BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 2099
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          Date of Hearing:   April 22, 2013

                       ASSEMBLY COMMITTEE ON HIGHER EDUCATION
                                 Das Williams, Chair
                  AB 2099 (Frasier) - As Introduced:  March 3, 2014
           
          SUBJECT  :   Postsecondary Education: Title 38 Awards.

           SUMMARY :   Establishes minimum student outcome requirements for  
          postsecondary institutions approved by the California State  
          Approving Agency for Veterans Education (CSAAVE) to participate  
          in federal veteran's education benefits.  Specifically,  this  
          bill  :  

          1)Finds and declares that federal regulations require  
            postsecondary institutions operating in California seeking to  
            enroll veterans eligible for Title 38 awards to meet federal  
            criteria and additional reasonable criteria in order to be  
            approved by CSAAVE, and that it is reasonable to establish  
            state-level specified quality and oversight requirements.

          2)Establishes the Title 38 Funding Program and establishes  
            CSAAVE as responsible for approving courses at qualifying  
            institutions seeking to enroll veterans or others eligible for  
            Title 38 awards in accordance with federal law, the provisions  
            of this bill, and any other reasonable criteria established by  
            CSAAVE.

          3)Defines a qualifying institution to mean an institution that  
            does all of the following:

             a)   Provides information on where to access California  
               license examination passage rates for undergraduates  
               enrolled in programs for which licensure is required, if  
               that data is electronically available through the licensure  
               agency.  Requires the institution to certify compliance to  
               CSAAVE;

             b)   Provides evidence of accreditation to CSAAVE from an  
               accrediting agency recognized by the US Department of  
               Education (USDE).  Unaccredited degree granting  
               institutions are authorized to remain Title 38 eligible if  
               they receive pre-accreditation status by 2016 and  
               accreditation status by 2017;









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             c)   Provides data to CSAAVE regarding the institution's  
               veteran student retention rate and graduation rate, time to  
               degree, cohort default rate, and graduate placement and  
               graduate starting salary.  CSAAVE is required, to the  
               extent feasible, to ensure collection and reporting  
               calculations comply with federal and state reporting  
               requirements; and,

             d)   Provides to CSAAVE evidence of compliance with the  
               federal Principles of Excellence program.

             e)   Meets one of the following requirements:

               i)     CSAAVE certifies the institution meets specified  
                 performance standards.

                  (1)       The institution meets one of the following  
                    requirements:

                    (a)         The institution maintains a three-year  
                      Cohort Default Rate (CDR) of less than 15.5% and a  
                      graduation rate of greater than 30%; or,

                    (b)         The institution maintains a three-year CDR  
                      of less than 10% and a graduation rate of above 20%  
                      (eligible until 2018-19); or,

                    (c)         Less than 40% of undergraduate students  
                      borrow federal loans.

                  (2)       Requires, if USDE corrects or revises an  
                    institution's CDR or graduation rate and the revised  
                    rate satisfies the standard, the institution to  
                    immediately regain eligibility. 

                  (3)       Provides that a private postsecondary  
                    educational institution that becomes ineligible under  
                    these requirements is provided the opportunity to gain  
                    eligibility through application to, and approval from,  
                    the Bureau for Private Postsecondary Education  
                    (Bureau).

               ii)    The institution is a private postsecondary  
                 institution issued an approval to operate from the  
                 Bureau.








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           EXISTING LAW  :

          1)Establishes the California Department of Veterans Affairs  
            (CalVet) to provide support to veterans living in California  
            by ensuring that veterans and their families receive the state  
            and federal benefits and services to which they are entitled. 

          2)Establishes, among other requirements, CDR and graduation rate  
            performance requirements, virtually identical to those  
            contained in this bill, for educational institutions  
            participating in the Cal Grant Program, administered by the  
            California Student Aid Commission (CSAC).

          3)Establishes the Bureau to provide oversight of private  
            postsecondary educational institutions operating in  
            California.  Established by Assembly Bill 48 (Portantino,  
            Chapter 310, Statutes of 2009), the bill took effect January  
            1, 2010, to make many substantive changes that created a  
            foundation for oversight and gave the new Bureau an array of  
            enforcement tools to ensure schools comply with the law.  

