BILL ANALYSIS                                                                                                                                                                                                    �




                   Senate Appropriations Committee Fiscal Summary
                            Senator Kevin de Le�n, Chair


          AB 2096 (Muratsuchi) - Securities Transactions
          
          Amended: August 7, 2014         Policy Vote: BFI 7-2; Jud 4-3
          Urgency: No                     Mandate: No
          Hearing Date: August 11, 2014                           
          Consultant: Maureen Ortiz       
          
          This bill meets the criteria for referral to the Suspense File.
          
          
          Bill Summary:  AB 2096 would create a new way in which a person  
          seeking to offer or sell securities could qualify their  
          offering, by authorizing the "qualification by notification" of  
          offers or sales of securities advertised by means of general  
          solicitation and general advertising, as specified.
          

          Fiscal Impact: 
          
              Admin costs of approximately $2.8 million, partially offset  
              by fee revenue (Special Fund)

          The Department of Business Oversight indicates the need for 15  
          PYs based on approximately 1,800 filings that will have to be  
          reviewed and approved within 10 business days.   Each  
          application will require an application fee of $200 plus 1/5 of  
          1% of the total aggregate value.   Since that exact data is  
          unknown, revenue is also unknown but anticipated to be about $2  
          million.

          Background:  The federal Securities Act of 1933 establishes a  
          framework for regulating the offer and sale of securities and  
          ensuring the protection of investors that purchase those  
          securities.  Generally speaking, the Securities Act of 1933  
          requires the offer or sale of all securities to be registered  
          with the Securities and Exchange Commission (SEC) and to be  
          structured as prescribed in federal law and regulation, unless  
          the offer or sale is covered by an exemption.  This federal act  
          also require those who offer (i.e., market) and sell securities  
          to be licensed as investment advisers or broker-dealers, unless  
          either the transaction or the activity being undertaken is  
          exempt. However, Regulation D authorizes a series of exemptions  








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          from the registration requirements of the Securities Act of  
          1933.

          California state law provides that it is unlawful for any person  
          to offer or sell any security in this state, unless such  
          offering or sale has been qualified by the commissioner, as  
          specified, or unless the offering or sale is covered by an  
          express exemption; and authorizes the qualification by  
          notification of any security issued by a person that is the  
          issuer of a security registered under Section 12 of the  
          Securities Exchange Act of 1934 or issued by an investment  
          company registered under the Investment Company Act of 1940.

          Proposed Law:  AB 2096 authorizes the "qualification by  
          notification" for security offerings that meet the following  
          criteria:

             a)    The aggregate amount of securities sold to all  
               investors by the issuer within any 12 month period is not  
               more than $1 million.
             b)   The aggregate amount sold to any investor does not  
               exceed $5,000, or a greater amount as the DBO commissioner  
               may provide as specified.
             c)   The offering meets the federal exemption requirement for  
               sales of securities not exceeding $1 million.

          Additionally, the issuer must file with the Commissioner,  
          provide to investors, and make available to potential investors  
          the following information:

             a)   A Small Company Offering Registration disclosure  
               statement on Form U-7.  The issuer must ensure that the  
               cover page of the Form U-7 includes statements that the  
               Commissioner has not approved the transaction; the dollar  
               amount the company is seeking to raise; and a notification  
               that funds will be returned if the company does not raise a  
               minimum amount.  

             b)   For offerings that, together with all other offerings of  
               the issuer within the preceding 12-month period, have  
               offering amounts of $100,000 or less in the aggregate:  the  
               income tax returns filed by the issuer for the most  
               recently completed year, if any; and financial statements  








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               of the issuer, certified by the principal executive officer  
               of the issuer to be true and complete in all material  
               respects.

             c)   For offerings that, together with all other offerings of  
               the issuer within the preceding 12-month period, have  
               offering amounts between $100,000 and $500,000:  all  
               financial statements reviewed by a public accountant who is  
               independent of the issuer, using professional standards and  
               procedures or standards and procedures established by the  
               commissioner by rule.

             d)   For offerings that, together with all other offerings of  
               the issuer within the preceding 12-month period, have  
               offering amounts of more than $500,000: audited financial  
               statements.

          AB 2096 requires the issuer to set aside all funds raised as  
          part of the offering in a third-party escrow account, to be held  
          until the minimum offering amount is reached, and return all  
          funds to investors, if the minimum offering amount is not  
          reached within one year following the effective date of the  
          offering.

          Lastly, the bill directs a court to award attorney's fees and  
          costs, and authorizes the award of treble or punitive damages,  
          to a prevailing plaintiff purchaser who brings an action against  
          any person for a violation of the bill's provisions.  

          Staff Comments:  Ordinarily, the words "qualified" or  
          "registered" suggest to investors that an offering has undergone  
          significant review by either the state or federal securities  
          regulator.  Under existing state law, there are only three ways  
          to qualify a securities offering, all of which require  
          significant review of the offering by either the SEC or DBO.  

          AB 2096 would authorize use of the word "qualified" in  
          connection with offerings that would not have to undergo  
          extensive review by either DBO or the SEC.  Issuers wishing to  
          utilize the qualification by notification authorized by this  
          bill would have to submit information about their offering and  
          their financial condition to DBO.  The offering would  
          automatically become qualified, unless DBO makes an affirmative  








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          finding within 10 business days of receiving the notification  
          that the proposed transaction is unfair, unjust, or inequitable.