BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 2416
                                                                  Page  1

          Date of Hearing:   April 23, 2014

                     ASSEMBLY COMMITTEE ON LABOR AND EMPLOYMENT
                               Roger Hern�ndez, Chair
                    AB 2416 (Stone) - As Amended:  March 28, 2014
           
          SUBJECT  :   Liens: laborers and employees.

           SUMMARY  :   Authorizes an employee to record and enforce a wage  
          lien upon (1) an employer's property, and (2) the real property  
          at which the employee performed work, as specified.   
          Specifically,  this bill  :

          1)Provides that an employee shall have a lien  on all property of  
            the employer  for the full amount of any wages and other  
            compensation, penalties, and interest owed to the employee,  
            subject to the following:

             a)   If the employer is a natural person, the lien shall only  
               apply to employer's principal place of residence only to  
               the extent that the employee provided labor to the benefit  
               of the employer's household or principal residence.

             b)   A lien shall not be claimed by an employee who is exempt  
               from specified administrative, executive, or professional  
               exemptions under current law.

             c)   The lien shall not attach if the employer has obtained a  
               surety bond or insurance in an amount adequate to fully  
               satisfy the employee's claim, as specified.

             d)   The lien shall not apply to work performed under a valid  
               collective bargaining agreement, as specified.

             e)   The lien action may be also be undertaken by any person  
               or entity to which a portion of an employee's compensation  
               is payable or that has standing under applicable law, or  
               that is authorized by the employee to act on the employee's  
               behalf.

             f)   The lien shall take precedence over all other claims,  
               debts, judgments, decrees, liens, encumbrances, or  
               mortgages originating  after  the date the lien is filed or  
               recorded, except as specified.









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             g)   As to the first $50,000 of the amount claimed, the lien  
               shall takes precedence over all other claims, debts,  
               judgments, decrees, liens, encumbrances, or mortgages  
               originating  prior  to the date the notice of lien is filed  
               or recorded, except as specified.

          2)Provides that an employee shall have a lien  on the real  
            property at which the employee performed work  for the amount  
            of any wages and other compensation, penalties, and interest  
            owed to the employee under any of the following circumstances:

             a)   The property owner and the employee's employer are  
               related parties, as defined.

             b)   The employee was employed by a contractor or  
               subcontractor performing services for the property owner or  
               its agent, or for a related party to the property owner.

             c)   The employee was employed on commercial property by a  
               tenant or subtenant if the work was performed in an  
               industry "with a traditionally high risk of wage theft"  
               (the restaurant, garment, car wash, grocery store,  
               recycling and waste collection, trucking and hauling, and  
               warehouse industries).

             d)   The employee was employed to perform "property services  
               work" on commercial property.  "Property services work" is  
               defined to mean work in the janitorial, security guard,  
               parking services, and landscaping and gardening industries.

          3)Provides that a lien  on the real property at which the  
            employee performed work  shall be subject to the following:

             a)   If the property owner is a natural person, the lien  
               shall apply to the property owner's principal residence  
               only to the extent that the employee provided labor to the  
               benefit of that household or residence.

             b)   A lien shall not be claimed by an employee who is exempt  
               from specified administrative, executive, or professional  
               exemptions under current law.

             c)   The lien shall not attach if the employer or property  
               owner has obtained a surety bond or insurance in an amount  
               adequate to fully satisfy the employee's claim, as  








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               specified.

             d)   The lien shall not apply to work performed under a valid  
               collective bargaining agreement, as specified.

             e)   The lien action may be also be undertaken by any person  
               or entity to which a portion of an employee's compensation  
               is payable or that has standing under applicable law, or  
               that is authorized by the employee to act on the employee's  
               behalf

          4)Requires the employee, (at least five days prior to recording  
            a notice of lien for an employer's property, and at least 20  
            days prior to recording a notice of lien for a property owner  
            at whose property the employee performed work), to provide the  
            owner of the property with a preliminary written notice of the  
            intent to record a lien, as specified.

          5)Provides that the notice of lien shall be executed under  
            penalty of perjury and shall include specified information.

          6)Provides that the lien shall be permanently extinguished  
            unless the notice of lien is served on the employer or  
            property owner within 180 days of the date the employee ceased  
            working for the employer.

          7)Establishes timelines and procedures for the commencement of  
            civil actions to enforce the lien, as specified.

          8)Provides that if an employee acted unreasonably or in bad  
            faith is refusing to file a release of lien, the employer or  
            property owner shall be entitled to recover attorney's fees  
            and costs, and authorizes the court to issue a fine against  
            the employee not to exceed $1,000.

