BILL ANALYSIS                                                                                                                                                                                                    �



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          Date of Hearing:  April 28, 2014


                     ASSEMBLY COMMITTEE ON REVENUE AND TAXATION
                                Raul Bocanegra, Chair

                  AB 1777 (Quirk-Silva) - As Amended:  April 7, 2014
          
                                       SUSPENSE
           
           2/3 vote.  Fiscal Committee.
           
          SUBJECT  :  Income taxation:  timeliness penalty:  abatement

           SUMMARY  :  Requires the Franchise Tax Board (FTB), upon taxpayer  
          request, to abate a timeliness penalty (Failure-to-File or  
          Failure-to-Pay), as specified.  Specifically,  this bill  :  

          1)Allows a taxpayer to request abatement under the provisions of  
            this bill for a timeliness penalty that has previously been  
            considered and rejected for abatement, waiver, or rescission  
            pursuant to the provisions of the section under which the  
            penalty is imposed.  

          2)Provides that a taxpayer may, in lieu of requesting  
            consideration for abatement, waiver, or rescission pursuant to  
            the provisions of the section under which the penalty is  
            imposed, instead request abatement of a timeliness penalty  
            under the provisions of this proposal.

          3)Provides that timeliness penalties shall be abated if all of  
            the following apply:

             a)   The taxpayer has not been previously required to file a  
               California tax return under the Personal Income Tax (PIT)  
               or the Corporation Tax (CT) law, or no other timeliness  
               penalty has been imposed by the FTB in the calendar year of  
               the request for abatement or in the prior four tax years;

             b)   The taxpayer has filed all returns required under the  
               provisions of this bill, the PIT or the CT law, as of the  
               date of the taxpayer's request for abatement; and,

             c)   Excluding the timeliness penalty that is the subject of  
               the abatement request, the taxpayer has paid in full, or  








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               arranged to pay pursuant to an installment agreement, any  
               tax penalties, fees, and interest due for all currently  
               required returns and the taxpayer is current with all  
               installment payments.

          4)Defines "timeliness penalty" as a penalty imposed under  
            Revenue and Taxation Code (R&TC) Sections 19131  
            (Failure-to-File), 19132 (Failure-to-Pay), 19172 (Partnership  
            Failure-to-File), or 19172.5 (S Corporation Failure-to-File).

          5)Provides that a timeliness penalty imposed and subsequently  
            abated due to a determination of reasonable cause or  
            reasonable cause and not willful neglect, with respect to the  
            taxpayer or the taxpayer's spouse, shall be considered to have  
            not been imposed.

          6)Provides that a timeliness penalty is considered imposed on  
            the original due date of the return for the taxable year for  
            which the penalty is imposed.

          7)Provides that if a taxpayer requests abatement for more than  
            one taxable year and two or more taxable years would be  
            eligible for abatement under this section, then only the  
            penalty for the earliest taxable year shall be abated.

          8)Provides that this bill shall apply to requests for abatement  
            made before, on, or after the effective date of the act adding  
            this proposal.

          9)Allows the FTB to issue any regulation necessary or  
            appropriate to implement the program.

          10)Provides, notwithstanding Government Code Section 13340, a  
            continuous appropriation from the General Fund to the FTB for  
            amounts necessary to make the payments required by this bill  
            for the abatement of penalties paid before the effective date  
            of the act adding this bill.

          11)Provides findings and declarations that the abatement of  
            timeliness penalties with respect to abatement penalties paid  
            before the enactment of this proposal serves a public purpose  
            and does not constitute a gift of public funds.

           EXISTING FEDERAL LAW  :









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          1)Imposes a penalty for failing to file an income tax return by  
            the due date, unless it is shown that such failure is due to  
            reasonable cause and not due to willful neglect, of 5% of the  
            amount of tax required to be shown on the return, less any  
            earlier payments or credits, for the first month the return is  
            late.  The penalty increases by 5%, to a maximum of 25  
            percent, for each additional month the return remains unfiled.  
             The penalty is calculated as the lesser of $100 or the amount  
            of tax required to be shown on the return for failing to file  
            within 60 days of the due date, including extensions.   
            (Internal Revenue Code (IRC) Section 6651.)

          2)Imposes a penalty for failing to pay the tax shown on an  
            income tax return or an assessed deficiency by the due date,  
            unless it is shown that such failure is due to reasonable  
            cause and not due to willful neglect, of 0.5% of the tax due  
            for the first month the payment is late.  The penalty  
            increases by 0.5% per month that the balance remains  
            outstanding to a maximum of 25%.  IRC Section 6651.

