BILL ANALYSIS                                                                                                                                                                                                    �






                             SENATE JUDICIARY COMMITTEE
                         Senator Hannah-Beth Jackson, Chair
                              2013-2014 Regular Session


          AB 2317 (Maienschein)
          As Introduced
          Hearing Date: June 17, 2014
          Fiscal: No
          Urgency: No
          TH


                                        SUBJECT
                                           
                             Execution: Sale of Property

                                      DESCRIPTION  

          This bill would codify in California's Enforcement of Judgments  
          Law a judgment debtor's equitable right of redemption.

                                      BACKGROUND  

          Under existing law, when a court awards a money judgment against  
          a certain party (a "judgment debtor"), the opposing party who  
          secured the judgment (a "judgment creditor") is entitled to  
          collect his or her judgment through a process called execution.   
          Upon issuance of a writ of execution from a court, a levying  
          officer (such as a sheriff) is directed to enforce the judgment  
          by levying on the property, i.e., by seizing the property under  
          the writ.  (8 Witkin Cal. Proc. Enf. Judg. Sec. 99.)  Seized  
          property can then be sold at a judicially ordered sale (an  
          "execution sale") to satisfy the money judgment. 

          From at least the 1860s up until 1982, California law protected  
          real property owners who lost property at an execution sale  
          under certain circumstances by granting a statutory right to  
          redeem property from the sale, most prominently when the  
          purchaser of seized property was the judgment creditor of a  
          judgment later invalidated by a court.  (See e.g. Reynolds v.  
          Harris (Cal. 1860) 14 Cal. 667 [where the plaintiff in an action  
          purchases the defendant's property under a sale ordered by a  
          judgment, the former owner, after reversal on appeal, may have  
          the sale set aside and be restored to possession].)  In 1982,  
          the California Law Revision Commission recommended eliminating  
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          California's statutory right of redemption as part of broader  
          reforms to the Enforcement of Judgments Law.  The Commission,  
          through its examination of the issue, determined that "[t]he  
          very existence of the right of redemption operates as the  
          greatest impediment to the achievement of the primary purpose of  
          obtaining a fair bid at a sale of real property because the  
          purchaser can only obtain title that is defeasible for another  
          year or, in certain cases, three months," and that the statutory  
          right to redeem in "exceptional cases does not justify the  
          detrimental effect in the vast majority of cases [caused by] the  
          right to redeem."  (California Law Revision Commission, 1982  
          Creditors' Remedies Legislation (Sept. 1982), pgs. 1118-1119.)   
          The Legislature responded to the Commission's recommendations by  
          enacting AB 707 (McAlister, Ch. 1364, Stats. 1982), which  
          codified the current Enforcement of Judgments Law and eliminated  
          the prior statutory right to redeem.  Under the new statutory  
          scheme, except in limited circumstances, an execution sale "is  
          absolute and may not be set aside for any reason."  (Code Civ.  
          Proc. Sec. 701.680(a).)

          Importantly, in its recommendation on reforming the Enforcement  
          of Judgments Law, the Commission noted that elimination of the  
          statutory right to redeem "would not affect the equitable right  
          of a judgment debtor to redeem from a sale at a grossly  
          inadequate price where the purchaser is guilty of unfairness or  
          has taken undue advantage."  (1982 Creditors' Remedies  
          Legislation, pgs. 1119-1120.)  This Committee's analysis of AB  
          707 noted the Commission's report, stating that "[t]he Law  
          Revision Commission has prepared a report which it wishes the  
          Committee to adopt as the Committee's comments."  (Sen.  
          Judiciary Com., analysis of AB 707 (1981-1982 Reg. Session),  
          Aug. 2, 1982, p. 22.)  California Appellate Courts have  
          concluded that "the Legislature adopted the [Enforcement of  
          Judgments Law] based on the recommendations of the CLR  
          Commission," and consult its recommendations in interpreting  
          that statute.  (Lang v. Roch� (Cal.App.2d Dist. 2011) 201  
          Cal.App.4th 254, 263.)  Consequently, at least one court has  
          held that despite repealing the statutory right to redeem  
          property sold at a judicially ordered sale, Californians enjoy  
          an equitable right to redemption under certain circumstances.   
          (See Id.)

          This bill would codify that the Enforcement of Judgments Law  
          does not affect, limit, or eliminate a judgment debtor's  
          equitable right of redemption.

                                                                      



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                                CHANGES TO EXISTING LAW
           
           Existing law  , the California Constitution, provides that a  
          person may not be deprived of life, liberty, or property without  
          due process of law.  (Cal. Const. art I, Sec. 7.)

           Existing law  provides, in relevant part, that after entry of a  
          money judgment, and upon application of the judgment creditor, a  
          writ of execution shall be issued by the clerk of the court and  
          shall be directed to the levying officer in the county where the  
          levy is to be made and to any registered process server.   Writs  
          may be issued successively until the money judgment is  
          satisfied, except as specified.  (Code Civ. Proc. Sec.  
          699.510(a).)

           Existing law  states that, except as otherwise provided, a sale  
          of property pursuant to the Enforcement of Judgments Law is  
          absolute and may not be set aside for any reason. (Code Civ.  
          Proc. Sec. 699.510(a).)

           Existing law  provides that if a judgment is reversed, vacated,  
          or otherwise set aside, the judgment debtor may recover from the  
          judgment creditor the proceeds of a sale pursuant to the  
          judgment with interest at the rate on money judgments to the  
          extent the proceeds were applied to the satisfaction of the  
          judgment.  (Code Civ. Proc. Sec. 699.510(b).)

