BILL ANALYSIS                                                                                                                                                                                                    �



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          Date of Hearing:   April 1, 2014

                       ASSEMBLY COMMITTEE ON HIGHER EDUCATION
                                 Das Williams, Chair
              AB 1976 (Quirk-Silva) - As Introduced:  February 19, 2014
           
          SUBJECT  :   Student financial aid: Competitive Cal Grant A and B  
          awards.

           SUMMARY  :   Authorizes 50,000 Competitive Cal Grant A and B  
          awards, commencing with the 2015-16 academic year, and  
          authorizes the California Student Aid Commission (CSAC) to  
          utilize data from the three award years immediately preceding in  
          order to estimate the maximum number of award offers that CSAC  
          may make without exceeding 50,000 acceptances.  Authorizes CSAC  
          to exceed the 50,000 award limit in any academic year and then  
          reduce the number of awards in the subsequent year by the number  
          of awards granted over 50,000.

           EXISTING LAW  : 

          1)Establishes the Cal Grant program awards to provide tuition  
            and access cost assistance to eligible students attending  
            qualified institutions:

             a)   Cal Grant A Entitlement Awards.  Students that meet  
               income, asset and other eligibility requirements, have at  
               least a 3.0 grade point average, and apply either the year  
               they graduate from high school or the following year are  
               entitled to an award that provides coverage for tuition and  
               fees.      

             b)   Cal Grant B Entitlement Awards.  Students that meet  
               income and asset (lower thresholds than Cal Grant A) and  
               other eligibility requirements, have at least a 2.0 GPA and  
               apply either the year they graduate from high school or the  
               following year are entitled to a living allowance and  
               tuition and fee assistance.  Awards for first-year students  
               are limited to an allowance for books and living expenses  
               ($1,473).  In the second and subsequent years, the award  
               provides tuition and fee support. 

             c)   California Community College (CCC) Transfer Entitlement  
               Awards.  Cal Grant A and B awards are guaranteed to every  
               student who graduated from a California high school after  








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               June 30, 2000, was a California resident at the time of  
               high school graduation, transferred to a qualifying  
               baccalaureate-degree granting institution from a CCC during  
               the award year, was under the age of 28 at the time of the  
               transfer, and had a minimum California Community College  
               GPA of 2.4.

             d)   Competitive Cal Grant A and B Awards.  Students who are  
               not eligible for entitlement awards may compete for a Cal  
               Grant A or B Competitive award.  The award benefits and  
               eligibility requirements are the same as the entitlement  
               program, but awards are not guaranteed. Annually, 22,500  
               Cal Grant Competitive awards are available. Of these,  
               11,250 are for students who do not qualify for a Cal Grant  
               Entitlement award, but who otherwise meet the Cal Grant  
               requirements.  The remaining awards are set aside for  
               eligible CCC students.

             e)   Cal Grant C Awards.  Students attending qualifying  
               occupational, technical, and vocational programs are  
               eligible for up to $547 for books and equipment and $2,462  
               for tuition and fees.  In 2012-13, applicants competed for  
               7,761 grants; applicants are ranked by work experience,  
               educational history, vocational aptitude, and occupational  
               goal. 

             f)   Cal Grant T Awards. Designed to help post-baccalaureate  
               students pursue their initial California teaching  
               credential, funding for new Cal Grant T awards has not been  
               authorized since 2002-03.

          2)Maximum award amounts for CSU and UC are established in the  
            annual Budget Act and have traditionally covered all  
            systemwide tuition and fees.  The maximum tuition award for  
            Cal Grant A and B for students attending private for-profit  
            colleges is $4,000 (commencing 2013-14), and for students  
            attending non-profit or WASC-accredited for-profit  
            institutions is $8,056 (commencing 2014-15). 

           FISCAL EFFECT  :  Unknown

           COMMENTS  :   Background  .  Upon submission of a completed  
          application, which includes the Free Application for Federal  
          Student Aid (FAFSA) and GPA requirements, each student's  
          electronic file is reviewed by CSAC for overall eligibility.   








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          Students who do not meet the requirements for an Entitlement Cal  
          Grant award are considered for the Competitive program.  CSAC  
          uses a 200-point scoring system to evaluate applications for the  
          Competitive Cal Grant awards.  Scoring is based on income  
          levels, GPA, access equalizer, parents' education level, and  
          student or parent household status.  Students are placed in  
          cohorts based on scoring of approximately 1,000-2,000 students,  
          and cutoff scores are established to determine which cohorts  
          will be offered an award.  According to CSAC, cutoff scores are  
          set with the goal of getting as close to 22,500 as possible.  In  
          2001-02, the first award cycle, the take-rate in the Competitive  
          program was 79.7%; meaning nearly 20% of grants were unclaimed  
          by students.  The take-rate declined slightly each year, until  
          2013-14, when CSAC expanded efforts to maximize award use.   

           Purpose of this bill  .  According to the author, in 2012-13,  
          317,500 qualified applicants competed for only 22,500 awards,  
          and of those statutorily authorized awards, a large number went  
          unused.  According to the author, CSAC is fearful of making  
          additional award offers in case too many students accept grants,  
          creating a liability CSAC cannot fulfill.  This bill would make  
          three important changes to the Competitive Cal Grant Program:  
          (1) increase the maximum number of Competitive Cal Grant A and B  
          Awards to 50,000 annually; (2) authorize CSAC to establish a  
          take-rate upon which to base the number of award offers each  
          year; and (3) authorize CSAC to exceed the 50,000 award limit in  
          an academic year, if the take-rate exceeds expectations, and  
          reduce the number of awards by the overage in the subsequent  
          academic year.    