          3)Provides taxpayers, beginning in 2001, with additional  
            procedures for abatement under the First-Time Abate (FTA)  
            relief program for penalties incurred when failing to file an  
            income tax return by the due date or failing to pay the tax  
            shown on an income tax return.  The FTA is available under the  
            Internal Revenue Service's (IRS's) general authority, rather  
            than being allowed by statute or regulation.  The IRS, on  
            April 5, 2013, modified the FTA policy to require a reasonable  
            cause explanation by the taxpayer that will be considered  
            after the normal FTA analysis.  If the taxpayer is not  
            eligible for penalty relief under the FTA, then the taxpayer's  
            explanation will be used to determine if penalty relief may be  
            granted under the reasonable cause exception.

          4)The FTA relief is generally available if the taxpayer:

             a)   Has not previously been required to file a return or has  
               no prior penalties, except the estimated tax penalty, for  
               the preceding three years; and, 

             b)   Has filed or filed a valid extension for, all currently  
               required returns and paid, or arranged to pay, any tax due.

            A penalty assessed and subsequently reversed in full will  
            generally be considered to show compliance for that period.   








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            The penalty relief is only applied to a single tax period, and  
            may only be used once.  (Internal Revenue Manual  
            20.1.1.3.6.1.)
               
          5)Provides a reasonable cause exception to taxpayers who can  
            show that there was a reasonable cause for failure to comply.   
            In general, a failure to pay will be considered to be due to  
            reasonable cause to the extent that the taxpayer has made a  
            satisfactory showing that he exercised ordinary business care  
            and prudence in providing for payment of his tax liability and  
            was nevertheless either unable to pay the tax or would suffer  
            an undue hardship if he paid on the due date.  (Code of  
            Federal Regulation (CFR) Section 301.6651-1(c).)

           EXISTING STATE LAW  :  

          1)Imposes a penalty for failing to file an income tax return by  
            the due date, unless it is shown that such failure is due to  
            reasonable cause and not due to willful neglect, of 5% of the  
            amount of tax required to be shown on the return, less any  
            earlier payments or credits, for the first month the return is  
            late.  The penalty increases by 5%, to a maximum of 25%, for  
            each additional month the return remains unfiled.  The penalty  
            is calculated as the lesser of $135 or the amount of tax  
            required to be shown on the return for failing to file within  
            60 days of the due date, including extensions.  Imposes a  
            penalty of 15% per month, up to a maximum of 75%, if the  
            failure to file an income tax return was due to fraud.  (R&TC  
            Section 19131.)  

          2)Imposes a penalty for failing to pay the tax shown on an  
            income tax return or an assessed deficiency by the due date,  
            unless it is shown that such failure is due to reasonable  
            cause and not due to willful neglect, of 5% of the tax not  
            paid by the original due date of the return.  In addition to  
            the 5% penalty, a monthly penalty of 0.5% percent will be  
            imposed for each additional month or fraction thereof that the  
            tax remains unpaid, up to a maximum of 40 months.  The  
            aggregate amount of penalty shall not exceed 25% of the total  
            unpaid tax.  (R&TC Section 19132.)

          3)Imposes a penalty when a partnership or S corporation fails to  
            file a return, unless it is shown that the failure is due to  
            reasonable cause, of $18 per month multiplied by the number of  
            persons who were partners in partnership or shareholders in  








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            the S corporation during any part of the taxable year.  (R&TC  
            Sections 19172 and 19172.5.)

           FISCAL EFFECT  :   The Franchise Tax Board estimates that this  
          bill will reduce General Fund revenues by $5.4 million in Fiscal  
          Year (FY) 2014-15, $24 million in FY 2015-16, and $23 million in  
          2016-17.

           COMMENTS  :   

          1)The author states "[a]uthorizing the FTB to implement  
            first-time abatement penalty relief would reduce taxpayer  
            dissatisfaction, result in increased filing compliance, and  
            decrease the costs incurred by taxpayers and the Board of  
            Equalization (BOE)."

          2)Proponents state "[h]istorically, compliant taxpayers that  
            file or pay late are penalized with the same severity as  
            noncompliant taxpayers.  The FTB currently lacks authority to  
            consider compliance history in the determination of whether to  
            abate these penalties.  Penalty abatement, such as the one  
            proposed in AB 1777, can turn a delinquent tax debt on its  
            head, providing a taxpayer with a workable solution, as  
            opposed to a crushing financial problem.  Additionally,  
            proponents claim that, "[p]roviding the FTB with authorization  
            to grant penalty relief for otherwise compliant taxpayers may  
            reduce taxpayer dissatisfaction and result in increased filing  
            compliance."