           Existing law  provides, as specified, that if a sale was improper  
          because of irregularities in the proceedings, because the  
          property sold was not subject to execution, or for any other  
          reason:
           the judgment debtor, or the judgment debtor's successor in  
            interest, may commence an action within 90 days after the date  
            of sale to set aside the sale if the purchaser at the sale is  
            the judgment creditor; and
           the judgment debtor, or the judgment debtor's successor in  
            interest, may recover damages caused by the impropriety.   
            (Code Civ. Proc. Sec. 699.510(c).)

           This bill  would provide that the above provisions do not affect,  
          limit, or eliminate a judgment debtor's equitable right of  
          redemption.

                                        COMMENT
           
          1.  Stated need for the bill  
                                                                      



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          The author writes:
          
            The lack of clarity regarding the equitable right of  
            redemption [in the Enforcement of Judgments Law] presented  
            itself in Lang v. Roche (2011) 201 Cal.App.4th 254, and almost  
            caused plaintiff Lang to unfairly lose his property.  In a  
            long-running dispute, one neighbor ("Roche") deliberately  
            misspelled the other neighbor's name ("Lang") on a defamation  
            lawsuit, falsely claimed to the trial court that Lang could  
            not be found, and obtained a default judgment after serving  
            Lang by publication under the misspelled name.  Eight years  
            later, Roche obtained a writ of execution on Lang's property. 

            Lang discovered the default judgment as Roche prepared to  
            execute on it, and filed a lawsuit against Roche seeking to  
            void the judgment and enjoin the sheriff's sale.  Lang failed  
            to obtain the injunction and Roche bought Lang's property for  
            $100 at the sheriff's sale.  The default judgment was  
            ultimately vacated and the lawsuit dismissed.  Thereafter,  
            Lang filed a lawsuit against Roche seeking to quiet title to  
            the property that Roche obtained at the sheriff's sale.  Since  
            Lang's lawsuit to get back the property was filed six years  
            after the execution sale, the trial court dismissed the case  
            on the basis that Lang missed the statutory 90 day deadline.

            On appeal, the court looked at the history of the [Enforcement  
            of Judgments Law (EJL)] and set aside the sale, holding that  
            the intent of the legislature as evidenced by the [California  
            Law Revision Commission's] recommendation evidenced that the  
            legislative intent when enacting the EJL was not to abrogate a  
            property owner's equitable right of redemption.  Had the court  
            not looked beyond the plain language of the statute, Lang's  
            property would have been lost for good.  This bill would  
            codify the original intent of the EJL by making explicit that  
            property owners retain their equitable right of redemption  
            after a [s]heriff's sale.

          2.  Due Process  

          Both the federal and California Constitutions guarantee that an  
          individual's "life, liberty, or property" shall not be deprived  
          without due process of law.  Construing the federal due process  
          clause, the U.S. Supreme Court has held that "[u]ndoubtedly  
          where life and liberty are involved, due process requires that  
          there be a regular course of judicial proceedings, which imply  
                                                                      



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          that the party to be affected shall have notice and an  
          opportunity to be heard; so, also, where title or possession of  
          property is involved."  (Hagar v. Reclamation Dist. No. 108  
          (1884), 4 S. Ct. 663, 667.)  As the author's description of Lang  
          v. Roche above indicates, individuals who deliberately  
          perpetrate fraud upon a court and deceptively enlist the court's  
          power to issue writs of execution to seize the property of  
          others denies a judgment debtor the benefit of "a regular course  
          of judicial proceedings."

          Moreover, our own Supreme Court has held, in the context of an  
          execution sale, that when a "purchaser has, in the language of  
          the [U.S.] [S]upreme [C]ourt, been guilty of any unfairness or  
          has taken any undue advantage, resulting in such gross  
          inadequacy and consequent injury to the owner of the property,  
          he will be deemed guilty of fraud warranting the interposition  
          of a court of equity in favor of the owner who is himself  
          without fault."  (Odell v. Cox (1907), 151 Cal. 70, 75 [internal  
          quotation marks omitted].)  When such a miscarriage of justice  
          occurs, "[o]nly the return of the innocent individual's property  
          satisfies the constitutional guarantee that no state may deprive  
          any person of life, liberty, or property, without due process of  
          law."  (Lang v. Roch�, 201 Cal.App.4th at 265.)  "[I]t would,"  
          in the words of our Supreme Court, "be a reproach to a court of  
          equity, if it could not lay hold of such a transaction as this  
          is shown to be, and set aside a sale of property acquired under  
          the forms of law and in defiance of natural rights."  (Odell v.  
          Cox, 151 Cal. at 77.)

          This bill ensures that courts are explicitly able to exercise  
          their equitable powers to allow those unfairly dispossessed of  
          property through an execution sale to redeem their property.   
          Staff notes that because such miscarriages of justice are  
          extremely rare, codifying this equitable remedy will not act as  
          an impediment to obtaining fair bids at execution sales, and  
          will therefore not undercut the policy rationale for striking  
          the pre-1982 statutory right of redemption from the Enforcement  
          of Judgments Law.


           Support  :  None Known

           Opposition  :  None Known
                                        HISTORY
           
           Source  :  Business Law Section, State Bar of California
                                                                      



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           Related Pending Legislation  :  None Known

           Prior Legislation  :

          AB 707 (McAlister, Ch. 1364, Stats. 1982) See Background.

          SB 137 (Ducheny, Ch. 452, Stats. 2005) created a right of  
          redemption for property sold following a nonjudicial foreclosure  
          by a homeowners association for nonpayment of assessments.

           Prior Vote  :

          Assembly Floor (Ayes 78, Noes 0)
          Assembly Committee on Judiciary (Ayes 10, Noes 0)

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