           Increasing the number of Competitive Cal Grant Awards  .  On  
          October 7, 2013, the Assembly Higher Education Committee held an  
          oversight hearing to examine affordability in California's  
          public colleges and universities.  As witnesses testified, a  
          student's ability to pay for college is a major factor in  
          enrollment and completion of a degree program; significant unmet  
          need results in students being less likely to enroll and, once  
          enrolled, low-income students are also less likely to complete  
          their degree program.  Financial aid plays a vital role in  
          leveling the playing field and increasing access, retention, and  
          completion rates.  California has made a substantial commitment  
          to college affordability through the Cal Grant Program; still,  
          there is room for improvement.  Among the recommendations  
          provided to the Committee, witnesses encouraged an increase in  
          the number of awards provided in the Competitive Cal Grant  








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          Program.  This bill would increase the maximum number of  
          Competitive Cal Grant Awards to 50,000. 

           Underutilization in the Competitive Award  .  CSAC currently  
          offers awards to more than 22,500 students in each academic  
          year.  The chart below shows the total numbers of awards offered  
          for the past several years.

                  ----------------------------------------------------- 
                 | Award Year  |Total Awards Offered | Over Statutory  |
                 |             |                     |      Limit      |
                 |-------------+---------------------+-----------------|
                 |   2011-12   |       25,459        |   2,959 (13%)   |
                 |-------------+---------------------+-----------------|
                 |   2012-13   |       26,237        |   3,737 (17%)   |
                 |-------------+---------------------+-----------------|
                 |   2013-14   |       28,970        |6,470            |
                 |             |                     |(29%)            |
                  ----------------------------------------------------- 
                     
          Despite CSAC making offers to more students than the allowable  
          statutory limit, each year Competitive Cal Grant awards are  
          unclaimed.  The chart below shows the number of awards claimed  
          (both recipients and eligible deferments) in recent academic  
          years. 

             ----------------------------------------------------------- 
            | Award Year | Total Paid  | Percentage of |   Number of    |
            |            | Recipients  |    22,500     |   Grants NOT   |
            |            |             |               |    Awarded     |
            |------------+-------------+---------------+----------------|
            |  2011-12   |   17,157    |    76.30%     |     5,343      |
            |------------+-------------+---------------+----------------|
            |  2012-13   |   16,412    |    72.90%     |     6,088      |
            |------------+-------------+---------------+----------------|
            |  2013-14   |   19,302    |    85.80%     |3,198           |
            |            |             |               |                |
             ----------------------------------------------------------- 

          In an attempt to address underutilization, CSAC efforts have  
          largely focused on increasing the number of students claiming  
          awards.  CSAC has increased the number of messages sent to  
          students, established procedures to assist campuses in  
          processing and paying students Competitive awards, and expanded  
          training for financial aid administrators.  CSAC does not appear  








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          to have focused efforts on increasing the number of award offers  
          based on the take-rate of awards.  This bill would authorize,  
          but not require, CSAC to use data from the preceding three award  
          years to establish a take-rate to determine a maximum number of  
          award offers that could be made without exceeding 50,000 awards.  
           CSAC would also be authorized to exceed the 50,000 award limit  
          in one academic year and then reduce the number of awards, by  
          the prior year award overage, in the immediate subsequent year.   


          Committee staff recommends amendments to require CSAC to  
          establish a specific method for calculating the take-rate and  
          number of award offers to make in each academic year, as  
          follows:

          Education Code �69473(b):

          (5)(A) In granting awards for the 2015-16 award year, the  
          commission shall do all of the following:

            (i) Establish a target of 50,000 awards to be paid.
            (ii) Establish a take-rate for awards by dividing the total  
            number of awards paid by the total number of offers made  
            during the three award years immediately preceding the 2015-16  
            award year.
            (iii) Estimate the number of award offers that the commission  
            may make to achieve the target for awards paid by dividing  
            50,000 by the take-rate estimated pursuant to clause (ii).

          (B) In granting awards under this article for the 2016-17 award  
          year and subsequent award years, the commission shall do all of  
          the following:
            (i) Calculate a target for awards to be paid by subtracting  
            the number of awards paid in the previous award year from the  
            target for awards paid in the previous award year and adding  
            the result to 50,000.
            (ii) Estimate the take-rate for awards by dividing the total  
            number of awards paid by the total number of offers made  
            during the three award years immediately preceding that award  
            year.
            (iii) Estimate the number of award offers that the commission  
            may make to achieve the target for awards paid calculated  
            pursuant to clause (i) by dividing the target by the take-rate  
            estimated pursuant to clause (ii).









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          (6) Notwithstanding paragraphs (1 to (4), inclusive, the  
          commission may exceed the 50,000 award limit in an academic year  
          when the number of acceptances exceeds 50,000, provided that, in  
          the 2016-17 award year and subsequent award years, the  
          commission grants awards in accordance with subparagraph (B) of  
          paragraph (5).    
               
           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          American Civil Liberties Union
          Kern Community College District
          Las Angeles Community College District
          National Association of Social Workers - California Chapter
          South Orange Community College District
          The Institute for College Access and Success (TICAS)
          Yosemite Community College District
          Young Invincibles

           Opposition 
           
          None on file.
           

          Analysis Prepared by  :    Laura Metune / HIGHER ED. / (916)  
          319-3960