BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 2147
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          Date of Hearing:   April 29, 2014

                           ASSEMBLY COMMITTEE ON JUDICIARY
                                Bob Wieckowski, Chair
                   AB 2147 (Melendez) - As Amended: April 22, 2014

                             As Proposed to be Amended 
           
          SUBJECT  :  state informaton practices

           KEY ISSUES  :  

          1)Should a state agency that collects personal information  
            online disclose to the person submitting the information that  
            the information may be shared with other agencies or private  
            parties? 

          2)Should a state agency be prohibited from using or sharing  
            information from partially completed online forms?

                                      SYNOPSIS

          In December of 2013 the Los Angeles Times reported that  
          California's Health Benefits Exchange, also known as Covered  
          California, raised consumer privacy concerns by sharing personal  
          information from partially completed online applications for  
          Covered California health coverage with authorized insurance  
          agents.  Those agents, in turn, subsequently contacted the  
          applicants about health insurance options.  The author believes  
          that the personal information of Californians should not be  
          shared with third parties without their knowledge and consent.   
          This bill would do two things.  First, the bill requires a state  
          agency that collects personal information in an online form, and  
          shares that information with other agencies or private parties,  
          to prominently display a notice informing the person submitting  
          the information that his or her information may be shared with  
          another state agency or a private party.  Second, the bill  
          prohibits a state agency from using or sharing information from  
          a partially completed online form.  Existing law, the  
          Information Practices Act, already prohibits a state agency from  
          disclosing personal information in a manner that would link the  
          information disclosed to the person to whom it pertains, subject  
          to certain exceptions.  Existing law, for example, permits  
          disclosure with the subject's consent.  With or without consent,  
          however, a state agency under existing law may disclose  








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          information to other agencies or private parties to the extent  
          necessary to perform a legitimate function or as otherwise  
          required or authorized by law.  There is, however, no existing  
          provision that requires an agency to provide a notice by which a  
          person acknowledges that his or her submitted information may be  
          shared with other agencies or private parties.  There is no  
          opposition to this bill.  The author has agreed to take  
          clarifying amendments that are reflected in the bill summary and  
          listed in the analysis. 

           SUMMARY  :  Requires a state entity to provide notice of its  
          information sharing practices and prohibits a state agency from  
          using or sharing information from partially completed online  
          forms.  Specifically,  this bill  :  

          1)Requires a state agency, as defined, that uses an Internet Web  
            site to obtain information by means of an electronic form and  
            shares that information with another state entity or private  
            party to include a clearly displayed notice which states that  
            the person submitting the form acknowledges that information  
            collected may be shared with another state agency or a private  
            party in accordance with the requirements of the Information  
            Practices Act, as specified. 

          2)Prohibits a state entity that uses an Internet Web site to  
            obtain information by means of an electronic form from using  
            or sharing information provided on the form until the person  
            entering the information into the form specifically acts to  
            submit the form.  Specifies that information in partially  
            completed forms that has not been formally submitted shall not  
            be used or otherwise shared. 

           EXISTING LAW  : 

          1)Prohibits a state agency from disclosing any personal  
            information in a manner that would link the information  
            disclosed to the individual to whom it pertains, subject to  
            numerous exceptions.  Exceptions include, among other things,  
            the following disclosures:

             a)   To the individual to whom the information pertains, or  
               to the guardian, conservator, or agent of that individual,  
               as specified. 
             b)   With the prior written voluntary consent of the  
               individual to whom the information pertains, but only if  








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               that consent has been obtained not more than 30 days before  
               the disclosure or in the time limit agreed to by the  
               individual in the written consent. 
             c)   To those officers, employees, attorneys, agents, or  
               volunteers of the agency that has custody of the  
               information if the disclosure is relevant and necessary to  
               the ordinary course of their official duties and is related  
               to the purpose for which the information was obtained, or  
               to another agency if the transfer is necessary for the  
               transferee agency to perform its constitutional or  
               statutory duties, and the use is compatible with a purpose  
               for which the information was collected, as specified. 
             d)   Pursuant to a subpoena, search warrant, or court order,  
               as specified. 
             e)   Pursuant to the California Public Records Act. 
             f)   To a person who has provided the agency with advance,  
               adequate, written assurance that the information will be  
               used solely for statistical research or reporting purposes,  
               but only if the information is disclosed in a form that  
               will not identify the individual. 
             g)   To other persons and agencies, as specified, when  
               disclosure is necessary for a specified purpose, including  
               research, institutional review, public health, criminal  
               investigation, or to protect the health and safety of the  
               person to whom the information pertains.  (Civil Code  
               Section 1798.24.)

           FISCAL EFFECT  :  As currently in print this bill is keyed fiscal.  