          9)Provides that if a court finds that false information was  
            knowingly and in bad faith included in a notice of lien with  
            an intent to defraud, the lien shall be extinguished and the  
            right to a lien forfeited, and the court may award reasonable  
            attorney's fees and costs to the property owner or employer.

          10)Makes other related and conforming changes.

           EXISTING LAW  : 









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          1)Gives mechanics, persons furnishing materials, artisans, and  
            laborers of every class the right to file a lien upon the  
            property upon which they have bestowed labor or furnished  
            material for the value of such labor and material.  Requires  
            the Legislature to provide, by law, for the speedy and  
            efficient enforcement of such liens.  (Article XIV Section 3  
            of the California Constitution.) 

          2)Sets forth the obligations, rights, and remedies of those  
            involved in a construction project with regard to mechanics  
            liens and generally regulates the conditions under which a  
            mechanics lien may be enforced.  (Civil Code Sec. 8400 et  
            seq.)

          3)Recognizes prejudgment wage liens against property as a remedy  
            in certain industries, including agriculture (Civ. Code �  
            3061.5-3061.6), logging (Civ. Code � 3065), and mining (Civ.  
            Code � 3060).

          4)Permits an employee to file a claim with the Department of  
            Labor Standards Enforcement for unpaid wages, compensation,  
            and penalties.  Authorizes the State Labor Commissioner to  
            investigate complaints, hold hearings on a claim, and issue an  
            appropriate order, decision, or award, and allows either party  
            to appeal an order, decision, or award made by the  
            Commissioner to the appropriate civil court.  (Labor Code  
            Sections 98 through 98.2.) 

           FISCAL EFFECT  :   Unknown

           COMMENTS  :   This bill revisits an issue that was raised last  
          year in AB 1164 (Lowenthal) - the difficulty (or more often  
          inability) of workers to collect on judgments for claims for  
          unpaid wages.  In describing the purpose of this bill, the  
          author states the following:
           
               "According to a UCLA Labor Center report from 2013, only  
               seventeen percent of California workers who succeed in a  
               wage claim with the California Division of Labor Standards  
               Enforcement (DLSE) were able to successfully collect those  
               wages.  It is unacceptable that eighty-three percent of  
               individuals who have won decisions with the DLSE do not  
               receive their wages.  

               The collection rate is so low because Labor Commissioner or  








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               Civil Court decisions on wage claims can sometimes take  
               from a year to a year and a half to conclude.  This long  
               time period at times results in businesses closing or  
               filing for bankruptcy.  In fact, 60 percent of DLSE  
               judgment's against employers are issued at a time when the  
               business entity is found to be "non-active." This is a  
               major contributing factor to the seventeen percent  
               collection rate.
               This bill would allow an employee to place a lien on the  
               property of their employer, with proper notification, in  
               cases where the employee has determined there has been wage  
               theft.  The ability to record this lien offers the employee  
               a tool for recovering lost wages.  Liens have been  
               successful in providing mechanics and contractors with a  
               tool to protect themselves from wage theft, and this bill  
               would provide that same tool."

           The Problem of "Wage Theft"  

          Various recent studies have highlighted concerns about alleged  
          widespread "theft of wages" in the United States and in  
          California, particularly in the underground economy.  For  
          example, in 2009 the Ford Foundation sponsored a study that  
          surveyed 4,387 workers in low-wage industries in the three  
          largest U.S. cities - Chicago, Los Angeles and New York City.   
          The study revealed that 26 percent of workers in the sample were  
          paid less than the legally required minimum wage, and 60 percent  
          of these workers were underpaid by more than $1 per hour.  In  
          addition, 76 percent of the respondents who worked overtime in  
          the previous week were not paid the legally required overtime  
          rate by their employers.  (Broken Laws, Unprotected Workers:  
          Violations of Employment and Labor Laws in America's Cities,  
          Center for Urban Economic Development, National Employment Law  
          Project, UCLA Institute for Research on Labor and Employment  
          (2009).)

