BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 2378
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          Date of Hearing:   April 23, 2014

                           ASSEMBLY COMMITTEE ON INSURANCE
                                Henry T. Perea, Chair
                 AB 2378 (Perea) - As Introduced:  February 21, 2014
           
          SUBJECT  :   Workers' compensation: temporary disability benefits

           SUMMARY  :   Provides that, with respect to certain fire and peace  
          officer employees, the right to a leave of absence for up to one  
          year with full pay as a result of on-the-job disability does not  
          offset any portion of those employees' right to up to 104 weeks  
          of temporary disability benefits.   Specifically,  this bill  :  

          1)Contains Legislative findings and declarations to the effect  
            that:

             a)   Courts are supposed to liberally construe the workers'  
               compensation laws for the purpose of extending benefits to  
               workers whose injuries arise out of or in the course of  
               employment;

             b)   AB 338 of the 2007-2008 Session was intended to  
               ameliorate an unintended consequence of the temporary  
               disability law adopted in 2004 that limited the duration of  
               temporary disability to two years;

             c)   AB 338 was not intended to limit or reduce compensation  
               paid to certain fire and peace officer employees pursuant  
               to Labor Code Sections 4800 and 4850;

             d)   The Court of Appeal issued a decision in 2013 that  
               wrongly interprets existing law, and AB 338, with the  
               consequence of wrongfully denying these fire and peace  
               officer employees the full benefits that the statues  
               intended to provide to them; and 

             e)   That it is imperative that the Legislature act to  
               abrogate the Court's holding and restore the Legislature's  
               intent to provide benefits to these employees.

          2)Specifies that benefits provided by Labor Code Section 4800,  
            et seq, and 4850, et seq, are payable in addition to the  
            maximum payments available under Section 4656, the temporary  
            disability statute.








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          3)Provides that it is the intent of the Legislature to abrogate  
            the holding in County of Alameda v. Workers' Compensation  
            Appeals Board (Knittel) (2013) 213 Cal.App.4th 278.

           EXISTING LAW  :

          1)Provides for a comprehensive system of workers' compensation  
            benefits for workers whose injuries or conditions arise out of  
            or in the course of employment, including indemnity benefits  
            designed to compensate for lost wages in cases where a worker  
            is temporarily unable to work due to the injury or condition.

          2)Provides that temporary disability benefits are available for  
            up to 104 weeks during a five-year period after the date of  
            injury, in an amount that is 2/3 of the worker's average  
            weekly wage, but subject to a cap that varies depending on  
            increases or decreases in a specified wage measurement.

          3)Provides that most firefighter and peace officer employees  
            receive a one year leave of absence without loss of salary in  
            the event of a work-related disability that is either  
            temporary or permanent.

          4)Provides, as a matter of state and federal tax law, tax  
            payments received as a result of disability are tax-free  
            benefits.

          5)Provides, based on case law, that the one year leave of  
            absence constitutes the first 52 weeks of the 104 weeks of  
            temporary disability authorized by law.

           FISCAL EFFECT  :   Undetermined

           COMMENTS  :   

           1)Purpose  .  According to the author, firefighters and police  
            officers face up to 10 times as great a risk of serious  
            on-the-job injury as non-safety private employees. Because of  
            a state appeals court decision that re-interprets decades of  
            case law and administrative rulings, firefighters are at risk  
            of losing up to half of their eligibility for temporary  
            disability if they suffer such a catastrophic injury. AB 2378  
            restores this critical disability eligibility for firefighters  
            and law enforcement officers. It doesn't create any new  








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            benefits and doesn't impose any significant additional cost on  
            local governments that they haven't been paying for many  
            years. AB 2378 simply allows firefighters and peace officers  
            to continue having the same option they've had for 75 years --  
            take up to a year's paid leave of absence before receiving  
            temporary disability.

           2)4800 and 4850 time  .  These provisions of law were enacted  
            decades ago for the reasons noted by the author, above: fire  
            and police officers place life and limb on the line every day,  
            and suffer injury rates far higher than most classes of  
            employees.  This was one of the first "special benefits"  
            granted to public safety officers, in recognition of the  
            special risks associated with the job.  This benefit is  
            "special" because it provides this class of employee full  
            salary tax free during the up to one-year period.  All other  
            employees receive 2/3 of their average weekly wages (subject  
            to a cap), which is designed to approximate their previous  
            take home pay during the period of temporary disability.

          Historically, the issue presented by the bill, and by the  
            Knittel case, would have been irrelevant because temporary  
            disability benefits were not limited.  As a result, the  
            firefighter or peace officer simply shifted to regular  
            temporary disability at the end of the one year leave of  
            absence, and received those benefits until the injury became  
            "permanent and stationary" (the trigger to shift from  
            temporary disability to permanent disability), or the employee  
            retired.  (Prior to 1979, there was a 240 week limit on  
            temporary disability benefits, but there appear to have been  
            no cases that address the situation where the person was  
            "temporarily" disabled for almost 5 years before becoming  
            either permanently disabled or taking a disability  
            retirement.)

