BILL ANALYSIS                                                                                                                                                                                                    �



                                                                            



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                                    THIRD READING


          Bill No:  AB 1856
          Author:   Wilk (R)
          Amended:  6/10/14 in Senate
          Vote:     21

           
           SENATE BANKING & FINANCIAL INSTITUTIONS COMM.  :  8-0, 6/4/14
          AYES:  Evans, Block, Correa, Hill, Morrell, Roth, Torres, Vidak
          NO VOTE RECORDED:  Hueso

           SENATE JUDICIARY COMMITTEE  :  6-0, 6/17/14
          AYES:  Jackson, Corbett, Lara, Leno, Monning, Vidak
          NO VOTE RECORDED:  Anderson

           ASSEMBLY FLOOR  :  78-0, 4/28/14 (Consent) - See last page for  
            vote


           SUBJECT  :    Deposit in lieu of bond

           SOURCE  :     Conference of California Bar Associations


           DIGEST  :    This bill updates Californias Bond and Undertaking  
          Law to add cashiers checks and bonds and notes of the United  
          States and the State of California to the list of items of value  
          that may be deposited with a court in lieu of a bond. 
          
           ANALYSIS  :    

          Existing law:

          1.Provides that unless an undertaking is given, the perfecting  
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            of an appeal shall not stay enforcement of the judgment or  
            order of a trial court if the judgment or order is for either  
            money or the payment of money, or costs awarded by the court,  
            as specified. 

          2.Establishes the procedures and requirements for executing,  
            posting, filing, furnishing, or otherwise providing a bond or  
            undertaking as security. 

          3.Provides that the Bond and Undertaking Law applies to any bond  
            or undertaking given as security pursuant to any statute of  
            this state, except to an undertaking of bail or where another  
            statute prescribes a different rule or is inconsistent.  

          4.Authorizes, pursuant to the Bond and Undertaking Law, the  
            deposit of several different types of assets with a court in  
            lieu of a bond, including lawful money of the U.S., bearer  
            bonds and bearer notes, certificates of deposit payable to the  
            officer of the court, and insured savings accounts or share  
            accounts assigned to the officer of the court.

          5.Provides that a deposit in lieu of bond shall be in an amount  
            or have a face value, or in the case of bearer bonds or bearer  
            notes have a market value, equal to or in excess of the amount  
            that would be required to be secured by the bond if the bond  
            were given by an admitted surety insurer. 

          6.Provides that a deposit in lieu of bond shall be accompanied  
            by an agreement executed by the depositor authorizing the  
            officer to collect, sell, or otherwise apply the deposit to  
            enforce the liability of the principal on the deposit. 

          This bill:
           
           1.Provides that, except as specified or to the extent a statute  
            providing for a bond precludes a deposit in lieu of bond or  
            limits the form of deposit, a person may instead of giving a  
            bond and without prior court approval, deposit with a  
            designated officer any asset permitted by the Bond and  
            Undertaking Law.

          2.Expands the Bond and Undertaking Law to include a cashier's  
            check, made payable to a designated officer, issued by a bank,  
            savings association, or credit union authorized to do business  

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            in this state, among the assets that may be deposited in lieu  
            of bond.

          3.Provides that all bonds or notes, including bearer bonds and  
            bearer notes, of the United States or the State of California,  
            may be deposited in lieu of bond under the Bond and  
            Undertaking Law; and specifies the terms upon which the  
            deposit of a bond or note shall be accomplished.

          4.Makes other conforming changes to the Bond and Undertaking Law  
            reflecting the expanded class of assets that may be deposited  
            in lieu of bond.

           Background
           
          Existing law allows parties to deposit cash or other cash  
          equivalents with the court, in lieu of a bond, and prescribes  
          the types of monetary instruments that are acceptable for use in  
          this context.  California's Bond and Undertaking Law was a  
          product of the California Law Revision Commission (CLRC).   
          According to information obtained from CLRC's Web site, the Bond  
          and Undertaking Law, enacted in 1982, was intended to  
          standardize what had previously been over 500 different  
          statutory provisions governing bonds and undertakings, and bring  
          sense and consistency to this area of the law.  

          The provisions of the Bond and Undertaking Law that this bill  
          proposes to amend read in much the same way they did, when they  
          were enacted in 1982.  They refer to bearer bonds and bearer  
          notes backed by the State of California or the United States,  
          none of which have been issued since the 1980s, and to the  
          Department of Financial Institutions, which was merged with the  
          Department of Corporations into the Department of Business  
          Oversight in 2013.  These provisions also fail to reference  
          bonds and notes other than bearer bonds and bearer notes, and  
          fail to reference cashier's checks, which are generally  
          understood to be cash equivalents.  