           COMMENTS  :  According to the author, this bill was in response to  
          a Los Angeles Times report at the end of last year that the  
          California Health Benefits Exchange, known as Covered  
          California, raised consumer privacy concerns by sharing personal  
          information from partially completed online applications with  
          insurance agents.  These agents, in turn, subsequently contacted  
          the persons who had failed to complete the process to provide  
          them with more information about health insurance options under  
          Covered California.  In this way, this bill shares a common  
          origin with two other bills, AB 1560 and AB 1830, which were  
          similarly motivated by the Los Angeles Times report.  However,  
          unlike AB 1560 and AB 1830, which focused only on the Exchange,  
          this measure would apply to all state agencies that collect  
          information from Californians through the use of an online  
          electronic form.  Specifically, this bill does two things.   








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          First, it would require a state agency that collects information  
          through the use of an online form to disclose to the person  
          completing the form that information may be shared with other  
          state agencies and private parties, so long as those disclosures  
          comply with the Information Practices Act.  Second, this bill  
          would prohibit the state agency from using or sharing any  
          information from a partially completed form or a form that had  
          not yet been formally submitted.  This latter provision is  
          apparently in direct response to reports that Covered California  
          provided insurance agents with the information of persons who  
          had visited the website and begun, but who had not actually  
          completed, the application process. 

           Existing Limitations on State Agencies  :  The Information  
          Practices Act (IPA) of 1977 outlines the procedures that state  
          agencies must follow when they collect, maintain, or share the  
          personal information of Californians who, for any number of  
          reasons, submit information to the agency.  The general rule in  
          the IPA is that agencies shall not disclose any personal  
          information that would link the information disclosed to the  
          person to whom it pertains.  However, the IPA also incorporates  
          a number of reasonable exceptions to this rule.  For example, a  
          state agency may disclose information to the person to whom the  
          information pertains or if that person has provided prior  
          written consent to the information's release, so long as the  
          consent was obtained not more than 30 days before the  
          disclosure, or for any agreed upon time limit.  With or without  
          such consent, however, the agency may disclose information to  
          employees, attorneys, or agents of the agency if disclosure is  
          relevant or necessary to perform the ordinary duties of the  
          agency.  Similarly, an agency may disclose the information to  
          another state agency for its legitimate uses, so long as the use  
          is consistent with the original reason for which the information  
          was collected. In addition, the IPA contains other exemptions  
          that apply to specific agencies and specific uses.  (Civil Code  
          Section 1798.24.)   However, even in those situations in which  
          an agency may disclose information without the express consent  
          of the person to whom the information applies, there is no  
          requirement that the agencies obtain prior consent or even  
          provide notice that such information will be shared.  Of course  
          state agencies, like any other commercial Web site operator,  
          must provide on its Web site a link to its privacy policy that,  
          in general terms, tells the user how information is collected  
          and shared, if at all. 









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          This bill, therefore, expands existing requirements by requiring  
          an express notice, in bold print and in close proximity to the  
          "submit" button, which will make it clear to the user that, by  
          clicking the "submit" button, the user acknowledges that he or  
          she understands that the agency may share the information  
          submitted on the online form, so long as it is used and shared  
          in a manner that complies with the Information Practices Act.  

           Bill Does Not Cover "Cookies" and Other Forms of Information  
          Tracking  :  Presumably, this measure will only apply where a  
          state agency asks a Web site user to fill out data fields and  
          then asks the user to click a "submit" button after the  
          information has been provided.  However, it should be noted that  
          a state agency Web site, like any commercial Web site, can, with  
          the use of "cookies" or similar tracking devices, obtain  
          information about the user without the user ever voluntarily  
          entering information into a field.   Unlike the information  
          typically entered into a data field - name, address, credit card  
          number, etc. - cookies and other tracking devices typically make  
          inferences about the user - sometimes quite precise inferences -  
          based on browsing patterns.  As to the state agency's policies  
          about this type of information, a consumer would still need to  
          proactively consult the Web site's privacy policy. 

           Proposed Author Amendments  :  The author will take the following  
          clarifying amendments in this Committee.  

             -    On page 2 delete lines 3-5 and insert:   For purposes of  
               this section, "state agency" includes every state office,  
               officer, department, division, bureau, board, and  
               commission, including the California State University.  

             -    On page 2 line 6, change "state entity" to "state  
               agency"

             -    On page 2, line 7, after "form" insert:  and shares that  
               information with another state agency or private party  

             -    On page 2, line 17, change "state entity" to "state  
               agency"

             -    On page 2, line 19, after "provided insert:  on the form  

           REGISTERED SUPPORT / OPPOSITION  :   









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           Support 
           
          None on file

           Opposition 
           
          None on file 
           
          Analysis Prepared by  :   Thomas Clark / JUD. / (916) 319-2334