          Another study focused on a survey of 1,815 workers in Los  
          Angeles County.  The survey found that low-wage workers in Los  
          Angeles regularly experience violations of basic laws that  
          mandate a minimum wage and overtime pay and are frequently  
          forced to work off the clock or during their breaks.  Other  
          violations documented in the survey include lack of required  
          payroll documentation, late payments, stealing tips, and  
          employer retaliation.  (Milkman, Gonzalez and Narro, Wage Theft  
          and Workplace Violation in Los Angeles: The Failure of  








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          Employment and Labor Law for Low-Wage Workers, UCLA Institute  
          for Research on Labor and Employment (2010).)  The survey also  
          revealed that the various forms of nonpayment and underpayment  
          of wages take a heavy monetary toll on workers and their  
          families.  Respondents who experienced a pay-based violation in  
          the previous work week lost an average of $39.81 out of average  
          weekly earnings of $318.00 (or 12.5 percent).  Assuming a  
          full-year work schedule, these workers lost an average of  
          $2,070.00 annually out of total earnings of $16,536.00.  The  
          survey estimated that, in a given week, 654,914 workers in Los  
          Angeles County suffer at least one pay-based violation.   
          Extrapolating from this figure, front-line workers in low-wage  
          industries lose more than $26.2 million per week as a result of  
          employment and labor law violations.

           Effectiveness of Existing Methods of Recovering Unpaid Wages  

          Under existing law, when an employer fails to pay wages due, the  
          employee has the right to file a claim against his or her  
          employer (or former employer) with the Department of Labor  
          Standards Enforcement (DLSE), which is directed by the State  
          Labor Commissioner.  The Labor Commissioner has jurisdiction  
          over most private sector employees, except those that are bona  
          fide independent contractors.  In some cases, according to case  
          law, the Commissioner does not have jurisdiction over those  
          working under collective bargaining agreements.  Existing law  
          requires an employee who feels that his or her wages have been  
          wrongly withheld must go through DLSE and according to  
          statutorily prescribed procedures.  (Labor Code Section 98 et  
          seq.)  After conducting an investigation, the Labor Commissioner  
          may hold an administrative conference or hearing, or both.  If a  
          party is unhappy with the Commissioner's decision, it can appeal  
          to the appropriate civil court.  (Labor Code Section 98.2.)   
          However, the author contends that even where a worker wins a  
          favorable decision, the process of collecting the award is often  
          difficult and ineffective.  Irresponsible employers may have  
          already hidden their cash assets, declared bankruptcy, or  
          otherwise become judgment-proof.  According to the author, state  
          agencies simply do not have the resources to collect wages even  
          where a decision has been rendered in favor of the employee.   
          Giving employees a "wage lien" - similar to but in many ways  
          broader than the customary "mechanic's lien" - would provide an  
          additional and arguably more effective tool for an employee to  
          recover unpaid wages. 









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           Mechanic's Lien Not Available to Most Workers  

          In addition to permitting claims to be filed with the DLSE and  
          Labor Commissioner, the California Constitution gives  
          "mechanics, persons furnishing materials, artisans, and laborers  
          of every class the right to file a lien upon the property upon  
          which they have bestowed labor or furnished material for the  
          value of such labor and material."  To further this end, the  
          state constitution requires the Legislature to provide, by law,  
          for the speedy and efficient enforcement of such liens.   
          Accordingly, provisions of the Civil Code set forth the  
          obligations, rights, and remedies of those involved in a  
          construction project.  However, the author claims that the  
          mechanic's lien is inadequate for most workers.  For example, it  
          is generally only available to construction workers (and a few  
          others specially provided for by statute) and it only allows the  
          worker to place a lien on the property upon which labor was  
          bestowed.  An employee who performed labor that did not entail  
          construction or making an improvement to real property - such as  
          service work, for example - cannot make use of a mechanic's  
          lien.

           Liens Against Real Property at Which the Employee Performed Work  

          Like the prior version of this bill (AB 1164), one of the more  
          controversial sections of this bill is the provision that allows  
          an employee, in addition recording a lien against the employer's  
          property, to record a lien  on the real property at which the  
          employee performed work  . 

          Specifically, AB 1164 authorized a lien against the property  
          upon which the employee bestowed labor "for the benefit of the  
          property owner and with the owner's consent or knowledge that  
          such labor was being provided."

          This bill takes a different approach to the issue.  This bill  
          provides that an employee shall have a lien  on the real property  
          at which the employee performed work  under any of the following  
          circumstances:

                 The property owner and the employee's employer are  
               related parties, as defined.

                 The employee was employed by a contractor or  
               subcontractor performing services for the property owner or  








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               its agent, or for a related party to the property owner.

                 The employee was employed on commercial property by a  
               tenant or subtenant if the work was performed in an  
               industry "with a traditionally high risk of wage theft"  
               (the restaurant, garment, car wash, grocery store,  
               recycling and waste collection, trucking and hauling, and  
               warehouse industries).

