BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 1394
                                                                  Page  1

          Date of Hearing:   April 10, 2013

                           ASSEMBLY COMMITTEE ON INSURANCE
                                Henry T. Perea, Chair
            AB 1394 (Committee on Insurance) - As Introduced March 4, 2013
          
          SUBJECT  :   State Compensation Insurance Fund

           SUMMARY  :   Authorizes the State Compensation Insurance Fund  
          (SCIF) to have four additional "exempt" positions.   
          Specifically,  this bill  :  

          1)Authorizes the Board of Directors of SCIF to appoint four  
            additional exempt employees:

             a)   Chief Medical Officer;
             b)   Chief Actuarial Officer; 
             c)   Chief Claims Operations Officer; and
             d)   Chief of Internal Affairs.

           EXISTING LAW :

          1)Establishes SCIF as a quasi-state agency for the purpose of  
            transacting workers' compensation insurance both competitively  
            in the market and as the insurer of last resort for California  
            businesses that require coverage but cannot obtain that  
            coverage from private insurers.

          2)Provides that SCIF is governed by an 11-member Board of  
            Directors, nine of whom are appointed by the Governor and two  
            by the Legislature.

          3)Provides generally that SCIF employees are subject to the  
            state civil service system.

          4)Authorizes the SCIF Board to appoint 7 exempt employees:

             a)   President;
             b)   Chief Financial Officer;
             c)   Chief Operating Officer;
             d)   Chief Information Technology Officer;
             e)   Chief Investment Officer;
             f)   Chief Risk Officer; and
             g)   General Counsel.









                                                                  AB 1394
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          5)Authorizes the SCIF Board to set the salary of these exempt  
            employees.

           FISCAL EFFECT  :   None.  SCIF is 100% funded by premiums and  
          investment income, and receives no state funds.

           COMMENTS  :   

           1)Purpose  .  According to SCIF, AB 1394 is designed to continue  
            improvements in its operational efficiency by providing its  
            Board the discretion to appoint highly skilled, specialized  
            experts and executives needed in order for SCIF to be  
            competitive with other insurers and provide lower costs and  
            better service to California's employers. SCIF further notes  
            that it must be able to attract and retain industry experts to  
            fulfill its mandated role as a viable, competitive option for  
            California employers.  It contends that it has not been able  
            to find the talent it needs, such as medical directors,  
            actuaries and other industry experts, within the civil service  
            system.  

           2)Background  .  In the early 2000's, SCIF became embroiled in  
            controversies relating its governance and the actions of  
            certain of its officers.  Audits and investigations were  
            undertaken, although no criminal charges were brought against  
            any SCIF employees.  However, the administrative audits did  
            result in a substantial reformation of the governance of SCIF.  
             The reforms included expansion of the Board of Directors from  
            5 to 11 members, compensation for Board members, and exempt  
            positions were created so that SCIF could more effectively  
            operate as a $20 billion insurance company.  AB 1874 (Coto),  
            (Statutes 2008, Chapter 322) and SB 1145 (Machado), (Statutes  
            2008, chapter 344) enacted these reforms.

          The consensus in 2008 was that SCIF had been unreasonably  
            restricted in its management and governance structure, and  
            that organizing SCIF less like a state agency, and more like  
            an insurance company, made sense for California.  In general,  
            these reforms have been well-implemented and well-received in  
            the market and by SCIF's regulator, the Insurance  
            Commissioner.  

           3)Prior Legislation  .  Last Session, the Senate considered SB  
            1406 (Emmerson).  As introduced, that bill would have  
            authorized the SCIF Board to create an unlimited number of  








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            unidentified exempt positions, in addition to the positions  
            specifically named in statute.  The bill was later amended to  
            limit the number of additional exempt positions to 20.   
            Finally, the bill was amended to authorize 3 of the 4  
            additional exempt positions proposed by AB 1394, plus 3  
            undefined exempt positions that could be created by the SCIF  
            Board.  SB 1406 was held on the Senate Appropriations  
            Committee suspense file.

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          State Compensation Insurance Fund

           Opposition 
           
          None received.
           
          Analysis Prepared by  :    Mark Rakich / INS. / (916) 319-2086