BILL ANALYSIS                                                                                                                                                                                                    �



                                                                AB 1979
                                                                Page  1

        CONCURRENCE IN SENATE AMENDMENTS
        AB 1979 (Nazarian)
        As Amended  August 5, 2014
        Majority vote
         
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        |ASSEMBLY: |73-0 |(May 8, 2014)   |SENATE: |35-0 |(August 18, 2014)    |
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        |COMMITTEE VOTE:  |5-0  |(August 26, 2014)   |RECOMMENDATION: |concur    |
        |(Ed.)            |     |                    |                |          |
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        Original Committee Reference:    ED.

          SUMMARY  :  Expands the definition of "project" under the California  
        School Finance Authority (CSFA) Act (Act) to include the  
        reimbursement for the costs of acquisition, construction,  
        expansion, remodeling, renovation, improvement, furnishing, or  
        equipping of an educational facility to be financed or refinanced;  
        expands the authority to use the intercept repayment method to  
        include other bond-related costs, and consolidates the caps on the  
        total amount of revenue bonds that may be issued and outstanding at  
        any time under the Act.  

         The Senate amendments  :

        1)Require the reimbursement from bond proceeds to comply with  
          federal tax law in accordance with an opinion of counsel that  
          supports special treatment under federal tax law for the bonds  
          issued for the applicable financing or refinancing.

        2)Add language modifying the provisions that outline conditions to  
          be met by a school district, charter school, county office of  
          education, or community college district electing to guarantee or  
          provide for payment of bonds and related obligations through the  
          intercept repayment mechanism under the Act.  Specifically, this  
          bill:

           a)   Expands the costs which may be covered via the intercept  
             repayment method to include payment on authority bonds,  
             payments under credit enhancement or liquidity support  
             agreements and amounts pledged or assigned under these  








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             agreements, payments to fund reserves for these items, fees  
             and charges, and any other costs necessary or incidental to  
             financing or refinancing activity under the Act. 

           b)   Modifies the process to be followed by a borrower in order  
             to initiate the intercept repayment method to reflect current  
             practice. 

           c)   Establishes the rules by which the State Controller  
             (Controller) shall conduct the intercept and provides that the  
             Controller may rely on the requests for intercept made by  
             investors, bondholders, trustees, borrowers, and credit  
             providers without liability if these requests are made in  
             compliance with the bill's provisions.  

           d)   Establishes the following new authorities for the CSFA:

             i)     Authorizes the CSFA to require participation in the  
               intercept repayment under the terms of financing/refinancing  
               under the Act.

             ii)    Authorizes the CSFA to impose limits on new  
               participation in the intercept repayment process.

             iii)   Authorizes the CSFA to require school districts, county  
               offices of education, charter schools, and community college  
               districts to apply to CSFA in order to participate in the  
               intercept repayment process.

           e)   Declares that these provisions do not obligate the State of  
             California to provide additional appropriations to fund debt  
             service obligations beyond those specifically designated for  
             apportionment to the participating school district, charter  
             school, county office of education, or community college  
             district. 

        3)Add language eliminating the distinction in the cap between  
          revenue bonds issued and outstanding under the Act and the cap on  
          the total amount outstanding for purposes of the intercept  
          repayment mechanism, and consolidates these caps into a single  
          total amount of revenue bonds that may be issued and outstanding  
          at any time under the Act.  Specifically, this bill:

           a)   Eliminates the $4 billion cap on the amount of bonds  
             outstanding for purpose of the intercept repayment mechanism. 








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           b)   Eliminates the $400 million cap on the total amount of  
             revenue bonds that may be issued and outstanding at any time  
             for any purpose under the Act.  

           c)   Caps the total amount of revenue bonds that may be issued  
             and outstanding under the Act at $4.4 billion.

        4)Add double jointing language to avoid chaptering out provisions  
          contained in SB 971 (Huff) of the current legislative session.  

         FISCAL EFFECT  :  According to the Senate Appropriations Committee,  
        pursuant to Senate Rule 28.8, negligible state costs.  