          3)Committee Staff Notes:

              a)   FTA and Subsequent Updates  .  The FTA has been in place  
               since 2001 and provides a one-time abatement of certain  
               penalties for taxpayers who can show a history of  
               compliance.  The FTA waiver is applicable to individuals  
               and businesses that have been assessed penalties for  
               failing for file, failing to pay, or failing to deposit  
               penalties.  The program is meant to encourage voluntary  
               compliance and not penalize taxpayers that have a history  
               of tax compliance.

             In September 2012, the Treasury Inspector General for Tax  
               Administration released a report (Report) on the  
               administration of the FTA.  In general, the Report found  
               that the IRS did not apply the FTA consistently and did not  








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               encourage voluntary compliance.  (Penalty Abatement  
               Procedures Should Be Applied Consistently to All Taxpayers  
               and Should Encourage Voluntary Compliance, Treasury  
               Inspector General for Tax Administration, RN: 2012-40-113,  
               Sept. 19, 2012.)  Changes to Internal Revenue Manual were  
               later made as a result of the Report, including  
               clarification that a taxpayer must have filed all currently  
               required returns and paid or arranged to pay any tax due.

              b)   Penalties Increase Compliance  .  In general,  
               Failure-to-File and Failure-to-Pay penalties are imposed as  
               a method of increasing compliance.  The federal FTA  
               provides a waiver for first-time filers or taxpayers who  
               have been compliant in the last three years.  It is unclear  
               how a waiver of penalties for individuals failing to follow  
               the law will increase tax compliance.  For taxpayers who  
               have been compliant in the last three years, and understand  
               their obligation to follow the law, it is especially  
               unclear as to how an FTA will increase compliance.  The  
               federal FTA also appears to acknowledge that ignorance of  
               the law, in the case of taxpayers failing to file for the  
               first time, is acceptable.

              c)   Smaller Benefits under the FTA  .  The Treasury Inspector  
               General found, in its Report, that some of the taxpayers  
               who used the federal FTA instead of the reasonable cause  
               abatement had less of their penalties forgiven, in part,  
               because the accrued penalties are not assessed until there  
               are funds in the account to pay all or part of the accrued  
               interest.  Similar issues would exist with the enactment of  
               this bill because a waiver of the Failure-to-Pay penalty  
               would only apply to the assessed penalty, which would not  
               include the accrual of the 0.5% per month.  If the taxpayer  
               were to instead receive penalty relief under reasonable  
               cause, the entire penalty would be abated.    

              d)   Inconsistent Application  .  According to the Report, not  
               all taxpayers with compliant histories received the federal  
               FTA waiver.  Of the 500 taxpayers who were assessed a  
               penalty and who qualified for an FTA waiver, only 44  
               received a waiver under the federal FTA program.

               Many taxpayers failed to request a waiver of penalties  
               under the FTA because the IRS did not widely publicize the  
               opportunity.  In fact, the Report, which was published in  








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               2012, mentioned that the Form 1040 instructions did not  
               include information on the FTA waiver, nor did the IRS' Web  
               site, Eight Facts on Penalties.  The Eight Facts on  
               Penalties Web site and the Form 1040 instructions have not  
               been changed since the release of the Report to include  
               information on the FTA waiver.

              c)   High Federal Error Rates  .  According to the Report, a  
               high percentage of incorrect FTA determinations were made  
               and not corrected by employees.  As a way of helping  
               employees determine FTA waivers, the IRS developed the  
               Reasonable Cause Assistant program.  Out of a sample of 63  
               cases, the Reasonable Cause Assistant program made 56  
               incorrect determinations.  None of the incorrect  
               determinations were corrected by employees.  

             d)   Current Procedures May Preclude Future Use of FTA  .  The  
               IRS, after modifying the Internal Revenue Manual, made  
               clear that the IRS will continue to evaluate a taxpayer's  
               compliance history for the FTA waiver before evaluating  
               other defenses, such as the reasonable cause.  The Report  
               noted that considering FTA waivers before the reasonable  
               cause defense would simplify the abatement process for the  
               IRS, but it could also harm taxpayers.  For example, assume  
               that a taxpayer receives a federal FTA waiver despite also  
               meeting the criteria for the reasonable cause defense in  
               year one.  The following year, the taxpayer is late in  
               paying his taxes and receives a Failure-to-Pay penalty, but  
               has no reasonable cause for the late payment.  Because the  
               taxpayer was granted an FTA waiver in year one, the  
               taxpayer will not be eligible for an FTA waiver for the  
               current penalty.  Had the taxpayer received the reasonable  
               cause waiver in year one instead of the FTA waiver, the  
               taxpayer would have been eligible for an FTA waiver for the  
               subsequent penalty.