                 The employee was employed to perform "property services  
               work" on commercial property.  "Property services work" is  
               defined to mean work in the janitorial, security guard,  
               parking services, and landscaping and gardening industries.

          Opponents raise strong objections to this particular provision  
          of the bill.  For example, some opponents state the following:

               "This directly allows an employee who performs work to file  
               a wage lien against a third party homeowner or commercial  
               property owner who had no actual control over the payment  
               of wages.  It is patently unfair to hold an innocent third  
               party liable for the alleged, unproven acts of another.  

               Notably, the bill states that with regard to the first  
               category, the property owner and employee must be  
               "related," and for the third and fourth category, any lien  
               against a third party shall not apply unless the employee  
               is in a "high risk industry."  However, who will ultimately  
               make the determination as to whether the employee's  
               employer and property owner are "related parties" as  
               defined?  Who will determine what type of industry in which  
               the employee is engaged?  Because the bill allows an  
               employee to file a lien pre-judgment, there is no impartial  
               tribunal to determine whether the lien has been filed in  
               accordance with these proposed parameters.  The only person  
               making that determination under [this bill] is the  
               employee, who notably is not even required to identify in  
               the statement for a lien evidence that the property owner  
               and employer are "related," or  in what type of industry  
               he/she is employed.  Once a lien is improperly filed, the  
               property owner will then have to spend time and money  
               getting the lien removed by proving the lien should never  
               have been filed in the first place."  

           Priority and "Super-Priority" Lien Provisions  








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          As introduced, this bill grants a lien precedence over all other  
          liens, claims, or encumbrances perfected  after  the date that the  
          notice of the lien is filed or recorded, except as provided.

          Moreover, at least as to the first fifty thousand dollars, the  
          bill provides that the wage lien would take precedence over all  
          other liens, claims, or encumbrances that were perfected  prior  
          to  the filing or recording of the notice of the wage lien.   
          However, the wage lien would not have super-priority over a tax  
          lien or other government lien, a purchase money mortgage, a  
          security interest in personal property retained by the seller of  
          that personal property in a sales transaction, or other liens  
          that arise from the performance of labor, including a mechanic's  
          lien.

          AB 1164 from last year contained language that was similar to  
          these provisions.  However, that language was subsequently  
          deleted from the bill after the bill was heard in the Assembly  
          Judiciary Committee.

          Opponents also raise significant concerns with this provision of  
          the bill:

               "[This bill] will also basically destroy commercial  
               investments or lending in California as well as personal  
               home loans.  Specifically, [this bill] would (1) give a  
               wage lien priority over all other liens filed  after  the  
               wage lien, except a tax lien, purchase money mortgage,  
               security interest in personal property, or mechanic's  
               liens/labor liens; and (2) a priority for the first $50,000  
               of the wage lien over all other liens, filed  before  the  
               wage lien, except a tax lien, government lien, purchase  
               money mortgage, or mechanic's lien.  This means it would  
               take precedence over child support liens, alimony, judgment  
               liens, second mortgages on real property or lines of  
               credit.  

               The direct result of such a super-priority lien for  
               businesses would basically be the end of commercial  
               investment and real estate in California.  It is impossible  
               to imagine that a financial lender would provide a mortgage  
               on real property if its interest in that property could be  
               surpassed at any time by a wage lien, even when that  
               interest was asserted first.  Moreover, given that [this  








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               bill] allows an employee to file a lien on any real  
               property "where the employee performed work" when the  
               property owner and employer are "related," this could  
               directly impact personal homeowners as well.  The real  
               estate market in California is just recently showing signs  
               of improvement.  If [this bill] were enacted, it will  
               basically eliminate any opportunity for further recovery,  
               thereby destroying jobs in California."

           ARGUMENTS IN SUPPORT  :

          This bill is co-sponsored by the Service Employees International  
          Union (SEIU), which states that it is an attempt to fight the  
          high rate of wage theft in California by authorizing a simple  
          wage lien process for low-wage workers to use against employers  
          who rob them of their wages.

          SEIU goes on to state:

               "California has strong labor protections on paper, but in  
               reality companies can pick and choose whether they want to  
               follow the law or break it. As a result, billions of  
               dollars are stolen every year from workers' paychecks,  
               which hurts workers, their families, their communities, and  
               law-abiding businesses.