           FISCAL EFFECT  :  Unknown

           COMMENTS  :   Background on military aid  .  The GI Bill, signed in  
          1944 by President Roosevelt, gave servicemen and women the  
          opportunity of resuming their education or technical training  
          after discharge with tuition assistance and a monthly living  
          allowance while pursuing their studies. Educational benefits are  
          currently available both to active duty personnel and veterans  
          through two key programs: the Tuition Assistance program  
          administered and run by the Department of Defense (DOD) and the  
          Post-9/11 Veterans Educational Assistance Act administered by  
          the Department of Veterans Affairs (VA).  According to data from  
          the National Center for Education Statistics, during Fiscal Year  
          2011, 923,836 U.S. service members received over $10 billion in  
          assistance from military and veteran educational benefit  
          programs, with 9.6% living in California. 

           Veterans and the for-profit sector  .  There have been multiple  
          reports and hearings focused on the experience of veterans at  
          private for-profit institutions.  According to a 2010 report  
          issued by the U.S. Senate Health, Education, Labor and Pensions  
          (HELP) Committee, between 2009 and 2010, revenue from military  
          educational benefits at 20 for-profit education companies  








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          increased 211%.  The report also noted that because neither DOD  
          nor VA benefits originate through Title IV, money that  
          institutions received through these programs was not counted as  
          federal financial aid, thus not subject to a key regulatory  
          requirement governing for-profit schools that no more than 90%  
          of revenues come from federal financial aid.  This so-called  
          "90/10" rule essentially considers DOD and Veterans funds as  
          non-federal aid by allowing these funds to be counted in the 10  
          percent of the calculation, despite the fact that the money  
          comes from federal taxpayers.  The report found that four of the  
          five for-profit schools receiving the most Post-9/11 GI Bill  
          funding in the first year had loan repayment rates of only 31 to  
          37 percent.  The report further found that the same four of five  
          schools receiving the most Post-9/11 GI funding had at least one  
          campus with a student default rate above 24 percent over three  
          years. 

          For-profit schools have come under particular scrutiny for  
          practices used to recruit military veterans.  Recently,  
          California State Attorney General Kamala Harris filed suit  
          against Corinthian Colleges, Inc. (CCI) for false and predatory  
          advertising, intentional misrepresentations to students,  
          securities fraud and unlawful use of military seals in  
          advertisements.  According to the complaint, CCI included  
          official military seals in mailings and on websites.

           CSAAVE oversight of veteran serving institutions  .  CSAAVE,  
          housed within CalVet, is federally funded and operates under an  
          annual reimbursement contract with the VA.  In its role as the  
          approval agency, the primary function of CSAAVE is to review,  
          evaluate and approve quality educational and training programs  
          for veteran's benefits.  CSAAVE is intended to approve colleges  
          and universities, vocational schools, business schools,  
          professional schools, and licensing and certification training  
          and tests, all of which must lead to an educational,  
          professional or vocational objective.  There is no current  
          requirement for CSAAVE to provide recourse for students  
          attending approved institutions and in the event that a student  
          was misled or unable to become employed following enrollment at  
          a program.  

           Purpose of this bill  .  According to the author, this bill will  
          tighten requirements that colleges must meet in order to be  
          approved by CSAAVE to enroll Title 38 recipients, providing  
          additional protection to veterans from unscrupulous colleges  








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          that often leave students with high debt and without a degree or  
          certificate of any value. 

           Cal Grant Program standard  . In an effort to increase  
          accountability over public financial aid expenditures and  
          address the budget deficit, in 2011 California established  
          requirements linking participation in the Cal Grant Program to  
          the percentage of students borrowing federal loans and the  
          number of students defaulting on those federal loans within  
          three years of entering repayment (CDR).  In 2012, the CDR  
          requirements were tightened and a graduation rate requirement  
          was established.  In January 2013, the Legislative Analyst's  
          Office (LAO) reported on the Cal Grant requirements and found  
          that default and graduation rates provide rough proximities of  
          how well an institution is serving students.  This bill would  
          require, among other provisions, an institution to meet the  
          program quality standards (CDR and graduation rate) of the Cal  
          Grant Program, or be approved and regulated by the Bureau.   

