BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 1309
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          CONCURRENCE IN SENATE AMENDMENTS
          AB 1309 (Perea)
          As Amended  September 5, 2013
          Majority vote 
           
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          |ASSEMBLY:  |61-4 |(May 2, 2013)   |SENATE: |34-2 |(September 6,  |
          |           |     |                |        |     |2013)          |
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           Original Committee Reference:    INS.

          SUMMARY  :  Limits access to the California workers' compensation  
          system for professional athletes employed by out-of-state teams.

           The Senate amendments  :

          1)Delete a special statute of limitations rule that would have  
            applied only to professional athletes.

          2)Recast the definition of "temporarily within this state" for  
            professional athletes by adopting a formula based on less than  
            20% of the athlete's duty days within the past year occurring  
            within the state in lieu of a 90-day rule.

          3)Provide that professional athletes who are employed by out of  
            state teams may access the California workers' compensation  
            system if:

             a)   The athlete played at least two years for a California  
               team, or 

             b)   Played more than 20% of his or her career for a  
               California team.

          4)Provide that professional athletes employed by out of state  
            teams who may file a claim against a California team by virtue  
            of qualifying prior service with that team lose the right to  
            file if the athlete plays a total of seven seasons for out of  
            state teams.

          5)Define California team as a team that plays a majority of its  
            home games in California.

          6)Provide that the bill's provisions apply to all claims filed  








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            on or after September 15, 2013.

          7)Add a severability clause.

          8)Declare the intent of the Legislature that the bill applies  
            only to professional athletes and their employers, and to no  
            other employees or employers.

          9)Declare the intent of the Legislature that the bill shall have  
            no impact on a specified California Court of Appeal decision  
            and a specified Workers Compensation Appeals Board decision.

          10)Declare the intent of the Legislature that a specified  
            Workers Compensation Appeals Board decision applies only to  
            professional athletes as defined by the bill.


           EXISTING LAW  :

          1)Provides that an employee who has been hired or regularly  
            employed in California is protected by California's workers'  
            compensation laws.

          2)Provides that an employee who is hired outside of California  
            is exempted from California's workers' compensation laws when  
            temporarily within California if the employer has furnished  
            workers' compensation coverage under the laws of the other  
            state that protects the out of state employee while  
            temporarily in California, provided the other state has a  
            jurisdictional law similar to California's ("reciprocity").

          3)Provides that, where there is reciprocity, the workers'  
            compensation laws of the other state shall be the exclusive  
            remedy for injuries incurred by the out of state employee  
            while temporarily employed in California.

          4)Provides in most workers' compensation cases where there are  
            multiple employers who might be responsible for the effects of  
            an injury, the costs of benefits are apportioned among those  
            employers.

          5)Provides, with respect to occupational disease or cumulative  
            injury, that the last employer is responsible for the entire  
            amount of benefits.









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          6)Establishes, based on case law, that the "last employer" rule  
            means "the last employer over which California has  
            jurisdiction."

          7)Provides that a proceeding for workers' compensation benefits  
            must be commenced within one year of the date of injury.

          8)Provides, with respect to an occupational disease or  
            cumulative injury, that the date of injury is the date the  
            employee first suffered disability from the injury, and knew  
            or should have known that the disability was caused by his or  
            her present or prior employment.

          9)Provides, based on case law, that the statute of limitations  
            is tolled after an injury until the injured employee is  
            provided notice of his or her workers' compensation rights.

          10)Establishes the California Insurance Guarantee Association  
            (CIGA) to, among other things, pay workers' compensation  
            benefits to injured employees whose employer was covered by a  
            now-insolvent insurer.

          11)Finances CIGA through direct employer assessments and the  
            issuance of bonds that are supported by direct employer  
            assessments.

           COMMENTS  :  

           1)Purpose  .  According to the author, out of state professional  
            athletes are taking advantage of loopholes in California's  
            workers' compensation system to the detriment of substantial  
            California interests, and to the detriment of California  
            sports teams.  Specifically, as a result of the "last employer  
            over which California has jurisdiction" rule, and the absence  
            of an enforceable one-year limitations period, California  
            teams are facing cumulative injury claims from players with  
            extremely minimal California contacts, but substantial playing  
            histories for teams in other states.  In addition, out of  
            state sports teams are having claims filed against them in  
            California that are resulting in a number of serious  
            consequences for California, including:  1) clogging the  
            workers' compensation courts with cases that should be filed  
            in another state, thereby delaying cases of California  
            employees, 2) causing all insured California employers to  
            absorb rapidly escalating costs being incurred by CIGA, and 3)  








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            placing increasing pressure on insurers to raise workers'  
            compensation rates generally in California to cover these  
            rapidly rising unanticipated expenses.  In many of these cases  
            the players have already received workers' compensation  
            benefits from other states, as well as employment benefits  
            covering the same losses they are seeking compensation for in  
            California.