         COMMENTS  :  The CSFA was established as a conduit to secure  
        financing for working capital and facilities projects for school  
        districts, charter schools and community college districts.  The  
        CSFA operates under the State Treasurer's Office, who is the  
        sponsor of this bill.  According to the Treasurer's Office, because  
        school districts and community colleges are able to issue general  
        obligation bonds on their own, the CSFA has provided financing  
        mostly to charter schools.  Over the last four years, CSFA has  
        issued $279.6 million bonds for 120 charter school facilities.   
        Charter schools are the obligor and make bond payments through an  
        intercept process whereby the State Controller intercepts or  
        redirects state funds allocated to charter schools to make bond  
        payments.  According to the CSFA, bonds are typically sold to large  
        institutional investors, with interest rates ranging between 4.19%  
        to 7.58% over the last four years.  

        Under the CSFA Act, "project" is defined as the acquisition,  
        construction, expansion, remodeling, renovation, improvement,  
        furnishing, or equipping of an educational facility to be financed  
        or refinanced.  According to the Treasurer's Office, "when  
        borrowers embark on a bond sale to fund a capital project, the  
        governing board of the entity adopts an inducement resolution that  
        starts the clock on the project.  The resolution enables the entity  
        to begin to incur project-related expense and pay for these  
        expenses out of existing operating or other funding sources and  
        reimburse itself with bond proceeds once the bonds are sold.   
        Almost all financings issued through CSFA utilize this resolution  
        to begin work on projects in advance of bonds closing with the  
        expectation that costs will be reimbursed once the sale of bonds  
        takes place."  









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        When bonds are issued, the Attorney General (AG), who serves as the  
        legal counsel for the CSFA, provides an issuer's opinion to protect  
        the CSFA in the bond sale.  The AG's Office opined last year that  
        the CSFA Act authorizes the proceeds of bond funds to be used for  
        financing or refinancing of projects, but does not expressly  
        provide authority to reimburse borrowers for costs incurred prior  
        to issuance of the bond.  

        This bill expands the definition of "project" to include the  
        reimbursement for the costs of acquisition, construction,  
        expansion, remodeling, renovation, improvement, furnishing, or  
        equipping of an educational facility to be financed or refinanced.   
        This language is consistent with the authority provided to other  
        boards, commissions and authorities under the Treasurer's Office,  
        such as the California Health Facilities Financing Authority, the  
        California Educational Facilities Authority, and the California  
        Pollution Control Authority.  

        In light of the AG's opinion, the AG's Office stopped providing  
        legal opinions on bonds, and the Treasurer's Office has retained  
        outside counsel.  This has resulted in higher costs to the  
        borrowers due to much higher fees charged by outside counsel (e.g.,  
        $170 per hour for the AG and $500/hour for outside counsel).  The  
        Treasurer's Office states that any savings derived from this bill  
        could be better used for classroom purposes.    

        Amendments adopted in the Senate make changes to the intercept  
        process.  According to the sponsor, the AG has interpreted current  
        law as authorizing the intercept process to be used only to service  
        debt payments and not for other bond-related costs.  This bill  
        authorizes an optional intercept to be used for other costs  
        associated with bond financing such as bond counsel and  
        underwriting costs, making this financing more attractive to  
        borrowers and investors.  The bill also prescribes the process for  
        participation in the intercept process.   

        Amendments adopted in the Senate also consolidate the caps on the  
        amount of debt authorized to be issued.  Current law divides CSFA's  
        maximum bond authority into two categories:  $400 million for debt  
        that is not intercepted and $4 billion for debt that is  
        intercepted.  According to the Treasurer's Office, CSFA has issued  
        approximately $295 million in charter school debt over the last  
        three years, of which, only one financing for $7 million did not  
        use the intercept method.  In addition, the Treasurer's Office  
        reports that the intercept repayment option is typically preferred,  








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        if not required, by potential investors.  This bill combines both  
        categories of debt under a single cap, authorizing a total of $4.4  
        billion in bonds, regardless of the repayment method, in  
        recognition of the current environment at CSFA with respect to  
        charter school financings.  


         Analysis Prepared by  :    Sophia Kwong Kim / ED. / (916) 319-2087 


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