           Bureau standard  .  The Bureau provides oversight of private  
          postsecondary educational institutions operating in California  
          through granting approval of institutions and programs,  
          enforcing minimum operating standards for quality, providing for  
          student complaint resolution, and requiring institutional  
          disclosures to prospective students.  While some institutions  
          receiving Title 38 funds are subject to the Bureau's oversight,  
          many institutions are provided an exemption from the Bureau's  
          enforcement authority.  This bill would require an institution  
          that does not meet the aforementioned program quality standards  
          to seek and obtain an approval to operate from the Bureau;  
          thereby ensuring the Bureau can take action to protect a veteran  
          student. 

           Unaccredited degree granting institutions  .  Accreditation is a  
          voluntary, non-governmental peer review process used to  
          determine academic quality.  Under federal law, the United  
          States Department of Education (USDE) establishes the general  
          standards for accreditation agencies and is required to publish  
          a list of recognized accrediting agencies that are deemed  
          reliable authorities on the quality of education provided by  
          their accredited institutions.  While accredited and  
          unaccredited education and training programs are allowed to  
          operate in California, only accredited institutions are  
          authorized to participate in virtually all federal and state  
          financial aid programs.  One exception to the accreditation  








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          requirement is under Title 38 veterans funds.  

          Unaccredited degrees can limit a student's career options. Some  
          career fields and employers require degrees from accredited  
          colleges; this is especially true in professions like education  
          and health care, where certification or licensure is a  
          pre-requisite for employment. While California licensure  
          requirements in the health care field vary; physicians,  
          dentists, clinical social workers, optometrists, and  
          chiropractors must obtain their required degrees from accredited  
          institutions or institutions approved by their respective  
          licensing boards.

          This bill would require institutions offering unaccredited  
          degrees to obtain accreditation, or discontinue degree programs  
          (possibly create approved certificate programs).  Unaccredited  
          programs would still be authorized to operate in California;  
          however, institutions would not be approved for Title 38 award  
          use at those institutions.

           Proposed amendments  . Committee staff proposes the following  
          amendments clarifying the accreditation requirement consistent  
          with the author's intent:
          
               (3) The institution shall provide evidence of  
               accreditation  of all degree programs  to CSAAVE from an  
               accrediting agency recognized by the United States  
               Department of Education. An institution offering an  
               unaccredited degree that is participating in Title 38  
               award programs on January 1, 2015, shall have until  
               January 1, 2016, to obtain and provide evidence to  
               CSAAVE of its candidacy  or pre-accreditation  status  
                for accreditation  with an accrediting agency  
               recognized by the United States Department of  
               Education in order for the institution to be eligible  
               for Title 38 awards for the academic year of 2015-16,  
               or 2016-17, or both, and to obtain and provide  
               evidence to CSAAVE of  full  accreditation from the  
               accrediting agency by January 1, 2017 to be eligible  
               for Title 38 awards for the academic year of 2017-18,  
               and each academic year thereafter.

           State authorization clarification  .  Several organizations have  
          requested a clarification regarding federal requirements for  
          state authorization.  Specifically, of concern, existing federal  








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          regulation requires all colleges seeking federal Title IV  
          financial aid to be authorized in the state in which they  
          operate.  The author has agreed to accept an amendment  
          clarifying that CSAAVE approval is not intended to constitute  
          state authorization for the purpose of federal Title IV  
          eligibility.  
           
           Technical amendments  .  Committee staff also recommends several  
          technical and clarifying amendments, which the author has agreed  
          to accept.     

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          American Legion, Department of California
          AMVETS, Department of California
          California Association of County Veterans Service Officer
          California Labor Federation
          California State Commanders Veterans Council
          Center for Public Interest Law (CPIL) at the University of San  
          Diego School of Law
          Children's Advocacy Institute (CAI) at the University of San  
          Diego School of Law
          Consumers Union
          Military Officers Association of America, California Council of  
          Chapters
          Public Advocates
          The Institute for College Access and Success
          VetJobs
          Veterans Education Success
          Veterans of Foreign Wars, Department of California
          Vietnam Veterans of America, California State Council
          Young Invincibles 

           Opposition 
           
          California Association of Private Postsecondary Schools
          San Diego Chamber of Commerce
          University of Phoenix

           
          Analysis Prepared by  :    Laura Metune / HIGHER ED. / (916)  
          319-3960 









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