          3)Knittel and AB 338  .  The findings and declarations in the bill  
            essentially provide that the bill is needed to overrule an  
            erroneous Court of Appeal decision that has the effect of  
            denying public safety employees benefits the Legislature  
            intended to provide them.  Further, the findings and  
            declarations point to the Court's apparent reliance on its  
            reading of AB 338 (Coto), Statutes 2007, Chapter 595, in  
            reaching its conclusions.  Three points need to be noted in  
            this regard.  









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          First, it is clear beyond debate that AB 338 was not intended to  
            alter, or in any way effect, Section 4800 and 4850 benefits  
            for public safety employees.  The bill was intended to cure an  
            unintended consequence of the 2004 workers' compensation  
            reform.  That reform adopted the 104 week limitation, but  
            allowed payments for only 104 weeks from the first date  
            temporary disability was paid.  This created a disincentive  
            for the employees who were trying the hardest to return to  
            work, or pursue conservative treatment as recommended by  
            treatment guidelines, because they would run out of the 104  
            weeks from first payment, even if they had not been off work  
            and collecting benefits all of those 104 weeks.  AB 338 was  
            aimed only at curing this unintended consequence by allowing  
            104 weeks of temporary disability benefits within five years  
            of the injury.

          Second, it is less than clear that AB 338 formed the basis of  
            the Court of Appeal's conclusion that 4850 time counts as the  
            first 52 weeks of the 104 week temporary disability cap.  In  
            announcing its decision, the Court pointed to language in  
            Labor Code Section 4656 that long pre-dated AB 338, and to a  
            long line of pre-AB 338 case law that held that 4850 time is a  
            workers' compensation benefit.  However, in the body of the  
            opinion, the Court engaged in a discussion of AB 338 that  
            could lead one to conclude that the Court relied on some of  
            the change in language from that bill in guiding its decision,  
            or at least guiding its rejection of the applicant's various  
            arguments.  To add confusion, the Court's concluding statement  
            returned to the two prongs of pre-AB 338 statute and case law.  
             Thus, it is clear that the Court misconstrued the Legislative  
            intent of AB 338; but it is less than clear that this mistake  
            formed the basis of its decision.

          Third, the policy question presented by the bill is the same,  
            regardless of what motivated the Court: was the 104 week  
            limitation ever intended to limit 4850 time, and should it?

           4)Why a 104 week limitation  ?  Prior to 2004, temporary  
            disability was not capped.  The vast majority of cases, well  
            in excess of 90%, did not exceed two years.  Nonetheless, a  
            few outliers went beyond two years, and some extended  
            temporary disability as many as five years or more.  It was  
            believed that most of these outliers did not involve injured  
            workers who were truly "temporarily" disabled, but rather were  
            gaming the system for as long as possible with no intention of  








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            returning to work.  But this does not establish that there are  
            never cases where legitimate temporary disability can extend  
            for more than two years, and AB 338 itself recognized that  
            some injuries can involve extended periods of temporary  
            disability for workers who intend to return to work.

          Not surprisingly, public employers argue that it is rare that  
            injured workers who are out for more than one year, let alone  
            3 years, are likely to return to work.  They argue that public  
            safety employees injured this severely will in all likelihood  
            take a disability retirement, which frees up the public agency  
            to replace that employee with a new hire.  These public  
            employers argue that the bill will merely extend the date that  
            this occurs, with added public sector costs in the meantime.   
            They also argue that keeping the total 4850 plus 52 weeks of  
            temporary disability benefits is an appropriate balance when  
            considering public sector costs.  In this regard, they point  
            out that under the Court of Appeal's decision, all employees  
            are treated the same with respect to the duration of benefits,  
            but that public safety officers still receive better benefits  
            than other employees because 4850 benefits, which are paid out  
            for the first year after an injury, are superior to regular  
            temporary disability benefits. 

          Proponents counter that it takes a significant time for many  
            injuries to heal sufficient for the public safety employee to  
            return to work, and that every opportunity should be afforded  
            these employees who are trying to do so.  They also note that  
            temporary disability ends when the injured worker is  
            "permanent and stationary" - when the effects of the injury  
            are unlikely to improve medically - and this is a  
            determination made by a doctor, not by the injured worker, and  
            this limitation ensures that the injured worker is not  
            improperly attempting to extend the benefit period.

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          California Professional Firefighters (CPF) (sponsor) 
          California Labor Federation (co-sponsor)
          American Federation of State, County and Municipal Employees  
          (AFSCME) 
          Association for Los Angeles Deputy Sheriffs
          Glendale City Employees Association 








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          Los Angeles Probation Officers' Union AFSCME, Local 685
          Organization of SMUD Employees
          Riverside Sheriffs' Association
          San Bernardino Public Employees Association
          San Luis Obispo County Employees Association 
           
          Opposition 
           
          California Association of Joint Powers Authorities (CAJPA)
          California Coalition on Workers' Compensation
          California Joint Powers Insurance Authority 
          CSAC Excess Insurance Authority
          League of California Cities
          Los Angeles County Board of Supervisors
           
          Analysis Prepared by  :    Mark Rakich / INS. / (916) 319-2086