               Unlike the federal FTA, this bill would generally allow a  
               taxpayer to choose between a waiver of penalties under the  
               reasonable cause exception or a waiver of penalties as  
               provided for by this proposal.  Because the federal FTA  
               will continue to evaluate a taxpayer's compliance history  
               for FTA before evaluating other defenses, it may be  
               possible for a taxpayer to receive an FTA waiver at the  
               federal level and a reasonable cause waiver at the state  
               level.  This may prevent future use of the FTA waiver at  








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               the federal level but not at the state level.  

              e)   Four-Year Look-Back Period  .  In order to qualify for a  
               penalty relief under the federal FTA, a taxpayer must have  
               no prior penalties, except the estimated tax penalty, for  
               the preceding three years.  This bill would require a  
               taxpayer to show that no timeliness penalty has been  
               imposed by the FTB for the year in which the request for  
               abatement is made and the preceding four tax years.  Under  
               the provisions of this bill, it may be possible for a  
               taxpayer to receive a federal FTA waiver but not a state  
               waiver.

              f)   Multiple "First Time" Abatements  .  The provisions of  
               this bill would enact a First-Time Abatement program  
               similar to that of the federal program.  Under the  
               provisions of this bill, the FTB is required to abate a  
               timeliness penalty if the taxpayer shows that:  (i) no  
               timeliness penalties have been imposed in the preceding  
               four years, (ii) all returns have been filed as required by  
               law, and (iii) the taxpayer has paid in full, or arranged  
               to pay pursuant to an installment agreement, any tax  
               penalties, fees, and interest due for all currently  
               required returns.  Because none of the provisions of this  
               bill specifically limits the use of this program in  
               subsequent years, it is possible that a taxpayer can  
               utilize this program once every four years, which may  
               actually discourage taxpayers from complying with the law. 

              g)   Conformity Issues  .  In general, state conformity with  
               federal law promotes greater simplicity and eases  
               administration of complex tax laws.  By enacting a state  
               version of the federal FTA, this bill would appear to bring  
               California closer to conformity with federal law.  However,  
               the abatement program, as authorized by this bill, appears  
               to operate independently of the federal program and may  
               provide penalty relief when such relief is not available at  
               the federal level.  The independent nature of a state and  
               federal FTA program may actually increase taxpayer  
               dissatisfaction and do little to increase compliance.

              h)   Implementation Concerns  .  As noted by the FTB's staff,  
               "[t]his bill would require changes to the department's  
               accounting systems to allow tracking of taxpayers that have  
               received penalty relief based on their compliance history.   








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               Additionally, the department would require the development  
               of procedures, training materials, notices, forms,  
               instructions, and other documents necessary to implement  
               the penalty relief this bill would allow."  Additionally,  
               "staff estimates an increase in taxpayer requests for  
               penalty relief and a resulting increase in the volume of  
               'reasonable cause' determinations that would require  
               additional staff to maintain acceptable response times."

               Finally, FTB's staff explains that "[s]ubdivision (f)  
               provides for a continuous appropriation from the General  
               Fund for refund amounts of penalties abated under this bill  
               that have been previously paid.  Under existing law, these  
               amounts would be paid from the Tax Relief and Refund  
               Account and not the General Fund.  In addition, because  
               existing law includes a continuous appropriation to pay  
               such amounts, this amendment is unnecessary."

              i)   Related Legislation  .  AB 2065 (Gorell), introduced in  
               the current legislative session, is identical to this bill.  
                AB 2065 has not been heard as yet by this Committee.

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          Franchise Tax Board (Sponsor)
          California Chamber of Commerce
          California Grocers Association
          California Manufacturers & Technology Association
          California Society of Enrolled Agents
          California Taxpayers Association
          Council on State Taxation 
          Spidell Publishing Inc.
          State Board of Equalization, George Runner
          State Board of Equalization, Michelle Steel

           Opposition 
           
          None on file
           
          Analysis Prepared by  :  Carlos Anguiano / REV. & TAX. / (916)  
          319-2098 










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