          One of the sections of law that this bill proposes to amend  
          authorizes the deposit of several different types of cash  
          equivalents with the court in lieu of a bond.  Existing law  
          requires most of these cash equivalents to be federally insured  
          by the Federal Deposit Insurance Corporation or the National  
          Credit Union Association or to be guaranteed by an agency  

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          approved by the Department of Financial Institutions.  

          Under existing law, the only type of security that is not  
          required to be federally insured when deposited with a court in  
          lieu of a bond is cash.  This bill proposes to treat cashier's  
          checks deposited in lieu of a bond just as cash is treated under  
          existing law (i.e., in an uninsured manner).  

          According to the Judicial Council of California, the court  
          system currently banks with Bank of America.  Pursuant to  
          Government Code Section 16521, a bank is only eligible to  
          receive demand or time deposits from state or local entities, if  
          that bank deposits security with the State Treasurer equal to at  
          least 110% of the amounts deposited with that bank.  In order to  
          be eligible to accept a $1 million deposit from the courts, Bank  
          of America must deposit at least $1.1 million in eligible  
          securities with the State Treasurer.  This excess security  
          serves to protect state deposits, and precludes a need for cash  
          and cashier's checks deposited with a court in lieu of a bond to  
          be placed in individual accounts, each of which is below the  
          federal deposit insurance limit.  

           Comments
           
          According to the author's office, this bill amends California's  
          Bond and Undertaking Law to update the instruments that may be  
          deposited to stay enforcement of a money judgment pending  
          appeal.  This bill will benefit all parties to the suit, as well  
          as the courts, by streamlining the appeal process and  
          eliminating unnecessary motions that waste time and resources of  
          all concerned, both litigants and courts. 

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  No   Local:  
           No

           SUPPORT  :   (Verified  6/19/14)

          Conference of California Bar Associations (source) 
          Appellate Courts Section of the Los Angeles County Bar  
          Association 
          California Appellate Law Group

           ARGUMENTS IN SUPPORT  :    The Conference of California Bar  
          Associations (CCBA), sponsor of this bill, is seeking to update  

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          the list of acceptable forms of security that may be deposited  
          with the court, to reflect current instruments of unquestioned  
          value, and thereby eliminate the need to expend litigants' and  
          courts' time and resources on unnecessary motions to have these  
          forms of security approved.  Making deposits in lieu of a bond  
          can provide equal or greater security to a judgment creditor,  
          because the deposit is cash or a cash equivalent, rather than a  
          promise to pay.  Deposits in lieu of bonds may be quicker for  
          the judgment debtor to obtain, and presumably less expensive,  
          because the judgment debtor will be spared the cost of bond  
          premiums.  CCBA states, "The list of instruments acceptable for  
          deposit under the law has not been updated since 1982.  As a  
          result, the list includes instruments (e.g., bearer bonds and  
          bearer notes) which are no longer issued, but does not include  
          common instruments of acknowledged stability and value, such as  
          U.S. Treasury bonds, bonds issued by the State of California,  
          and cashier's checks, which are the functional equivalent of  
          cash."


           ASSEMBLY FLOOR  :  78-0, 4/28/14
          AYES:  Achadjian, Alejo, Allen, Ammiano, Atkins, Bigelow, Bloom,  
            Bocanegra, Bonilla, Bonta, Bradford, Brown, Buchanan, Ian  
            Calderon, Campos, Chau, Ch�vez, Chesbro, Conway, Cooley,  
            Dababneh, Dahle, Daly, Dickinson, Donnelly, Eggman, Fong, Fox,  
            Frazier, Beth Gaines, Garcia, Gatto, Gomez, Gonzalez, Gordon,  
            Gorell, Gray, Grove, Hagman, Hall, Harkey, Roger Hern�ndez,  
            Holden, Jones, Jones-Sawyer, Levine, Linder, Logue, Lowenthal,  
            Maienschein, Medina, Melendez, Mullin, Muratsuchi, Nazarian,  
            Nestande, Olsen, Pan, Patterson, Perea, V. Manuel P�rez,  
            Quirk, Quirk-Silva, Rendon, Ridley-Thomas, Rodriguez, Salas,  
            Skinner, Stone, Ting, Wagner, Waldron, Weber, Wieckowski,  
            Wilk, Williams, Yamada, John A. P�rez
          NO VOTE RECORDED:  Mansoor, Vacancy


          MW:nl  6/20/14   Senate Floor Analyses 

                           SUPPORT/OPPOSITION:  SEE ABOVE

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