               Under current law, workers can pursue a wage claim through  
               the Division of Labor Standards Enforcement, but even after  
               winning their case, they fail to recover even a single  
               penny of what's owed to them 83% of the time (according to  
               a 2013 UCLA Labor Center/National Employment Law Project  
                                                study). This is due to the fact that in 60% of the cases  
               where a worker succeeded in winning their claim with DLSE  
               the employer was listed as non-active (i.e. defunct) when  
               the judgment was issued.

               These circumstances have created an environment that allows  
               Billions of dollars to be stolen every year from workers'  
               paychecks. A 2010 UCLA study found 30% of low-wage workers  
               in Los Angeles were paid less than the minimum wage in the  
               week before the survey. The same study showed that in Los  
               Angeles County, workers have more than $1 billion in wages  
               stolen from them every year. This is money that would  
               otherwise support families, our communities, and local  
               businesses."








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          SEIU concludes that this bill creates a clear standard to  
          prevent unscrupulous businesses from stealing from workers.   
          Workers need better tools that will help them recover the wages  
          they are owed, and good businesses need a level playing field.



          In addition, the United Food and Commercial Workers Union,  
          Western States Council supports this bill and states that over  
          the past twenty years, we have seen a growing and consistent  
          pattern of abuse by "unethical corrupt" businesses that take  
          advantage of low-wage workers in a variety of industries that  
          are an integral player in the "underground economy."  They  
          argue:

               "We believe that good employers should also be supportive  
               of this measure to finally apply 'remedies' that turn the  
               tide away from economically disadvantaged workers and  
               against 'bad players' in the marketplace.

               It is imperative that we advance your bill for passage and  
               finally build a curtain of worker protections and  
               enforcement that is responsive and measurable to state  
               agencies and organizations who everyday grow tired and  
               frustrated with the status-quo of inefficient measures."
           
           ARGUMENTS IN OPPOSITION  :

          Opponents, including the California Chamber of Commerce, contend  
          that this bill would cripple California businesses by allowing  
          any employee, governmental agency, or anyone "authorized by the  
          employee to act on the employee's behalf" to file super priority  
          liens on an employer's real property or any property where an  
          employee "performed work" for an alleged, yet unproven, wage  
          claim.

          They continue by stating:  

               "Despite the undeniable complexity of wage and hour laws in  
               this state, [this bill] would allow any employee,  
               governmental agency, or anyone "authorized by the employee  
               to act on the employee's behalf," to file a lien against  
               the employer's real or personal property simply on the  
               basis that the employee believes he or she has a valid wage  








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               claim against the employer.  At the time of filing the  
               lien, the employee would have no burden to provide any  
               actual evidence that the employer violated any wage and  
               hour law.  Rather, all the employee would have to do is  
               simply provide: (1) a demand statement of the alleged  
               amount owed; (2) general statement of the work performed;  
               and (3) employer's name and address.  

               Under [this bill], this lien could be applied for single  
               employee wage claims that amount to several hundred dollars  
               in damages and/or class action and representative wage  
               claims that allege millions of dollars in damages.   
               Employees should not be allowed to interfere with an  
               employer's business or property, or someone else's real  
               property where work was performed, through filing a lien of  
               such significance without first proving the merit of their  
               allegations.  To allow otherwise will basically subject  
               employers to constant extortion in order to avoid dealing  
               with a lien on their property.

               [This bill] allows a lien to be filed for all unpaid wages,  
               "other compensation," and related penalties, not just  
               minimum wage violations.  The scope of this is quite broad  
               and includes, but is not limited to, the following:  
               overtime pay; meal period; rest periods; vacation pay;  
               commission; tips; piece rate; bonuses; split shift pay;  
               reporting time pay; shift differential pay; on-call pay;  
               stand-by pay; meals and lodging credit violations; expense  
               reimbursements; compensation for tools, uniforms, and  
               equipment; and, compensation for normal wear and tear of  
               uniforms, tools, and equipment."

          Moreover, opponents argue that this bill forces property owners  
          to resort to courts that are already underfunded.  They argue  
          that if a lien is improperly filed against an employer's  
          property or third party's property, and the employee fails to  
          withdraw the lien but does not necessarily act in bad faith or  
          with the intent to defraud, there is no consequence.  Rather,  
          the employer or property owner must petition the court for  
          removal of the lien before being able to fully utilize their  
          property.   Opponents state that it is undisputed that the  
          judicial branch has suffered severe budget cuts in recent years  
          that has created a significant backlog of civil cases.  Unless  
          the judicial branch receives additional funding in this year's  
          budget, it will have to continue to cut services and reduce  








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          staff.  Under this bill, property owners who cannot locate the  
          employee who filed the lien to have it removed or where the  
          employee refuses to remove the lien, will have the property  
          essentially frozen for months, even years, until the judicial  
          branch can actually calendar the petition for adjudication.  

