beginning in 2007-08, the UC acted to shift  
               new students from Cal Grant B to Cal Grant A, to  
               ensure that the student received the highest award  
               possible over the four year period.

           6)   Increased fiscal impact with no control by the state  .   
               This bill would increase the costs of the Cal Grant  
               program, specifically, the cost to the state for Cal  
               Grant B recipients, the lowest income financial aid  
               recipients in the Cal Grant program.  However, it  
               appears that these costs may already be covered  
               through institutional aid programs at the public  
               institutions, and that the bill may simply be shifting  
               the costs of tuition/fees from the institutions to the  
               Cal Grant program.  While this may result in the use  
               of institutional aid to serve other enrolled students,  
               unlike the Cal Grant program, the Legislature does not  
               currently dictate the criteria for eligibility for  








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               institutional aid program funds.  Campuses would have  
               the discretion to reallocate the "savings" realized as  
               the result of the Cal Grant program based upon their  
               own internal criteria and priorities.  

           7)   Are the non-supplanting provisions effective  ?  This  
               bill prohibits a qualifying institution from  
               supplanting its institutional need-based funds and to  
               maintain funding amounts for these grant levels equal  
               to that maintained for undergraduate students during  
               the 2013-14 academic year, as a condition of continued  
               Cal grant participation.  As noted in staff comments 5  
               and 6, the bill would essentially allow campuses the  
               discretion to use those funds to assist whatever  
               students the university determines are eligible for  
               the increased institutional aid resources.  
               
               Staff recommends the bill be amended to instead  
               require that, students who receive a Cal Grant B that  
               includes tuition costs in the first year shall have  
               the amount of institutional aid equal to that award  
               used to offset the highest interest rate loans  
               extended to the student as part of their financial aid  
               award, and, if no such student loans are part of the  
               award, the institution shall use these funds to offset  
               the highest interest rate loan awards for other Cal  
               Grant recipient students.  

           8)   What about using the savings to assist middle class  
               students  ?  According to TICAS Cal Grants help  
               thousands of students get to and through college, but  
               even so, college remains least affordable for  
               California's lowest income students, regardless of  
               what type of college they attend.  According to TICAS,  
               at UC, the lowest income families pay 64 percent of  
               their discretionary income to cover college costs,  
               while the highest income families pay 21 percent.  

               Additionally, the Legislature has recently taken other  
               action to assist middle class families with college  
               costs. As part of the 2013-14 Budget, the Legislature  
               established the Middle Class Scholarship Act which  
               provides up to $305 million annually to pay up to 40  
               percent of a student's UC or CSU tuition for families  








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               earning up to $100,000 annually in household income.  
               The Act also provides that financial aid would  
               decrease, on a sliding scale, to 10 percent of tuition  
               at $150,000 in household income.

           9)   Does this bill cover fees for students who get Board  
               of Governors (BOG) waivers  ?  Current law, under  
               statutes establishing a long-term Cal Grant policy (EC  
               � 66021.2) provides that payment of the first year  
               fees under the Cal Grant B program specifically  
               exclude community college students who receive a Board  
               of Governors (BOG) fee waiver.  Is it the intent that  
               the changes in this bill override this exclusion?   
               Should the costs currently covered through a BOG fee  
               waiver be shifted to the Cal Grant program? Although  
               law establishing the 2 percent cap on Cal Grant B fee  
               awards in the first year clearly cross references the  
               BOG fee waiver exclusion, this bill does not clearly  
               apply that same exclusion.  According to the  
               California Community Colleges, any student who is  
               currently awarded a Cal Grant B would be eligible for  
               the BOG fee waiver. If it is the desire of the  
               committee to advance this legislation, staff  
               recommends the bill be amended to make this exclusion  
               clear. 

           10)  Related Legislative Analyst Office (LAO) overview  .  In  
               2013-14, The LAO prepared an overview of financial aid  
               proposals for the Legislature.  The LAO noted that  
               current law (Education Code � 69500) establishes that  
               the primary purpose of student assistance programs is  
               to provide all Californians equal opportunity and  
               access to postsecondary education.  The Legislative  
               Analyst Office (LAO) also noted that some proposals  
               could serve other objectives, such as expansion of  
               institutional choice and improved affordability.   
               Finally, the LAO provided the following ranking of  
               various proposals that were before the Budget  
               Conference Committee in 2013 based upon the likelihood  
               of their improving access, consistent with the  
               statutory purpose outlined in current law.        
                 
                a)        Increase Cal Grant amounts for living  
                    expenses, books and vocational education.








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               b)        Increase Cal Grant amounts for qualifying  
                    private colleges.

               c)        Increase the number of Cal Grants directed  
                    at older, nontraditional students.

               d)        Increase funding to the University of  
                    California, California State University and  
                    community colleges for enrollment growth.

               e)        Cover first-year tuition for low-income  
                    students who generally do not qualify for tuition  
                    aid because they have a sub-3.0 GPA.

               f)        Eliminate income and asset test requirement  
                    for Cal Grant renewals.

               g)        Fund middle-class scholarship program.

           SUPPORT  

          American Association of University Women
          California Competes
          California Federation of Teachers
          California State Student Association
          California Student Aid Commission
          Education Trust West
          Los Angeles NAACP
          Public Advocates
          Southern California College Access Network
          The Institute for College Access & Success
          University of California Student Association
          Young Invincibles

           OPPOSITION

           None on file.