           2)What does the bill do ?  The bill essentially prohibits  
            professional athletes employed by out of state teams from  
            filing California workers' compensation claims, but allows  
            some of these athletes who have defined prior contacts with  
            California teams to file claims.  The bill also applies these  
            rules to claims filed on or after September 15, 2013.

           3)The Senate amendments  .  Amendments in the Senate narrow  
            application of the bill in three primary ways:  1) elimination  
            of a special statute of limitations for professional athletes,  
            2) elimination of the provision applying the bill's rules to  
            existing cases, and 3) more liberally defining when a player  
            from an out of state team who played earlier in his or her  
            career for a California team may file against the California  
            team.

           4)CIGA .  California experienced several major workers'  
            compensation insurer insolvencies - in the mid-1980s as well  
            as in the late 1990s and early 2000s.  As a result of these  
            insolvencies, many of the claims being addressed by the bill  
            are not being paid by the insurer that provided workers'  
            compensation coverage during the time the player played for  
            the particular team.  Rather, these claims are being paid by  
            CIGA, which is financed by a broad-based assessment on all  
            insured California employers.

          According to CIGA, it has paid over 800 of these claims in  
            recent years, and has over 1,000 claims pending.  Of even  
            greater concern to CIGA, the pace of new filings has been  
            rapidly increasing, and it is receiving an average of 34 new  
            claims per month.  CIGA also notes that the claims are  
            increasingly from non-Californians, and that while former  
            National Football League (NFL) players used to be the bulk of  
            the claims, players from other sports are now increasingly  
            filing.  CIGA interprets this trend as suggesting total claims  
            will continue to increase as non-football players recognize  
            the opportunity to file.  As confirmation of CIGA's concern,  








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            Major League Baseball reports that it is experiencing similar  
            escalating frequency of claims - over 30 per month in the past  
            year.

           5)Medical treatment and player benefits  .  One of the primary  
            arguments made by players is that their injuries sustained  
            during their careers require ongoing medical treatment.  And  
            in many cases this is without doubt true.  However, it is not  
            true that California workers' compensation claims are the only  
            routes to obtain that medical care.  And, in fact, in excess  
            of 90% of the out of state professional athlete claims that  
            have been settled do not include future medical awards because  
            the players have settled out medical care for lump sum  
            payments.  While it is not universally the case, the leading  
            reason that players settle future medical rights for a lump  
            sum is that they have secured medical care through other  
            sources - often their league or the team they played for.  For  
            example, NFL players have post-career disability income  
            benefits, medical insurance benefits, and league-paid medical  
            savings accounts, depending on length of career, among other  
            collectively bargained benefits.  In addition, there is the  
            recent $765 million brain injury settlement reached between  
            the NFL and the NFL Player's Association.

          It should also be noted that, starting January 1, 2014, under  
            the federal Affordable Care Act, retired players otherwise  
            without access to comprehensive health insurance will be  
            eligible for coverage without limitation for pre-existing  
            conditions.

           6)Collective bargaining  .  All of the major sports have  
            well-established and well-funded player associations, and to  
            varying degrees have entered into collective bargaining  
            agreements that contain a range of benefits that provide  
            protection for the same issues that workers' compensation  
            benefits cover, often with better coverage than workers'  
            compensation.  Player representatives argue that this process  
            has worked well, and that player benefits should be resolved  
            at the bargaining table, and not in the Legislature.  They  
            contend that the bill's proponents are attempting to obtain by  
            legislation that which they should be discussing at the  
            bargaining table.

           7)Reciprocity  .  Current California law contains what is referred  
            to as a "reciprocity" provision that operates to preclude out  








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            of state players from filing a claim in California if their  
            home state has enacted the proper statute.  Where there is an  
            adequate other state law, such as Ohio's, the claims at issue  
            in this bill are barred in California.  Thus, Cincinnati  
            Bengals', Cincinnati Reds', Cleveland Indians', and Cleveland  
            Cavaliers' former players, otherwise in similar circumstances  
            with players from a number of other states, are barred from  
            coming to California with their workers compensation claims.   
            Proponents of the bill argue that this long-standing provision  
            evidences a policy that requires out of state employees to  
            turn to their own state's workers' compensation system.  The  
            problem, they argue, with this approach is that it places the  
            policy decisions raised by this bill in the hands of other  
            states that may or may not adopt a conforming law.


           Analysis Prepared by  :    Mark Rakich / INS. / (916) 319-2086 


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