           PRIOR RELATED LEGISLATION  :

          As discussed above, this bill is similar, but not identical to,  
          AB 1164 (Lowenthal) from last year.  In January, AB 1164 was  
          moved to the inactive file on the Assembly floor and was not  
          taken up for a vote.

          This bill is also similar, but not identical to, the introduced  
          version of AB 2517 (Eng) from 2012.  AB 2517 was subsequently  
          amended to provide for wage liens only in the car wash and  
          polishing industry.  AB 2517 failed passage on the Assembly  
          floor.

           DOUBLE REFERRAL  :

          This bill has been double-referred to the Assembly Judiciary  
          Committee, where it will be heard should it pass this Committee.  


           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          Asian Americans Advancing Justice-Asian Law Caucus
          Asian Americans Advancing Justice-Los Angeles
          California Employment Lawyers Association
          California Labor Federation, AFL-CIO
          California Rural Legal Assistance Foundation
          Centro Legal de la Raza
          Chinese Progressive Association
          CLEAN Carwash Campaign
          Coalition for Humane Immigrant Rights Los Angeles (CHIRLA)
          Community Action Board of Santa Cruz County
          Consumer Attorneys of California
          Employee Rights Center
          Equal Rights Advocates
          Filipino Advocates for Justice
          Garment Workers Center
          KIWA (Koreatown Immigrant Workers Alliance)








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          Koreatown Immigrant Workers Alliance (CoSponsor)
          Los Angeles Alliance for a New Economy
          Maintenance Cooperation Trust Fund
          National Day Labor Organizing Network (CoSponsor)
          National Day Laborer Organizing Network
          National Employment Law Project
          National Employment Law Project (CoSponsor)
          National Immigration Law Center
          National Lawyers Guild Labor & Employment Committee
          Service Employees International Union (CoSponsor)
          United Food & Commercial Workers Western States Council
          Wage Justice Center
          Wage Justice Center (CoSponsor)
          Women's Employment Rights Clinic, Golden Gate University School  
          of Law
          Workplace Justice Initiative

           Oppose Unless Amended

           Prof. J. David Sackman, Esq.

           Opposition 
           
          Acclamation Insurance Management Services
          Air Conditioning Trade Association 
          Allied Managed Care
          Associated Builders and Contractors - San Diego Chapter
          Associated Builders and Contractors of California 
          Associated General Contractors
          Building Owners and Managers Association of California
          California Apartment Association 
          California Association for Health Services at Home
          California Association of Winegrape Growers
          California Building Industry Association 
          California Business Properties Association 
          California Business Roundtable
          California Chamber of Commerce
          California Chapter of American Fence Association 
          California Employment Law Council
          California Farm Bureau Federation
          California Fence Contractors' Association 
          California Grocers Association 
          California Hospital Association
          California Hotel and Lodging Association
          California Land Title Association 








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          California Landscape Contractors Association 
          California League of Food Processors
          California Manufacturers and Technology Association 
          California Mortgage Bankers Association
          California Newspaper Publishers Association 
          California Pool and Spa Association 
          California Professional Association of Specialty Contractors
          California Restaurant Association 
          California Retailers Association 
          Civil Justice Association of California 
          Coalition of Small and Disabled Veterans Businesses
          Construction Employers' Association
          El Centro Chamber of Commerce
          Flasher Barricade Association 
          Fullerton Chamber of Commerce
          Greater Bakersfield Chamber of Commerce
          Greater Riverside Chambers of Commerce
          Independent Insurance Agents & Brokers of California 
          International Council of Shopping Centers
          Marin Builders Association 
          NAIOP of California, the Commercial Real Estate Development  
          Association
          National Federation of Independent Business
          Orange County Business Council 
          Oxnard Chamber of Commerce
          Palm Desert Area Chamber of Commerce
          Plumbing-Heating-Cooling Contractors Association of California
          Porterville Chamber of Commerce
          San Jose Silicon Valley Chamber of Commerce
          Santa Clara Chamber of Commerce and Convention-Visitors Bureau
          Simi Valley Chamber of Commerce
          Southwest California Legislative Council
          Tahoe Chamber of Commerce
          Visalia Chamber of Commerce
          Western Electrical Contractors Association
          Western Growers Association  

           
          Analysis Prepared by  :    Ben Ebbink / L. & E. / (916) 319-2091