BILL ANALYSIS                                                                                                                                                                                                    �



                                                                            



           ----------------------------------------------------------------- 
          |SENATE RULES COMMITTEE            |                       AB 2289|
          |Office of Senate Floor Analyses   |                              |
          |1020 N Street, Suite 524          |                              |
          |(916) 651-1520         Fax: (916) |                              |
          |327-4478                          |                              |
           ----------------------------------------------------------------- 
           
                                           
                                    THIRD READING


          Bill No:  AB 2289
          Author:   Daly (D)
          Amended:  8/4/14 in Senate
          Vote:     21

           
           SENATE BANKING & FINANCIAL INST. COMM.  :  9-0, 6/18/14
          AYES:  Evans, Block, Correa, Hill, Hueso, Morrell, Roth, Torres,  
            Vidak

           SENATE APPROPRIATIONS COMMITTEE  :  Senate Rule 28.8
           
          ASSEMBLY FLOOR  :  73-0, 5/8/14 (Consent) - See last page for vote


           SUBJECT  :    Business filings

           SOURCE  :     Author


           DIGEST  :    This bill amends several laws administered by the  
          Department of Business Oversight (DBO) to clarify the definition  
          of an electronic record, and increases, from 15 days to 30 days,  
          the amount of time in which the Commissioner of DBO has to  
          review franchise applications and franchise renewals under the  
          Franchise Investment Law.

           Senate Floor Amendments  of 8/4/14 make a technical change by  
          correcting an inadvertent drafting error.

           ANALYSIS  :    

          Existing law:
                                                                CONTINUED





                                                                    AB 2289
                                                                     Page  
          2


           1. Provides, under the Corporate Securities Law of 1968, that  
             notwithstanding any other provision of law, the Commissioner  
             may by rule or order prescribe circumstances under which to  
             accept electronic records or electronic signatures, and  
             clarifies that nothing in the aforementioned language  
             requires the commissioner to accept electronic records or  
             electronic signatures.  

           2. Defines an "electronic record" under the Corporate  
             Securities Law as a record created, generated, sent,  
             communicated, received, or stored by electronic means, and  
             includes a record transmitted by means of facsimile machine  
             or other telephone transceiving equipment.

           3. Defines an "electronic signature" under the Corporate  
             Securities Law as an electronic sound, symbol, or process  
             attached to or logically associated with an electronic record  
             and executed or adopted by a person with the intent to sign  
             the electronic record.

           4. Contains a codified statement of legislative intent within  
             the Corporate Securities Law of 1968 which states that DBO  
             has continuously implemented methods to file records  
             electronically, including broker-dealer and investment  
             adviser applications, and is encouraged to continue to expand  
             its use of electronic filings to the extent feasible, as  
             budget, resources, and equipment are made available to  
             accomplish that goal.

           5. Provides, under the Franchise Investment Law, that if no  
             stop order is in effect, registration of an offer of  
             franchises automatically becomes effective on the 15th  
             business day after an application for registration is filed,  
             or after the last amendment to that application is filed, or  
             at such earlier time as the Commissioner determines.

           6. Provides, under the Franchise Investment Law, that a  
             registration may be renewed for additional periods of one  
             year each, unless the Commissioner by rule or order specifies  
             a different period, by submitting a registration renewal  
             statement no later than 15 business days prior to the  
             expiration of the registration, unless such period is waived  
             by order of the Commissioner.  If no stop order or other  

                                                                CONTINUED





                                                                    AB 2289
                                                                     Page  
          3

             order is in effect, provides that the registration  
             automatically renews on the date the prior registration was  
             scheduled to expire, or at such earlier time as the  
             Commissioner determines.

          This bill:

           1. Amends the Check Sellers, Bill Payers and Proraters Law;  
             Escrow Law; California Finance Lenders Law; Franchise  
             Investment Law; and California Deferred Deposit Transaction  
             Law to provide that, notwithstanding any other law, the  
             Commissioner may by rule or order prescribe circumstances  
             under which to accept electronic records, as specified, or  
             electronic signatures; and clarifies that this authority  
             shall not require the Commissioner to accept electronic  
             records or electronic signatures.

           2. Amends all of the aforementioned laws and the Corporate  
             Securities Law to add a definition of "electronic record"  
             which includes, but is not limited to:

                   An application, amendment, supplement, and exhibit  
                filed for any qualification, registration, order, permit,  
                certificate, license, consent, or other authority.

                   A financial statement, reports, or advertising.

                   An order, permit, certificate, license, consent, or  
                other authority.

                   A notice of public hearing, accusation, and statement  
                of issues in connection with any application,  
                qualification, registration, order, permit, certificate,  
                license, consent, or other authority.

                   A proposed decision of a hearing officer and a  
                decision of the Commissioner.

                   The hearing transcripts.

                   A release, newsletter, interpretive opinion,  
                determination, or specific ruling.

                   Correspondence between a party and the Commissioner  

                                                                CONTINUED





                                                                    AB 2289
                                                                     Page  
          4

                directly relating to any document listed above.

           1. Amends the Franchise Investment Law to provide that, as long  
             as no stop order is in effect, registration of an offer of  
             franchises automatically becomes effective on the 30th  
             business day after the filing of a complete application for  
             registration or the last preeffective amendment to that  
             application; and defines a "complete application" as one that  
             contains the appropriate filing fee, Uniform Franchise  
             Disclosure Document, and all additional exhibits, including  
             financial statements in conformity with regulations of the  
             Commissioner, and "preeffective amendment" as an application  
             amendment filed before the effective date of the registration  
             of the sale of franchises.

           Background   
           
           Electronic submissions  .  DBO is currently in the middle of a  
          multi-year effort to increase the number and type of licensee  
          submissions it will accept electronically.  Virtually all of the  
          laws under DBO's jurisdiction were written when paper  
          submissions were the norm, and thus fail to reference electronic  
          filings.  This bill authorizes the Commissioner to accept  
          electronic filings under several of the laws under DBO's  
          jurisdiction, and gives the Commissioner the authority to  
          prescribe the circumstances under which such submissions would  
          be accepted.

          Additional time to review franchise applications and renewals.   
          Under existing law, initial and renewal applications for  
          franchise registrations automatically become effective on the  
          15th day after they are filed, unless the Commissioner approves  
          them at an earlier time.  This timeframe was not problematic in  
          1971, when the Franchise Investment Law was first operative, but  
          has become increasingly problematic for DBO as the number of  
          franchisors has grown.  DBO receives approximately 2,000  
          franchise registrations and 500 exemption notice filings each  
          year.  

          Under current regulation, a franchise registration expires 110  
          days following the end of the applicant's fiscal year, unless  
          the Commissioner specifies a different period.  Because most  
          franchisors operate under a January to December fiscal year,  
          most renewal applications are due by the same date.  During  

                                                                CONTINUED





                                                                    AB 2289
                                                                     Page  
          5

          franchise renewal season (March - May), DBO's eight-person legal  
          staff must review an average of over 1,000 renewal applications,  
          as well as any other securities filings received during that  
          time period.  This bill will ease DBO's burden during renewal  
          time by giving DBO staff an additional 15 business days in which  
          to review franchise applications and renewals, and by clarifying  
          that the clock begins ticking when a complete application is  
          submitted.

           Comments
           
          According to the author's office, this bill allows DBO to accept  
          various electronic application filings that are not currently  
          specifically authorized by statute.  Since 2008, DBO has  
          embarked on a long-term project, called DOCQNET, to upgrade and  
          improve its electronic systems, including the ability for the  
          public to upload various applications for filing with DBO.  This  
          bill does not address issues with the specific implementation of  
          DOCQNET.  It does, however, propose various enabling statutes  
          within the laws administered by DBO, to ensure that DBO may  
          receive the electronic applications and filings, subject to  
          budget, resources, and availability of equipment and technology.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
          Local:  No



           ASSEMBLY FLOOR  :  73-0, 5/8/14
          AYES:  Achadjian, Alejo, Allen, Ammiano, Atkins, Bigelow, Bloom,  
            Bocanegra, Bonilla, Bonta, Bradford, Brown, Buchanan, Ian  
            Calderon, Campos, Chau, Ch�vez, Chesbro, Conway, Cooley,  
            Dababneh, Dahle, Daly, Dickinson, Donnelly, Fong, Fox,  
            Frazier, Beth Gaines, Garcia, Gatto, Gomez, Gonzalez, Gordon,  
            Grove, Hagman, Harkey, Roger Hern�ndez, Holden, Jones,  
            Jones-Sawyer, Levine, Linder, Logue, Lowenthal, Maienschein,  
            Medina, Melendez, Mullin, Muratsuchi, Nazarian, Nestande,  
            Olsen, Pan, Patterson, Perea, Quirk, Quirk-Silva, Rendon,  
            Ridley-Thomas, Rodriguez, Salas, Skinner, Stone, Ting, Wagner,  
            Waldron, Weber, Wieckowski, Wilk, Williams, Yamada, John A.  
            P�rez
          NO VOTE RECORDED:  Eggman, Gorell, Gray, Hall, Mansoor, V.  
            Manuel P�rez, Vacancy


                                                                CONTINUED





                                                                    AB 2289
                                                                     Page  
          6


          MW:k  8/5/14   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  NONE RECEIVED

                                   ****  END  ****







































                                                                CONTINUED